Chapter 271 Class (Part 2)
In the evening, in a small room of a restaurant on Yeouido, Kim Jong-ming put down his wine glass in a little surprised: "Senior Jin Jiula really owes a lot of debts? I thought you were just teasing each other on the show."
"It seems to be quite a lot." Yin Zhongxin vaguely echoed next to him. "How many are there?"
"It's now about ten billion." Unexpectedly, Jin Jiula's reply seemed extremely straightforward.
Uh... But with this extremely straightforward sentence, the atmosphere immediately became a little awkward. Kim Jong-ming was stunned on the spot, while Yoon Jong-shin also wanted to speak but stopped.
"I know what you think." Jin Jiula poured himself a glass of white wine. "Others usually amazed at this number when they hear this sentence, but the worst of you two are also bosses who run a company, so their first reaction should be 'You can owe so much, maybe you have done something amazing'! Yes? I think so too."
"Why do you owe so much?" Yin Zhongxin put down his cup speechlessly. "I don't remember any investment you have ever done. You don't even want to do it in a fried chicken shop. You only buy big companies when buying stocks..."
"Oh." Jin Jiula drank the glass of white wine in his hand and then nodded. "Brother Zhong Xin still understands me. I am very sensitive to finance and will not make any investments easily... In fact, the one who owes debt is my wife, and I am not afraid of you making jokes. It was not until a familiar creditor found me two months ago that I realized that something happened. When I went back, I asked about ten billion!"
"'Current'?" Kim Jong-ming, who was silent for a while, suddenly thought of a word the other party had just used.
"Currently." Jin Jiula nodded again. "It's all usury, so it's just that there are about 100 million yuan at present, and it will soon become more..."
"Cough!" Yin Zhongxin really choked, his face turned red, and he quickly put down half of the wine.
"That's it..." Jin Jiula smiled bitterly and began to explain to her friends and her friends.
According to Jin Jiula's explanation, it turns out that his wife has always been a little vain or face-loving. Of course, as the wife of a famous artist, as a mother of a child star, and as a housewife in the wealthy area of Jiangnan, it seems quite understandable to be vain.
In fact, the rich people in the Jiangnan area are too concentrated, and the places are too small (this is, if you think about Yuri living opposite Sika, Jung Yong-he and Seo Hyun are neighbors, it really understands), and most of the wives of rich Koreans will also take care of their husbands and children at home and be housewives, so when they are bored, they will flatter each other on any occasion, and intrigue! Even Kim Jong-ra himself said on the show that some people can bring out eighty rumors for a little bit of face. He even invented the word "debtor", which is about the wives of these rich people, saying that they are bored and like to make trouble. For example, if a female star buys a new bag today, it will spread throughout Jiangnan tomorrow, and if she pays attention to styles and other aspects with paparazzi, this group of people will care more about the price, then mock, or buy a similar style to show off in public places in the community.
Compared with this kind of "victim", vanity is really nothing!
But, then again, in Korea, when any bad habit encounters debt problems, there will be extremely bad chemical reactions, and this is how Kim Jong-ra's wife is.
At the beginning, Jin Jiula's brother-in-law asked his sister to make a guarantee when he was borrowing business... Of course, there was no problem for his sister to guarantee his brother's debts. Moreover, this sister has financial strength and social reputation after all, so she can't say anything no matter how she thinks. In fact, Jin Jiula himself knows this matter.
However, after this incident ended successfully, it caused some ripples... On the one hand, relatives were amazed at the role of the name of Jin Jiula's wife. After all, private borrowing in South Korea is an extremely embarrassing problem. You can't borrow as long as you want, otherwise the usury business would not be so developed; on the other hand, Jin Jiula's wife herself probably because her husband did not allow her to interact with the "victims" on weekdays, and after this time, she also enjoyed this flattery and flattery from people around her, especially relatives and friends!
So things began to fade away. This housewife who was a rich wife started to take on a lot of money. Because of some flattery and flattery, she began to guarantee many relatives and friends. Some so-called relatives and friends were no longer in trouble... However, it seems nothing to do with guarantees and does not require any real money. But as the name suggests, if the person who owes debt cannot afford to change or run away, then you must naturally recognize you.
"It's also my fault." Jin Jiula couldn't help but sigh. "I always have a dark face on weekdays and are always very sensitive to financial problems. I have complained more than once when she made guarantees for her brother. So, when there was a problem with the debt there, she didn't think about telling me, but instead borrowed usury and broke up the east and west walls..."
Yin Zhongxin was speechless: "Didn't the relatives ask her to be a guarantee just to avoid usury? Why did she, the guarantor, get involved first?"
Jin Jiula looked depressed, but couldn't answer, so she had to lower her head to drink.
