"Let's go to the tractor factory first. We will leave at 6 a.m. anyway, we will leave tomorrow. It's okay to ask Qianshan to send you to the county town. You can go back and explain it to your wife." Liu Chunlai was not in a hurry to go back.

Since the tractor has been developed and the customer has no money, this matter must be resolved.

Farmers are also out of money.

If you want to pay credit, that won't work.

Liu Chunlai actually had an idea in his mind, and it was not clear whether it was feasible. We must first look at the specific situation of the machinery factory.

"Captain, you're here."

As soon as Liu Chunlai arrived at the machinery factory, the leaders who received the doorman's phone call came out of various offices, with an expression like the oppressed poor and lower-middle peasants looking forward to the Red Army.

His face was full of joy and excitement.

"The performance of the tractor has been stable. We have tested it. It is no problem to pull seven tons of stones and steel to climb up the hill..." The technical section chief Yue Ping hurriedly brought in the current results. "Secretary Liu said that he could produce ten units first, but there is currently no order..."

Both father and son dare not offend.

Secretary Liu is the father of Captain Liu, and Captain Liu is the actual person in charge.

The team leader must be under the jurisdiction of the branch secretary, and the son must be under the jurisdiction of the father...

"Did you give birth?" Liu Chunlai asked with a frown.

The old man didn't tell him about this.

If the old man still does this, he will have to interfere in everything. There will be no big problems at the moment. When it grows stronger in the future, there will be big problems in some major projects that are related to the next few years or even longer.

"Not yet. We can't figure out the specific meaning of Secretary Liu. You have said before that if there is no order, don't rush to produce it." Chen Yuhe hurriedly explained.

Liu Fuwang said that ten tractors could be produced first.

The problem is that if there is no order, the cost will be taken into account by their leaders.

Since Liu Chunlai contracted Tianfu Machinery Factory, the responsibility system of the factory director has been fully implemented.

The factory director's rights are greater than before contracting, and Liu Chunlai only looks at the results.

While having great power, the responsibility is far greater than before.

After all, Liu Chunlai is the actual highest person in charge.

"Now everyone is idle... In the past, many agricultural machinery and equipment were sold through agricultural technology stations. Each brigade or commune owes it first, and when collecting grain, it will be spread out equally..." Zhao Guoliang, as the sales section chief, was under a lot of pressure.

He still hopes to use this method.

Tractors are large items that ordinary people cannot afford.

Most of them are purchased by various brigades or communes.

When the country collects grain every year, the county's overall fundraising funds are also deducted from grain.

I don't have to worry about not being able to take it back.

But it's just a little longer.

Nothing will be lost for a long time, after all, there is interest.

"This kind of sales method is not advisable, and farmers are burdened with heavy burdens now. This is not conducive to our future development." Liu Chunlai directly rejected it.

The farmers these days have really heavy burdens.

After a year, a large part of the grain produced has to be paid to the national tax and local coordination. Without the use of a large amount of chemical fertilizers, pesticides and excellent seeds, the yield is not high.

Even if the production is provided to households, many families will not be able to eat dry food all year round.

If you eat less porridge, you will not be able to get the harvest next year.

Liu Chunlai learned about the situation in the countryside.

Of course, we cannot let the communes collect more from the farmers in order to sell them out.

"It's not like this. Not to mention the communes or brigades below, even the county finance can't afford it. There are not many submissions every year, but there are quite a few places in the county that need to spend money..." Zhao Guoliang was a little worried.

If not, how can I sell it?

From the beginning, Liu Chunlai asked to produce according to the order and did not accept credit, so they knew that the work was difficult to carry out.

When I faced it, I realized how difficult it was.

"Manager Liu, now the household contract responsibility system is in charge, and many farmers have a certain amount of savings on hand, but there are not many people in the county who have 10,000 yuan households. A tractor costs several thousand... If you want to buy a household with money, even fewer..." Ma Yumin also frowned.

If Tianfu Machinery Factory had not contracted it to Liu Chunlai, it would not have faced such a problem at all.

The market has demand, and they have products.

Just because the people who buy tractors cannot provide funds, they cannot produce them either.

"This is indeed a problem. No one has much money now, but those who want to buy a tractor can borrow from a credit union. As long as the county finance bureau agrees or the rural credit union agrees..."

