Chapter 228 The concept of insurance companies
Note: I was so uncomfortable yesterday that I slept in a daze for a day. Please understand!!! Thank you!!!
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"Secretary Ling, I don't know if there is any problem with the computer."
Yang Yu was not particularly worried about issues such as procedures. What he cared about the most was always the procurement of computers.
After all, the insurance industry is no better than other fields, and it requires a lot of data sorting and calculation. If there is no computer, all data will be sorted out manually, errors will inevitably occur.
"Well, we have contacted the domestic person in charge of ibm in the country. M Party agrees that we will purchase a batch of computers, with a single unit priced at around 16,000 yuan, and the subsequent system upgrade and maintenance costs will be calculated separately."
Computers in the 1980s were basically worth tens of thousands of yuan, but how much was the domestic price at that time? Workers' wages were only a few dozen yuan per month! Not to mention ordinary families, even many units could not afford them.
"Just buy it!" Nodded. The price was indeed a bit expensive, but it was still within Yang Yu's tolerance range.
"It's this kind of talent who understands computers... I'm afraid there are quite a lot of difficulties."
After murmured slightly, Ling Jingpei continued: "We have contacted several universities in SH. There are few college students majoring in computer science, and their salary is very high, and the average price will not be less than 1,000 yuan per month, and I guess no one is willing to come."
"As long as there are people who are professional in computer science, there is no problem!"
Seeing Ling Jingpei frowning, Yang Yu's mouth rose slightly. What can Hengyu Group rely on to get to this point today? The most basic thing is that the workers' welfare benefits are good, and he also knows that only when the treatment is good can the talents be attracted and retained.
Although giving heavy remuneration to workers does not meet the concept of controlling costs, this cost can be saved from other places.
After staring at Yang Yu a little, Ling Jingpei was full of recognition. Other big bosses tried every means to lower the wages of workers. Unexpectedly, Yang Yu didn't care about this. Just based on this, you can see that Yang Yu is different from others.
"Okay, when the computer matter is resolved, we are accompanying you to recruit at the university!"
After the matter was settled, Yang Yu left the sh Municipal Government, returned to the staff dormitory, summoned everyone together, and held a mobilization meeting for property purchases.
"Comrades, let us announce good news first. Under the leadership of the SH Commission, our company's application review has been passed and the procedures can be completed quickly, so our company can also open as soon as possible."
As soon as the words came to an end, there was a lot of warm applause from the audience, and everyone cheered excitedly, and their eyes looked at Yang Yu became extremely hot.
After rebirth, after hard work, Yang Yu finally got to this point. He was excited, but also felt very stressed. After all, this was the 1980s, not 2o17. He had no idea whether the insurance company could make a profit in this era, but no matter what, he took action, even if he lost all his losses in the end, he would not have any regrets.
"First, I want to tell you that our new company is an insurance company."
Looking at the audience and looking at everyone's confused eyes, Yang Yu continued: "Maybe everyone doesn't know much about insurance companies. Today, I will tell you what an insurance company is."
"Insurance companies, as the name implies, are institutions that provide insurance for individuals, companies, institutions, etc. The above-mentioned customers obtain corresponding insurance by paying premiums to insurance companies. Once an accident occurs, the customers will receive equal compensation. The insurance companies obtain income through investment management of premiums. Insurance companies usually provide commercial insurance, housing insurance, automobile insurance, ship insurance, health insurance, etc., so insurance companies need to provide death insurance compensation to the beneficiaries of the deceased. The essence of our company is to transfer personal risks to our larger group, diversify the risks and turn them into small."
After selling insurance for ten years in his last life, Yang Yu was extremely clear about the concept of insurance companies. Although it was complicated, he clearly expressed a meaning: if you spend money to buy insurance, if you have an accident, our insurance company will be responsible for the claims.
"Mr. Yang, as you said, as long as the person who bought insurance has an accident, our company will have to pay a sum of money. How many people have accidents every day and how much does it cost to buy insurance? Then won't our company lose money?"
Faced with this kind of doubt, although Yang Yu found it a bit funny, this is a question that has always existed in the 21st century. He immediately explained: "It's not like this. This has changed the concept because it is impossible for everyone to have an accident at the same time. If the business is launched, people come to buy insurance every day, and the probability of our loss is very small!"
After listening to Yang Yu's explanation, a group of people seemed to understand, but they were not confused. Anyway, Yang Yu was the boss, so the risks had to be borne by him.
"Then Mr. Yang, for the insurance field, will our company's business be too single? After all, it is probably not too big to make profits through transactional projects..."
Employees in finance are different. From the perspective of capital, their ideas and gazes are different from others, and they always want to maximize their interests.
Yang Yu waved his hand confidently, "No, no, the business in insurance is not single. As far as I know, dozens of special insurance businesses can be opened in all sizes. Our profit is not just insurance, but by selling insurance, we can gather funds, and then use this fund to invest, and while achieving profits, we feed back to the company."
Several financial professionals suddenly lit up when they heard Yang Yu's explanation. Although the country cracked down on illegal fundraising, insurance companies have legal support and were able to raise funds legally. Just imagine that nearly one-percent of the country's population is willing to buy insurance, and that is 10 million people. Think about how huge this market should be. Don't they study finance hope to give them huge capital to operate? The insurance company that Yang Yu is about to start has created a platform with unlimited potential for them. It is conceivable how excited they were at this time.
"Okay, let's do a simple job assignment now." After a pause, Yang Yu continued: "Because it is an insurance company, the departments set up in our company have been adjusted, mainly: investment department, business department, logistics department, legal department, technology department, and publicity department. Now, because the company has not been officially established, there are no job selection now, but some of you will be selected to temporarily serve as leaders of each department..."
Chapter completed!