Chapter 85: Ma Chao's Map
I thought the other party knew nothing about the raw melon seeds, but I didn’t expect that I still have some understanding of finance.
But Ma Chao was still betting that the other party only had a slight understanding of finance, and didn't know much about it.
So, Ma Chao continued: "Does that guy know what inflation means?"
Chu Han was stunned and pretended to be confused and said, "I don't know."
"Then let me tell you that inflation, in layman's terms, is that there are too many coins circulating, which leads to the depreciation of goods and coins. You see, now, five yuan per meal can not only be full but also eat well. But after inflation, under the same conditions, it may cost ten yuan or even twenty yuan, which is called inflation.
I know what you are worried about, little brother. You are worried that after the money enters the stock market, the interest rate is so high every year, but inflation is high, then you will lose? But in fact, you have to think so. Your monthly salary is fixed. You don’t invest or start a business. There is no place to use money. Money is of no use except savings and consumption. Then inflation has nothing to do with you. Therefore, when you buy our financial products, there is no problem at all."
In order to sell his financial products, Ma Chao did not choose to conceal or deceive.
The reason is very simple. Since Chu Han already knows the term inflation, it will be a matter of time before he knows the meaning of this term. Whether Chu Han really understands this term or a fake one, Ma Chao cannot lie to him. If it is exposed, the cost will be too high.
And to be honest, in the face of inflation, are there any other solutions for the people besides complaining that the money is not real, prices are rising, and wages are too small?
No, it's better to buy financial products.
But Chu Han's next sentence directly defeated Ma Chao.
"The current housing price in the Magic City is worth 500,000 yuan, should I buy one?"
Then, Chu Han slowly stood up, leaving Ma Chao with a stiff face, and left the office.
That's right, Ma Chao did not lie to Chu Han, but he did not say a real way to preserve his value.
Now that currency has begun to inflate, there is indeed a way to keep money valuable, that is, to buy a house.
Of course, people today don’t know how expensive the housing prices will be in the future. A house of 50 or 60 square meters can be easily bought in Magic City for 500,000 yuan, but the housing prices will not fall. They will even increase with inflation in the future. Therefore, using spare money to buy a house is the real way to preserve value.
Those who can think like this are lucky people.
They know that housing prices will rise, that they know that houses will maintain value, but they don’t know how valuable the houses will maintain value, and that they don’t know how exaggerated the housing prices will rise in the future.
As a banking practitioner, Ma Chao used his savings to buy a house in a newly developed and built place. So he knew about it, but he didn't tell Chu Han. He told Chu Han that no one would buy his financial products?
Seeing Chu Han leaving, Ma Chao wanted to struggle for a while, so he hurriedly said, "Mr. Chu, don't worry, let's talk?"
"No need to talk. This 500,000 yuan was earned by me in starting a business. I need cash flow, so it is impossible to save my life." Chu Han did not turn around.
Ma Chao's eyes rolled and he immediately said, "Mr. Chu, have you just started your business? If you have any questions about your current development, you can ask me. Actually, I still have another identity, and I am also an entrepreneurial consultant."
Sure enough, Chu Han stopped after saying anything.
"Entrepreneurship consultant? It's interesting. To be honest, I really have some questions to ask you." Chu Han sat opposite Ma Chao again and said curiously.
"Sir, ask."
"I run a training class, and you can understand it as a place to train other people's professional skills. Now, there is a problem with my entrepreneurial project. The training class I opened on Modu Street, from the first one, to now, has rented all the shops on the second floor of Modu Street. Can you understand what I mean? I have no place to rent now and want to expand out, but I don't know where the right place is." Chu Han said word by word.
Ma Chao listened word by word, and the more he listened, the more shocked he felt.
Especially after learning that Chu Han is a top student at the Magic City University and with his ability to achieve a monthly income of 500,000 in just three months, he was even more shocked.
Obviously, the young man in front of him not only has a high education, but also a very business-minded person. He actually discovered the entrepreneurial model of cram school and successfully helped him to start.
Ma Chao thought he was not a person who made a lot of money, so he chose a stable job early and bought a house with his own property because the house was the most valuable investment.
Although Ma Chao is a person who seeks stability, he still makes money. As a bank's lobby manager and entrepreneurial consultant, Ma Chao has actually made a lot of money over the years.
There is only one trick here, that is, hold your thighs tightly, the earlier you hug the better.
From Chu Han's story, he seemed to see the entire journey of a young man from 10,000 yuan to 500,000 yuan. He didn't know what the industry would be like in the future, but even if he was not very smart, he could see that at least in the past two years, the so-called cram school would definitely make a lot of money.
"So, Mr. Chu, your appeal is that the Magic City Street has developed saturation, and you need to open up new markets. Is that what it means?"
Chu Han nodded and said, "That's right, there is an elementary school, a junior high school and a high school near the Modu Street. After advertising and marketing, it is basically overdrawn potential users. At least it is temporarily overdrawn. No one there should be a choice to come to my cram school, but Modu City is very big, with countless primary and junior high schools and high schools. I want to know if there are any such shops that can be rented near other schools?"
Ma Chao thought for a long time, finally stood up and left the room. After a while, he brought a map over.
This is a map that looks very complicated, and the annotations on the map are also very interesting. This is not a map in the traditional sense.
When Ma Chao spread the map in front of Chu Han, Chu Han couldn't help but open his eyes wide.
This is a map of the entire city of Magic City. Other areas above are simply marked, but only two places are marked with key points.
One is the school, the other is the commercial street.
Ma Chao said: "This is a commercially marked map of the Magic City, which is specially for developers to see. Coincidentally, Mr. Chu's request is just enough to satisfy this map."
Chu Han smiled, and he shook hands with Ma Chao and said, "Brother, you have helped me a lot."
"Hey, brother, remember to deposit the money in my bank when you make money. This is considered to be your helper." Ma Chao hopes for the return is simple and difficult.
Chapter completed!