But on the other hand, Kim Jong-ming, who had always been listening to the story indifferently, believed this statement. It was nothing strange. In fact, it was like some college students who were in charge of their families on weekdays. When something happened to drive someone, their first reaction was not to save the person, but to make up for dozens of dollars. Not to mention how crazy it is to do this, but they really did it like this... Why? When they were confused at the time, only one thought had the upper hand. They didn't want people, or were more extreme, just didn't want their parents to know.
And to be honest, this kind of mentality and examples are too common in traditional Eastern society. The long-term repressed and rigid family atmosphere will bring people habits and pressures that penetrate into the bone marrow. This habit and pressure will make a person fall into an incomprehensible irrational thinking when facing social real problems for the first time. Then, some of their extreme people will often be more afraid of the psychological dogmas instilled by their families and ignore legal and human feelings.
Then when I came back to my eyes, the nature of the matter had such a bad deflection. It was indeed Jin Jiula's wife who was stupid. This is a shame, but Jin Jiula's usual harshness is still to blame.
Of course, you can feel it from his tone that although he himself couldn't explain it clearly, he also vaguely realized this.
"I don't need to say more about what happened later." Jin Jiula continued with a slightly collapsed relationship. "At the beginning, it was just about 100 million bad debts, but things like usury, such a messy debt, so long... Let me say that, not to mention how this billion rose to one billion, as far as I know, all the accounts were added to one piece, and last month, nearly 20 million interest was generated, and the profit was rising, so-called donkey rolling around..."
"And it's such a loan shark." Hearing this, Kim Jong-ming suddenly smiled inexplicably, and didn't know who was mocking. "It's not that you want to repay it in advance. How long does it take for the loan shark? In fact, with your fame... for one billion, you can find friends with identities in the circle to borrow a lot. If you sell a house, you can always get enough. But if you count the interest, the number will probably become even more exaggerated. Even the trouble and infamy of usury itself are enough for you, an artist, to drink a pot... How did Choi Jin and An Jae-hwan die?"
This topic is a bit heavy, and Jin Jiula didn't know what to say for a while.
After waiting for a while, Yoon Jong-shin cleared his throat: "So this matter is really troublesome!"
"That's what it means." Jin Jiula, who reacted, glanced at Yin Zhongxin opposite, then stood up and poured a glass of wine for Jin Zhongming sitting in the middle. "I have counted that the longest loan notes among these debts will be until 2015. Including all the interest, the total amount should be nearly 2 billion..."
"2 billion?!" Yin Zhongxin stood up knowingly, with a look of surprise. "If it's 2 billion... Jiula, don't blame me, it's not that I don't want to help you, it's because you are too troublesome and I can't do anything about it."
"I know." Jin Jiula looked earnest. "I'm like a mouse now. It's great that you can come over and have a meal for me..."
"How can you ask me to invite me?" Yoon Jong-shin turned around with a dry smile. "Since I am a brother, I can still afford a drink. Let's do this, I'll pay the bill and then go home...you continue talking..."
Jin Jiula didn't say much, just nodded to the other party, and then tacitly allowed the middle-aged man to leave directly. Kim Jong-ming kept staring at Yin Zhongxin's back until the other party disappeared outside the door without saying a word.
After all, according to common sense, this should be true.
Regarding the issue of private debt, why is the interest on South Korea's debt even for private debt so high? Why is usury rampant? After all, Koreans have greater face than the sky, and borrowing in front of acquaintances is always embarrassing. So from this perspective, it seems reasonable for the three of them to have such a tacit understanding, one leaves, and two silences.
However, after Yin Zhongxin left, although the atmosphere on the scene was awkward, it was not as painful as the scene of borrowing money that was as painful as imagined.
"I..." After waiting for a while, Jin Jiula, who had an arm on the dining table, spoke a little embarrassedly. "Actually, it was just Brother Zhong Xin who mistakenly thought I was going to borrow money... and I was just trying to talk to you about something else."
"I wasn't surprised." Kim Jong-ming laughed directly. "But senior... are you sure that's it?"
Jin Jiula laughed dryly: "It should be right? There is no real money or silver anyway."
"The things in the world are like commodities." Jin Zhongming smiled strangely again, and then put the glass of wine handed over by the other party back on the table. "One layer of people transfer is like a wholesaler in the product, and the price always keeps rising... So, if the price paid by the person who asks you to help you solve the debt problem, then why would the senior think that the price you have to pay for me will be lower than that?"
"The price may vary from person to person." Jin Jiula immediately became serious. "To me, those debts are things like heaven, but in the eyes of others, nothing is worth it... Of course, more importantly, the person who asked me to speak on his behalf this time was not as exaggerated as I paid off 2 billion debts for me."
"Oh?" Kim Jong-ming became a little interested.
