"Old Han, are you saying that this news is fake?" Chu Chanjuan was stunned and didn't know who to believe.

"I dare not assert that it is false, but it is certain that it is definitely not as exaggerated as mentioned above."

"But there are noses and eyes on this, and there are screenshots..."

Han Xiaowu felt this was an opportunity, and felt that if he hid it, the United Front Girl might be kidnapped by Liu. So he put down his mobile phone and slowly analyzed: "The bank asset management mentioned in this news sounds very high-end, but in fact he is just the manager of the interbank business department of a branch, or even the deputy general manager of the department. Because the interbank business department is not only financial management, but also its business areas include interbank deposits, bank wealth cooperation, fund custody and bills, etc. If it is ranked according to the ranks within your system, he is equivalent to a deputy department."

Liu Zhiwei reacted: "Brother Han, he has no right to decide whether to invest or not. Even if the female salesman in the investment bank really sleeps with him, it would be useless?"

"He has the right to decide not to invest, because it is the first level, but he has no right to decide to invest." Han Xiaowu smiled and continued: "No matter which bank or brokerage firm, if you want to decide to buy a bond with a return rate of only 4.85%, and the risk is medium, it requires at least more than 20 approval procedures, such as internal approval of the interbank business department, legal department approval, risk control department approval, deputy president in charge, and even branch president approval.

After the branch’s internal approval is approved, the same process will be sent to the head office for a retrial round, and there may be more departments involved. If the risks are too high after the comprehensive assessment, or if the returns are too low, any link and department may be stuck. When it comes to risk control, no one will make a joke about their job. It is impossible to think about it if you want to open up so many links with just one asset management."

Before Liu Zhiwei could ask, Chu Chanjuan asked in surprise: "Old Han, how do you know the return rate of Ruihai bonds? How do you know the risk of Ruihai bonds?"

Han Xiaowu felt that the words of "Valley Barbie" make sense. If you want to pursue others, you should be honest, at least partially honest. He picked up the wine glass and said lightly: "Because I also voted, but I didn't vote much."

"How much is not much?" Chu Chanjuan asked subconsciously.

"Four million, I invested all the savings in the past few years."

"So you are a rich man! No wonder you always say you are idle and idle. Forget it, I won't buy the order today, I want to beat the rich man!" Chu Chanjuan stood up half anger and smiled, and stared at him with big eyes.

"I said I'll pay the bill, you won't let it."

"Now let it go! I said Lao Han, how much else do you have to hide from us? Are you worried that Minister Ye, Xu Ke and I will ask you to treat you, or will we borrow money from you?" Chu Chanjuan became more and more angry when she thought about it, but it was inconvenient to attack on the spot. She could only pretend to be pleading for the entire department, with her eyebrows standing upside down and asking questions like a cannon.

"I never thought about hiding anyone, and this is not a shameful thing." Han Xiaowu looked back at Liu Zhiwei, who was shocked, and then smiled at the United Front Miss and said, "You have never asked me about this before. I can't go show off to you. I actually have some money and bought Ruihai's four million bonds. Now I am a creditor of Ruihai Group and even the Anhai Municipal People's Government, right?"

Liu Zhiwei recovered from his senses and secretly scolded himself for thinking that the MBA from the University of Hong Kong would not be able to go to work in the community, and thought to himself that he was really a person who pretended to be a pig and ate a tiger!

What should I do now if I am not in the same rank at all?

Liu Zhiwei realized that the trouble was so much that he hurried back to the original topic: "Brother Han, you just said that the news that broke out on the Internet is probably fake, but you also said that Ruihai's bonds are risky and the return rate is not high. Why do banks still invest? And once they invest, they will invest several hundred million?"

"Yes, since the bank knows this, why do you still invest?" Chu Chanjuan also felt that the news that broke out online was not groundless.

"In fact, Ruihai's bonds not only have low returns, but also have a long cycle, neither two-year nor three-year, but five-year! As for why banks are willing to invest, I think there may be political factors, such as they have to actively cooperate with local requirements and promote regional economic development. It may also be possible to find that the risk of Ruihai bonds is not that high after evaluation."

Seeing the two of them seemingly understand, Han Xiaowu added: "City investment bonds like Ruihai have been issued too many places across the country in recent years, which is the so-called local debt. But except for investment banks, no one will come to Anhai for due diligence, and not everyone will carefully study the materials provided by investment banks. Some funders may think that Anhai is similar to other county-level cities, but they are just tearing down the east wall to make up for the west wall, wanting to borrow new debts to pay off old debts, and they don't understand the current situation, advantages and prospects of Anhai's economic development."

"You know the details, so you voted?" Chu Chanjuan asked with a close eye on him.

"Absolutely, I'm very optimistic about Anhai's development prospects anyway."

"Why do you think so?"

"First of all, there is a location advantage. With the opening of the bridge and the high-speed rail, it can be fully connected to Jiangnan and even the East China Sea. Basic education is good, but other places don't know about it, but in Taitung alone, many people come here to buy houses so that their children can go to school in Anhai. More importantly, the people of Anhai are hard-working and the leading cadres are also very dedicated. Just like Director Liu just now, when merchants send WeChat, everything is shelved and they will reply immediately."

"Boss Han, you have studied our Anhai thoroughly!"

"What are you and ours? I am from Xin'anhai now."

"So you don't have to do anything, you can earn nearly 200,000 yuan a year. Ruihai is helping you make money. We who work in the government are working for you?"

"You can't say that. I'm not getting it for nothing. I bought Ruihai bonds, which is equivalent to investing in Anhai. Didn't you ask me how much contribution I have made to society last time? I think investment is contribution!"

Seeing that Liu Zhiwei wanted to speak but stopped, Han Xiaowu felt that he should be low-key and returned to the previous topic: "In short, Ruihai's debt was not driven by a woman's sales in the investment bank by beauty. In that circle, beauty is indeed a scarce resource, but it is not as valuable as those people on the Internet imagine. It can be said that beauty is at most just a pass, not an ordinary equivalent.

What's more, for a bank asset management with an annual salary of one million, there are more people who want him. If he just wants beauty, even if he doesn't make a promise, he can still trick him into sex. How could he worry so much in order to sleep with a female salesperson, and even risk losing his job and tell the story to each approval process!"
Chapter completed!