Wang Chong quickly turned the front of the car and returned to Ma Xiaoxiao's residence.

Ma Xiaoxiao stood at the door and did not dare to enter the house. When Wang Chong came, she felt settled and shouted, "Wang Chong, look at my home."

When Wang Chong saw that Ma Xiaoxiao's door lock seemed to be damaged by heavy objects, he thought that the thief was too arrogant now and forced to break through. However, most of the people living in this community were young people. Most of the people went home to reunite during the Spring Festival, and there were not many people at this time. Wang Chong pushed the door and saw that the house was being turned over in a mess, with clothes and jewelry scattered all over the floor.

Wang Chong asked Ma Xiaoxiao to check if he had lost anything, so he called the police. The Donghua City Public Security System was very efficient in dispatching police. In less than fifteen minutes, two police officers came to investigate.

Ma Xiaoxiao carefully checked and found that the famous watches, jewelry and brand-name bags at home were not lost, and said, "Strange, nothing was lost at home?"

The policeman asked, "Have you messed with anyone recently?"

Ma Xiaoxiao shook her head. I have only lived in this community for more than a year. I am very busy with work on weekdays. This family is actually just a place to stay. Every day, except when I come back to sleep, I rarely interact with people during the rest of my time, let alone get into evil with people.

They didn't take away so many expensive things at home, but they made the house messy. Obviously, the person who entered the house seemed to be looking for something.

"Will anyone make a prank?"

Ma Xiaoxiao said, "If it's a prank, you don't have to turn my home into this way, right?"

The police checked around again, went to the surveillance room to retrieve the video, and found that no one was in this community. Since Ma Xiaoxiao didn't lose anything, the police recorded the two of them, told them to them, and then left.

Wang Chong helped Ma Xiaoxiao clean up the house and said goodbye. Ma Xiaoxiao said, "Wang Chong, I am afraid here myself."

Wang Chong thought that Ma Xiaoxiao's home was stolen and it was unsafe to let her live here alone, so he said, "Xiaoxiao, otherwise, you can move to my place."

Ma Xiaoxiao said, "You have finally gotten enlightened."

Wang Chong said: "The last time you were asked to move in, you must not agree, now you will be fine."

Ma Xiaoxiao said unhappily, "I don't agree, you won't invite me a few more times. Maybe I agreed when I saw that you were in a hurry and soft-hearted manner?"

Wang Chong stepped forward and pretended to touch her heart, "Let me see if Miss Ma's heart is soft." Ma Xiaoxiao hurriedly avoided and said with a smile: "Wang Chong, we can make three rules. I can live in your place, but you can't do anything randomly."

Wang Chong deliberately asked: "What is random?"

Ma Xiaoxiao said angrily, "You knowingly ask, bad guy!" Even though she said so, she quickly packed up her things, laundry, changing clothes, bed sheets, bedding, and three large suitcases filled with Wang Chong's trunk and the rear row. Wang Chong said in a heart that there were so many things for women. When he moved his house, he had all done one suitcase.

Wang Chong called someone to change his heart lock, thought for a moment, and said, "From now on, you will live with me. I don't come here often, so I think it's better to install a camera."

Ma Xiaoxiao said: "Who said you want to live for a long time? I will go out to live for a few days. If you treat me badly, I will move out at any time." Wang Chongxin said that there are so many things in your trunk, and it is not that easy to leave, haha!

Wang Chong had a customer who made security equipment. He lost money in business back then and couldn't transfer funds. He found Wang Chong from Xiaowei Department. When he dealt with the boss, he found that this person had good business skills and good service attitude. During the business negotiation, the customer called Wang Chong with an after-sales service call without saying a word, so he gave him a credit loan of 300,000 yuan. After three years of release, the boss not only fought a turnaround, but also connected several orders from major chemical factories. Now he has not only taken the loan, but has also become the top three security equipment companies in Donghua City. Later, the customer took 20,000 yuan to thank Wang Chong, but was sternly rejected by Wang Chong and replaced it, asking them to open the settlement account to Donghua Bank. Every year, the account has an average of millions of dollars per day.

