"It's up to you to take responsibility and find a bank in the island country for a loan."

Hearing the boss's answer, Ma Tengdong was stunned. He didn't know what the boss's attitude was. Could it be that he was beating himself up?

Comparing Gavin Peter's treatment, Ma Tengdong has some negative thoughts.

When Jiuding Publishing House acquires the equity of the bookstore chain, it can have unconditional support from Jiuding Bank. However, when it is his turn, he has to find a bank loan himself, and also specifies how to find a bank loan in an island country. There must be some connotation in this.

Seeing Ma Tengdong's distracted look, Xia Yu knew that he was thinking wrongly, so he continued: "But one thing you have to remember is that when you borrow money from the island country's bank, you can only borrow US dollars to repay US dollars, and complete the loan as soon as possible. At the same time,

Choose a location in the island country, buy a shop and renovate it.”

"Go ahead, you two, hurry up!"

After saying that, Xia Yu pretended not to see Ma Tengdong's expression of opening his mouth to ask a question, and directly waved his hand to chase him away.

Ma Tengdong could only swallow his words, and left the office with Gavin Peter with deep thoughts.

After the two of them left, Li Qian came over and sat next to Xia Yu, and asked doubtfully: "Xia Yu, it seemed that Manager Ma had something to ask just now, why didn't you let him ask?"

Li Qian and Xia Yu got along day and night, and of course it was clear whether Xia Yu did it on purpose. It seemed that for so long, Xia Yu had always been very patient in listening to reports and suggestions from his subordinates. Today, this was the first time that he just kicked someone out without answering.

Seeing the curious Li Qian, Xia Yu thought for a while and planned to expand Li Qian's thinking, and said: "I know what he wants to ask, which is about the doubts about the loan and the question of opening a store. I deliberately didn't let him.

He asked."

"why?"

Li Qian blinked her beautiful eyes and asked curiously.

"Ma Tengdong is still very capable, but he is a little too dependent on me. In addition, he has always had a smooth life, but he still lacks in being able to stand alone. This can be said to be the first major setback he has encountered."

"It's good that he can stay calm in the face of danger and come up with two solutions, but I think he can do better."

"It's a pity that he didn't. Instead, he immediately thought of coming to me for help. This is a bit problematic."

"What I need most is a general who can stand alone, not a puppet on a string. Ma Tengdong has this potential. Now that I have found a problem, of course I, the boss, must train him and let him grow in the right direction."

"As a boss, you must not only know how to manage your subordinates, but also how to cultivate talents. This involves the foundation of a company's long-term prosperity."

"This time, I have made a decision on the key things. I can't go wrong in the general direction. I don't have to worry about losses if I make mistakes. As for how to implement it, it's up to him."

Xia Yu explained patiently. After speaking, he saw that Li Qian was deep in thought. Xia Yu smiled and gently picked up the teacup and drank without disturbing Li Qian's thinking.

Xia Yu asked Ma Tengdong to find a loan from the island country's bank, but did not say how to operate it. This really left Ma Tengdong to figure it out on his own, and Xia Yu wanted to use this to observe Ma Tengdong's performance.

The simplest loan method can be to use the company's equity or assets as collateral for loans, which is the simplest and crudest.

You can also use empty-handed methods, such as part of a credit loan, and then use this part of the money to buy some stores, then use the property ownership certificates of these stores to get loans, and then use the loan money to buy stores, and this cycle continues.

Because mortgage loans are usually between seven and eight levels, the mortgage assets will continue to decrease until there is no way to borrow anymore.

The second method is a little more cumbersome, but it is similar to a white wolf with empty hands. It shows the idea of ​​using other people's money to develop your own industry to a certain extent.

In addition, there must be more loan methods, which requires Ma Tengdong to think about it himself. As the general manager of a company, he should understand how capital operates.

As for asking Ma Tengdong to borrow US dollars from the bank of the island country and repay the US dollars, Ma Tengdong doesn't know what's going on now, but he will be able to figure it out later, and it will definitely leave a deep impression on him and stimulate his growth.

Now Xia Yu is operating the island country's foreign exchange market, and Ma Tengdong borrows US dollars and repays US dollars to earn some exchange rate difference.

The current exchange rate of the Japanese yen against the US dollar in the island country is lower, and one US dollar can be exchanged for about 240 yen, but when it is returned later, the exchange rate may be 200 yen per US dollar or even lower.

In this way, for the same repayment of one dollar, you can earn an exchange rate difference of 40 yen.

Regardless of whether the U.S. dollar depreciates or appreciates internationally, the purchasing power of the Japanese yen within the island cannot change in a short period of time.

The more Ma Tengdong borrows, the more he earns. Apart from anything else, the bank's interest will definitely be earned back, and the only one who suffers is the bank.

So you can imagine that whichever bank Ma Tengdong goes to will be unlucky.

After that, Xia Yu stopped thinking about it and continued to get busy.

…

At night when the lanterns first come on, Hong Kong, which has been noisy all day, begins to be bustling at night. Under the neon lights, people walking leisurely in twos and threes can be seen everywhere along the sidewalk.

Victoria Harbor is decorated with colorful lights, and the splendid Peninsula Hotel is even more dazzling at night.

At this moment, three figures stopped and watched. They were the three brothers Xia Yu, Xia Jun and Xia Lei.

