Chapter 160 Angry Savers
Chapter 160 Angry Depositors
As a banking industry, its most troublesome emergencies are actually runs. And runs are often accompanied by bank depositors generally withdrawing bank deposits on a large scale. If it cannot be contained in time, then as it continues
The influence expands, thus further forming a financial trend. When a run occurs, because banks will turn most of their deposits into loans to companies and factories, the deposits left in their hands will be extremely tight in the entire financial market, leading to a shortage of lending capital.
, interest rates continue to rise, forcing some banks and financial institutions to close down or cease operations, thus further exacerbating the currency and credit crisis and causing chaos in the financial sector. Although in China, the credit of banks is equivalent to the credit of the country, and banks have no money.
The national treasury is supporting it, and the citizens are not worried about losing their deposits. However, as prices rise every day or even several times, the citizens are worried that they will suffer greater losses from depreciation if they don’t exchange their coins for goods, so they rush to crowds like crazy.
Go to the bank and hope to be able to withdraw the deposit.
Although the causes of this behavior are different, the results are not different. The three banks in Pingchuan County suffered from a large amount of unexpected capital outflows and at the same time did not have enough funds to deposit, and the original deposits had already been lent.
It was given to enterprises, but the loans receivable were not collected in time, and the people's demands could no longer be met by relying on the bank's treasury reserves.
The anxious bank presidents were not limited to Pingchuan County. In fact, similar scenes could be seen everywhere in Qinxi at this time. In front of the savings offices of major banks, depositors who were eager to withdraw money were already there.
With no place to stay, people queued up outside the savings bank. People waited anxiously. On the one hand, they were worried that they would not be able to withdraw money. On the other hand, they were worried about whether prices would rise again during this period.
People seemed to have nothing else to do other than that. They spent all day thinking about where to queue up to buy things after withdrawing money. When they met, they also discussed what goods they had grabbed today.
"Hey, have you heard? Some savings banks and banks in Tongchuan City had to forcibly decide to stop withdrawals within a few days due to a shortage of funds. This made many depositors very dissatisfied, and some even got emotional.
The counter of the savings bank was overturned." Someone in the team muttered softly.
"What's this? Some places in other provinces even used the police because of this, and also stipulated the amount of withdrawals per person per day. If it exceeds the amount, no more withdrawals are allowed, and you have to wait until the next day. Damn it, this is our hard-earned money
, you have worked so hard to save it and put it in the bank, don’t you just want to earn some interest? Their bank lends our money and makes more money. When saving money, they always say good things and treat us as individuals.
, when it’s time to withdraw money, we don’t treat us people as human beings. Look, we’re not even as good as his mother’s grandson! It’s such a hot day, let’s endure it under the sun. I’ve been standing here for three days.
It's been an hour, and I don't know if I can get it before noon!" Someone complained in a low voice.
"That's right, this is all our own money. We need to get their approval before we can withdraw our own money. What the hell is this? I took half a day off to withdraw the money. I thought this time was more than enough.
, Who the hell could have imagined that there are so many people here!" Someone echoed from the side.
The conversation of several people immediately aroused strong resonance among the people nearby. "I am afraid of what will happen if I get the money in the end. I heard that in the southeastern coastal areas, people are buying home appliances like crazy, and one family buys several TVs.
There are a lot of people here, and even the refrigerators that don't cool and the color TVs that don't have color have been sold out. It's better here, at least so far, this hasn't happened. But in my opinion, I'm afraid,
When this product is insufficient, similar things will definitely happen!"
"A refrigerator that doesn't cool, a color TV that doesn't have color, what's the use of it? If a refrigerator doesn't cool, can it be called a refrigerator? A TV that doesn't have color, it's a black and white TV, how can it be called a color TV? Only fools buy these things, I said
"Aren't you too bored to talk nonsense here?" someone said in confusion.
The man looked at the other person up and down with disdain, and said disdainfully: "You are just a bumpkin. If the refrigerator doesn't cool, it's just because the parts are faulty. You can just buy it home and repair it. It's better than leaving the money in the refrigerator."
In your hands, are you watching the prices of these products rising crazily every day? Maybe today you can buy a non-cooling refrigerator with the money, but the day after tomorrow, you will be able to buy a spare part with the money! At least they have all the main spare parts.
After you buy it, the cost of repairing it will be slower than the price increase, right?"
"It makes sense, it makes sense, these southerners are so smart, they can think of such things!" Everyone nodded. Yes, according to this price increase trend, in just a few days, a lot of goods in the mall have been sold out.
