Chapter 005 Loans
"Sir, Wall Street is here!"
The moment the carriage door was opened, a sound came into my ears. The next second, the coachman had already stepped onto the ladder and held the car door respectfully.
The moment he walked off the carriage, Li Zicheng helped the top hat on his head and stared at the "Morgan Bank" not far away.
"call!"
Taking a deep breath, Li Zicheng walked towards the bank with a black briefcase in his left hand. Assi, who had got off the carriage, followed closely by the young master. His hard-soled leather shoes stepped on the roadside stones and made a clattering sound. Looking at the Morgan Bank getting closer and closer, Li Zicheng clearly felt sweating in his palm.
Nervous, how could I not be nervous? Although I had exchanged ten kilograms of gold in the bank for more than 6,600 US dollars when I was in Atlanta. Although I only spent a few hundred US dollars so far, the money will be spent one day, not to mention that this amount of money is not enough for me to solve my own problems.
We must return to the island and take away the treasures in the submarine, especially those technical patents. Perhaps in this era, the patent drawings installed in stainless steel cylinders are truly priceless treasures, and they can even...
While thinking about it, Li Zicheng had already walked to the gate of Morgan Bank. When he was about to enter, he turned around and ordered A Si.
"A Si, you're waiting outside!"
After saying that, Li Zicheng walked into the bank, and his leather shoes made a clear sound on the marble floor. The bank staff who listened to the sound occasionally looked up at the "gentleman" who had just entered the door, but the next second, they were still the well-dressed gentleman who was a "person", just because he was an oriental.
After entering the bank lobby, Li Zicheng looked at the Americans lined up, and then walked straight to the manager who handled financial affairs on the left.
Looking up, he saw a young oriental man walking to his desk, and a professional smile appeared on Alport Casapes's face.
"Hello! Sir, do you need any help?"
“Apply for a loan!”
While speaking, Li Zicheng sat on the chair at the table, put his briefcase on his legs and looked at the other party. He came here to apply for a loan. Just the eighteen British bonds to apply for a loan. This is the only thing in his hand that can be discounted for cash. Although the bonds have not yet matured, they can at least serve as loan collateral.
Alport Casapes also looked at the oriental man in front of him. He seemed to be wearing a custom-made suit, and all of his clothes showed exquisite workmanship. Perhaps they were from famous artists. Just this suit, no one would suspect that he was a rich gentleman. The bank has always opened its doors to the rich, regardless of race or nationality!
"Sir, we provide short-term loans, as well as medium- and long-term loans..."
Alport Casapes, who thought that maybe it was a big business, quickly introduced the types of loans and interest to the oriental man. When introducing it, he did not forget to observe the other party's expression.
“Of course, if you are going to apply for a loan, you need to provide appropriate guarantees, such as real estate or…”
Before the person who was on duty had finished speaking, Li Zicheng took out a kraft paper bag from his briefcase and put it on the table.
“Can bearer bonds be OK?”
“Bond?”
“Yes, the U.K. issued government bonds!”
While answering the other party’s question, he unzipped the lines of the paper bag and took out a British bond from the paper bag.
The moment he took over the bond, Alport Casapes' heartbeat instantly beat, a series of zeros... This is a British bond of 100,000 pounds. When he took over the bond, Alport only glanced at it and knew that the bond was not fake. British bonds were the same as pounds. The surface graphics were very simple, but anyone knows that the seemingly simple pound has always been called the "Queen of Banknotes" because of its extremely fine design. His paper is extremely
For special purpose, the cross-shaped linen paper is dense, and the multi-layer superposition process is also independent. It also uses extremely complex watermark printing. There are hundreds of anti-counterfeiting points on any pound. The pound has always been an artwork in coins that is recognized as impossible to forge. As for the huge bearer bonds issued by the UK, the complexity is far greater than that of the pound, not to mention that no one is stupid enough to forge a completely verified bond.
Of course, it is still very necessary to check carefully, especially when facing this considerable amount. Alport Louis carefully checked the bond issued ten years ago. After completing the verification and confirming the authenticity of the bond, he looked at the Oriental man again, and at the same time, he looked at the follower standing outside the door, Chinese!
