Chapter 63 Fraud SMS
Lin Tianhua looked at the loan application information of Tianma Group on his desk. The approval form was signed in a dense manner, but it was left blank in the president's approval. Even if he was never willing to give up, in this case, he could only choose to compromise, pick up the signature pen, and solemnly signed the three words "Lin Tianhua".
He picked up the phone and said, "Let Wang rush into my office."
Wang Chong was in Secretary Li's room next door. When he heard the message, he took a notebook, came to the door, and knocked on Lin Tianhua's door.
"President Lin, I'm here."
Lin Tianhua calmed down and said, "Sit down and talk."
Wang Chong sat down, thinking that Lin Tianhua would win back the board of directors this time, and the president's position was temporarily firm, but he didn't know how he would arrange it next.
Lin Tianhua smiled, "Wang Chong, your old leader made such a fuss. He put me on the fire and roasted me. Tell me, what should I do?"
Wang Chong thought to himself that the matter of Tianma Group entering the board of Donghua Bank really made Lin Tianhua uncomfortable. His words inevitably meant to be tempted to him, and it depends on where he was speaking. The conflict between the two was made public, and it is estimated that Donghua Bank's life will not be so easy from now on. Liu Jianguo endured for four years and kept a low profile for four years, but from today on, the two were as powerful as they were, either fighting or dying, and could no longer be like before.
Wang Chong said, "Lin Xing, I can't answer this."
Lin Tianhua laughed, "I remember you have always been talking about everything, why is it so slippery now? In fact, Director Luo Zhisen abstained at a critical moment, thanks to you."
Wang Chong said, "I did find Teacher Luo, but based on my understanding of him, although he is an economic advisor to Tianma Group, he has always been fair in his work. This abstention must be an independent judgment. There is another reason, I guess the teacher is unwilling to get involved in the internal strife in our business."
Lin Tianhua mocked: "Internal fighting?"
Wang Chong knew he was wrong, but he had always been like this. Since he said it, he did not change his words. Lin Tianhua said, "I have always thought that our Donghua Bank is a whole and never felt that there was any internal strife. It seems that from now on, I have to face this problem."
Lin Tianhua's eyes shone brightly and stared at Wang Chong and said, "Wang Chong, I'll ask you, if I have a head-on conflict with Liu Jianguo in the future, which side would you choose to stand on??"
Wang Chong was stunned. He didn't expect Lin Tianhua to ask this question. This made him hesitate. These two people, one is the old leader who promoted him all the way, and the other is the top leader of Donghua Bank. In the near future, there will be a big battle between them. Lin Tianhua's words clearly meant that he wanted to leave.
However, Wang Chong has always been disgusted with such things. After so many years of experience, he just wanted to do business seriously and make money with integrity, and never considered such political issues.
Wang Chong thought for a moment and said, "President Lin, I am on the right side."
"The right side?" Lin Tianhua's face darkened, "How can you tell whether you are right or wrong in this kind of thing?"
Wang Chong said, "Lin Xing, I understand what you mean. Over the years, I have always been bold and unconscious in doing things, and have caused a lot of trouble. If it weren't for your tolerance, I would have ruined my career. However, at work, I have never been interested in this kind of internal struggle, and I am even more reluctant to get involved. I am not just keeping myself safe, I just want to do business simply. That's all."
Lin Tianhua originally had other arrangements for Wang Chong. He thought that Liu Jianguo would plot against him so much, no matter how stupid he knew how to choose. According to his plan, he wanted Wang Chong to be the general manager of the risk management department and transferred the original general manager of the duct department to the Party and Mass Relations Department. In this way, Liu Jianguo was isolated from the department under his charge, and then gradually found a way to weaken his influence. Hearing that Wang Chong made such a statement, the plan had to be stranded.
"I asked you here this time to reschedule your job. How do you feel in the president's office during this period?"
Wang Chong knew that he was not an administrative worker. He heard Lin Tianhua ask questions and said, "If possible, please transfer me back to the business department. Here I check in and get off work every day, and I feel like I'm going to be useless."
Lin Tianhua nodded, "I want you to return to Chengdong Branch and be the deputy president in charge of business. I believe that with your ability, there should be no problem?"
