Wang Jimin sent out twenty minutes of warmth before he was satisfied and got the money down.

Wang Er hurried downstairs.

As soon as he arrived at the second floor, Uncle Erhu on the fifth floor walked in from outside with a frosty face.

"Waiter, go out."

The Erhu family is not in good condition. Although the geographical location of this community is good, it is an old community, with not very perfect supporting facilities and not very reasonable house design. The rich, such as Wang Wenming, moved away long ago. Those who stayed are all families with average conditions.

"Uncle Erhu, go to my dad's shop."

Erhu nodded and went upstairs. He was also a person who didn't talk much.

When I arrived at the noodle shop, it was three or four o'clock in the afternoon, and there was no customer in the shop.

"Where is Dad, where is Mom?"

Wang Laoshi was making noodles with sauce, raised his head and said, "I haven't heard you yet, go out and continue asking about the house."

"Dad, what is the market price of a storefront like a noodle shop?"

This is the biggest business of the family. Wang Laoshi put down his work, sat down and said, "Waiter, I asked your mother in the morning that it costs a lot of money, maybe more than 800,000."

"More than 800,000 yuan, one can be negotiated with it," said Wang Er. He deliberately searched the Internet in the morning. The housing market is still in winter, but the two time and space are so similar. "Winter" has been in the past few months, and spring should be approaching soon, but at present, as long as you have the intention to sell a house, it can suppress the price. As for those who don't want to sell, if you give it one million, people may not be able to sell it.

"uncertain."

"Dad, isn't this a metaphor? If you count 800,000, you can pay one-third of the down payment."

There is no policy of purchase restrictions at present, and the housing market is a bit low. The above are eager to trade. Even if it is a second-hand house, all procedures will become very fast at this time.

"The mortgage loan has been in 20 years, and the monthly repayment is less than 3,500 yuan."

"Twenty years?"

In this era, many older people were eager to pay it in one lump sum. Wang Laoshi was the same. Therefore, the last time he bought a house, he didn’t borrow for twenty years, but ten years. If he had borrowed for twenty years, the repayment pressure would be even smaller.

Wang Er can understand my father's mentality. After all, who can see it ten years later? If you can't see it, you will have various worries. If something happens to an accident in the family and you can't afford to pay the mortgage, will the bank take back the house?

Wang Er patiently explained: "Dad, when you first rented this storefront, how much does it cost per month? 2,500 yuan. After just a few years, Liu Jun rose to 3,500 yuan."

"Waiter, it has nothing to do with Liu Jun. House prices have risen and rents have also risen. Not everyone, but every family is like this."

So, we really can't blame Dad Ma. The physical business cannot be afforded. First of all, I ask whether I can afford the rent.

"Dad, I'm not talking about Liu Jun, but about the increase in rent. Now that I buy it, the mortgage is about the same as the rent. If you don't pay the mortgage, you have to pay the rent. The profit in the store is the same. In a few years, it may increase to 78,100,000, but after buying it, the mortgage you pay will still be less than 3,000 yuan per month."

House prices have been rising, and storefronts are also rising, which will appreciate year by year.

My own house opens whenever I want to open, and rest whenever I want to rest.

Not to mention these, just a transfer of rent and mortgage, my dad can make a turn.

"Waiter, where can I get so much down payment?"

"Dad, I just passed all the manuscripts to the magazine, and the magazine gave me more than 40,000 yuan in manuscripts."

"Ah, I gave you more than 40,000 yuan? You're faster than grabbing money."

"So, Dad, you don't have to worry about taking some debt at home."

With more than 40,000 yuan more, Wang Laoshi used it to calculate the calculator: "Woman, it's still far from enough. The down payment is not enough. Liu Jun will definitely not sell this house. He can only buy other people's houses nearby. He has been poor after moving for three years. With the decoration and business license, he also has to go through relevant changes. He can't get it without more than 10,000 yuan. Pay taxes and agency fees. In the morning, I asked your mother and asked for a small amount of 30,000 yuan."

"Thirty thousand yuan? No wonder real estate speculators have been repeatedly banned."

"What real estate speculator?"

"Nothing, Dad, keep talking."

"A few years ago, my mother and I spent nearly 10,000 yuan to buy the house in the community. The difference is too much and we can't borrow it."

"Dad, are you talking about Wang Wenming? There is no need. If you have a house in your hand, you are afraid that you won't be able to borrow money? Even if you have 50,000 or 60,000 yuan, you can pay two cents of monthly profit in the community. If you borrow a short loan, you will be able to get it quickly. It's really not possible. The interest will be increased to two and a half cents. It's only 50,000 yuan, and at most two months, I can pay it back."

Besides this method, what other good methods can be found?

Either the door will be closed soon, and these guys who are eating don’t know where to place them, or they will raise their rents with Liu Jun, and the rent has increased to 5,500 yuan. Is it interesting to open a noodle restaurant? The key is that it has been up by default and someone has made trouble, so will it rise again?

Miao Xiaohua happened to be back, and the royalties of more than 40,000 yuan were received in time. This gave Wang Laoshi and his wife enough confidence. After discussing, Miao Xiaohua began to entrust an agent to find a house.

I am a little picky. If the area is small, customers cannot sit down, they cannot afford it, and they cannot afford it. They cannot be too far from the original noodle restaurant, otherwise the old customers will throw it away together. Some residents who are allowed to operate the catering industry are harsh. You can buy a house, but you can't operate the catering industry, otherwise we will make trouble with you.

However, as Wang Er analyzed, the housing market is at a low point. The more it is, the more people sell houses.

