Xiao Jiading nodded and said, "There is no problem with the magistrate of County Kang. I am afraid that my position will be humble and will not work if I say it."

"Brother is too polite. If your words don't work, then no one will do it. Of course, planning is up to people and success is in heaven. Even if it doesn't work, it doesn't matter. Hehe." As he said that, Huang Lushi said goodbye and left.

With my own land, I have to think about how to build a house and start growing chili peppers. However, it takes money to build a house, and now I have only added the deposit given by the nun in my hand for only 18 pounds. I am afraid that this amount of money can't be built in a decent house.

What you need most now is money.

I have to think of some way to make some money first. Xiao Jiading thought about it and recalled the land, one side was facing the street, and the wall was built. If the wall was demolished and a row of shops were built for rent, where did the money come from? The first thing he thought of was Zhu Haiyin, and he found a way to find him!

The yamen was scattered. This time Zhu Haiyin did not come to Xiao Jiading for dinner because he already knew that Xiao Jiading was going to Chimei's date tonight. Unexpectedly, Xiao Jiading took the initiative to come to him and said that he would go to dinner together. Zhu Haiyin was overjoyed and agreed repeatedly, asking him if he would go to the appointment. Xiao Jiading said that he would go after dinner. Zhu Haiyin was a little surprised. Chimei asked him to meet him, so he must have dinner together. Why did Xiao Jiading have to go after dinner? The two came out, and Zhu Haiyin was going to Yizhou Restaurant, but Xiao Jiading suggested to eat at a small restaurant opposite his land. Zhu Haiyin was puzzled, but he would not refute Xiao Jiading's proposal.

The two of them came to this small restaurant. There were many guests, but there were still some Yashita upstairs on the street, so they went upstairs and sat down in Yashita. After Zhu Haiyin ordered the dishes, Xiao Jiading pointed to the large open space opposite the street surrounded by a wall and said, "Do you know who this land belongs to?"

"This is from the county government office. I was originally going to build academy, but later I heard that I would not repair it anymore and I was going to sell it. I was going to buy it, but I guess this piece of fat is not my turn, so I gave up this idea."

"I have bought this land." Xiao Jiading smiled.

Zhu Haiyin was surprised and said, "Really? Brother, you are really capable! You can get this land."

Xiao Jiading said: "I chose this place specifically today to let you observe this land. I want to rent out the shops on the street. What do you think?"

Zhu Haiyin's father was in business, and he did a lot of business, and he was ranked first in Yizhou. However, during the Tang Dynasty, the status of merchants was not high, so his father spent money to let him go to the yamen to be a clerk, and wanted to use him to support his door. Zhu Haiyin grew up from such a big merchant, so he naturally knew how to do business. He said, "Since it is yours, why not build a shop and do business by himself? Why do you need to rent it to others? Doing business by yourself is much more profitable than renting it out!"

Xiao Jiading said, "I know this, but I don't have the money to do such a big move. I'm afraid the money I need is not a little bit. If I can find someone to borrow money, I'd be fine. It's okay to pay interest."

Zhu Haiyin said: "It does require a lot of money. My father is afraid that he doesn't have so much spare money, but he doesn't have to ask him. I'll help you find someone else. I know some contractors who specialize in building houses for others. They can provide money to help others repair houses. When the house is repaired, they will pay them back after they make money, but they will have to collect interest. If the money is paid by one person, I'm afraid no one can take out so much money at once. They can get a few more construction separately."

When Xiao Jiading heard this, he was overjoyed and the Tang Dynasty had already made advance funds to build it. If so, it would be equivalent to a loan from a bank. He asked, "Is the interest high?"

"A yearly profit is two points."

The profit of two cents is 20%, and the interest rate is relatively high, which is more than three times that of a loan from a modern bank. Xiao Jiading hesitated and asked again: "How to calculate the construction cost?"

"This is calculated based on the purchase cost price. It is as much as it is. Because they have already charged interest on advance payment, they will not pay for it. You can check the price at any time."

This means that there will be no profit in the construction itself, and it will be built at a cost price, so the contractor will only rely on the profits of advance funds and will not make profits at both ends. This is different from modern advance funds. Xiao Jiading then breathed a sigh of relief. If this is the case, then the interest charged for advance funds is about the same as the construction with profits. Maybe the interest charged for advance funds is cheaper.

Xiao Jiading said again: "Do you think I can make money after I build this shop?"

"Of course, making money, there are a lot of people coming and going, and it is a treasure land for doing business!"

"You guess, how long will it take for me to pay off the principal and interest?"

"It's hard to say. If you do business by yourself, you will make money faster, which will take about three to five years. If you rent it out to someone else, you will make less money. It will probably take more than ten years to pay it back."

Xiao Jiading thought for a while and said, "Okay! Just do it like this. Please help me find them, and we will start to get the ground after signing the contract."

"Okay! Leave this matter to me."

