Where did the land come from? Where did the loan come from? Who gave it?

The most innocent place there is. If they want to sell the land, they can just sell it to the real estate company. Why bother to go through such a journey?

In the current situation, if the wrong place is concerned, it means that yellow mud fell into the crotch, and it does not mean that it is feces or feces.

Blindness increased Song Ruhua's courage and made him unable to see danger, but his sense of smell was undoubtedly sensitive.

Just a week before the unexpected lawsuit, he said at the enlarged board meeting of TOP Financial Group,

"Cost is different from product management. If product management does something wrong, it will only lose an order. The impact of the mistake on the entire TOP business will be local and limited. But once there is a problem in the capital market, it will not be the least bit wrong."

It's a thousand miles wrong."

He was right in predicting that TOP grew because of capital and collapsed because of capital.

Thinking of that past incident, Dai Lihui felt a little ironic.

After he came to his senses, he advised Song Ruhua, "Old Song, if you don't ask me to do it any more, the risk is very high."

Song Ruhua just proposed to start the troika of education, health care, and health products to fill the big hole in TOP at this time.

Facing Dai Lihui, Song Ruhua smiled bitterly and said, "Brother, can he stop coming east?"

Li Zhi and others are helpless. For them, there is a way in front of them now. While the books are rich and the bank loans are not yet due, they can transform immediately and break out of the siege.

When Dai Lihui heard this, he shook his head and smiled bitterly, risking his life.

If you don't gamble, you can go to jail.

…

Putting the magnifying glass in Dong's lap and handing a letter to the "ruthless" Yang Zhiyuan, Zhiliu took off his glasses and rubbed the wings of his nose.

When people reach old age, they have to accept old age.

Zhiliu was already highly myopic and had presbyopia, which made Zhiliu feel that her quality of life had seriously declined.

Find a dedicated secretary to help read documents?

Zhiliu sighed inwardly, maybe it would be time to retreat to the east.

Yang Zhiyuan took the letter and glanced at the sender of the envelope, then a playful smile appeared on his lips.

Having just experienced the "disastrous" extravagance of 2002, Song Ruhua's anniversary celebration seemed much more ordinary. There was no grand pomp and no big pen, so he wrote a "letter of thanks to all walks of life."

As he read ten lines at a glance, his smile slowly faded, and then a solemn look appeared on his face.

"Dear leaders and friends of Xijing:

On this festive occasion of the eleventh anniversary of the founding of TOP Group, he would like to extend his most sincere blessings to you and your family on behalf of all employees of TOP Group!

…

After eleven years of development, TOP Group has developed into a company with information technology value-added services as its core, integrating application software development, system integration, technical consulting services, IT vocational education, IT training, third-party logistics and applied electronics, precision CNC

A private high-tech enterprise group that integrates the production of machine tools and other brand products.

TOP owns three companies in the city including TOP Software, Yanhuang Logistics and TOP Technology; TOP has entered the ranks of "China's Top 500 Enterprises" and "China's Top 100 Electronic Information Enterprises"; TOP is listed as the top 100 foreign software companies.

Two; TOP was awarded (awarded) "Hua Guo Famous Trademark", "Hua Guo Logistics Experimental Base" and other honors.

…

In 2002, TOP Group achieved total sales revenue of 5.5 billion yuan, profits and taxes of 600 million yuan, and total corporate assets of more than 10 billion yuan.

The achievement of the above-mentioned achievements is inseparable from the cordial care, strong support and help of leaders at all levels, customers, partners and friends from all walks of life over the years. Especially when TOP encountered a media storm last year, leaders at all levels

Friends of TOP still stand firmly on TOP's side, supporting and encouraging TOP in various ways, which deeply moves TOP people.

2003 will be a year for TOP Group to carry forward the past and usher in the future. Starting from 2003, TOP Group has fully transformed into an IT value-added service provider, and expanded new businesses such as IT training services on the basis of the original business. Will TOP Group's development goals become

No. 1 in IT value-added services in the country. TOP people are working hard towards that grand goal.

…”

Yang Zhiyuan doesn't care at all about the profit and tax of 600 million yuan.

As the president of Fantasy Group, he could see through the trick in that sentence at a glance.