"That's right." Kim Jong-ra finally told the story. "I asked another person before. Their parents were from the banking industry, and their mother continued to work in the bank. Although my father had just retired from the position of president, he went to the Korean Ilbo to be the deputy editor-in-chief of the economic page, and his influence became even greater... So, his father said hello to me and asked usury to make payments to the bank with me. It was considered that the bank-centered mentality has been cleared. Now I owe the bank 1.7 billion won..."
"It's already a great kindness. Not to mention the 300 million interest rate, the key is that there is no entanglement of the three words "wealth loan shark". To put it bluntly, if you still can't get entangled with usury, no one dares to buy a house even if you auction it!"
"I know." Jin Jiula smiled helplessly. "So when someone called me to help keep you. When I tested my attitude, I really couldn't refuse... Of course, I know myself. If you think I've gotten dissatisfied with you, I can apologize and leave..."
"Ask a question." Jin Zhongming suddenly interrupted the other party. "Does Brother Zhong Xin really know nothing? He really thinks you are going to borrow money from me today?"
Jin Jiula felt relieved and did not dare to talk to her for no reason.
"I understand!" After waiting for a while, Jin Zhongming finally angrily drank the glass of wine in his hand. "Everyone is smart... and then I just think I am a fool?"
Jin Jiula still didn't dare to say anything.
"When I was doing the show today, I heard that you were going to talk to someone for." Jin Zhongming shook his empty wine glass boredly. "But senior, we are really not familiar with each other... Brother Zhong Xin, I am familiar with him, but he ran away again... What do you think you should do?"
"I just think you probably won't care about things in the artist circle now." Jin Jiula explained with a tough bullet. "That's why he did this with a shameless face. Of course, the huge favors are forced behind him, and even the shameless things have to be done..."
"Artist?" Kim Jong-ming suddenly raised his eyebrows. "I thought it was Choi Tae-won or Lee Boo who really wanted to ask me to apologize! Artist?! If Brother Jong-shin knew that my friendship with him for more than ten years was wasted by some bullshit grudges from an artist. With his greedy and self-protection personality... would he regret it to death?"
Jin Jiula's scalp became even more numb. He understood that his and Yoon Jong-shin's self-righteousness ultimately angered others. However, Yoon Jong-shin's face was bigger, so he could sit steadily until now.
"Forget it!" Jin Zhongming suddenly lost his anger. "You can't say that I am ruthless and unrighteous. I don't even give you face to the elder brother I have known since childhood. That senior Jin Jiula, just say, who is this person? Why do you make me dirty?"
"The person is in the parking lot outside." Jin Jiula suddenly breathed a sigh of relief. No matter what, he explained to Yin Zhongxin for the time being, he finally survived this first.
After all, as an adult who has experienced a lot of experience, he was really a little scared just now.
By the way, for a long time, since Kim Jong-ming really started, he has always been right and wrong. Even though he has recently lost half of CJ, which has attracted everyone's attention, it seems a bit too far away from people like him. On the contrary, when his status was not very stable, there was a rumor that he asked the bodyguard to take a belt to beat an advertiser in public, and there was even a saying that some artists who had a bad rumor in a minor girl crawled back to their hometown to sell fried noodles with their legs broken... It seemed very hostile.
However, compared to those rumors, the two words that Kim Jong-ming said with a cold face just now made Kim Jong-ra really afraid. This fear is a fear that is ignorant... After all, he is upright and not afraid of shadows. Although Kim Jong-ra offended many people, at most he is unforgivable. Some people with a bad temper slapped him in the face, but it also aroused unanimous sympathy in the circle afterwards. Therefore, if Kim Jong-ming turned his back and slapped the table or even directly hit him in the face, he would not feel any fear. On the current issue, he had no idea what means he would use to deal with him if the other party was really angry with him...
This young man has money and can easily make himself, a person with debt problems, fall into a debt vortex for the rest of his life; he also has a bunch of media that rely on him to make a living, which can easily destroy the popularity foundation on which an artist relies on; he doesn't even have to do such a hassle. As long as he greets the senior executives of the TV station who have many business dealings with him, what else can there be without the program of that MC?
Even to say the extreme, he has his own security company...
In short, Jin Jiula can't wait to get rid of the blame now and want to push the matter to the original man.
"Let him come in!" Jin Zhongming was really unhappy, but when he thought that this guy owed 1.7 billion yuan in debt, he couldn't get angry.
Jin Jiula immediately stood up and said she wanted to bring people in, but Kim Jong-ming knew that this guy was the same as Yoon Jong-shin before, and he had made up his mind to take the opportunity to escape... However, it would be better to escape, so he would save himself from being annoying.
Two minutes later, a familiar and stranger appeared in the private room, and when he entered the door, he bowed respectfully with a 90-degree bow...
Kim Jong-ming's face suddenly became clear, but he couldn't help laughing: "Brother Seung-gi... I'm really okay!"
Chapter completed!