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Chapter 416 The benefits of the bank

Li Anran was not surprised that Li Shimin was more concerned about the issuance of paper currency. After all, this thing was too "vanguard" for the Tang Dynasty, and it involved too many aspects, so the other party could not treat it carelessly.

Fortunately, from the beginning to now, Li Anran never thought that he would use his completely unequal strength to harm the entire Tang Dynasty like those evil capitalists. Therefore, he did not intend to hide his ideas, but explained with a smile:

"Oh, these money tickets are actually a fixed deposit certificate to some extent. I believe Your Majesty also knows that large-scale transactions will always face a headache, that is, it is quite troublesome to transport a large amount of copper coins."

"Especially in the stage where neither gold nor silver coins have been fully promoted, the money is only one thousand citrus. If you only do a business of about a thousand citrus, then the copper coins must be considered as baskets. Not to mention, even if you have gold and silver coins, this problem cannot be solved."

"Don't say it, just take my own transactions as an example. Sometimes it is often tens of thousands of yuan in transactions. In this case, even if there are silver coins and gold coins, it is quite troublesome to trade. At this time, the role of money tickets can be reflected."

"Take the silver notes with a face value of 100 taels in His Majesty. Only one hundred can not only easily complete a transaction of 10,000 taels, but also very convenient to carry. If it is a silver notes with a face value of 10,000 taels, it only needs ten taels."

"As for gold tickets, let alone gold. Based on the exchange rate of one tael of gold equals ten taels of silver, a transaction of ten thousand taels of gold is only required. If it is replaced with a face value of one thousand taels of gold, one can handle it."

"It's just that unlike ordinary deposit certificates, these money tickets are anonymous type. In other words, no matter who holds these money tickets, they can be used anywhere. Of course, the premise is that the merchant accepts such money tickets."

"At the same time, there is another difference between this type of bearer voucher, which does not require payment of one percent management fee. There is no time limit. You can exchange the corresponding coins in the bank at any time when you need it."

"I believe that your Majesty should also see that the shape of this kind of money ticket is quite exquisite, so you basically don't have to worry about forgery. Of course, considering that the people's recognition ability is limited, it is inevitable that they will be deliberately deceived."

"In addition to the cost of making these money tickets, the smallest denomination of these money tickets is always the same as one tael of silver. At the same time, the method of identifying authentic money tickets has also been made into leaflets and sent for free."

Faced with this long list of explanations, as His Majesty the Emperor of the Tang Dynasty, Li Shimin carefully looked at the money in his hand, but in his heart he had to admit that the emergence of this new currency did have many benefits for the Tang Dynasty.

It is much easier to carry large-denomination money tickets than copper coins and gold and silver. In Li Shimin's view, once these money tickets can be circulated throughout the Tang Dynasty, the use of three metals, gold, silver and copper, will inevitably be controlled.

After all, these three metals can be reheated to the furnace and regenerate various utensils or accessories to increase profits, and money tickets do not have this effect. In addition, it is difficult to forge, which can largely avoid the problem of bad money and metals losing from the money market.

Especially since someone opened several large workshops to produce some utensils that had never appeared before, copper, which was not very useful, has now come in great use, so Li Shimin is not allowed to pay attention to this point.

However, although he can understand the benefits of the money ticket, he still finds that the people (banks) and (banks) of the Celestial Kingdom were opened by the other party. Although Li Shimin, as the king of a country, did not turn against him, he still couldn't be happy.

The only thing that satisfies Li Shimin is that the question of how to open and how to operate this money house, and all aspects have been sorted out and sent to him. In this way, even if he opens another money house, it will no longer be a problem.

The reason why he didn't start immediately was that Li Shimin didn't want to anger someone because of this incident. Although this idea is indeed very depressing to himself, as the king of a country, whoever makes the other party a true immortal in the upper realm can only endure it.

On the other hand, it is because opening a money shop is not as good as doing other businesses. It not only requires huge investment, but also requires high abilities for practitioners. Of course, what is more important is the equipment and business issues required for opening a money shop.

"Real person, since the benefits of money tickets are so great, what should I do if someone else opens a money shop?" Li Shimin, who had been silent for a long time, asked after gently putting the large amount of money tickets in his hand.

In fact, Li Anran has long speculated about the purpose of Li Shimin's visit this time.

After all, in order to prepare for the sale of this money house, I have been promoting it for a while. I believe that with the eyes of the senior officials of the Tang Dynasty and the knowledge I intentionally revealed, as long as I am not a fool, I will definitely not be able to see the various benefits of the money house.

As for the so-called saying that others also came to open a money shop, to put it bluntly, the Tang Dynasty officials wanted to insert it after seeing the various benefits of the money shop. But Li Anran not only did not resist this matter at all, but was happy to see it happening.

"Your Majesty, the territory of the Tang Dynasty is so vast, how can a money house be used? Of course, the emergence of the money house plays an important role in the Tang Dynasty, so I personally suggest that some restrictions should be made in the establishment of the money house."

"In addition to avoiding the occurrence of problems that are harmful to the Tang Dynasty like bad money, it can also facilitate those money shops to be controlled by Your Majesty, rather than those famous families. At that time, it will be easier to control both in the currency and investment fields."

As a poor and naive person, Li Anran naturally would not have any good feelings for those famous families. Therefore, he directly made the words clear. As for the ownership of his Celestial People's Bank, it was completely ignored if he was "accidentally".

Regarding this question, Li Shimin, as His Majesty the Emperor of the Tang Dynasty, did not even mention it. Instead, he nodded and said, "What the real person said is very much, but will it be too difficult to open this money house?"

Knowing that the other party said this, it was probably because they saw the high-tech equipment they equipped for the People's Bank of China. Don't say that the multi-functional banknote detector alone is enough to influence whether the money bank can operate smoothly.

Because this multi-functional banknote detector can not only verify the banknotes issued by the People's Bank of China like similar equipment in later generations. Whether it is newly issued gold coins, silver coins and copper coins, or original copper coins, silver ingots can be verified.

Moreover, this kind of multi-functional money detector that uses some high-tech technology can not only verify the authenticity of the currency, but also verify the composition and portion of the money.

In this way, various problems that will inevitably be encountered in currency storage, currency exchange, etc. can be avoided.

After all, coins during the Tang Dynasty seemed unified on the surface, but in fact they were not the same thing at all. The problem of private minting of currencies could not be solved at all. Not only those big families did this, but even some private people did it.

With this multi-functional money detector, it is naturally free to verify the authenticity of coins, the quality and weighing of coins. Just like the People's Bank of China after the opening of the business, the speed of business processing can be greatly improved.

Li Anran could naturally see Li Shimin's small abacus clearly, and said with a smile: "Your Majesty, the money shop is actually the same as the pawn shops on the market. If you are strong enough, you will naturally make it big. If you are not strong enough, can you make it small?"

"If Your Majesty is interested, I can help you in this matter. However, in terms of equipment operation and the operation of the money house, I personally think it is better to prepare well, otherwise it will be easy to cause some trouble."
Chapter completed!
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