Guo Tao is now a part-time figure in Huacheng. Guo’s Logistics, Guo Express and Guo Shipping Company have reorganized Guo’s Group this year. Guo Tao is not only the president of this company, but also a shareholder of a series of companies under Zhou Liwen.

From the asset calculation, with the big sale of Orz smartphones and the proportion of shares he holds in all companies, he is already a veritable big boss. In the words of later generations, it is no exaggeration to be called a "rich man". But the problem is that although Guo's cash flow is quite large, due to the large stalls, there are bank account opening banks everywhere. Moreover, due to the particularity of the logistics industry, the actual proportion of funds that can be used every month is far less than Orz Company. If you want to help the Huacheng Branch of Shanghai Bank, Orz Company should also come forward.

"The account opening bank in Huacheng is in Bank of China, and it is divided into foreign exchange accounts and RMB accounts. Even if you want to transfer the RMB account, it will only cost tens of millions of dollars. I said Lao Zhou, isn't there a lot of money savings in Orz? It's not better to open an account here than Guo?" Guo Tao touched his head and asked with some confusion, but when he said that there were tens of millions of dollars a month, he didn't notice that President Ge, who was next to him, had already started to shine.

Zhou Liwen smiled and shook her head, "Orz is different from Guo. Although there is a lot of funds there, don't forget the settlement in the United States. The foreign exchange settlement business of Shanghai Bank is too troublesome. You can only let the money go unless this problem is solved. But no matter what, I am still a shareholder of Shanghai Bank. There is no reason to put the money in the Bank of China without taking care of my own bank, right?"

Speaking of this, Zhou Liwen looked at President Ge, and President Ge nodded awkwardly. As Zhou Liwen said, the current foreign exchange settlement business in China and abroad is mainly responsible for the Bank of China. Although Orz Company has a high profit and has a large amount of funds in its hands, Zhou Liwen still has to continue operating the account in Bank of China because of this problem. Otherwise, Zhou Liwen could change the account opening bank to Huacheng Branch, and President Ge might laugh when he dreamed.

Seeing President Ge’s awkward expression, Zhou Liwen smiled and said, “I just said that this is actually the most suitable thing for Mr. Guo to help. Actually, I think the most important thing about Huacheng Branch is not to attract storage, but to popularity. When we came in just now, there were not many customers in the entire hall, and there were even more staff than customers. How could we do business like this?”

Picking up the cigarette, President Ge hurriedly caught fire and came over. Zhou Liwen lit up and sniffed: "As the bank, in my opinion, it is actually no different from a hotel. The more lively it is, the more popular it is, and the bank can be made. It is bleak and lifeless. If I were a customer, I wouldn't have come to visit!"

"What Jay Chou means..." Hearing this, President Ge felt a little aftertaste and asked tentatively.

"It's very simple. Guo's scale in Huacheng is so large that Mr. Guo has directly transferred the RMB business from the Bank of China to the Huacheng Branch. Although the monthly surplus funds are saved, Guo's cash flow is still very frequent. In addition, Guo's family already has nearly a thousand employees, and the salary payment of these employees can also be done at the Huacheng Branch. It's not difficult to apply for a salary card for all employees. Anyway, Guo's family will be put on the upstairs in two months, and it's convenient to go upstairs and downstairs. Lao Ge, what do you think?"

"Miao! Miao!" President Ge patted his thigh and smiled: "Jay Chou is Jay Chou, why didn't I think of this move? What you said just now is really right. I really don't know how to worship in front of the real Buddha! Mr. Guo, Boss Guo, everyone is their own people, brother, please give me a request."

"Haha, in a word, a little bit of an idea, I will let the finance department find you directly tomorrow?"

"Okay, that's great." President Ge was overjoyed and thanked him repeatedly. Then Guo Tao took the initiative to pat his chest and assured him that not only would he transfer Guo's RMB business to the Huacheng Branch, but then he would pay the group's employees' wages on his behalf by Huacheng Bank. In addition, he would also contact some of the companies he cooperated with. With his boss Guo's face, it would be basically no problem to attract President Ge's more customers.

President Ge, who was happy in his heart, couldn't even close his mouth. With the support of Zhou Liwen and Guo Tao, his job as the branch president would be much easier. When the business in Huacheng started, his position in the head office would definitely increase. Maybe he will achieve success in a few years. After being transferred back to the head office, he will be able to further his position before retirement.

The matter of Huacheng Branch was determined so, Zhou Liwen set the tone, and Guo Tao could handle the specific matters. It is now mid-2002, less than half a year since 2003. In 2003, this was a turning point in the Chinese real estate market. Since New Year's Day in 2003, China's real estate, which has been dead, has finally ushered in a blowout of more than ten years.

