Zhou Liwen is not a saint, nor a superman, and he never had the idea of ​​saving the world.

Although the upcoming economic crisis has caused huge global economic losses, Zhou Liwen has no relationship with his life or death except for his consideration of his own business. Madoff's Ponzi scheme will lead to a reputation crisis on Wall Street, and will also become the fuse of this crisis with Lehman Brothers. Oh, of course, it also includes Fannie Mai and Freddie Mai created by the Americans, but so what? Will Zhou Liwen tell the world foolishly

In the world, will this happen in a few years? Not to mention that he was either treated as a lunatic or was arrested for secrets and sent to the 6l area for research. Even if nothing happened, no one believed that many people would be regarded as a supreme Bin Madoff, which is now regarded as a big liar. The Lehman Brothers, with a history of nearly a hundred years and assets of billions, went bankrupt overnight? As for Fannie Mai, which is closely related to ordinary Americans, people will only listen to the bankruptcy of Freddie Mai as a joke.

Noting Madoff's situation, Zhou Liwen had other purposes. The reason is very simple, because crises and opportunities often coexist. Although the upcoming global economic crisis will cause billions of wealth to evaporate, there are also huge opportunities. To give the simplest example, Lehman Brothers' bankruptcy was very sudden. In later generations, Zhou Liwen once read a report about a multinational company that had business dealings with Lehman Brothers. This unlucky company was really unlucky. Just a few hours before Lehman Brothers declared bankruptcy, he conducted a financial settlement business with Lehman Brothers. The business was as high as nearly 100 million US dollars, and the other party's official

After confirmation, the company made an electronic remittance, but who would have thought that if they sent the money to Lehman Brothers' account for a few hours, Lehman Brothers, a former financial company that is ranked among the top in the world, collapsed. Of course, there is no doubt that the remittanced money was wasted, just like a meat bun and beat a dog, and it was also made fun of the world as a super fool company because of this matter. What if the protagonist of this matter had not remittanced money at the beginning? He only had to wait for a few hours, and the result might be completely different. Not only could he recover nearly 100 million US dollars of losses, but he could even take this opportunity to gain huge benefits. Once in and out, the result would be completely different.

Of course, when a company goes bankrupt and liquidation, it is difficult to compensate for the debts in the case of insolvency of debts according to US laws. Even if part of the debts can be recovered through the court, it is at most calculated based on the minimum amount of compensation. As for the receivables, they may receive support from the court, but this lawsuit cannot be achieved in a few years. Moreover, the final judgment often cannot recover all the receivables, which means a large amount of interest-free huge funds out of thin air. The meaning of this huge amount of funds in normal times is that anyone with some financial knowledge understands what it means, not to mention that at the moment after the outbreak of the economic crisis, the power it can show is a bit stronger.

Not only that, including Madoff's Pons scheme, it will also be an opportunity to make a profit. The easiest thing is to speculate in the financial market while Wall Street is turbulent. The situation of Fannie Mae and Freddie Mae is basically the same. Of course, these are just the most basic means. If Zhou Liwen is the same as a few years ago, he might consider making money. But this will also lead to hatred. Zhou Liwen is not so stupid, and only idiots will speculate so explicitly.

Zhou Liwen values ​​not superficial wealth, but these companies, funds, including corporate resources, human resources, etc. There is a saying that makes sense, that is, what is the most important in the 21st century? The answer is that talent is indeed the most important, but in addition to talents, there are resources. For example, old financial companies like Lehman Brothers not only have a rich talent reserve, but also have network resources and customer systems all over the world. These are incomparable no matter how big an ordinary company expands in a short period of time. This is the result of the cumulative years of the past century and the basis for their survival. That's right, Lehman Brothers will operate If it is bad, it goes bankrupt, but things are coded and coded. Poor management is a decision-making issue for corporate managers and cannot erase their company's resources and talent advantages. Historically, when Lehman Brothers went bankrupt, the US government reorganized it in an attempt to save the old financial company. However, the final effect was not significant. On the contrary, some of the middle and senior executives of Lehman Brothers were poached by many large financial institutions, banks, investment banks, etc. Are these poachers all fools? Of course, the answer is no, because everyone understands this truth. These talents and the resources they have, and channels are the real wealth of the company.

Even Madoff, no one can deny that although he is a liar, he is also a genius, or a genius among liars. Just imagine, a person who has served as the chairman of the board of directors of Nasdaq, an old guy who has deceived everyone for decades, has involved a scam of up to hundreds of billions of dollars. Can this be a scam that ordinary people can do? Neither Madoff himself nor Madoff's team are simple characters. Only when it is not a scam and everything is done more than real, will this scam be believed by everyone. This is what Madoff is like. If he hadn't been lucky, he happened to encounter this unlucky year of 26 years, and this scam might still be maintained until he sees God.