Wang Chong said, "I want to deal with that guy Gu Tiande again?"
"Why, you don't want to?"
Wang Chong said dissatisfiedly, "It's not just unwilling to do so. Lin Xing, do you know that I have always had conflicts with Gu Tiande. Have we had fewer troubles in the past two months?"
Lin Tianhua pushed the loan from Tianma Group in his hand towards him, "I'm not worried about Gu Tiande. With your ability and IQ, it's okay to deal with him ten. I care about this loan from Tianma Group. Apart from you, I really can't find a suitable candidate to be a customer management company."
"Then can I make a request?"
"Tell me."
"You have been decreasing my salary again and again. Now you get less than 20,000 yuan a month. The emperor is not short of hungry soldiers. Are you considering giving me a proper increase?"
Lin Tianhua said, "Then you should try to be Gu Tiande's position first."
Wang Chong felt that Lin Tianhua's words had other meanings, but it was not convenient to ask. He didn't know that Lin Tianhua had already known about Gu Tiande's surrender to Liu Jianguo and telling Cai Dongquan about Xiang. Gu Tiande's father was kind to him, so he was not convenient to deal with him directly. He sent Wang Chong over there, which was enough for him to drink a pot.
...
On this day, two things quickly spread throughout Donghua Bank.
The first thing was that at the board of directors, the proposal to remove Lin Tianhua was rejected, and Lin Tianhua regained his position as president. The first round of contest between Lin and Liu ended in Liu Jianguo's defeat. Those who had secretly expressed their loyalty to Liu Jianguo and were preparing to do a big fight after Lin Tianhua was dismissed, all of which were silenced, as if nothing had happened. Even Liu Jianguo's office had fewer visitors.
In addition, two appointments were issued from the president's office. One was that Tao Mingkui, general manager of the ventilation department, and Sun Dong, director of the party and mass relations department, claimed to be a regular rotation of key positions. In addition, Wang Chong returned to Chengdong Branch, serving as the deputy president of the business and also served as the director of the credit department.
In accordance with the latest management measures for senior management qualifications (Order No. 3 of [2013]), the deputy president of the branch implemented a filing system without requiring approval from the regulatory authorities. In the afternoon of the same day, Wang Chong returned to Chengdong Branch and the Human Resources Director Du Yunqi went to announce the appointment. At the entire inauguration meeting, Gu Tiande said nothing and looked embarrassed.
Wang Chong said that he would strictly unite around President Gu. Under the leadership of President Gu, he would unite with sincerity and forge ahead, and complete the various indicators issued by the head office. Although Wang Cong was not willing to do these scenes, Gu Tiande felt a different feeling. When he thought of the stolen security surveillance in the office, he was even more angry. After saying a few sarcastic words, it made people feel that Gu Tiande was a little petty.
It was mid-December, and it had been a week since Tianma Group's loan was approved. In the past few days, Zhao Xiaocheng came to Chengdong Branch almost every day to communicate about the loan, but Wang Chong kept delaying it and not handling it.
This is no wonder. He originally proposed several mandatory conditions when he was in the project team. Later, after being suspended, Su Lei's investigation report was deleted. He asked Su Lei to verify that it was instructed by General Kang and President Li of the head office's corporate business department, and he had no choice.
The head office has made a resolution, and it is inevitable to lend money, but Wang Chong did not let them live well. Each link was delayed until the final processing time limit before he passed it.
Zhao Xiaocheng finally couldn't help it, so he ran to Gu Tiande's office and complained: "President Gu, I heard a rumor in the Chengdong Branch these days."
Gu Tiande asked, "What?"
Zhao Xiaocheng said: "When I was on the first floor in the morning, I heard your branch employees chatting, saying that our Chengdong branch has two presidents, one is the president of the inside and the other is the real president. I wondered and asked, what is the president of the inside and the inside and the employee said, "President Gu is useless in the business, of course he is the president of the inside and the inside and the inside. I asked the real president again, and the man said, of course it is President Wang Chong and Wang, haha!"
Gu Tiande was furious, "Who said this?"
Zhao Xiaocheng said, "Who said it doesn't matter anymore. President Gu, it's the end of the year soon. Your head office has approved the loan from Shunfa Aluminum, but Wang Chong has always dragged on the loan. You, the president, have been a little dereliction of duty."
