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Chapter 90 I'm Loyal

The 913 major illegal fundraising case that had been hovering for months was solved, and Qi Zhongyuan, Zhao Xiaocheng, Zhao Youliang and others were arrested one after another, causing an uproar in the entire Donghua City. Especially the bankruptcy of Tianma Group, the impact on the entire Donghua City economy and finance was disastrous. Nearly 10,000 people were facing unemployment and more than 20 billion yuan in debt defaults. Including the upstream and downstream industrial chains, nearly 300 small and medium-sized enterprises were implicated. For this reason, the deputy mayor in charge of economy and finance resigned.

This incident caused widespread discussion across the country and even alarmed the central leaders. Not long after, a vigorous financial anti-corruption storm began rapidly on the Chinese mainland. The three associations launched a strict supervision model. Countless violations were found, and various sky-high fines were frequently issued, reflecting the determination and strength of financial anti-corruption work.

During this storm, Zhao Youliang, former chairman of Donghua Bank, was prosecuted by the procuratorate for suspected violations of the law. The Donghua Banking Regulatory Bureau dispatched a working group to conduct a comprehensive inspection of Donghua Bank's business, and issued a fine of 30 million yuan for the violations and illegal acts found. In response, Acting Chairman Lin Tianhua said that he firmly supports and supports government leadership, and comprehensively rectify all businesses in the bank, overcome difficulties, catch up, and restore investors' confidence in the financial market.

Donghua University, No. 1 lecture hall.

Professor Luo Zhisen's last six academic reports at Donghua University was held as scheduled. In the previous five lectures, Luo Zhisen analyzed the macro situation of China's economy, real estate bubble, capital market, tax reform and Sino-US trade war. These lectures are the directions he has studied in recent years. Through reports and exchanges, he continuously improves and corrects his theory, which is also an important purpose of academic vacation.

The videos of these five reports have been widely circulated on the Internet, and both academic and civil science circles have caused strong responses. In the last report, Luo Zhisen returned the theme to the origin of the economy: money and original sin.

"In the Middle Ages, the Catholic Church even issued a kind of 'indulge'. If a person commits an unforgivable sin, he can reduce or relieve his own guilt by purchasing such a voucher from the church. Some people also say that money is the source of all sins in the world, and all sins in the world ultimately come down to the crime of money. This also led to a period of fear of everyone talking about money. So then, are these all the faults of money?"

"Of course not. Money is the most brilliant invention created in the history of human civilization. It is precisely because of the establishment of the money and value system that allows people's labor to be built on a measurable system, thus breeding and reproduction of the great human civilization, the circulation of goods, and the value transfer of different trades, and are ultimately completed through this transaction mechanism, which is something that no other creature on the earth except humans cannot create."

...

...

"So, money is just a tool, a tool of value circulation. The attributes of currency and value exchange that it gives some people to try to possess through power, war, crime or other illegal means. This is a manifestation of the inferiority of human greed. Although there are various problems, the root of these problems is not money."

"There is a famous saying in the book "The Girl of Camellia": "Money is a good servant and a bad master." Whether to be a master of money or a slave of money, this reflects two different views on money. Most of you here are students who are about to enter society and will encounter various problems or temptations in the future. No matter which one, I would like to ask you to establish a value that can face money correctly. Our attitude towards money should be "take it in a proper way, use it in a good way, and use it in a moderate way."

...

Three months later.

After some competition and profit-making, Lin Tianhua finally got his wish and became the chairman of Donghua Bank. Vice President Li Youtian was promoted to president. However, unlike when Lin Tianhua was the president, Li Youtian was only nominal. Many things, including some matters within their authority, must be reported to Lin Tianhua, and Lin Tianhua gave instructions. Lin Tianhua of course was also happy. After becoming the chairman, he firmly controlled all matters in the industry.

