Seven hundred and thirty-five great things are done
"Su Hou, I would like to ask, if I deposit money in this money warehouse, do I need to pay some fees? Or do I completely exempt the fees and do not require me to wait for additional expenses?"
After this question was asked, Suning knew that this was the most core problem. This problem was solved. Then, only Feng Ang and others needed the support and attitude of the next step, that would be enough. This matter could almost come to an end, and the banknotes could officially enter the stage of history and start their own journey.$().(23)(w)(x).()
Suning attaches great importance to this issue: "To be honest, if you say that this is not required to pay any fees at all, then you are obviously deceiving you, because whether it is the establishment cost of the money warehouse, the employment cost of the manager, the daily expenses, and the transportation of money stored in the north and south, it all requires money, and the government sends troops to protect the safety of the money warehouse, etc., these are all expensive.
Besides, the money you originally needed to take a large convoy and a large number of guards to go south and north must be a lot of money. You can save such a large amount of money by depositing it into the money warehouse. In contrast, the fees required by the court are insignificant, which is definitely less than the fees you need to go south and north and the risks you need to worry about.
However, considering your actual needs and the difficulty of making a living, I also express my understanding of you and hope that you will understand us and understand the difficulty of the court. The regulations we made are as follows: a fee of 3% for less than 100 guan, that is, a savings fee of up to 3% for up to 3% for up to 100 guan, and a savings fee of less than 500 guan, or a savings fee of up to 100 guan, or a savings fee of up to 500 guan, or a savings fee of up to 100 guan, or a savings fee of more than 500 guan, or a savings fee of up to 100 guan, or a savings fee of more than 500 guan, or a fee of up to 100 guan, or a fee of up to 100 guan, or a fee of up to 500 guan is charged.
You can also see that if you save more, the fees we charge less. If you save less, the fees we charge more. After all, the same protection, we need to send soldiers to protect these money. So I hope you can understand these fees. If you have any questions, please ask if you don’t have them, then please petition someone who is willing to deposit money into the money warehouse to enter the house and write down his name, and start savings and banknotes exchange from tomorrow."
After Suning finished speaking, he went to his chair and watched everyone's actions. At first, people whispered. This question asked and asked each other, and asked each other's opinions. This matter was the first to be a world-renowned. No matter what, we should still be careful to see if there are any leaders. If there are any, they might follow them, but the most important thing is to see if there are any leaders.
With the person who takes the lead, everything is fine. If there is no one, I guess we have to wait a little longer. This typical herd mentality is so typical and so extensive that it is said that human change is not easy!
But even so, Suning had already made a countermeasure. Seeing that the time was almost over, if there were more, there would probably be some other changes. Suning gave Feng Ang a wink. Feng Ang kept staring at Suning, and naturally caught this wink, smiled slightly, stood up, and whispered: "Since it was the money warehouse that the court took the lead in setting up, and it was also considered for us and other businessmen, then I, Feng Ang, naturally, can't hold back. Su Hou, I wonder if Feng Ang can deposit money into the money warehouse?"
Suning stood up and bowed to Feng Ang: "Duke Feng is very wise, how could he be without permission? Duke Feng, please!"
Feng Ang smiled and walked into the house straightened his body. After a while, he walked out with a gift of 100 guan banknotes. Suning explained: "As the first person to deposit money into the money warehouse, this 100 guan is a gift. This banknote is the first printed banknote, which is of great value. It is given to Mr. Feng."
Feng Ang laughed and said, "Tomorrow, I will deposit 10,000 guan in. Su Hou, remember to reserve a place for me! Hahaha!" After saying that, Feng Ang did not stop for a long time and turned around and left the courtyard. Then Suning arranged a child caregiver to stand up one by one, expressing his willingness to support it, ranging from 8,000 guan to 1,000 guan.
The power of the dozen people standing up one after another was obvious. After a while, the first businessman who had not been greeted stood up and shouted: "Mr. Su, I'm saving 5,000 guan!" After that, he entered the house, signed his name, pressed his handprint, indicating that he would definitely bring money to deposit. Then he walked out, gave a gift to Suning, and left the compound.
The next thing was easy to deal with. Some people took the lead, and they were all big shots. The little ones also expressed their willingness to accept such conditions and deposits. After thinking carefully, the rest found that this was really the best move for them. There was no reason not to do so. So a large number of people stood up and shouted that they were willing to accept paper money and the reputation of the government. Suning breathed a sigh of relief. This first step was finally going out.
The banknotes matter became formal. The next day, truckloads of coins and silk cloth were transported to the location of the money warehouse. The strict guards made the merchants who transported the money express their satisfaction and felt very safe. They also praised the court's actions. They deposited all the money into the money warehouse. After verifying the amount, the merchants entered the service department, determined the withdrawal slogan, and then obtained the newly printed exquisite paper money, ranging from one-many to one hundred coins, which was convenient for all commercial transactions.
All the merchants involved in this matter have greeted the people below. As long as this kind of banknote can be accepted, and then handed over to the company. The company will exchange it for money and then send it to the company. This way, the banknote will be used in the future. Copper coins will continue to be used in small-scale transactions. It is obviously very convenient to use banknotes for large transactions.
