Chapter 64(1/2)
Wang Chong put down the phone and smiled and said to Kang Wan, "How about it, are you still satisfied with the solution to the problem?"
The conversation between Wang Chong and that person just now made Kang Wan laugh, "I didn't expect that Manager Wang, who looks righteous on weekdays, would be so funny."
Wang Chong said, "Okay, Manager Kang, I think you are here not just for this matter. The private matter has been resolved, so let's talk about official business."
Seeing that Wang Chong was so direct, Kang Wan felt a little restrained, "This..."
Wang Chong asked, "Aren't you talking about Shunfa Aluminum loan?"
Kang Wan mustered up the courage and said, "Yes, uncle..."
Wang Chong interrupted, "You might as well call me Wang Chong. I feel a little awkward to this title."
"Actually, I came to you this time because Director Zhao means. You see, the loan from Tianma Group has been approved, and you have not given a loan here. Director Zhao said that as long as the conditions are not particularly excessive, we can discuss it."
"Conditions? For example?" Wang Chong asked.
Kang Wan said, "It's a matter of handling fees. We also know the hard work of doing credit, so the group takes out part of the fees as a hard work fee for you and the team..."
Wang Chong had already expected this, which is also a common problem in the industry. Generally, large-scale group loans seem to have low interest rates, with a benchmark interest rate of 10-20%, but he took out one to three points to pay the entire business team. Enterprises are also willing to pay less interest, and bank personnel can get benefits.
However, this kind of behavior is an extremely serious illegal act in nature. If the company's loan is fine, it's okay. Once the loan is withdrawn or a default occurs, the company will talk about it, and even threaten the bank to renew the loan. Wang Chong has encountered this situation frequently over the years, and answered questions in the same way: this kind of behavior is never allowed.
Wang Chong's smile gradually faded, "Manager Kang, maybe we don't have much contact with me, you don't know me, so don't mention this kind of thing in the future. The loan interest rate will rise by 40% according to the benchmark. If you don't agree, then I can't do anything about it."
Kang Wan hesitated, "I will report to Director Zhao, what is the loan matter?"
At this time, Wang Chong's phone rang, and it was Lin Tianhua who called him.
"President Lin."
Lin Tianhua said, "How is the progress of that loan from Tianma Group?"
Wang Chong said, "The loan conditions are still being implemented. What instructions do you have?"
"If it's OK, then let it go as soon as possible."
Wang Chong was a little confused. He originally asked him to drag the loan, "But President Lin..."
Lin Tianhua raised his voice and said, "Abide by the order."
"yes."
Wang Chong heard a little helpless from him, and no wonder he was. If it weren't for the hindrance of this loan, there wouldn't be the case that the board of directors dismissed Lin Tianhua not long ago. This matter, whether it was Tianma Group, the board of directors, or the city government leaders, put a lot of pressure on Lin Tianhua. Lin Tianhua knew that there would be risks when it was released, but he could not refuse, but if something happened, all the boards would hit Lin Tianhua.
After hanging up the phone, Wang Chong said to Kang Wan, "Notify you Director Zhao and you will be able to lend money tomorrow morning."
Kang Wan didn't expect things to go so well, and couldn't help asking, "Really?"
Wang Chong said, "You Tianma Group is a key enterprise in the city. Chairman Qi is also a man of great hands and eyes. Even the deputy mayor has spoken for you, what else can we do if we do?"
Kang Wan breathed a sigh of relief and almost laughed out loud. Wang Chong wondered, "Why are you so happy?"
Kang Wan said, "Director Zhao said that if I can't talk this week, I won't have to go to work anymore. Big... No, Manager Wang, I want to thank you very much."
"How can I thank you?"
As soon as this sentence was said, Kang Wan's face suddenly turned red. She remembered what happened before and knew that Wang Chong's words were actually teasing her, so she lowered her head and said, "You have the final say."
Wang Chong laughed, "Okay, hurry up and report to Zhao Xiaocheng. I'm joking with you. You are still so young, you must be upright and have a long way to go in the future."
After seeing Kang Wan off, Wang Chong called Su Lei and Zhang Feifan, asking for Tianma Loan loan loan loan process in the system. Zhang Feifan said, "Boss, can't stand the pressure?"
Wang Chong laughed and scolded, "You know a lot? The business volume has not been enough recently. It seems that I have to consider adding burden to you."
Zhang Feifan stuck out his tongue, "I'll go and implement it now!" After that, he ran out.
Wang Chong asked Su Lei, "After I leave the project, you will be responsible for the entire project. Why did the hard conditions I mentioned before be reported after not being implemented?"
Su Lei stammered and couldn't answer.
Wang Chong said, "Just tell the truth, I won't make things difficult for you."
Su Lei thought for a moment and said, "Actually, this is what President Liu and President Li meant." So he told the situation of the project team when they were having dinner at the Qi Zhongyuan Club that night, "The next day, the two presidents called me to talk to the office, asking me to change the credit conditions, and said..."
"say what?"
"The two presidents promised me that after the project is completed, I will be promoted to the head of the company's business department."
Wang Chong sighed in his heart that Su Lei was not himself, and his rank was low, and he could not defeat the two presidents' words. He advised: "Su Lei, I don't blame you for this matter. However, the bank gives us the power to investigate independently. We cannot do things that violate professional ethics just because of the instructed by our superiors. I hope that when you do business, you must have independent judgment and not be disturbed by external forces."
Su Lei felt a little dissatisfied, but he had to admire Wang Chong. The entire Donghua Bank was probably the only one who could say such words and fulfill them to the point.
...