In the past three months, the Chengdong Branch where Wang Chong is located has become one of the busiest departments of Donghua Bank, because Lin Tianhua put all the collection of Tianma Group's 1.6 billion non-performing loans to Chengdong Branch, requiring the indicators to be controlled within the scope of supervision toleration by the end of June. Due to the suspension of listing work, Wang Chong's position in the director office was also cancelled. Fortunately, he was a part-time job and returned to Chengdong Branch.

Wang Chong's daily job is to circle between banks, Tianma Group and the court, write endless reports, various restructuring plans, and connect with AMC companies. He is busy every day, and even his marriage with Ma Xiaoxiao has been delayed again and again. In the end, the Donghua Municipal Government came forward to protect Tianma Group. The industries under Tianma Group were liquidated and divided. Some high-quality projects such as environmentally friendly materials processing plants, petroleum refining plants, etc. were acquired by auctions and transfers, and other large domestic companies in the industry had to transfer their debts to asset management companies or conduct bankruptcy liquidation through packaging.

Fortunately, Donghua Bank has a state-owned controlling component. When disposing of Tianma Group's shares in Donghua Bank, it transferred its shares of 5.01% to a well-known domestic strategic investment company, Huaxia Jintou, at a price of 7 yuan per share. In addition, the land mortgaged by Shunfa Aluminum has officially started the auction process. Donghua Bank and the Municipal Investment and Merchants Bureau have also actively cooperated to introduce investment companies to participate in the auction. It is expected that the auction process can be completed before the end of the year.

According to preliminary forecasts, the final loss of the loan of 1.6 billion is about 200 million yuan, and the loss is the smallest among the eight banks participating in the Tianma Group.

The final result of the 913 illegal fundraising case finally came out. After a detailed and thorough investigation, the economic investigation brigade led by Li Yishu officially handed over the public prosecution materials to the procuratorate. After the court trial, Qi Zhongyuan was sentenced to fifteen years in prison, and Zhao Xiaocheng and Zhao Youliang were sentenced to ten years and eight years in prison respectively. Among them, Qi Zhongyuan and Zhao Xiaocheng were involved in the crime of hiring murder and other crimes, and Qi Zhongyuan was sentenced to life imprisonment and Zhao Xiaocheng for twenty years.

The Economic Investigation Brigade of the Donghua Public Security Bureau led by Li Yishu performed outstandingly in this case, and she was awarded the second-class collective merit. Li Yishu personally also awarded the third-class merit and dispatched an assistant researcher of the Economic Investigation Corps of the Provincial Public Security Department. It is said that Li Yishu had the opportunity to stay in Donghua City, but she took the initiative to ask her to return to work in the Provincial Department.

In June, it was approaching. When Li Yishu left Donghua City, Wang Chong and Ma Xiaoxiao discussed and set up a family dinner at home to give Li Yishu farewell. For this reason, Ma Xiaoxiao cooked a table of dishes at home, as well as Li Yishu's favorite boiled fish.

Wang Chong said: "In a blink of an eye, Yishu has been in our Donghua City for more than half a year, and now it has achieved its goal. This glass of wine is here to celebrate our Captain Li's success and will come to the province. Don't forget us old classmates."

Li Yishu smiled and said, "Of course I can't forget it. I also said that I would arrest you with my own hands!"

Ma Xiaoxiao also said, "You two are really good. I remember when I first came to Donghua last year, you two were incompatible. Not to mention eating, you can't even speak a little bit, and you quarrel when you say it. At that time, I remember getting angry. How great is it now. Everyone sits together, eat, drink, and chat. This is the happiest thing in the world."

The three of them drank it all in one go.

Ma Xiaoxiao said again, "Of course, Yishu has gone to the provincial capital, don't just focus on revolutionary work, career, love is both hands, and both hands must be strong. Wang Chong and I are still waiting to drink your wedding wine! Come on, we will stop drunk tonight!"

Wang Chong looked at it, "There's no alcohol!"

Ma Xiaoxiao said, "Why don't you prepare more?"

Wang Chong said helplessly, "On weekdays, we don't drink much. Who would have thought you all were so happy today? You guys chat for a while, I'll go buy wine!" After that, he went downstairs to buy wine in slippers.