Zhao Xiaocheng was naturally rude. In order to get the loan, he gave Gu Tiande no less than 500,000 or 600,000 yuan. Now that Gu Tiande is not doing anything, this is obviously not a good idea, so today I come to him to show off, and there must be an explanation no matter what.
"The loan link was signed by Wang Chong. What's the use of you looking for me?"
Zhao Xiaocheng sneered, "You collected the money, of course I want to find you. We will soon have a corporate bond of 500 million yuan. If it cannot be dealt with on time, you will naturally know the consequences."
Gu Tiande naturally knew that corporate bonds could not be paid when they matured, and the credit rating of the main company was downgraded. After the bank loan expired, it would also face pressure to renew the loan, which would trigger a domino-like chain reaction and even cause the company to go bankrupt. Shunfa Aluminum’s 650 million loans are mainly used to pay maturing debts and interest.
Zhao Xiaocheng's intention is very clear. If something happens to Tianma Group, the National Audit Office will intervene in enterprises of this size. At that time, various problems will be implicated, and no one will be able to take advantage of it.
Gu Tiande thought for a moment and said, "Wang Chong is like a shit-smuggling stick, and he has to think of a way." He compared Wang Chong to a shit-smuggling stick, but he did not expect that he would become a yellow and white thing to be stirred. Suddenly, a thought flashed through his mind. He turned on the computer, searched for emails, and copied an account on the sticky note to Zhao Xiaocheng.
"This is Wang Chong's salary card number. Director Zhao has come to see Vice President Wang every day these days, but he has not taken the loan off. He has to make a statement."
Zhao Xiaocheng was stunned and immediately understood what Gu Tiande meant. Since Wang Chong did not lend money, he would take the initiative to remit money to his account. He had a lot of dealing with the bank and knew that if the customer funds had a deal with the banking staff, he would be immediately monitored by the audit system in the backend. The real money flow would be considered unpredictable by the time being.
Zhao Xiaocheng was about to applaud, but then he thought that if he really remitted money to Wang Chong without knowing it, it would inevitably cause Wang Chong to counterattack. In the end, it would be a death-death battle. Even if Wang Chong fell down, his loan would be ruined. Gu Tiande's idea was clearly intended to use them to avenge his personal revenge. He kept calling him in his heart and was almost used by Gu Tiande.
That afternoon, Zhao Xiaocheng sent Kang Wan to Wang Chong's office. Although he wanted to use Kang Wan's sex to lure Wang Chong, Wang Chong did not take this trick. Fortunately, Wang Chong was not very repulsive of Kang Wan himself.
When Wang Chong saw Kang Wan, he hurriedly let him in. When he remembered what happened last time, he consciously let the door open. He said, "It turns out that it is Manager Kang. I'm about to find you. Regarding your loan loans, I think the loan conditions are almost the same. If there is no problem, I will lend money in the past two days."
Kang Wan looked a little panicked, "Uncle, I didn't look for you to lend money."
Wang Chongqi asked, "What's that?"
Kang Wan said, "I'm afraid I'm in trouble." As she said that, she sent a screenshot of a text message from her mobile phone to Wang Chong, "Uncle, please pay more attention, please help me think of a solution."
Wang Chong read the text message, but it was a payment request message.
"The debtor: Ma Dongmei. Mobile phone number: 133XXX, ID number: XXX. Please prepare (13008) yuan of cash, including 10,000 yuan in door-to-door collection fee. The collection route has been formulated with the local financial company. It is now scheduled to go to the household registration address from 13:00 to 15:00 the day after tomorrow to verify the situation. If I am not at home, please arrange a family reception. If I do not return it, I will inform you of posters, banners, and flyers.
Friends and relatives, physical conflicts cannot be ruled out, and they will never be ruthless and will not guarantee personal safety. Be prepared to welcome the license plates Hua Axxx Brown Toyota Business and Hua AXXX White Gold Cup. Because you leave your information as a guarantee when you borrow, you will also go to your house to collect the debt. The phone number for withdrawal: Team Hu, XXX (If you take the initiative to contact before departure, you can negotiate to reduce or exempt the debt and cancel the trip, otherwise you will not negotiate after closing the channel) XX debt collection company."