The return maritime merchants also asked their subordinates to use banknotes for bilateral transactions, eliminating the weighing and settlement of truckloads of copper coins and silk cloth, a piece of paper, clear numbers, and clear prices. Just weigh the spices and check the quality. Both parties use banknotes to trade, and then use banknotes to make changes. This new transaction method makes everyone feel particularly interesting and very convenient. Eliminating the heavy transportation and settlement tasks, the speed of commercial transactions is more than a little faster.
The existence of banknotes quickly received great praise, and Suning also considered the disadvantage of banknotes being easily damaged, so it stipulated that damaged banknotes can be exchanged for brand new banknotes in the money warehouse. Of course, banknotes should be taken care of. The portraits of His Majesty and the Supreme Emperor are on them, so don’t destroy the banknotes at will.
Trading banknotes, paying banknotes, and exchange banknotes for copper coins, the existence of banknotes has gradually gained recognition from everyone. Because there are as many banknotes as you deposit, the deposited money is the deposited banknotes, and the value of banknotes is guaranteed. Because of Suning's two-color printing and the shock of the emperor's avatar, no one dared to print counterfeit coins to seek benefits. Moreover, only the Qiancang of Chang'an City and Guangzhou City in the Tang Dynasty is qualified to print banknotes. Each banknote has a number and is registered, so the safety is particularly standardized.
Suning cares very much about the issuance and use of paper money for the first time, and no trouble can be caused. If the banknote exchanges between Guangzhou City and Chang'an City are done well, it will definitely trigger the demands of the entire Tang Dynasty business circle. Merchants from north to south are very welcomed by the birth of paper money. Trading paper money can save them from not knowing how much money they have, but the price they pay is a small amount of stake or a dozen stakes of money. Anyone can afford this price.
A few days later, when Suning inspected the port market, he found that banknotes were basically circulating here, and it was recognized that whether it was business or transactions between merchants and domestic merchants, they could already choose to use banknotes or copper coins, especially large-scale transactions. Transactions above the same period of money were basically completed by banknotes. A small-scale transaction would naturally not require banknotes to be used.
Suning bought a piece of silk cloth himself. When he had to pay, the merchant asked whether to use copper coins or banknotes. Then the merchant suggested using banknotes. It would cost several stagnant of silk cloth to buy copper coins. It was too heavy and inconvenient. Suning took out the banknotes from his arms, and the merchant made the transaction very happily. Obviously, the use of banknotes has been recognized by merchants in the port market.
In this way, the use of Guangzhou City is expected, because almost all merchants are from Guangzhou, and there are also those who come to do business from other nearby prefectures and counties. Soon, the reputation of banknotes will spread throughout Lingnan. In the markets in Guangzhou City, many people have also seen using banknotes for transactions. For example, the newly opened Weixianju has a good meal fee, which is often a few cents of money and dozens of cents of money. Some local tyrants will pay with banknotes.
People who use copper coins to pay for large transactions will be ridiculed. When did they still use copper coins in the past? Isn’t it heavy? Is it a big cart to pay for a meal? Isn’t it rustic? The man saw that he came from another place and didn’t know the existence of banknotes. He saw many people holding banknotes in his hands and wandering in front of him. Obviously, he could not understand the existence and function of banknotes. The shopkeeper of Weixianju explained to him kindly the existence and function of banknotes, but the man was still dizzy.
The next day, Suning came here again to inspect and happened to meet this person who came to Weixianju for dinner. This time, when paying, he paid with a banknote of ten cents of coins. The shopkeeper asked him for copper coins, which means that the credit of the banknote has been well confirmed. People have begun to agree that banknotes are a kind of currency rather than a substitute similar to IOU, and have begun to use banknotes to pay for everything, including using copper coins to make changes, etc.
This is a good omen. Although I don’t know what else will happen, in order to prevent some chaos after the issuance of Jiaozi in the Song Dynasty, Suning took targeted measures, such as announcing that the use period of a banknote is three years. After three years, it will send the initial banknotes back to the money warehouse and then exchange them in full for new banknotes. The explanation is that paper currency is easy to be damaged. In order to avoid trouble, rectification will be made every three years, and the money will not be reduced.
There are also two-color printing, front and back printing, and the deterrent power of His Majesty Li Er and His Excellency Li Yuan’s two faces and bright eyes. Suning believes that no bold people dare to print banknotes by themselves, and the printing technology is in the hands of the Ministry of Works and has not been announced to the public. Now all paper products and printed products are sold at low prices in the court, and the technical protection is very complete, so they cannot be printed even if they want to print.
In this way, as the merchants who received banknotes in Guangzhou gradually returned to the north and the printing and distribution of banknotes in Chang'an City hosted by Du Ruhui, the banknotes that made a name in Chang'an City will quickly flow along commercial trade to various places. However, in order to better control banknotes, only Chang'an City and Guangzhou City can exchange banknotes as copper coins. This cannot be done in other places. Without sufficient experience, it is impossible to rashly expand the issuance of banknotes.
Chapter completed!