Li Yishu had a poor alcohol tolerance and was already drinking a little too much today. She tidied her hair with her hands, then hugged Ma Xiaoxiao with tears in her eyes and said, "Xiaoxiao, I envy you so much!"

Ma Xiaoxiao was stunned when she heard this. She knew that Li Yishu liked Wang Chong. But Li Yishu was too arrogant and could not let go of the airs. When she had not come to Donghua before, although Ma Xiaoxiao and Wang Chong had a close relationship, they never broke through the window paper. However, when she came, Ma Xiaoxiao felt a sense of crisis. At this time, the differences in their personalities were reflected. She put aside the girl's reserve and took the initiative to confess to Wang Chong, and finally got together with Wang Chong. In this way, in a sense, she should also thank Li Yishu. However, at this moment, seeing Li Yishu crying so sadly, she felt sad.

She hugged Li Yishu tightly and said, "Yishhu, my good sister, I'm sorry, I can give you anything, but Wang Chong, I can't."

Li Yishu said, "I know, so I left. I should be happy to have good friends like you in this life."

When Wang Chong came back from buying wine, he saw the two of them crying and asked, "Why are you crying?"

Ma Xiaoxiao and Li Yishu said at the same time, "You, go out!"

Wang Chong was a little confused. He stood there, either in or leaving, and didn't know what to do.

That night, Ma Xiaoxiao and Li Yishu were drunk. A bottle of Wuliangye and three bottles of red wine were basically all drunk by Ma. Li and the other two drank all the nonsense. In the end, they were talking nonsense, hugged their heads and cried. In the end, they vomited in the bathroom and the living room were everywhere. As a result, Wang Chong was serving him for a while, taking care of him for a while, and finally helped the two of them into the bedroom, and went to the study for a night.

The next morning, Wang Chong got up and went to buy breakfast. Ma Xiaoxiao was still sleeping, but Li Yishu had already left. That afternoon, Li Yishu packed her luggage and Xiao Wang took her to the provincial capital.

In late June, Wang Chong led Su Lei and Zhang Feifan to negotiate a batch business, and completed the launch at the end of the month. At the time point specified by Lin Tianhua, the half-year indicator was completed. Even more gratifying, the entire Chengdong Branch, led by Wang Chong, had a new mental outlook and completely lost the laziness and delayed decline that last year, which Wang Chong would rather see.

He said at the institution meeting, "In the past six months, our Chengdong Branch has experienced the test of ice and fire, and finally has withstood the test. Our branch can be today, everyone, I am proud of you!"

Everyone said, "It is President Wang who has the right leadership."

Wang Chong smiled and said, "I have no leadership skills, I am just working hard and capable at work." Having said that, in his heart, he still gave an A-list for his performance in the first half of the year.

After June, various ranking indicators came out, and Chengdong Branch ranked sixth.

Although the ranking is basically the same as at the end of last year, it was achieved when Tianma Loan posed serious risks. Last year's ranking was purely based on some technical operations.

Chairman Lin Tianhua is preparing to launch a comprehensive reform of the business unit system. This plan was reported to Zhao Youliang last year, but was kept by Zhao Youliang. Now Lin Tianhua is in power and has put this matter on the agenda. In this way, the organizational structure within the industry will be adjusted on a large scale. Moreover, since Li Youtian was promoted to president and Liu Jian retired from the country, there were two vacancies in the bank's leadership team. The president's office plans to be promoted to an assistant president and a deputy president.

It has begun to spread in the industry that Wang Chong is very likely to join the president's office as an assistant during this personnel adjustment. It is said that Li Youtian has solicited opinions from Du Yunqi on this matter. If this is true, Wang Chong entered the president's office at the age of 33, but he can be regarded as a success.

Wang Chong must be capable and have performance, especially in the handling of Tianma Group's loans, which showed a super-level performance. Even Vice President Liao Xingguo, who has always been indifferent to business, praised this matter with others. If he really joins the team, he deserves his reputation.