From 2003 to 2013, it can be said to be the ten years of the gold market for China's real estate. During this decade, China's real estate market has developed at a speed that the whole world is stunned, and has created a large number of "real estate rich people". Who would have thought that the housing prices of only 700 yuan per square meter in the suburbs of Shanghai will rise like a rocket starting next year, until the high price of nearly 20,000 yuan at the beginning of 2014.

The huge profits of dozens of times have made the whole country crazy. Buy this year, sell next year, or even buy this month, and sell next month. Real estate is like another stock market, and it is a stock market that only rises but not falls. Countless people keep pushing in, getting food and clothing, millionaires come out, well-offs come out, millionaires come out, bosses come in, rich people come out...

There is a very vivid saying in later generations: Poor people rely on relocation.

Before, relocation was a derogatory term. Large cities like Shanghai, Kyoto, and Huacheng were passively moved from the city center to the suburbs to resettlement, which was something that most relocated households were unwilling to. The boycott of relocation caused many incidents such as forced demolition, and even bad incidents in Shanghai were unwilling to relocate.

But as time goes by, especially after 2010, the nature of the relocation has changed greatly. Let’s not talk about the second and third-tier cities in the mainland. As the first-tier cities mentioned above, as housing prices rise step by step, the relocation has changed from being too late to being popular. Some residents in old urban areas even excitedly rushed to tell each other when they received the relocation notice, using a dilapidated old house that they had lived in for decades or even generations to exchange for a few new houses, and even get a considerable amount of relocation payment. This is the only opportunity for most people to dream of making money.

By 2014, almost all the bosses who started their own real estate business were among the top Chinese rich list. From this point alone, we can see the prosperity of China's real estate market in the past ten years. But Zhou Liwen knew that in this feast, the real estate developers who really made a fortune were not those who made a fortune by making a fortune by speculating on real estate.

No one can guess that in the past ten years, the banks that have made more profits than real estate developers and have made more profits are banks that have not been paid attention to. Relying on the recovery and prosperity of the real estate market, banks, as financial institutions, not only obtain investment benefits from openers, but also obtain rich returns from home buyers. In addition to these, there are also mortgages, financing, construction participation, etc., banks quietly took away the largest profit without paying attention to the outside world, and what remains, what makes real estate developers and real estate speculation groups desperately pursue is the leftovers with greater risks.

The reason why Zhou Liwen took the opportunity to invest in Shanghai Bank was, on the one hand, because of his Alipay project, and on the other hand, it was also preparing for the upcoming real estate feast. In his previous life, although Shanghai Bank also made a lot of profits in this feast due to business strategies, due to its business strategy, there was still a considerable gap compared to old banks such as ICBC, CCB, Bank of China, and Agricultural Bank of China.

But now it is different. With the emergence of Zhou Liwen, Shanghai Bank is his best platform. In addition, he already has his own real estate development company, and the Guo Enterprise Building in Huacheng is a cooperation to test the waters.

Moreover, even if the upper level of Shanghai Bank has some concerns about vigorously investing in the real estate market, Zhou Liwen will not miss this opportunity. Although he does not directly participate in bank operations, he is still the fourth largest shareholder of Shanghai Bank. If he asks the board of directors to invest in real estate development projects as an independent project, the bank only needs to provide a platform and cooperation, and does not bear risks based on fixed income, Zhou Liwen thinks that the feasibility of passing is still very good.

Since investing in Shanghai Bank, Zhou Liwen has been preparing for this. Yao Liang has long been engaging in his anger. After being beaten by him before, Yao Liang clearly realized his correct position and understood that only by following Zhou Liwen can he have a future. What's more, this time Zhou Liwen also hinted that as long as he cooperates with him, once he succeeds, it is not impossible to support him as the president of the Shanghai Banking Headquarters within ten years. In addition, Zhou Liwen's overall plan also includes the expansion and development of Shanghai Banking. This blueprint made Yao Liang excited.

Taking a stake in Shanghai Bank is a move, Guo’s Enterprise Building is a move, and Shanghai Bank’s establishment of a branch in Huacheng is also a move.

Zhou Liwen used this method to steadily and gradually gained the influence of the bank within the bank inadvertent attention of the senior management of Shanghai Bank. However, there is still a need to wait at present, but the waiting time is not far away. After returning to Shanghai, Zhou Liwen met Yao Liang again in private, allowing him to promote support for the Huacheng Branch in the head office, and strive to use the remaining half a year to maximize the establishment of Huacheng and the Southeast outlets as soon as possible.

The headquarters of Shanghai Bank is in Shanghai, but Zhou Liwen's main battlefield is in the southeast and Huacheng. In his opinion, the Kyoto Emperor is too involved, and the headquarters of Shanghai is inconvenient for operation, but it is not difficult in the southeast and Huacheng. As a newly built branch and outlet, the sky is high and the emperor is far away, Zhou Liwen is very sure to use this opportunity to establish a "strong vassal" role for the Shanghai headquarters.
Chapter completed!