Kowloon Tong, a subordinate area of ​​Kowloon City, Hong Kong Island, is located north of Kowloon City.

This place is mainly composed of bungalows and villas, with a quiet environment and is one of the residential areas of several upper-level people in Hong Kong.

Although those who can live here cannot be compared with the bosses of Taiping Mountain, they are either rich or noble.

Moreover, there are many famous schools here, and they are not far from Sheng Yuqiang. They have complete facilities and convenient transportation. They are a relatively suitable residential area for Huo Wenjun.

Besides, Uncle Piao’s family’s villa is also bought here, so it is definitely the best choice at present.

Early in the morning, Huo Wenjun made an appointment with a real estate agent and a bank account manager.

Taking advantage of the great opportunity now, he planned to buy a villa in one step. This time he was attracted to a three-story duplex villa with front and rear courtyards, plus the garage and basement on the side, which totaled more than 7,000 feet.

Although it is now in a low period of real estate, the value of luxury houses has not yet fallen so quickly. The housing prices in Kowloon Tong are no longer as good as those in other places. Even now, they are nearly 2,000-foot.

So the total price of this villa is about 15 million. The original owner was a factory owner with a small asset. Now it is difficult to do business in Hong Kong Island. In addition, he is worried about the future of Hong Kong Island, so the family chose to immigrate to Canada.

Naturally, the villa was in a hurry to take off, but the original owner was not a fool, and he eventually bit him 1,200 to death and refused to let go.

This price is not cheap, but it is definitely not expensive. Not to mention that it will be at least quadrupled after ten years, even after five years.

Seeing that it was really impossible to suppress it, Huo Wenjun was afraid that the night would be long and dreams would be too long, so he did not lower the price anymore, so he immediately decided to buy it.

It can be said that buying at this time is definitely a bargain, but in the eyes of others, including the original owner, it is an absolute sucker.

At this moment, only those like Huo Wenjun who have full confidence in the future of the mainland and Hong Kong Island dare to "go against the trend".

But the money was not enough, so he chose to mortgage.

The word "mortgage" is a Cantonese transliteration of the English word "mortgage". It originally originated in Western countries and originally belongs to a legal relationship in the British-American balanced law system.

Later, it was introduced into the mainland real estate market from Hong Kong Island in the 1990s. It was first piloted by Shenzhen Construction Bank in the local area, and then gradually became popular in the mainland.

However, at this time, Hong Kong Island Bank had already begun to provide mortgage services, so Huo Wenjun did not hesitate and directly chose mortgages.

Although mortgages are still new in Hong Kong today, Huo Wenjun, who came from later generations, is used to it. Moreover, taking advantage of this opportunity to buy a house earlier is the top priority.

Buy it means making a profit.

"Huo Sheng, look at this house is good! It faces north and south, surrounded by mountains and rivers. Moreover, the furniture has not been used for a few years. You can move in after cleaning it up." The real estate agent said with a smile.

Although he was surprised by Huo Wenjun's youth, he still maintained enough professionalism, and at most he cursed "Second Generation Ancestor" in his heart jealously.

Huo Wenjun walked around the house and nodded secretly.

This house does not count as a courtyard or a garage, the indoor area alone is nearly 5,000 feet, and there is no common area or other statement now, so this house has no moisture.

To say 5,000 feet is 5,000 feet.

The three-story floor plus a basement layout, all kinds of facilities, and a large study room.

The house is also well decorated, and furniture is completely useful. Of course, he will definitely buy a new one in the future.

As long as the original owner moves out, Huo Wenjun can move in immediately.

To be honest, Huo Wenjun is quite satisfied with the place. The house is fine and the price has been negotiated, so he didn't say more.

"I'm very satisfied with the house, please pay."

Hearing his words, the bank account manager who followed him immediately came over: "Huo Sheng is so young and promising to buy a house!"

The account manager had a smile on his face. At this time, the loan was still fresh. Many banks wanted to develop this business but had no customers.

Unexpectedly, now, I am so lucky that a big customer like Huo Wenjun has come to me on his own initiative.

The account manager decided to buy a Shatin sack pigeon when he went home to treat himself.

Regarding the loan, the two parties have agreed to the down payment of 800,000 yuan, the interest rate is 3.5%, and it will be repaid in 20 years.

At an interest rate of 3.5%, Huo Wenjun needs to pay an additional 420,000 yuan in interest, and a monthly mortgage of about 50,000 yuan.

Taking the monthly net profit of "Fengqing" is about 3 million, this amount of money is completely a splash of water for Huo Wenjun.

Originally, the loan qualification review was relatively strict, and it required a stable income, and it took about half a year to complete the process.

However, the special matter was handled specially, and Huo Wenjun directly used "Change" as a guarantee. With the momentum of "Change" being popular across Hong Kong, banks naturally could not have reasons to disagree, and they also accelerated the processing and could be handled in less than a month.

Huo Wenjun now has more than 2 million yuan, and it is not difficult to pay 800,000 yuan to make a down payment, and it does not have much impact on the subsequent development plan.

Of course, this is just a stopgap measure. Once you have enough money, you will settle the remaining loan in one go.

After the procedures were completed, Huo Wenjun finally owned his own home.

After nearly four months of traveling, he finally lived in a "luxury mansion".

It is worth mentioning that under Huo Wenjun's persuasion, Chen Jiaju also gritted his teeth and bought a villa in Kowloon Tong.

Of course, it cannot be compared with Huo Wenjun's mansion, it is just the most ordinary small villa worth 3 million.

The same mortgage is a deposit of 200,000 yuan, which is enough to pay with the dividends of "Change".

For this reason, Amei almost got crazy. Liandao's biggest luck in knowing Huo Wenjun was Chen Jiaju.

After arguing for a day, Huo Wenjun and Chen Jiaju moved into their new home together. Although the two families are not adjacent, the distance is not far.

After inviting everyone to the Manhan Building for a big meal, Huo Wenjun finally moved into his new home.

No. 7 Deyun Road is where Huo Wenjun’s villa is located.

Looking at the luxurious mansion, a hint of emotion appeared in Huo Wenjun's eyes. He had been a social animal for more than ten years in his previous life, enjoying the blessing of 996 every day. He finally dragged his tired body back, and had to face the narrow room, his sloppy roommate, and his petty landlord.

I never thought that one day I would be able to live in such a villa, which was like a dream.

However, Huo Wenjun knew clearly that this was not a dream, but a result of his own efforts.

A sudden pride and a thousand pride surged in my heart.

Someone said that even pigs can fly when sitting on the wind vent, but now they are not just in the wind vent, they are simply craters!

This is a golden age full of miracles and dreams!

And he, Huo Wenjun, is in such an era!

This is really the best time-

The hero is not old yet, but his beauty is still beautiful.

This is your golden age, and it is my golden age!

Huo Wenjun's heart could not stop a thunderous aura!

Since God has allowed me to travel back to a young man, should I continue to live cautiously and frivolously?

Why not be arrogant and with his thirty years ahead of his vision and experience, you may not be able to write his legend in this era!

Youths are crazy about you!

The milk tiger roars in the valley, and all the beasts are shocked; the hidden dragon soars into the abyss, and the scales and claws are flying;

Even if there are eternal eternals, there are eight wildernesses; the future is like the sea, and the future is long.
Chapter completed!