However, there are unexpected situations in the world.

One day before the appointment and removal of cadres was submitted to the board of directors, a letter of complaint was placed in Lin Tianhua's email address.

The general idea of ​​the report letter is that during the process of handling the 190 million yuan loan of Kangmang Economic and Trade, Wang Chong and Gu Tiande colluded with him, failed to perform due diligence, and even violated regulatory requirements, and signed a drawer agreement with Baicheng New Materials under Tianma Group. When Kangmang Economic and Trade was unable to repay the loan, it violated the counter operation principle and used illegal means to forcibly deduct the Tianma Group's deposit to repay the loan.

These two violations led to a fine of 2 million yuan issued for this business during the entrance inspection of the Banking Regulatory Bureau in the first half of the year. Wang Chong should bear the main responsibility and management responsibilities.

After seeing the letter, Chairman Lin Tianhua was furious and called Li Youtian and Liao Xingguo to the office to scold him, and instructed the two presidents to strictly investigate the matter.

The investigation concluded that Wang Chong was not the leader of the previous illegal signing of the drawer agreement. The latter's illegal deduction does exist, but fortunately, it did not cause credit or legal risks, so it is recommended to impose economic penalties.

The report was handed over to Lin Tianhua, but Lin Tianhua threw it out in person and asked to investigate again! At this time, everyone understood what Lin Tianhua meant. After using Wang Chong, Chairman Lin wanted to remove the donkey and kill Wang Chong to death! So the investigation team revised the report overnight, linked the matter with supervision and punishment, and suggested that Wang Chong be punished with serious demerit, dismissed him, and temporarily acted as the Chengdong Branch.

The meeting of responsibilities is like a formality and will be completed soon.

At the meeting, none of the members spoke, let alone discussed, and the punishment was passed unanimously. Even the financial director Song Ting, who had always been incompatible with Wang Chong, thought that the punishment was a bit too much, but this was Lin Tianhua's intention and no one dared to refute it.

The bank's position adjustment was announced, and Wang Chong was punished, so he would naturally not be given the promotion quota. Instead, Liang Youwei, general manager of the agency department, was promoted to assistant president. Everyone knows that his uncle, Liang Meng, director of Donghua Bank, played a big role in it.

Although many people in the industry think it is unfair, Wang Chong did not say much. He went to work as usual every day and was still enthusiastic about work. He worked hard to complete the business indicators for the second half of the year with the employees of Chengdong Branch.

On that day, Wang Chong was called into the office by Lin Tianhua.

Lin Tianhua signaled Wang Chong to sit down, smoked a cigarette, and handed it to Wang Chong.

Wang Chong shook his head, "Thank you, Chairman, I have started quitting smoking again recently."

Lin Tianhua carefully observed Wang Chong, trying to see something from his expression, but after so many things, Wang Chong had already seen through Lin Tianhua. He had no expression on his face and was calm.

"I removed you from office, what do you think?"

Wang Chong said: "The chairman is doing his business, and I accept the arrangements of the superiors."

"Then do you have any complaints?"

Wang Chong said: "Thunder, rain and dew are all kindness."

Lin Tianhua was completely angry at Wang Chong's unsavory attitude. He knocked on the table and said, "Wang Chong, I hit you for your own good, considering that you are a talented person, but you are too arrogant. Now your attitude will give you a chance?"

Wang Chong kept silent.

Lin Tianhua also knew that the reasons used to punish Wang Chong this time were too far-fetched, especially the later deduction of deposit. Although Lin Tianhua did not directly instruct and agreed to it, it became the basis for punishing him.

Wang Chong is not a fool, he just feels a little sad.

"Actually, I called you to come because I wanted your words. As long as you agree, I will immediately restore your position, and even if there is a vacancy for the vice president in the president's office, it can be left to you. However, I need one of your promises."

Wang Chong still said nothing.

