On Monday morning, Lin Yaren would have to hold a weekly meeting of the company as usual. Even if there are only five people at the moment, they are at least a small and micro enterprise specializing in financial microfinance.

Lin Yaren first said: "I would like to remind everyone again that our main target customer groups are small and micro business owners, housewives, white-collar workers, blue-collar workers, and hourly workers.

As for the students group, in my opinion, they belong to a special group. Although they are not eliminated, they are not recommended to lend them in a targeted manner.

To put it more bluntly, I would rather lend to unemployed people in a targeted manner than lend to students in a targeted manner."

"But, students' money is the best to make. Besides, students' money is the easiest to collect. On the one hand, they have no money to pay it back, and their parents have the best guarantee.

On the other hand, some students are timid and panic whenever they are a little bit fierce. I have followed the president's instructions and have never used violence." Kitanohara Shinichi said the truth.

Lin Yaren certainly knew that the students' money was the best to earn, and said: "Not to mention the current students, even young people in their teens and twenties have few plans and restraints in spending money. After all, they are deeply influenced by the thriving environment of the current RB society and economy.

What's more, people's values ​​and value orientations are only money. If you don't have money, you will naturally be discriminated against and looked down upon by others. More desires, less earning, and chasing trends or face are the main characteristics of ordinary young people today.

In addition, the overwhelming advertising and celebrity endorsements on the streets on TV have further encouraged their consumption atmosphere.

If you have the conditions to consume, but if you don’t, then you will create conditions to consume. After all, they are too blindly optimistic about their future prospects.

"In the past, I received education in South Korea that people living in island countries like RB and Britain had a natural sense of crisis. However, the impression I feel now is not like this.

At the very least, not everyone is like this. Young working people only think of the best annual success system, that is, their income will increase every year as they age.

I have been wondering, will RB not have any situations like in the United States where salaries are cut and layoffs, or even companies go bankrupt?" Li Yuner said one after another.

Lin Yaren is the one who has experienced it, and said best: "When people are twenty years old, they naturally will not think about what they are when they are forty, and they will not personally feel what the midlife crisis is.

If everyone has a sense of crisis, then our industry will not make money. The borrower’s little thoughts are just thinking that it doesn’t matter if he borrows money and pays some interest.

In the future, I will become less worth mentioning as my income increases. This spiritual sustenance comes from the annual succession system mentioned by Li Yuner.

If you don’t consume or enjoy some things when you are young, you may not wait until you get old? Beautiful clothes, shoes, and bags are extremely lethal to young girls.”

Jin Eun-hui took the words and said, "The president's last sentence was about the hearts of our young girls. At least, my monthly money is only one yen left and I spend all of it.

If I hadn't been doing the job in lending and the president's Dun Dun's teaching, I would have done the same things as many people in the country.

What's wrong with being able to buy the goods you are attracted to immediately with a little interest? The material satisfaction and happiness brought by this is endless at that time.

Of course, after a period of time, it will disappear. As for what bad things will be brought later, we generally do not think seriously.

Just like you men fight, you feel happy when you are impulsive, and the negative consequences that need to be borne, but you forget them before taking action."

Lin Yaren completely understood what she said was the pleasure brought by the accelerated secretion of adrenaline. After all, it can be achieved by buying, buying, enjoying and consuming.

The subordinates in his company are all young people. What they hear from them means that they are in line with the voices of ordinary young people living in RB.

"You girls just waste your money on shopping." Inoue Eiji sighed deeply.

Jin Eun-hye felt uncomfortable when she heard him say this and said, "What's wrong with us women shopping? We are afraid of spending money, so don't find a girlfriend. You will live your life with your own left and right hands."

As soon as these words were spoken, the atmosphere in the company suddenly solidified for a moment. Lin Yaren and Kitahara Machi are both men, want to laugh, but are embarrassed to laugh.

No matter what, now we are having a meeting in the company. Moreover, the other party pointed at the person involved in a targeted manner, Eiji Inoue.

Lee Yuner reached out to pull Jin Enhui and reminded her: "It's currently in a meeting!"

"Don't most men waste their money on drinking, Brother Bai Qing gambling, customs shops, no, entertainment?" Jin Enhui said a little restrained.

"Actually! I think many people are just ordinary people's income, but they have to live a middle-class life, or even a rich person.

In this way, there will inevitably be deficits and deficits in personal income and expenditure. In order to make up for personal deficits and deficits, I have to borrow money to live. At the beginning, I didn’t think there was anything.

If you borrow less, you will not have high interest rates. The borrowed money will give people the illusion that it seems to be picked up, and it will be easier to spend than the money you earned with hard work.

As time goes by, debts become more and more, interest will increase, and the snowball will grow little by little.

In the end, if you don’t come out, you can’t blame the debt collector for using extreme methods. When you borrow money to spend it, you’re so happy!

When I pay for the debts I owe in the past, I will play a rogue again? I never believed that people who borrow money have never measured or considered it at all.

Unless it is the kind of person who is addicted to something, just thinking about making money, not considering the consequences at all, and just throwing it out." Kitahara Machiya analyzed from a fair and objective perspective.

"That's right. Our company is definitely in the industry. The interest and other things are all clearly stated before borrowing. We never do all kinds of work to deceive others.
Chapter completed!