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Chapter 76 Buying a House

He led a team to Panshu to participate in a one-day event with the theme of "The Chinese Dream of Books, the Ethnic Family", and Han Xiaowu knew what it means to be rich and colorful.

Nearly fifty representatives of ethnic minorities from Miao, Zhuang, Yi, Hui, etc. gathered together to raise the national flag, sang the national anthem, play flash, visit the Red Newspaper Hall, read books and listen to famous speakers' preaching... The ethnic minority compatriots who participated in the event truly felt the care for them in the organization, sang and dance from the heart, praised the great changes in life, and were grateful for national unity.

Han Xiaowu also had a lot of fun and gained a lot.

The only drawback is that the United Front Girl did not participate because of other jobs.

He politely declined Mr. Ben's kindness to invite him to have dinner together. It was already six o'clock in the afternoon when he got home. He planned to cook a bowl and face it, but he didn't expect that as soon as he found the noodles in the cupboard, his niece opened the door while calling.

"Okay, OK, I'm in the community. When you arrive, call me."

"Why did you come back so early?"

"Linlin will go to change me after attending the event. Let's talk about something going on later!"

"What's the matter?" Han Xiaowu turned around and asked.

Han Sumi took out the photos from her phone, came over to offer treasures and said, "Look at the house! Uncle, what do you think of this set?"

"It's a rough one, I can't tell you how stupid."

"It's better to decorate it. The kind you want to decorate it will be difficult to sell." Han Sumi was even more excited than buying a house by herself. She flirted with her eyes and looked at the picture: "This is the east set of Building 1, on the 28th floor, two rooms facing south, one room facing north, and two bathrooms, one fortunate and south, one forty-eight square meters, which is more than twenty square meters larger than ours. The living room faces east, and the view is the best in the entire community!"

"How much?"

"Two.4 million, the agent said that he could bargain, but even if he could bargain, he would not pay it back much, at most 20,000 or 30,000." Seeing Han Xiaowu thinking, Han Sumi said anxiously: "Our community is a double school district. Kindergarten can go to second-year kindergartens or Mingdao, elementary school can go to Mingdao or real-life primary school. Every day, someone asks in the owner group who wants to sell a house, and they don't have to worry about selling it!"

"Did you say how many years have this house been?"

"What have you been developing together for a few years, just like the one we live in now."

"I mean they have bought it for a few years," Han Xiaowu put down the noodles and explained: "If it's over five years, the tax will be less. If it's over five years and is not the only housing, the tax will be high."

Han Sumi really didn't know this and asked with a bitter face: "What is the only housing?"

"That is, there are several houses under the name of the homeowner. If there are only one house, the tax will be low; if there are several houses, the tax will be high."

"We buy houses, not sell houses. What does this have to do with us?"

"Yes, the wool comes from the sheep. No matter how much tax you have to pay, people will only let the buyer pay, and it will only transfer it to the buyer."

"The agency didn't tell me, I'll call and ask."

When talking about buying a house, Han Xiaowu suddenly remembered something and couldn't help but smile: "Ask slowly, I'm going downstairs for something."

Han Sumi was anxious and grabbed his arm: "What's going on now? I made an appointment with him. I'll go to see the house together later and they'll come over immediately!"

"I won't go far, just downstairs."

"Then hurry up."

"knew."

Han Xiaowu took the elevator to the downstairs, took out his cell phone and called his cousin: "Brother, you have been to this community. The location in Anhai should be the best. Although it is a bit expensive, I think there is still room for appreciation. Many people in Fu'an bought it here, all for the children to go to school..."

Han Xiaojun, who had long wanted to buy a suite for his daughter, asked anxiously: "How much does it cost?"

"The person who posted a 2.4 million yuan on the agency said that he could pay more or less, but in terms of agency fees and taxes, I estimated it would cost about 2.5 million yuan."

"So expensive! Xiaowu, is there any cheaper one? The location doesn't need to be so good. Just give her a place to stay."

"Brother, I think it's better to buy a house like this, either you don't make up your mind to buy it. Since you're determined, it's better to be in one step. Besides, do you have cheap houses in Anhai now? I heard that such a remote place in Qixing Lake is more than 10,000 yuan per square meter!"

