In order to allow investors to attract more people to invest money, the platform will also take commissions to investors who recruit people, forming a notorious Ponzi scheme. Although this model is more unhealthy and more likely to burst, if you invest early, you may still make a little money. However, this is a game of passing the flowers by beating the drums. It depends on whether you can withdraw your principal before something happens to the platform.

Zhao Shucheng looked at Jiang Pengfei who was still introducing the platform where he invested money to Jiang Nansun and Zhu Suosuo, and sighed and said, "Uncle, listen to my advice. If you say no, don't invest in the future. No matter what platform you endorse it, you should come back quickly."

When Jiang Pengfei heard Zhao Shucheng say this, he asked nervously: "Xiao Zhao, don't scare uncle. This platform looks quite regular, and there are celebrities who endorse it."

Zhao Shucheng sighed and said, "Uncle, this p2p is essentially illegally absorbing deposits using high interest rates. Then the platform uses this money to invest, but you have also been a stock person for many years. Have you seen that company can pay such high interest rates for a long time, or who has any stock that only rises and does not fall? It is said that the money borrowed from the bill may be of high returns, but in the face of this high interest rate, the bad debt rate is also very high. If you release a lot of money, you can't get it back."

"What is the most important thing about choosing a financial product? Of course, it is profitability and security. This platform's profitability looks good, and most people only consider security when choosing. For professionals, the security of financial products must be considered in terms of capital use, qualifications of borrowing companies, whether there is a mortgage guarantee, product issuer, sales platform, etc.."

"But for many small investors, the judgment of security is not that complicated. As long as there are celebrities, it means that the platform is very rich, which means it is safe. In other words, it can be advertised with storage box i too, which means it is safe. But these cannot be considered as a consideration for judging whether the platform is safe. Instead, these things confuse investors."

"The purpose of the loan of online investment platforms, corporate qualifications, and mortgage guarantees cannot be guaranteed, so the possibility of losses is greater. Not to mention lending, the annualized rate of investment in stocks is 10% return, and even the stock god dare not say such words. Do you think these platforms can really do it?"

Hearing Zhao Shucheng say this, Jiang Pengfei said with some confidence: "Don't he have special investment channels?"

"Where are so many special investment channels that can have more than 10% returns? Not to mention that it is the global financial crisis and many investment companies are going bankrupt one after another. Do you think those platforms are more reliable than professional investment companies?"

Zhao Shucheng looked at Jiang Pengfei seriously and said sincerely: "Uncle, take advantage of the short investment time and the platform has not had any problems. Please return all the money as soon as possible. Even if you lose some processing fees, it is better than losing all your money."

Jiang Pengfei was still unwilling to accept it and said, "But many authoritative experts say that p2p is the hottest investment now?"

"Uncle, do you still believe in the words of investment experts. If these experts are reliable, why did you fall in the stock market? If it was really profitable, those experts would have invested all their wealth long ago, and what other experts would have become experts? The investment platform was stormed one after another year, and the founders of the platform ran away with money. Now, these companies that seem to be OK, how do we know what their situation is? Maybe they will storm tomorrow."

Zhao Shucheng looked at Jiang Nansun and said, "Uncle, if you still believe me, don't invest in Harmonious Online's financial management products in the future. Even if there is a bank depreciation, it is better than not being able to get back the principal."

Seeing that Zhao Shucheng was so unfavorable to online financial management, Jiang Pengfei knew that it seemed that it was indeed a big risk, so he could only say: "Okay, I will consider it."

Jiang Nansun said unhappily: "Dad, what else are you thinking about? Can Shucheng still lie to you? Get a refund quickly, our family can't withstand any risks."

When Jiang Pengfei saw his daughter say the same thing, he could only say: "Okay, I understand, I will apply for a refund now."

As he said that, Jiang Pengfei took out his mobile phone and started operating the refund program on the platform, but found that it was not as what the recommendation said. He could get a refund at any time, and it would take one month.

Zhao Shucheng also saw this situation and immediately understood that the platform's capital turnover seemed to have problems, because if the platform had just started operating, in order to win the trust of consumers, they would definitely refund the money as soon as possible, so as to prove that the platform's funds are not problematic, rather than problems like now.

However, Zhao Shucheng didn't want to say anything more, so as not to put too much pressure on Jiang Pengfei. Instead, he asked him about his volunteer situation and knew that everything was good, so he felt much more relieved.

A few people said a few words and started eating. Zhao Shucheng praised Grandma Jiang for cooking very deliciously. It was obvious that she cooked a lot when she was young.

Grandma Jiang said happily: "No, I haven't taken action for many years, and I've become unfamiliar. By the way, when did you and Nansun have a baby? You promised me that the first person to have a son is Jiang."