Wang Chong called the other party and expressed his idea of ​​installing a set of monitoring equipment. In less than half an hour, the boss brought three employees and equipment to Ma Xiaoxiao's residence.

Wang Chong said: "I'm so sorry to call you over during the New Year, Brother Li."

Boss Li laughed, "My wife and children are going to travel in Hainan. Anyway, I'm idle at home, so I'm here to visit my friends. Besides, after you became the president, I haven't visited you yet. You helped me so much back then, so I should come here." He glanced at Ma Xiaoxiao, his eyes lit up, and he praised, "Is this my brother and sister? I really have a vision."

Ma Xiaoxiao smiled slightly and went to pour tea for the two of them.

Boss Li said: "President Wang, this time I will install a set of smart home devices for you. There is no blind spot monitoring in the whole house. You can remotely control it. Mobile apps to check the situation at home."

Wang Chong asked: "How much does it cost?"

Boss Li said: "You took care of me so much back then, so why are you talking about now? I came to recognize you as a friend. If others want to pretend, they have to wait until after the fifteenth day of the first lunar month, ha!"

Wang Chong firmly disagreed and finally gave a cost price of 10,000 yuan. Within an hour, the equipment was installed, and Boss Li installed APPs on Wang Chong and Ma Xiaoxiao's mobile phones. After teaching them how to use it, he took a few workers away.

Back in the east of Yujing, Wang Chong helped bring the gift to the stairs. Ma Xiaoxiao fell in love with Wang Chong's bedroom. This bedroom is sunny, and there is a park outside. You can also see the lake view in the distance. You stay in this room and drive Wang Chong to the next bedroom, which makes Wang Chong feel so depressed.

"Xiaoxiao, you see, this bedroom is quite big. If it really doesn't work, let's squeeze it."

Ma Xiaoxiao glared at me, "I think beautifully? This house will be my girl's from now on! When you go out, I will change my clothes." Wang Chong took a beer and sat on the sofa watching TV. His mind was full of pictures of Ma Xiaoxiao. After a while, Ma Xiaoxiao went to take a shower, changed into pajamas, and walked around the living room humming a song. His tall figure and convex lines made Wang Chong upset.

"Wang Chong, what are you looking at?"

CCTV International’s current affairs news is being broadcast on TV. Ma Xiaoxiao sat next to her and watched it for a while, feeling bored, so she snatched the remote control, found a Korean drama, and started watching it with relish.

Wang Chong was indifferent to this kind of love and love. He always felt that this kind of TV series was okay to deceive the little girl's tears. He was a little stupid at this age. He was about to go to the study to read a book and prepare for meetings tomorrow, but he was drunk by Ma Xiaoxiao, "You can watch it with me."

"I want to work."

"I don't care. Otherwise I'll cry for you."

Wang Chong had to sit down and watched Ma Xiaoxiao for a moment. The plot was that the rich male protagonist and the poor girl got together because of non-monetary love, and then the family conflicted, the family fought for property, or one of them had a terminal illness. Although it was boring, there were still many fans in the market.

The unreasonable mother-in-law is playing on TV. The heroine is wronged and quarreled with the hero. Wang Chong was a little yawning when he watched it. Ma Xiaoxiao looked at it but started crying, saying, "Wang Chong, if I fall into the river with your mother, who will you save first?"

Wang Chongxin said that Ma Xiaoxiao looked very smart and independent, so how could she ask such a silly and sweet question? Does all greedy women like to ask this question? This question contains mystery. If you don’t love her, save your girlfriend first. If you are not filial, it is clearly a question that will give you a question. Wang Chong secretly called help, thinking that my reputation for life has reached this point.

Thinking of this, he scratched his head and asked Ma Xiaoxiao: "Who fell in first?"

"At the same time, fall into the river!"

Wang Chong asked again: "Is the river deep?"

"Is this very important?"

Wang Chong said, "Of course it's important. You are 1.7 meters tall, and my mother is only 1.6 meters tall. If the river water is shallow, I will save the short one first."

Ma Xiaoxiao said angrily: "The water depth is five meters!"

