Chapter 72 Borrowing money to buy a house
Zhao Shucheng and Jiang Nansun transfer money in the bank. After all, tens of millions are not the same number, and you can transfer money online at will. Especially Jiang Nansun urgently needs money to repay the debt, of course, he needs to complete the transfer as soon as possible so that he can repay all the creditor's money as soon as possible.
Jiang Nansun saw the arrival information sent by the bank on his mobile phone. He hesitated for a moment, looked at Zhao Shucheng, and tried to speak several times but failed.
When Zhao Shucheng saw Jiang Nansun's appearance, he asked curiously: "What's wrong? Are you worried about paying back the money? Don't worry, Suosuo told me that there is no hurry to pay the money. You can repay the money in installments. It's not too much for 350,000 yuan per month, and it's not too little for 5,800 yuan."
Jiang Nansun smiled after hearing this, hesitated for a while, and said, "Zhao Shucheng, can you lend me some more money?"
"Yes, how much do you want to borrow?"
"Sixty million!"
Zhao Shucheng didn't hear it clearly, and thought it was 6,000 yuan. He smiled and said, "No, Miss Jiang, you can't even get these 6,000 yuan? I just gave you 30 million!"
Seeing Jiang Nansun’s serious look, Zhao Shucheng said suspiciously: “You are not talking about six thousand, but sixty million, right? Why do you want so much money? Your house plus the 30 million lent to you is enough for your family to pay off the debt.”
Jiang Nansun's face was slightly pale, his hands were tightly clasped together, and he whispered: "I don't want our house to be sold, so we will be homeless."
"I didn't say that your family can live at home with peace of mind, as long as you want."
"That's different. Even if you let us live for a long time, the house is no longer ours, and it is not ours. I don't want to live a life under someone else's roof, so the house must be ours! Don't worry, the money I borrowed can give you interest, one percent of the monthly interest, what do you think?"
Zhao Shucheng looked at Jiang Nansun with a funny look, thinking that the other party was really naive and cute.
"Miss Jiang, are you stupid? If I lend you 30 million now, if I lend you 60 million, it will be a total of 90 million, and I will have to pay back 900,000 every month. I will need a hundred months to recover the cost, which is eight years and four months, not to mention that this is just a cost. What you are talking about is interest. If you think you pay back the money with capital and interest, how much money do you need to repay each month? One million? Two million? For such a long time, the risk is still so great, and the returns are not very high. I don't think you have such repayment ability. Lending you so much money is similar to wafting water, which is even more dangerous than your father's stock trading. At least you can see the evaporated figures of the stock market, and you can't see anything."
Hearing Zhao Shucheng say this, Jiang Nansun's face turned pale and hesitated: "I know this requirement is too much, but I really want to keep our house. I know you like me. I can give you the capital and interest before I am thirty. If I can't do it, I will let you deal with it at that time. What about it?"
After hearing this, Zhao Shucheng looked at Jiang Nansun with a funny look and asked, "Jiang Nansun, what do you think? You are now twenty-five years old and are not a child. You have five years left at the age of thirty. Do you think you can earn more than 20 million a year? Do you know what the annual profit of a medium-sized enterprise is? A company with an annual turnover of one billion yuan has only an annual profit of more than 30 million. Do you think you can make more money than such a company?"
"You are not a celebrity or an internet celebrity. You can make money by live streaming. No matter what kind of job you are looking for, your monthly salary is at most more than 100,000 yuan. How much do you think you can get in a year?"
Zhao Shucheng said with regret: "If you really want to pay off so much money within five years, unless you are a mistress for the rich, or marry a rich man directly, you have to be a widowed or divorced rich generation. The rich second generation can't give you so much money. Do you really want to marry an old man with a bald head and big belly?"
"If you really plan this way, you might as well be my lover. When I hire someone for ten years, the money will be written off. How about it?"
Hearing Zhao Shucheng's increasingly excited words, Jiang Nansun did not feel ugly. Instead, he felt that Zhao Shucheng might really like him, so he said so.
"I won't betray my body. This is my bottom line. You can't say that to me!"
Zhao Shucheng looked at Jiang Nansun, saw her serious expression, and then he let out a sigh and said, "Okay, then tell me, how are you planning to earn these 20 million? Under reasonable and legal circumstances!"
"I haven't thought about it yet, but I can do it with sure words!"
"Wake up, Miss Jiang, do you think money is really easy to make? After you work for a while, you know that money is hard to make shit but not to eat, you won't say what you said today. I can buy the house first. If you want to redeem it, I will tell me then that you don't think about it now. You should think about how to solve the debtors."
Zhao Shucheng said as he saw his cell phone lit up. It turned out that it was a call from Zhu Suosuo.