"Bavc, you are a rare guest. How could you have time to come to me? You don't call me in advance."

Max, the senior director of the Finance Department at Wells Fargo, was surprised when he saw Zhou Liwen, but he also showed an extremely enthusiastic attitude. He stood up and turned out from behind his desk, quickly walked to Zhou Liwen who had just walked into the office and shook hands enthusiastically. Then he asked Zhou Liwen what he wanted to drink.

"Coffee," Zhou Liwen replied with a smile. Max and Zhou Liwen are not unfamiliar with Or, or Max is more familiar with Or's president Bill, because when Or's plan to go public was rejected by Zhou Liwen, and then proposed new conditions, Wells Fargo finally chose Max to be directly responsible for this matter. Now, Zhou Liwen is not only the richest man in the world, but also a shareholder of Wells Fargo. Although his shares have not yet been able to enter the board of directors of Wells Fargo, Zhou Liwen is Max's VIP, both in public and private.

He called the secretary and asked the secretary to send him a cup of coffee. Zhou Liwen took a sip and praised Wells Fargo's coffee for making it very well. Max smiled and said that as long as Zhou Liwen had time, the door of Wells Fargo would be open to him at any time. As for coffee, of course, it would be enough.

"I just returned from Europe yesterday. There are some official duties in New York that need to be handled, so I will come and have a walk around." Zhou Liwen said with a smile by putting down the coffee cup.

Max nodded and asked, "You are here to ask about Or stock split this time?"

Zhou Liwen nodded slightly without comment.

"The plan has been submitted. If nothing unexpected happens, it will be approved soon. Congratulations to Bavc, your assets will grow even greater on the wealth list next year." Max looked at Zhou Liwen playfully, saying that it would be impossible not to envy Zhou Liwen. A young man who is nearly 2 years younger than him and is a Chinese, can actually reach the point where he is today. In Max's view, it is simply a miracle. It cannot be denied that Zhou Liwen's Or company has great potential, including smartphones, tablets, and smartphone chip systems, operating systems and application software network stores. These geniuses have created like geniuses that conquered many people around the world. This is also the main reason why Wells Fargo values ​​Zhou Liwen. Otherwise, she would not have tried to invite Zhou Liwen to list the company, and even paid the price of stock exchange.

Although it has paid a lot, the benefits gained from Wells Fargo are also huge. Not to mention anything else, the move to exchange shares has doubled several times in the short term. This time, Or proposed to apply for a stock split, which was exactly what Wells Fargo wanted. Max was particularly enthusiastic about this project, so he used a very short time to get the securities department to pass this plan. Now the procedures have come to an end, and it will not take long for the news of the stock split to be officially disclosed. Given the current situation of Or Company's new smartphones and 3 versions of tablets, it is certain that the stock price will further rise after the stock split.

"We are all on the same boat, aren't we?" Zhou Liwen replied with a smile: "There is an old saying in China that everyone will be prosperous, and this is what it means. As for asset growth, Max, you are a professional. How much authenticity do you think this total asset with the reference value of stocks can represent? If the Taxation Bureau taxed according to the ranking of wealthy people, I'm afraid I would have become a billionaire long ago."

"Hahaha, you're right Bavc. This is an era where cash is king, otherwise Bill Gates would not have kept reducing his shares. However, ordinary people don't think so, and don't you think the title of richest man is enviable?" Max joked, and deliberately squeezed at Zhou Liwen.

Zhou Liwen couldn't help laughing, and his laughter was behind. He said to Max directly: "Max, today I'm not only asking about the situation of the stock split, but also one thing I need your help, or Wells Fargo's assistance."

Hearing this sentence, Max corrected his expression, because he knew it was not a joke. It seemed that Zhou Liwen was going to discuss business with him. He immediately asked, "Bavc, as me, of course I am willing to provide help to you. As a shareholder of Wells Fargo, whether it is this identity or an ordinary customer, Wells Fargo also welcomes and accepts various business entrustments. I wonder what you are talking about?"

"You should know that I have a commercial bank in China, right?" Zhou Liwen asked frankly.

"Shanghai Bank? Of course, this bank Wells Fargo has been paying attention, but Bavc, according to our information, you are just a director and don't own it, right?" Max thought for a while.

"It seems that your information is wrong. I can tell you clearly that the Shanghai Bank belongs to me," Zhou Liwen said firmly. After that, he picked up the coffee and drank it with great pleasure. Max squinted his eyes instantly, but his expression quickly returned to normal.
Chapter completed!