"A Lei, you will be the host today, Brother Jun and I will follow your arrangements."

Xia Yu looked away, looked at the much more mature Xia Lei with a smile and said.

"Yes, Alei, it's rare for you to treat me. I've been looking forward to it for a long time."

Xia Jun also said cheerfully.

Xia Lei grinned innocently, not showing the fierce and cold look that the Taoist priests saw. If someone from the Tiger Society saw his boss like this, he would definitely be dumbfounded.

"Hey, I've booked a private room, let's go together."

After saying that, Xia Lei still didn't move. It wasn't until Xia Yu and Xia Jun raised their feet that he followed silently, but no matter how he walked, he was still half a body behind Xia Yu.

Xia Yu noticed this detail, but he didn't point it out. He just sighed in his heart that the complicated club life really made Xia Lei grow up a lot. You know, before, Xia Lei never cared about these details.

Although Xia Yu didn't need Xia Lei to do this, Xia Lei took the initiative to pay attention to the details in this area, and Xia Yu couldn't tell.

No matter what, Xia Lei is his brother in his heart, and that's enough!

Soon, the three of them headed to the box under the guidance of the waiter.

To Xia Yu's surprise, Xia Lei booked a luxury viewing box on the top floor. Xia Yu had been there several times before.

This box is the best box in the Peninsula Hotel. Through the curved floor-to-ceiling windows, you can overlook the entire Victoria Harbor and enjoy the beautiful night view.

This was the first time for Xia Jun to come to this kind of place. When he saw this kind of scenery, he didn't even sit down. He went directly to the floor-to-ceiling windows and admired it, shaking his head with emotion from time to time.

Xia Yu and Xia Lei also walked over silently, and the three of them naturally lined up in a row.

"The scenery is indeed beautiful, but some people say that the best place to see the night view of Victoria Harbor is on the top floor of the Peninsula Hotel. The rumors are indeed true."

Xia Jun clicked his tongue and was filled with emotion.

"Yes, it's really beautiful. It's even more beautiful than what we saw on the top of the mountain when we were kids. It's also my first time here and it's an eye-opener."

Xia Lei nodded in agreement and said.

After hearing the two people's emotions, Xia Yu smiled faintly and said nothing.

In fact, if he wanted to, he could bring his two brothers and climb to the top of the Peninsula Hotel just like he had dreamed of on the top of the mountain.

But Xia Yu did not do this, because the purpose of boarding the Peninsula Hotel was only superficial. The deeper purpose was that the three of them had become masters.

If you don't reach this level, you won't have the corresponding state of mind if you go here.

Now, although Xia Jun is only a small leader of the Xiangjiang police, he can be regarded as standing above some people.

What is even more prominent is Xia Lei, who has become the boss of the party and controls the fate of others. Because of his strength and status, Xia Lei has the courage to treat guests here.

"Alei, I haven't congratulated you for becoming a big boss!"

Xia Jun looked sideways at Xia Lei and said with a smile, feeling mixed in his heart.

Xia Lei smiled and said calmly: "I'm not a big shot. Those who work in the society cannot get on the stage. If it weren't for A Yu, I would still be just a stupid young man running rampant."

After saying that, Xia Lei looked at Xia Yu, his eyes full of gratitude.

"Alei, don't belittle yourself. Although I have my reasons, the more important thing is to rely on yourself."

"It is said that changes in environment and status can easily change a person. Alei, you have changed a lot in the past six months and you have already gained the momentum of a big boss."

Xia Yu said with admiration, a little surprised by Xia Lei's change.

But you can understand it if you think about it.

As the saying goes, if you are not in your position, you will not seek to achieve your goals. When Xia Lei was just a thug, he naturally and subconsciously thought about how to fight and how to fight.

But when Xia Yu pushed him to the top, his goals and vision began to change. When there were more and more people under him, he would subconsciously win over people and cultivate his subordinates. As time went by, Xia Lei's mentality

and abilities have undergone tremendous changes in a subtle way.

Looking at Xia Lei at this time, although there is still some fluff at the corners of his mouth due to his age, the strange thing is that his temperament and demeanor do not match his age. He exudes a majestic and steady temperament, looking young and mature.

"Brother Jun, Alei has become a big boss now. It's up to you. Try to become the first brother of the police department as soon as possible."

Xia Yu said with a smile to Xia Jun.

Xia Jun suddenly smiled bitterly. If only it were so easy. No matter where in the system, there are unspoken rules based on seniority. No matter how great the background is, you can't rise to the top in one step.

"A Yu, you got this police chief for me now. I will try my best from now on. Now because of your face, A Yu, Chief Superintendent Li Junxia takes good care of me. Even Deputy Director Han Yili remembers me.

With their support, I will try my best to climb up!"

Xia Jun said solemnly, and he also secretly made up his mind. No matter how good or bad he is in the future, he will use the halo given to him by Xia Yu to climb up and reach a high position as soon as possible. Only then can he help Xia Yu and avoid being compared with Xia Lei.

.

"Brother Jun, you can do it. I will support you. When you reach the top, you will protect me!"

Xia Lei lightly hammered Xia Jun's arm and chuckled.

Xia Jun immediately rolled his eyes and complained: "Otherwise, do you still expect me to lead the team to catch you?"

"Hey, that's not okay, I'm your brother!"
To be continued...