It has increased by 100%, or even the price has disappeared. Who can guarantee that the situation he mentioned will not happen?
"Have you read the newspaper? There is a private shopping mall in Pingchuan County under the jurisdiction of Weinan City in our province. The prices of goods have not increased so far. They are still the original prices." Someone suddenly said, "If we withdraw the money, we will immediately
So I went to Pingchuan, bought some household appliances there, and then shipped them back, I'm afraid I can still make money from this."
"I know what you're talking about! It seems to be called Carrefour Supermarket. The name is really weird! The mall is not called a shopping mall, it has to be called a supermarket! But do they really not increase prices? Even this state-owned shopping mall has increased prices.
Can their private market hold on without rising? The money doesn't bite your hand, and you can make double or even several times more profits in an instant. Marx once said that when capital comes to the world, every pore is covered with it from head to toe.
dripping with blood and filth. Capitalists will take desperate risks if they have 50% profit. If they have 100% profit, they will dare to trample all laws in the world. If they have 300% profit, they will dare to risk the gallows.
The danger. How can they endure not making money despite such a good opportunity? I don’t believe it. What the newspaper said is purely deceptive stuff!” A man dressed as an intellectual standing aside said disdainfully.
"That's Qinxi Daily! How can they talk nonsense with their eyes open?" the man asked in disbelief.
"What happened to "Qinxi Daily"? When the satellite was launched, didn't the report about tens of thousands of tons per mu be reported by even the newspapers in the capital? Huh, they didn't know about the tens of thousands of tons per mu. That kind of
It's impossible! Isn't it reported nationwide?" The intellectual-looking man shook his head disdainfully and said, "You can't not believe it, but you can't believe it completely! Otherwise, you will have no ideas of your own!"
"Hey, don't say that. People call them supermarkets because their stores are different from shopping malls. Supermarket is the abbreviation of supermarket. When you enter a supermarket, there is no counter. All the goods are placed on the shelves.
, you can take whatever you want and look at whatever you want, but you can't open the packaging to eat or drink in the supermarket. Then you can calculate the money together when you go out. And they have indeed not increased the prices, all the goods are still at the original level, even the home appliances are the same.
." Another middle-aged man couldn't help but interjected, "But what you just said is unrealistic. Now Carrefour supermarket is only open to residents of Pingchuan County, and it is open at different times. You need to bring your household registration certificate to enter the supermarket.
It depends on your status. And for big items like home appliances, the quantity each household can buy is limited. I have a relative in Pingchuan, and he told me personally on the phone. If you lie, I will be struck by lightning!"
"Really?" Everyone was speechless and speechless.
It took a long time before someone sighed and said: "The residents of Pingchuan County are really happy. At least there are people who can really care about them. Why don't we have such a supermarket here? If there were such a store, we wouldn't have to go to this big store.
Waiting to withdraw money under the sun."
"Yes, it would be great if we also had a Carrefour supermarket here. All the hard-earned money of our people would not be stolen by profiteers who eat meat without spitting out their bones." His words immediately caused a burst of excitement in the crowd.
of echo.
"It's so difficult! You don't even think about it. Pingchuan County is just a small county. How big is the total population? What's the total population of Fengyuan? It's just a private enterprise. Even if it can withstand the panic buying of Pingchuan County residents,
When you get to Fengyuan, it will be good if you can last for one day. Precisely because they refuse to raise prices, many merchants in Pingchuan County secretly sell their goods to neighboring counties and cities, and many people also want to buy from Carrefour
They buy goods here and then resell them to neighboring counties and cities. I heard that the Pingchuan County Party Committee and County Government arrested many people because of this." The man continued to break the news.
"They should be arrested and sentenced to decades!" The man dressed as an intellectual said bitterly, "If they hadn't added fuel to the flames and raised prices desperately, how could they have even increased the price of rice and noodles! Our country's agriculture industry was huge last year.
It’s a great harvest! It’s also a record high!”
"That's right!" Everyone nodded.
Just when they were lamenting why there was no Carrefour supermarket in Fengyuan, people at the front of the queue suddenly erupted into angry shouts and curses.
"What's going on? What's going on?" Everyone looked forward and saw several policemen suddenly appeared at the door of the savings bank, one of whom was holding a loudspeaker. "Dear citizens waiting to withdraw money, because of the savings bank's
Due to an unexpected power outage, work has been unable to continue, so I ask all citizens to be safe. Relevant departments are urgently repairing circuits. You can come to me to get a number in order. After the call is received, the savings bank will resume normal operations! Dear citizens...
"
Chapter completed!