The total sales revenue is 5.5 billion yuan, and the original value-added tax is already 1 billion yuan, which means it is a loss of 400 million yuan.

Ordinary people may not be able to see it, but those who run businesses and serve as leaders basically know what is going on.

Profits and taxes are not a local statistical standard.

Song Ruhua's letter of thanks specifically mentioned "profits and taxes", obviously he wanted to send a signal:

'He has three companies in the city, and he has a lot of honors. If he has the ability, we will destroy him in the bank! Now I am dying. I need to transform. It is up to us whether we can save him or not!'

"Teacher, is Song Ruhua looking forward to the appearance of a red knight?" Yang Zhiyuan flicked the letter paper, "But why does he want to transform into their field?"

Does Fantasy Group just make computers?

The so-called separation of the five marshals refers to the five subsidiaries controlled by Yang Zhiyuan and other five people.

One of the subsidiaries is called "Shenzhou Digital", which provides IT value-added services and is the largest IT value-added service provider in the world.

Song Ruhua actually now dares to clamor for TOP to be the first in foreign countries in that field, seizing food from the tiger's mouth?

Yang Zhiyuan didn't think that Song Ruhua wanted to grab food in his fantasy territory. "Could it be that he wanted them to be taken advantage of?"

Otherwise, Yang Zhiyuan would not be able to figure out why Song Ruhua sent that letter to Zhiliu.

Although the name is TOP Software, outside the IT industry, TOP is not a real estate company at all, and there is no competition. There is no overlap between the two.

Zhi Liu calmly pushed a folder on the table to him.

Yang Zhiyuan opened the folder and started reading, then frowned tightly.

“TOP Group’s Feasible Plan for Building ‘Digital Cixi’”

"Recommendation Report on Cooperation in the Development of Special Computers for Tax Control in the Second Phase of the Golden Tax"

"Request for Instructions from TOP Group and Chinese Academy of Sciences to Cooperate to Develop Linux Domestic Operating System"

"Framework Agreement on Cooperation between TOP Group and Pengshan County to Develop Pengzushan Health Care Project"

There is a copy of the industrial and commercial transfer information of Jincheng Haiskai Overseas Chinese Health Industry Co., Ltd.

After reading it carefully, Yang Zhiyuan hissed and did not rush to say anything, but closed his eyes and thought.

Zhiliu was too lazy to wait for him to think about it.

After all, the guy in front of him has never been known for his quick wit. By the time he thinks about it, it will be dawn.

"Is Song Ruhua trying to save himself? The biggest problem for TOP right now is actually cash flow.

But now he has no credit in the capital market. Once the bank loan matures, it will be withdrawn.

If he has a lot of money, he can't afford it. If he doesn't consider foreign aid, he can consider defaulting on the contract and forcing the bank to extend the loan, delaying the release of the heavy capital pressure."

Yang Zhiyuan became confused, "Teacher, I guess he can't even pay the interest now, right? Will the bank agree to the extension?"

The current situation in TOP is that borrowing money is very expensive. Now that you are not allowed to borrow money, the interest is very low.

Moreover, let’s talk about the non-compliant investment of raised funds. TOP is obviously involved in loan fraud, and the bank cannot bear that responsibility.

“So he is now preparing to create new cash flow projects to continue blood transfusion.

Has he caught up with the trend of industrialization of education, so it can be regarded as a cash cow.

Is Pengzushan considered a tourism real estate with the concept of health and wellness? The real estate has real estate gameplay, which can bring a certain amount of cash flow.

Health care products, I saw the industrial and commercial information, he is also planning to play, playing well can also be a sufficient cash flow, I think Shi Yuzhu is like that, isn't it?

If it works well, it can not only cover the interest of hundreds of millions per year, but also find ways to activate those 27 industrial parks after rebuilding capital credit. By then, it is indeed possible to turn around."

Yang Zhiyuan frowned, "Teacher, what the hell, before the end of the year, TOP's rigid redemption funds will exceed 2 billion, and now there are more than 2 billion guarantees for performance, and those projects will not take effect so quickly."

In his opinion, the harder TOP struggles, the faster he will die.
Chapter completed!