In two days, the agent found a suitable storefront for the Wang family. It was not too far from the original noodle shop, just opposite the other side, less than two hundred steps apart. It happened that the original tenant moved out last month and the house was not rented out, otherwise if there was a tenant, he would have some more trouble.

The area is 44 square meters, which is 11 square meters larger than Liu Jun's house. The price is a bit expensive. Miao Xiaohua weighs for most of the day and reaches 870,000 yuan. People grit their teeth and don't let go.

Wang Er said: "Mom, just like that, buy it."

Although it is not a commercial street, it is finally the city center, with more than 40 square meters. It is a few months earlier and a few months later, and it is not enough to take it down without more than 900,000 yuan.

"Woman, maybe it will fall in a while."

The agent couldn't bear it anymore and said, "Auntie, this is a storefront, how much can it fall? Aunt Xu's family is not in trouble. She is anxious to use the money. If you pay 900,000, they may not be able to sell it."

It is hard to say whether it is rising or falling, except Wang Er. The key is that Wang Huzhen has no time to delay, so he decided to come down.

After paying the deposit, the family came back, Miao Xiaohua said, "There is more money."

"Mom, don't worry, I have 20,000 yuan more. I will work hard and earn it back in a few days."

When he returned to the community, Wang Laoshi was embarrassed to speak, but Miao Xiaohua was still the one who spoke.

The couple had a good reputation in the community, and they had a mortgage on the house. The neighbors on both sides also heard that Wang Er had earned a lot of money by writing books, and there was still money afterwards. After giving two cents of profit, Miao Xiaohua raised more than 80,000 yuan in just half a day. Someone wanted to lend it to her, but it was enough, Miao Xiaohua would not lend it to her.

"Dad, look, the money is coming?" Wang Er said as he looked at Miao Xiaohua returning with a handful of money.

"I have to pay more than one thousand yuan in interest a month."

"It's better than being driven out of the door by Liu Jun during the Spring Festival."

After borrowing money, we couldn't delay it. Wang Laoshi and his wife took the money for most of the day to complete the procedures, and then completed the relevant changes to the store address. The whole family made the Cao family fall into a sarcasm.

After finishing his work, the family of three came to the new store.

This is the first time Wang Erliang bought a house he bought himself. He was also a little excited. He first walked around outside and looked at the geographical location. Although it was only two hundred steps apart, the geographical location was a little better than the original one. It was also close to the People's Hospital. There was also a No. 9 Middle School not far ahead.

He ran to the store again. Liu Jun's store was not small, but he got a kitchen. The kitchen not only had to make noodles, but also had to place various groceries. The real area of ​​the lobby was limited. Now there is an extra 11 square meters. Not to mention opening a noodle restaurant, it is more than enough for a small restaurant.

"Nine hundred thousand," Miao Xiaohua murmured.

"Mom, in a few years, it's not 900,000, and it won't be able to get three or four million. Dad, what should I do if I decorate it?"

There are also some simple decorations in the store, but it has been converted into a noodle shop and must be redecorated.

"Tomorrow, I'll do it myself."

You will know! Wang Er said: "Dad, please ask someone. You can pretend to be yourself. How long does it take to pretend? If you hire someone, you can install them quickly. The noodle shop can be opened normally. In fact, it has not been wasted much money, and you have saved your energy."

"The New Year is coming soon, where can I hire someone?"

"It's not easy to hire someone? Some people are people, some have not returned to their hometown for the New Year, and some people from construction companies in the city are on holidays. If there is a living, they don't mind making some extra money."

"No need," said Miao Xiaohua.

"Mom, this is not a rented house. It's better not to be careless in your own store. Dad, your skills are okay to do rough work. If you are a little more formal, you won't be able to keep up."

"If you want to be formal, you will need a lot of money."

"I still have some manuscripts in my hand. I went to work at the magazine's seventh day of the first lunar month. At that time, I had finished writing it. As long as I sent the manuscripts, the contract I signed with them would be paid according to the number of words, and I would get more than 20,000 yuan, which is enough to pay for the renovation. This is my own house. Don't think about saving money. In the future, my family will not be short of money."

The next morning, Wang Laoshi and his wife went to find someone. The charges would be expensive when they hired someone during the New Year. However, after Wang Er repeatedly persuaded him, Wang Laoshi agreed. He paid the deposit first. In the afternoon, seven decoration workers came to the new store and began to decorate according to Wang Laoshi's instructions.

Wang Er also came to see for a while and returned to the old store. Liu Jun happened to come over. He didn't know that the Wang family had bought a new store and said, "Wang Laoshi, it's almost the end of the month."

"Hasn't it been yet?" Wang Laoshi waved his big kitchen knife and chopped it hard on the cow bones.

Wang Laoshi is loyal and honest, but he is big and has this expression. Liu Jun was so scared that he dared not speak. Don’t think that honest people are easy to bully. Once honest people get angry, they will be more powerful.

According to Miao Xiaohua, Wang Laoshi came to Xu City back then. In those years, the security situation in Xu City was not very good. A group of gangsters thought that Wang Laoshi was a foreigner who was easy to bully, so they came to blackmail. As a result, Wang Laoshi used a rolling pin and beaten five gangsters to death. Four or five gangsters ran away in fear.

From then on, Wang Laoshi opened a noodle shop, and no more young people from society came to do anything.

Primary school student Wang Er beat Cao Guangzu with a headache, which was somewhat affected by heredity.

The Cao family is not a group of gangsters, so trouble comes.

"Go and get the deposit." Wang Laoshi said again.

According to the lease contract, the Wang family had not yet reached the lease term, but Zhang Jun took the lead and Zhang Jun had to go home obediently to get a deposit.

"Wang Laoshi, really won't rent it?"

"Get out!" Wang Laoshi shouted.
Chapter completed!