"Hey, Suosuo, I'm transferring money to Nansun in the bank, and it's done now."
"Is that so? It seems that the rich second generation is fucking the fuck. It seems that they have a rebellious mentality and want to resist their mother's tyranny."
"Haha, I don't think he can decide to buy a house soon, especially since he doesn't have any financial power. Even if he really wants to sell it, he will have to deal with his relationship with his mother."
"Don't worry, isn't it just a house? In this way, after I send Jiang Nansun home later, I will go to Dongli to take a look. Then choose one, and after Dongli officially opens, you will become the first person to sign a contract. How about it?"
"Okay, this is what you said. I'm waiting for your surprise at home."
This chapter is not over, please click on the next page to continue reading! As he said that, Zhao Shucheng hung up the phone and said to Jiang Nansun: "Let's go, Miss Jiang, we will go back to help you solve the debt problem first. I will go and see the house next."
"Are you really going to buy a house? Don't you have a house to live in, and you won't buy our house?"
Jiang Nansun asked worriedly. She was not very clear about Zhao Shucheng's financial situation, but if Zhao Shucheng bought Dongli's house in order to support Zhu Suosuo, their house would not be sold, or they could not be sold to Zhao Shucheng, and the family would have no place to live.
"You have to buy a house in Dongli. You have to buy ones too. This is not a conflict. Dongli's house is for yourself, and your house is used as an investment and can appreciate in the future. After all, it has many years of history and may become a cultural relic building."
When Jiang Nansun heard Zhao Shucheng say this, his inner tension finally got relieved. If Zhao Shucheng didn't buy a house, she would really have no choice. At that time, the whole family would live in Zhu Suosuo's house, which would make her feel unbalanced.
When my family was rich, Zhu Suosuo often lived in their house. Although they didn't say it, they still felt a little superior in their hearts, but if their family lived in Zhu Suosuo's house, it would feel like he had been saying thirty years, Hedong and Hexi for thirty years.
Jiang Nansun was not sure what others thought, but Jiang Nansun could live in Zhu Suosuo's house. After all, this is a close relationship between best friends, but the whole family can't live in Zhu Suosuo's house.
When Jiang Pengfei saw Zhao Shucheng and Jiang Nansun come back together, he couldn't help but guess whether Jiang Nansun insisted on returning to Zhu Suosuo's house last night, and whether he was with Zhao Shucheng.
"Uncle, what are you looking at?"
Zhao Shucheng felt that Jiang Pengfei looked at him with a strange look, and couldn't help but ask strangely.
"Nothing, nothing. I think Xiao Zhao has a good temperament today. By the way, Xiao Zhao, what's wrong with this money?"
"Uncle, don't worry, I have transferred it to Nansun, 30 million yuan, a penny. As for the money for buying a house, you need to discuss it with the second floor and sign our real estate contract before you can pay the money."
"No problem, no problem. There is no hurry to the real estate, anyway, the bank's money is not in a hurry to pay it back."
When Jiang Pengfei heard Zhao Shucheng say this, he smiled happily. He was not idle yesterday and calculated the value of his house. If he could make a deal at the price of an old villa, he would not only be able to pay off the debt, but even have millions left, and he could buy a house in the outer ring road. Of course, they had not decided whether they had bought a house, but they finally didn't have to worry about money.
"By the way, uncle, is this 30 million enough to pay back the foreign debt you borrowed?"
Jiang Pengfei hesitated for a moment and said, "It should be no problem. The stock market has taken action. In addition to repaying the leverage of securities companies, there are still several million. It has also been transferred to my bank card. Adding the 30 million that Nansun borrowed from you is enough to repay the debt."
"That's good, that's nothing. Uncle and Aunt, I have something to do, so I'll leave first."
Hearing that Zhao Shucheng was leaving, Jiang Pengfei tried to stay and said, "It's almost noon, let's go after dinner?"
"No need, uncle, Suosuo and I made an appointment to visit Dongli's house together, and we will come to our house for dinner in the future if we have the chance."
"Okay, go slowly!"
After Jiang Pengfei sent Zhao Shucheng away, he came directly to Jiang Nansun and asked, "Nansun, tell me the truth, what's going on with you and Zhao Shucheng? Haven't he broken up with Zhu Suosuo yet?"
"Dad, why did he break up with Suosuo? I haven't told you that he and I are friends and have no other relationship."
"Just be stubborn, I don't know you yet. As the saying goes, no one knows a daughter is better than a father. The look of Zhao Shucheng when he looks at you is different from the look of other men. The look of Zhao Shucheng when he looks at you is the same as the look of me looking at your mother back then. Do you think I can't see it?"
"I don't know what you said, by the way, when will those creditors come to the door?"
Chapter completed!