After dinner, after Xiao Jiading and Zhu Haiyin separated, Xiao Jiading did not go directly to find Chimei. He first went to a shop selling wine, bought a small jar of top-quality spring wine, and then bought some snacks, and brought it to Du Erniu's house.

Du Erniu was very happy to see him. She pulled him into his boudoir with great affection and bolted the door. This Xiao familyding was very nervous. She quickly put down the things and looked at her. What did this fat girl want to do? She wouldn't have to kiss her or even sex? This..., that...

He was in a conflict, and Du Erniu had turned around, grabbed his arm tightly, leaning on him with a plump body.

Xiao Jiading Nuonuo said: "Er Niu, this is not good..."

"Why is it not good?" Du Erniu stamped her feet and said, "Do you want to be slutty?"

"Let's spoil?" Xiao Jiading was speechless, "I..., I didn't promise you anything!"

"Why didn't you agree? We agreed that day in Taolin."

"Taolin?" Xiao Jiading finally reacted and sneered, "Are you talking about writing poetry for you?"

"Of course! What do you think?" Du Erniu said angrily.

"I..., I thought..., hehe, I thought you were going to treat me to midnight snack. I just had enough food and couldn't eat it anymore."

"I think beautifully!" Du Erniu snorted, her eyes rolled, "Unless you help me get first place again this time, I will treat you to a midnight snack."

"Then forget it. I can't be by your side, and I can't guarantee that I will definitely win first."

"Well, then it's better to be second, or third, you can't be the last one!"

Xiao Jiading thought to himself that his belly was full of famous Tang poems that had been passed down through the ages, and he would never end in the end. He smiled and said, "This should be no problem. What about the topic?"

"I don't know yet!" Du Erniu lowered his voice and said, "I just want to tell you that our poetry club will form a club and write poetry again in a few days. At that time, Mrs. Ji will secretly tell me the title. I am her goddaughter! Hehe, it's a pity that although I knew the title in advance, no one could help me, and it would be useless to know it. Now that I have you, I'm not afraid."

Xiao Jiading said: "No problem. If you know the topic, tell me and I will write it for you right away."

"Well, it's great!" Du Erniu hugged his arm and twisted excitedly, "I was about to go find you, but you came. How did you know I'm looking for you?"

"I..., I'm thinking about what I promised you, so I come and ask. By the way, see grandpa. Is he at home?"

"At home, in the house. I'll take you there!"

After saying that, Du Erniu opened the door, took Xiao Jiading's hand affectionately, and came to her grandfather Du Dayin's room.

Du Dayin was surprised to see him and hurriedly called him to sit down. When he saw that there was a jar of wine in the gift he gave, it turned out to be the best spring wine, he was even more happy. He smiled so hard that his beard shook. He hurriedly took it over and put it aside. After a few words of politeness, he asked Du Erniu to get some pistachio plate.

The two sat down, Du Dayin looked at Xiao Jiading carefully, which made Xiao Jiading a little furious and said with a smirk: "What's wrong? Old Du."

"I can't tell, I'm selling the house for you at a low price, but you don't want it! Tsk tsk."

"You know this?"

"Of course, this kind of thing spreads the fastest."

"What do you say about me?" Xiao Jiading asked nervously.

"Of course, you are cautious and not accepting bribes. You have to think of other ways in the future."

Xiao Jiading breathed a little relieved and said, "It should be true, especially if we are responsible for the trial of the case."

Du Dayin looked at him meaningfully: "I know, you want to leave a good impression in front of Sima Tang. He is said to be very upright. His friend had a case for many years and wanted to ask him for help, but he just gave him a basket of fruit. He actually put the fruit at the gate and lighted it up, which made the friend very ashamed and never dared to ask for help again. Hehe."

Xiao Jiading was very disdainful of this. Of course he would do this when he gave a box of fruit. If he gave a box of gold, I would see if he would put it at the door. There is a saying that goes: "Women keep chastity because the bid is not enough."

There is also a bad joke. When the woman faces the bid, she answered: "Who do you think of me? Fifty I am not that kind of person. Five hundred tonight I am yours. Five thousand tonight. Don't treat me as a human being. Five thousand tonight. No matter how many people come today, and five hundred thousand tonight, no matter whether the person comes tonight is a human being." This joke is used in the face of bribery by officials, and the effect is similar.

Xiao Jiading was thinking about the pornographic jokes in a bad way and heard Du Dayin say, "It is right that you are cautious now. If you want to get rich, you must first gain a foothold. Alright, don't say this anymore. Is there anything you have to ask me for?"

"It's nothing. I'll pass by here and take a look at you, Mr. Du."

"Okay, don't do this with me. I know you have something to do, so I'll say it. What's the matter?"

"It's really nothing. It's just that I haven't mentioned some of the matters I asked Mr. Du for advice on the yamen last time. I have had some questions in my mind when I was doing business in the yamen these two days, so I want to ask for advice again."

"Well, what do you want to know?"
Chapter completed!