Lin Tianhua said: "I'll ask you, Wang Chong, are you willing to be loyal to me? As long as your answer is yes, everything ahead is not a problem."

Wang Chong straightened his back, looked at Lin Tianhua, and said word by word: "I, Wang Chong, are loyal to the business standards of bankers, not to a certain person's personal desire for power; are loyal to the interests of Donghua Bank, not to someone throw sewage on his own in order to suppress dissidents; are loyal to the noble moral laws in his heart, not to a certain person's wishes. Sorry, Chairman Lin, this answer disappoints you!"

Lin Tianhua was so angry that he trembled all over when he heard this.

"Okay, Wang Chong, you, you, you... are very good!"

Wang Chong said: "If there is nothing else, Chairman Lin, I will say goodbye first."

"Gogun!" Lin Tianhua said three words in a row.

...

The wedding of Wang Chong and Ma Xiaoxiao was scheduled for August 8th. In early August, Wang Chong took wedding leave and annual leave. The two holidays were connected. Wang Chong had nearly twenty days. After the handover, on August 3rd, Wang Chong and Ma Xiaoxiao returned to their hometown again.

The wedding was held in accordance with the customs of Wang Chong's hometown. The old Wang family added people, which was a great joy in the local area. Lao Wang had more prestige in the village, and there were endless people coming to congratulate him.

Men in ordinary villages get married and have children in their early twenties. Wang Chong never fell in love until he was in his thirties. This made Lao Wang so anxious. Every time he went to a wedding banquet, Lao Wang was so envious. Over time, there were rumors that the Wang family had a graduate student and didn’t like women! Every time Lao Wang felt uncomfortable when he heard this, but when he came back during the Chinese New Year, Wang Chong brought a fairy-like woman, which suddenly became a big news in the village. Lao Wang’s back straightened up. Who said that Wang Chong didn’t like women? It was an ordinary woman and my son looked down on me.

Therefore, Lao Wang held the wedding this time very grand. According to the customs of the village, no matter whether it is wedding or wedding, he would set up a stage to host a banquet for the neighbors. Lao Wang went to the best hotel in the town to invite three chefs, each of whom was 600 yuan a day, and held a banquet for three consecutive days. Fortunately, the people in the village didn't care about it, and the food was not exquisite, which was because of its large quantity and a lot of meat. Even Mr. Liu, who was the former teacher, specially sent a couplet to congratulate him.

On the day of the wedding, Wang Chong and Ma Xiaoxiao received a special gift, including three books, the trilogy of "Little Prince", "The Little Prince", "The Wind and Gloss Stars" and "Night Flying". There was no name written on it, but both of them knew that the gift was sent by their classmate and friend Li Yishu.

After marriage, the two went to Ma Xiaoxiao's house to take care of them for two days. Ma Xiaoxiao lived in the city, so it was naturally much easier. She just set up a few tables of banquets and hosted relatives and friends. Then the two flew from Shanghai to Greece for their honeymoon.

Before getting married, Wang Chong was busy collecting loans. Many things at home, including travel visas and itineraries, were arranged by Ma Xiaoxiao. The whole performance was very smooth and the arrangement was very appropriate, which made Wang Chong praise Ma Xiaoxiao, "I married a wife like you, it's really a blessing for three lives!"

After spending their honeymoon, the two returned to Donghua City. It was the end of August. Ma Xiaoxiao married as a wife, with a happy smile on her face, and Wang Chong's face had a sense of calmness and calmness. After the holiday, Wang Chong returned to work in Chengdong Branch. As soon as he entered the office, he found that Su Lei was already sitting in his office. When he saw Wang Chong coming in, he quickly stood up and said a little embarrassedly: "President Wang!"

Wang Chong felt a little strange. He and Su Lei were just handing over ordinary work, so why did the office move here? When he saw that the original decorations in the office had been removed, Wang Chong immediately understood.

"I'm transferred?" Wang Chong asked indifferently.

Su Lei took out a personnel transfer notice from under his desk and handed it over.
Chapter completed!
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