"I know, but I don't have that much money!"

"How many do you have?"

Han Xiaojun said a little embarrassedly: "I... your sister-in-law and I have been working so hard over the years and have saved more than 400,000 yuan. It's a big deal. When the housing prices were cheap, your sister-in-law said that they would go to Anhai to buy a house, so we should buy a house for Xiaomi too. As a result, I think it's expensive, and I think that there are so many houses in Anhai to sell to whom? I can't afford it. I used to buy it in full, but now I guess it's not enough to buy it."

House prices have risen so quickly. Thinking about it carefully, the couple has done nothing in the past few years. Han Xiaowu sighed secretly and said with a smile: "Brother, don't worry about the down payment, isn't this me?"

“How much does the down payment cost?”

"Second-hand houses are not new properties, and the down payment ratio should not be low. But you don't have to worry about these things. You should discuss with your sister-in-law first. As long as you make up your mind, nothing else will be a problem."

"Xiaowu, I know you have money, but I can't buy a house with your money."

"I'm just two cousins, Xiao Mi, and I'm just a niece. It's time to help me at critical moments. Besides, Xiao Wen borrowed money from me when he bought a house."

"I am different from Xiaowen. She has a high salary as a teacher and is even faster."

"I'm not in a hurry to pay it back."

Han Xiaojun was moved and couldn't help asking: "How much mortgage will you have to pay in the next month after paying the down payment?"

"It depends on how many years of loans I guess I will pay back five or six thousand a month. For you and your sister-in-law, the pressure on repaying the loan should not be too great, and it can also put Xiao Mi some pressure, such as how much she pays for a month."

"Okay, I'll discuss it with your sister-in-law first."

"You must be quick, you cannot be indecisive in buying a house."

"I know, wait for my phone call."

As soon as Han Xiaowu put down his cell phone, Han Sumi ran down. As soon as he saw him, he complained: "Uncle, who do you have the phone call with? I can't even call in for so long!"

"What's wrong?"

"The agent and the landlord are here and wait for us under Building 1."

"Here is so fast, go and have a look."

...

There is really nothing good to look at in the unfinished house, but the view is really good.

Not only did my niece like it very much, but she couldn't hold back and showed a strong desire to buy. She happily bargained with the owner for the first time when she saw the house. However, the landlord did not ask for a price everywhere. The current Ruyi Community is in this market, and the only dispute is the agency fee and tax.

Han Xiaowu was bargaining for her. Han Xiaojun had already discussed with his wife and called to buy it!

The agent couldn't get in and saw him walking out of the living room, so he simply followed him out, took out a cigarette and said with a smile: "Boss Han, what do you think?"

"It feels OK, it's a bit expensive."

"Boss Han, my name is Zhou Lian. This is my business card. If you think this set is not suitable, I can accompany you to see a few more sets until you are satisfied with it."

"Okay, I'll bother you." Han Xiaowu took the business card, and suddenly came from his mobile phone. When he unlocked the lock screen, he found that he was pulled into a new group by the community auxiliary police officer Liu Yajun, and the group name was actually the "110 Volunteer Service Team".

As soon as the group message notification was set to silent mode, Liu Yajun forwarded a wanted order to the group.

The Municipal Public Security Bureau offered a reward for wanting a fugitive named Li Ziming. He had photos, ID card information, and home address. He was actually a post-90s generation and lived in his own grid area.

Just as he was thinking about what the grid leader should do in the area where the fugitive's home was located, policewoman Wang Yijuan said in the group, "Please pay attention to us in normal times." Then he tagged him and introduced him as the grid leader.

Han Xiaowu quickly entered a line of text: Hello, Officer Wang, Hello everyone, I am Han Xiaowu from Yanggang Community. Please take care of me in the future.

After everyone was welcomed, Wang Yijuan tagged him again: "Xiaowu, you are a grid leader. Do you have time tomorrow afternoon? If you have time, come with us to work as a relative of the suspect."

"If you have time, I'll wait for your phone call and go together then."
Chapter completed!
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