The interest rate of the loan.

The minimum is 100 battle merits, and the maximum is 10,000 battle merits.

100 points of combat merit will be collected per month.

For 1,000 battle merits, 90 battle merit points will be charged per month.

For 10,000 battle merits, 800 battle merit points will be collected per month.

I have 1.5 million military merits in hand, if I loan them all out.

The lowest one can earn is 120,000 battle merits per month, and the highest one can earn is 150,000 battle merits per month.

50/50.

The lowest one can earn 60,000 military merits per month, and the highest one can earn 75,000 military merits per month.

Even the lowest battle merit of 60,000 is 10,000 more than Zheng Tuo's monthly battle merit of 50,000.

"Junior brother, is it too high to charge 800 points of battle merit for 10,000 battle merit?"

Lin Xiaolou was worried about such a high fee and that many people would agree with it and not be willing to take out a loan.

"It's not high, I even feel low."

"How to say."

"The Golden City is different from other places. Here, especially for newcomers, this month you may be lively, talking loudly and practicing hard, but next month you may be dead and buried in a foreign land. In this case, 800 battle merits will be counted.

What, not to mention the battle merit of the Pixiu Army is not low, there are still about 30,000 per month. Think about it, if you can improve your strength before entering the battlefield and survive due to the improvement in strength, 800 battle merit is simply not too much.

value."

Zheng Tuo has thought about this problem for a long time.

It won't work if the interest rate is too high, and it won't work if it's too low. It's just right now.

"But, junior brother, entering the battlefield is risky. If the disciple who borrowed the loan cannot come back, wouldn't the military achievements we loaned out be in vain?"

Lin Xiaolou was worried about this.

"So, one month before going to the battlefield for a loan, you need to take out spiritual objects of equal value as collateral. I believe everyone has some spiritual objects that are temporarily unused. If not, then I'm sorry, we won't loan you."

As a time traveler, Zheng Tuo has never done anything like loans.

But have you never eaten pork or seen a pig running?

Anyway, I am the first in the Golden City, and the rules must follow my own rules.

"Mortgage loans are a good idea." Lin Xiaolou nodded, "Finally, there is another question, and that is who will supervise it. After all, there are interests involved in the loan. I'm afraid it won't work without an expert in charge."

Zheng Tuo looked at Senior Sister Xiao Lou who was doing serious analysis, stretched out a finger and pointed to the sky.

When Lin Xiaolou saw this, his face suddenly turned red.

"Junior brother, you are annoying. Let's talk about business. Senior sister will be playing with you later."

Zheng Tuo looked at Senior Sister Xiao Lou who was furiously stepping on the accelerator and felt a headache.

"Senior sister, what I mean is that the master we want to invite is in the sky."

"Heaven!" Lin Xiaolou rolled his eyes: "Heaven's way? You must restrain it by an oath, so that no one dares to borrow money and not repay it."

"clever."

Zheng Tuo gave Lin Xiaolou a thumbs up.

Seeing this.

Lin Xiaolou's face turned red with embarrassment.

"Junior brother, I told you that senior sister will be with you tonight, why are you so anxious? It's annoying."

Zheng Tuo: I...generation gap, this is the generation gap!

Next, the two discussed some specific details, including making some usable oath talismans.

Fortunately, Zheng Tuo has learned a lot about the ways of spiritual talismans.

The oath talisman is already a relatively high-level talisman. Like the substitute talisman, it requires some talent to carve.

After the two completed their discussions, Zheng Tuo transferred 500,000 to Lin Xiaolou and asked him to go to the Pixiu Army to try it out tomorrow.

Later.

He is ready to leave.

"Junior brother, didn't you agree to stay with me tonight? Why are you leaving? If you want to leave, senior sister, I won't help you."

Lin Xiaolou refused to give up.

"Sister, I really still have a mission, how about... I give you a puppet?"

"Is it the same style as yours?"

Lin Xiaolou's eyes lit up.

"Hahaha... I'm just kidding."

As Zheng Tuo spoke, his whole person turned into a line of blue smoke and disappeared.

After all, Juxian Mansion has the fourth-level formation he has arranged. Just like Luo Xian Mountain, he can monitor all corners of Juxian Mansion and appear anywhere anytime, anywhere.

"Tsk! A piece of wood."

Lin Xiaolou stamped his feet displeased and looked down at his magic weapon.

Could it be that junior brother doesn’t like this, shouldn’t he?

I heard from my sisters that men like this kind of thing.

Lin Xiaolou shook his head.

never mind.

This time at least the relationship with my junior brother is improving.

As time goes by, take your time, there will be many places you will come into contact with in the future.

Said.
Chapter completed!