Kang Wan said: "Uncle, what should I do?"
"Who is Ma Dongmei? How could you guarantee her?"
Kang Wan said: "This is my college classmate. In four years of college, we haven't said much, let alone guarantee her. For some reason, I became her guarantor for no reason. I called my classmates to verify that it seemed that this person owed a lot of money outside and had lost contact. I was so scared, please help me."
Wang Chong felt that this text message was very suspicious. The law clearly stipulated that violent collection of debts was illegal. They dared to come in blatantly and searched the phone number in reverse, but found that it was a number from another province.
Wang Chong said: "I'll try calling?"
Kang Wan said, "I have no idea, you can make a decision for me."
Wang Chong thought about it and sent the screenshot to Li Yishu. After a few minutes, Li Yishu replied, "Telecommunications fraud." After a moment, he said, "Mass fraud, meeting, and chat in detail."
Wang Chong then confirmed his thoughts and said, "These people are all liars, don't worry, go back and rest. They won't look for you."
Kang Wan asked, "But what should I do if I really find me?"
Wang Chong said, "I have to prove it to you." As he said that, he picked up his cell phone, dialed it with a telecom virtual number, "Captain Hu?"
The other party said in a thick northern accent, "Yes, who are you?"
"I am Ma Dongmei's friend. My name is Gu Tiande. I just received a text message saying that I guaranteed a loan for her and wanted to come to my place to collect the debt. What's going on?"
Team Hu said: "Ma Na, what kind of plum, I owe us 3,008 yuan. You are the guarantor, don't you know?"
Wang Chong said, "There are still zero or even."
"Nonsense, there is interest, profit is profitable, do you understand?"
"I'm not familiar with her, let alone guarantee her."
Team Hu shouted, "We don't care about this. We have your ID card here and your signature. You can't even lose it if you want to cheat. Ma Dongmei can't find it, and the day after tomorrow we will take my brother to your place to collect money. Listen, boy, Gu Tiande, you're causing trouble."
Wang Chong said, "Of course I know I'm causing trouble. Didn't you say that you can negotiate to reduce the debt?"
"It's true that you know that you don't owe much money. If you take the initiative to help her pay it back, you'll save the door-to-door fee. Otherwise, if you really go there, it won't be solved by 3,500,000."
Wang Chong said: "Yes, I understand, it's 13,000. The question is that I have prepared cash. When will you come to get it?"
"I'll give you an account, and you'll transfer the money."
Wang Chong said, "Didn't you agree to only collect cash? Why did you transfer the money again?"
The other person said annoyed: "The transfer will give you a discount, do you understand?"
Wang Chonglian said no, "If you owe money, if you can't pay it back, the debt cannot be exempted, and the signed guarantee documents are also in your hands, so I think it's better to solve it in person."
The other person cursed, "Why are you not enlightened? We can't go there, it's for your own good. Otherwise, your relatives and friends will know everything about you, so you won't be embarrassed?"
Wang Chong laughed and said, "I think it's embarrassing, so I won't prepare cash for you now. I will pay the money with one hand and return the guarantee with the other hand."
"After you transfer the money successfully, I will naturally send the guaranteed information."
"That won't work. You are all in the society. After I transfer the money to you, what should you do if you turn against others and continue to claim debts from me?"
"We are loyal. Have you heard of the heroes of Liangshan? Keep your word and be trustworthy!"
Wang Chong asked again: "I have never heard of the heroes of Liangshan, but Liang Shanbo and Zhu Yingtai have heard of it. Let me ask you, how do you write the two words "Loyalty"? How many gestures?"
The other party was stunned, probably not expecting to ask this question. The "Captain Hu" even asked the people next to him, "How to write a loyal Chinese in traditional Chinese?" The people next to him said, "Brother, I haven't graduated from junior high school. How do you know if you ask me?"
Because he was on the hands-free, Kang Wan laughed out loud while listening.
"What's funny, who's next to you?"
Wang Chong said: "Captain Li, Economic Investigation Brigade of Donghua Public Security Bureau, do you want her to answer the phone? Hello... Hello, don't hang up the phone..."
Chapter completed!