Liu Chunlai said with a smile.

At present, there are not many banks in the county, but credit cooperatives are the most common financial institutions.

From the beginning, Liu Chunlai was planning this matter.

Promote consumer loans in the county in advance.

This will also be of great benefit to the development of the county.

Credit unions also provide loans, but the interest rates are very high.

With the county government having money, it will be easier to do other things.

You can't count on the little food that farmers harvest from the fields.

"Isn't this passing the cost to the farmers? It's no different from directly owing credit to them." After hearing Liu Chunlai's explanation, Chen Yuhe really couldn't understand how different Liu Chunlai's words are now and what he said before.

A commune borrowed a loan to buy tractors from their factory, and the costs still had to be passed on to the farmers, and they were the ones who were scolded in the end.

"Yes, Manager Liu, there is no difference." Ma Yumin couldn't figure it out, "and because the interest rate of credit union loans is higher, farmers need to share more..."

"That's different." Liu Chunlai shook his head. In the early 1980s, consumer loans were completely new. "Although it seems that the cost would be much higher, tractors can be transported and can make money. Moreover, the credit union first helped pay the tractor purchase money, and the tractor was mortgaged to the credit union. Then the person who bought the tractor could pay a sum of money first..."

It looks simple but complicated to say.

Especially when facing most people who don’t understand this at all.

For people in this era, loans are to ask leaders to approve them, and then the cooperative will be allocated directly if they have money.

Rural credit cooperatives belong to the state, but cooperatives belong to the local government’s money bag.

Although it is a farmers' cooperative, after farmers sell grain every year, the remaining money after deducting various expenses is almost always present, and they are almost unable to get cash.

In various places, money is generally misappropriated by local governments.

"Do you dare to change the time?"

Lu Hongtao really didn't welcome Liu Chunlai to the extreme.

At this moment, it was just the meal time.

It would be fine if Liu Chunlai came to have a meal, but this dog said that he was getting more and more excessive. He even brought a group of leaders from Tianfu Machinery Factory.

Although the county government canteen is to keep accounts for Liu Chunlai, it can't be like this every time, right?

"County Magistrate Lu, I have an idea about the problems facing the sales of tractors in Tianfu Machinery Factory..." Liu Chunlai looked contemptuous. A county magistrate was so stingy that he probably couldn't find a second in the country.

I was too lazy to argue that I had a book to keep accounts in the canteen. The county magistrate Lu Hongtao specifically ordered the canteen to keep accounts for him.

When Lu Hongtao heard Liu Chun talking about the sales of tractors in Tianfu Machinery Factory, he immediately stopped talking.

"Let's go, call Secretary Xu and he is worried about this matter. He said while eating, but he still has to remember your account..."

"You are the county magistrate, the leader, you have to pay attention to your identity." Liu Chunlai said angrily.

Lu Hongtao just curled his lips and said nothing.

This dog said, without back pain when he stood and spoke.

In the past, Liu Fuwang and Yan Jinsong had to entertain each time they came and let them have a tooth sacrifice.

There was nothing at that time.

After all, they may not necessarily come back once a month.

Now it’s different. With Liu Chunlai contracting a factory in the county, these two old people come to the city every now and then. County Mayor Lu, who received the salary, couldn’t resist treating them to eat meat and drink every day, right?

"Let the cooperative play a role, lend to the person who buys the tractor, and the money is directly given to the Tianfu Machinery Factory, and the person who buys the tractor will repay a sum of money per month?" After hearing Liu Chunlai's plan, Xu Zhiqiang frowned.

Is this operation too complicated?

Even Lu Hongtao was puzzled by why Liu Chunlai was like this.

If you want to get the money, the cooperative will lend it to the person who bought the tractor and give the money to the machinery factory directly. Wouldn't it be great?

"The agricultural machinery stations of each commune are not only responsible for the maintenance of agricultural machinery in their areas, but also for the sale of agricultural machinery in these places..." Lu Hongtao suddenly said something that has nothing to do with the topic.

Agricultural machinery station!

Each commune has a grassroots supporting unit.

Liu Chunlai doesn't seem to plan to do it according to the previous operating mode.
To be continued...