Seeing the look of his companion outside the door wearing his braids, Alport Casapes subconsciously understood the origin of the Oriental who took bonds to handle loans. He was a Chinese. Thinking of the revolution that was taking place in China, he vaguely understood why he held bonds in his hands. Perhaps after using these thirty-year long-term bonds to apply for mortgage loans, it was impossible for him to repay the loan at all.
"Sir, you should understand that this is a bearer bond and it will take another thirty years to exchange!"
Um?
The bank manager's words made Li Zicheng brow jump. When he came, the bank always chewed things without spitting out scum. He must have wanted to take the opportunity to lower the price.
"And I think we also need you to provide appropriate supporting documents! To prove that these bonds are..."
Before he could finish his words, Li Zicheng, who understood the person's meaning, immediately spoke.
“This is a bearer bond!”
"but……"
“I think in New York, any bank is very happy to accept the mortgage I provide!”
While speaking, Li Zicheng took out another seventeen bonds from his briefcase, which was to take out more than a dozen bonds from a tin box on the submarine. At that time, he was just curious about how he could have thought that if he could survive in this era now, or even recover the "treasure of his own", he relied on these dozen thin British bonds.
Looking at the dozen bonds, Alport Casapes found his heart beat even unscrupulously. If these bonds were huge bonds of 100,000 pounds, God! If this business was done, it would be enough to have an independent office upstairs.
"Of course, can I take a look?"
In a blink of an eye, an extremely humble expression appeared on Alport Casapes's face. When he made this request, he found that his heart was beating wildly, and at the same time he was thinking about how to maximize profits. Maybe... maybe the person in front of him was a Qing noble who fled to the United States, maybe... he needed money very much.
When countless people might appear in his heart, Li Zicheng smiled and put the bonds into his briefcase, perhaps circling behind the leader's butt. After a long time of beating, he also saw such people, so he naturally knew how to deal with them.
"I think we need to negotiate the business right now, right?"
Exposing those bonds is just a display of your own capital, but if you want to apply for a mortgage loan, you can only mortgage one at most in one bank. If all these more than one million pounds of bonds are mortgaged in one bank, I guess tomorrow the whole of New York will know that there is a Chinese holding more than one million pounds of bonds in his hand, which will only bring you countless troubles.
The other party's answer stunned Alport Casapes, but in just a moment, the fleeting surprise changed to humility again.
"I think we need to check the bonds further, of course, while you wait, we can talk about the mortgage ratio!"
As a Jew, Alport Casapes had seen too many so-called "crawling guests", but Alport Casapes believed that businessmen who were more savvy than Jews in this world probably did not exist at all.
“This is a must!”
Nodding, Li Zicheng was not worried about what they could find out. There may be too many possibilities for how such bearer bonds became part of the Nazi treasure, but at least it is certain that even if they checked, they could not check any problems. The reason why many people buy bearer bonds was to hide their identities. Even the Bank of England did not know who they sold the bonds to.
"Sir, although your bond is a full bearer bond, considering that it is a forty-year long-term bond, if the bank accepts the bond collateral and you... Of course this is not our doubts about your credit, but the bank has to consider the risks we need to take!"
While the bonds were sent to the backend inspection, Alport Casapes kept explaining that the reason for emphasizing risks was to lower the face value of the bonds.
"so what?"
Of course, Li Zicheng did not ask this, but just looked directly at the other party. Sometimes silence is the best refutation, especially at this time, for banks, they pursue profits. But they need some money to buy ships, recruit reliable crew members, and load all the treasures in the submarine, if possible, and that plane will be shipped away.
For some reason, the eyes of the always silent but smiling client made Alport Casapes feel a little nervous. Why did he feel this emotion?
“So, we can only provide 80% of the loan!”
When spitting out this number, Alport Casapes couldn't help swallowing. Will this person accept this ratio?
“90%, loan period…”
Before Li Zicheng could finish his words, Alport Casapes, who was afraid that the big businessman would slip away from his fingers, immediately spoke.
“We can only offer a loan of two years at most!”
"make a deal!"
When a neat answer was spit out of Li Zicheng's mouth, a bank employee came over with an electric flyer and bearer bond. Alport Casapes, who had received the electric flyer from the Bank of England, took a look and his smile became stronger.
"Sir, I think we can sign a contract!"
Chapter completed!