When Jiang Nansun heard his grandmother say this, he immediately said in shame: "Grandma, what are you talking about?"

"What's so sorry about this? I can't see the situation of the three of you, but I don't mean to force you to get married. There is no hurry to get married, but there is a hurry to have a son. I haven't had many years to live. I just want to see the inheritance of the Jiang family's incense before I die. What's wrong?"

When Jiang Nansun said this to his grandmother, he couldn't refute anything. He could only say: "We are still young now, and work is more important."

"What's the important thing about work? You are not young now. Do you really have to wait for grandma to close her eyes? Then I can't see anything, so how can I explain to the ancestors of the Jiang family!"

Zhao Shucheng quickly said, "Grandma, what did you say? You can live a long life at first glance. Don't worry, we will hurry up."

When Jiang Nansun heard Zhao Shucheng say this, he was not good to say what it was on the surface, but he secretly stepped on Zhao Shucheng's feet under the table.

Zhao Shucheng looked around and saw that the whole family was eating and did not notice him. He glared at Jiang Nansun directly. As a result, Jiang Nansun looked at Zhao Shucheng provocatively, and even more effort was used on his feet, as if he was deliberately stimulating Zhao Shucheng.

Zhao Shucheng would not spoil her. He put his left hand beside the table, grabbed Jiang Nansun's legs directly, and even looked in along the hem of his skirt.

Jiang Nansun was shocked by Zhao Shucheng's actions. Although her family knew about her relationship with Zhao Shucheng, she didn't want her family to know that Zhao Shucheng dared to beg for mercy and looked at Zhao Shucheng.

When Zhao Shucheng saw Jiang Nansun defeated, he couldn't help but smiled proudly, then withdrew his hand and said with a smile: "Grandma, uncle, aunt, don't worry, hand Nansun to me, I will definitely take good care of her."

Grandma Jiang and others agreed with a smile. In fact, they knew that nothing they said was effective. Since Jiang Nansun moved out, they could no longer interfere with Jiang Nansun's choice.

Fortunately, I followed Zhao Shucheng and didn’t have to worry about future life problems. Moreover, Zhao Shucheng seemed to be very good to Jiang Nansun.

After the few people finished their meal, Grandma Jiang wanted Zhao Shucheng and Jiang Nansun to stay, but Jiang Nansun said that she had to go back to work overtime tonight, so she pulled Zhu Suosuo and left first.

Zhao Shucheng had no choice but to say sorry: "Grandma, uncle, aunt, I'll leave first, I have time to see you."

After Jiang Pengfei left Zhao Shucheng, he was a little worried when he saw his wife. If the money he invested could not be returned, how could he explain to his family?

At this moment, he saw a WeChat message on his mobile phone. When he opened it, he saw that it was a message sent by Zhao Shucheng.

"Uncle, the platform has restricted withdrawals, so there should be something wrong. In order to make the family feel at ease and not worry about Nansun and aunts, I have earned you 300,000 yuan, so you say that your principal has been returned. You should not make any other investments. Believe me, you can use the 100,000 yuan to invest in Moutai. Although you can't make a lot of money, it's still okay to wait for two or three years and it will be several times more."

When Jiang Pengfei saw Zhao Shucheng's transfer information, he was relieved. At least he could explain it to his family. However, he was not going to give up the money invested on the platform, so he kept chasing him to repay the money on the platform. However, this matter was not as simple as he imagined. He had been struggling for a long time before he could redeem the principal without any danger. The main reason was that the platform was worried that Jiang Pengfei would not have money to promote the platform, so he could only return the money first.

However, after returning the money later, Jiang Pengfei did not give the money to Dai Fang or Jiang Nansun. Instead, he directly invested the money into the stock market and bought Moutai stocks according to Zhao Shucheng's suggestion.

Because of the lessons of previous investment failure, Jiang Pengfei honestly bought stocks with real money and never used any leverage measures. Because he knew very well that the family could forgive him if the investment failed one after another. If it were one after another, if Zhao Shucheng looked at him, his mother would have to settle the score with him.

Jiang Nansun was still worried about his father's investment on the way back because their family could not withstand any storms.

"Shucheng, do you think my father can get back the money invested by him?"

Zhu Suosuo smiled and said, "Nansun, what are you worried about? Isn't it just over 200,000? This little money is nothing to your family and us. If you really lose money, just treat it as a lesson. If you don't give your uncle that much money in the future. Give him a few thousand yuan in pocket money every month and ask him to buy something he likes to eat and drink. The family life is controlled by the aunt."

"I'm also worried that my dad can't stand this blow. The lesson I learned last time was profound enough."
Chapter completed!