Li Yishu called, "Just after the meeting, how did you handle the matter over there?" She refers to Kang Wan's text message, Wang Chong said, "Just just for your friend. How could this kind of fraudulent text message be so low-level, how could it fool me?"
Li Yishu said, "You can't say that every year we receive seven or eight hundred reports of such frauds, not including those who claim to be unlucky and have not reported the case."
Wang Chong said, "It seems that you have a long way to go in your mission."
Li Yishu said, "Do you have time tonight? Please invite you to dinner."
Wang Chong hurriedly said, "I dare not eat Captain Li's food easily. You should say there is something wrong."
"What, I can't invite you yet?"
"If you don't go to the Three Treasures Hall for nothing, you always feel panicked when you say this."
Li Yishu smiled, "I have encountered some trouble in the case recently, and I want to ask you some questions."
The two made an appointment for a time and hung up the phone.
In order to avoid Ma Xiaoxiao's misunderstanding, Wang Chong specially called Ma Xiaoxiao, "Li Yishu invites you to dinner in the evening. Do you have time? Come here together."
Ma Xiaoxiao said sourly, "I invited you, but I didn't say I'm going to do it."
Wang Chong laughed and said, "I'm afraid you will misunderstand it. After all, you are my girlfriend."
Ma Xiaoxiao hummed, "You know I am your girlfriend. When you get busy, you don't know how to call one. They were in love before, so they had to call for an hour every day."
Wang Chong said, "Okay, I won't go."
Ma Xiaoxiao then said, "Okay, I'm teasing you. I'm not a three-year-old child. I'll be rushing to write at work at night. Remember to call me after the date."
When he arrived at the agreed restaurant, Li Yishu wore a lilac sweater and a light blue tweed coat on the outside. He dressed up and down. He didn't wear a police uniform for the first time. Wang Chong looked at Li Yishu up and down, and Li Yishu asked, "Why, aren't you used to it?"
Wang Chong said: "I still think it's more interesting for you to wear police uniforms."
Li Yishu laughed, sat down, and said, "You have to wear police uniforms even when you have to eat, how tired you will be."
This is a Western restaurant with a very elegant environment. Most of the people who eat are dating couples. The voice is not loud. The atmosphere is a bit different with soothing music.
After knowing each other for so many years, this is the first time that they have eaten in such a formal occasion except for the last time they have eaten noodles. They don’t know what to say, and the atmosphere is a little awkward for a moment.
The waiter came over and said, "Sir, today our store launched a couple's package, which costs 588 yuan per serving. Do you want to try it?"
Wang Chong and Li Yishu said in unison: "We are not couples." Then, they looked at each other and smiled.
Wang Chong said, "Then let's get on this."
Li Yishu said, "Wang Chong, congratulations."
Wang Chong wondered, "Congratulations?"
"Yes, I mean, you and Ma Xiaoxiao are finally together. Don't you know, Ma Xiaoxiao has been in love with you for more than ten years. She seems to be very casual about relationships, but I know that she has not been easy over the years. Fortunately, seeing her good friend and the person she likes the most will always have a good ending. Don't let her down."
Wang Chong scratched his head awkwardly, nodded again, and suddenly asked, "Where is our Captain Li? It should be solved."
Li Yishu sighed, "The older men are, the more valuable they are. No one wants older single women like us after they are over thirty."
Wang Chong laughed, "Don't be too modest. If you really want to find a boyfriend, the men in the world are not waiting for you to choose."
Li Yishu paused, "What's the use of having many people? It's useless to find the right one."
"I can pay attention to what you like."
Li Yishu thought for a while and said, "A man with ability, responsibility and responsibility is at least stronger than me. Can he suppress me, right?"
Wang Chong smiled bitterly and said, "It's hard to say anything else. The last one is probably going to eliminate 99% of the men in the world."
Li Yishu pretended to be angry and said, "Why are you so bad? Do you mean I am the same as a man?"
"No, men are not as good as you."
Li Yishu sighed in his heart, maybe there are such men, but they were snatched away by others.
The two of them had their own thoughts, eating quietly and not talking. After a while, Wang Chong said, "Captain Li came out to me, it's not for this matter. To be honest, I'm really not doing it."
Li Yishu calmed down and said seriously, "Actually, it was about the illegal fundraising case. Last time we tracked down the funds from a monitored account and flowed to a trust institution. Then, through several relationships, we arrived at Tianma Group. The account of win-win investment can be concluded that Tianma Group and the Shi brothers must have participated, but from a legal perspective, this suspicion lacks evidence. You are engaged in finance. Can you provide some professional advice?"
Wang Chong thought for a moment and asked, "Since that's the case, why don't you directly intervene in the investigation? As far as I know, the Xiaoyao Financial Management App they control has been continuously trapped in."
"We have also considered that the reason why we did not take action is because we were afraid that once we took action, we would alarm them, and we would transfer the funds abroad. Although we have made emergency plans, we are afraid that if there is a mistake, we will be responsible."
Wang Chong sighed and said, "People always expose their inferiority when facing money."
Li Yishu said the opposite, "Not necessarily. As far as I know, there is an upright man in front of me who regards money as dirt." Wang Chong smiled bitterly, "I just didn't face this temptation."
Li Yishu insisted on the railway, "Wang Chong, you won't."
"Since these people are greedy for high interest rates, they are deceived. Zhou Yu is also beating Huang Gai, one is willing to beat the other is willing to be beaten."
"Although that's the case, we are law enforcement officers, and we have the obligation to protect the property of the people from loss." Li Yishu paused and added, "at least within the controllable range, try to minimize the losses of investors."
To be continued...