Wang Chong asked: "Which river?"

"Why are you like this? I asked who will you save first when you fall into the river? Is it interesting to ask me which river? Happily, if your girlfriend and mother fall into the river at the same time, who will you save first?"

Wang Chong shrugged, "Then you go and ask if, I'm not if, how do I know who he will save first?"

After saying this, Ma Xiaoxiao was so angry that she screamed, and she swung the hammer and beat Wang Chong randomly, "I'll let you argue, you bad guy!" Wang Chong ran away with his head and ran to the room. Ma Xiaoxiao asked him to open the door. Wang Chong poked his head out and said with a bad smile: "Private territory, you will be responsible for the consequences of coming in?"

Ma Xiaoxiao quickly retreated and snorted coldly, "I don't care about you." She went back to pack her luggage and opened the cabinet in the next bedroom. She suddenly saw a set of wedding dress hanging in the cabinet, which was the one she had tried with Wang Chong that day. She almost exclaimed in surprise. She quickly covered her mouth, but her eyes were filled with tears of happiness.

Wang Chong seemed to be introverted, but in fact he was still very concerned about him. After only once, Wang Chong secretly bought this wedding dress. Ma Xiaoxiao couldn't help but want to try this outfit, but then he thought that if Wang Chong helped him put it on with his own hands, he would definitely be the happiest woman in the world. She closed the cabinet, tiptoed back to the room, lay on the bed, and laughed out loud.

The next morning, Ma Xiaoxiao got up, Wang Chongchen ran back, and the breakfast was ready. Today was the first day of work. Wang Chong said with a ritual sense: "I have eaten you for four years in college for more than three years. To celebrate the first day of our cohabitation, I specially prepared breakfast for you."

When I opened the lid, I saw that it was tofu brain and fried dough sticks. Ma Xiaoxiao said: "On such a grand day, you just want to use tofu brain and fried dough sticks to deal with me. Wang Chong, are you too stingy, right?"

Wang Chong smiled, "You know that I'm not good at cooking. I'm not going back to run and I bought some food in Yonghe. I'll buy this recipe in the future and study it carefully."

Ma Xiaoxiao waved her hand, "Forget it, I don't believe in your skills. This kind of work will definitely be mine again in the future. Unexpectedly, Ma Xiaoxiao, who is not touching the spring water, will do the work of washing clothes, cooking, and mopping the floor in the future, and becomes a yellow-faced woman. No one wants it anymore, hey..."

Wang Chong said: "Then how can I bear to give up?"

Ma Xiaoxiao smiled, "Then all these housework will be yours from now on!"

Wang Chong was speechless.

Ma Xiaoxiao Gege smiled and ate breakfast, while eating, while testing Wang Chong, "Wang Chong, after I moved in, there were a lot of clothes. There were not enough cabinets at home. Do you want to buy another wardrobe?"

Wang Chong said there are quite a lot. There are five or six sets of cabinets at home, and I can’t even use one. Ma Xiaoxiao also said there is a cabinet next door, and I’m going to free up and put on clothes. Can you do it?

Wang Chong said oh and said you can use whatever you want.

Ma Xiaoxiao went to the bathroom. When she went to see the cabinet again, she found that Wang Chong had already hidden the wedding dress. Ma Xiaoxiao laughed secretly and said to herself that she would still want to hide it from me until when.

As soon as he left after breakfast, Wang Chong received a text message informing all branch presidents and department bosses to go to the conference room of the headquarters for a meeting. This is a routine that Lin Tianhua used to.

On the first day of work, a conference was held. In addition to looking forward to this year's work, Lin Tianhua would arrange some trivial and detailed work for the entire bank, such as handing over work plans, writing opinions on the bank, arranging tasks daily, and even arranging middle-level and above cadres to do some things themselves. In this way, employees are fully mobilized, so that they can't get busy and quickly enter the work state, so as to avoid the employees being in the state after the fifteenth day of the first lunar month, just like other companies, employees are still not in the state.

As soon as the meeting ended, Donghua Bank fell into a busy life from top to bottom. All departments of the head office began to issue clear orders to each branch, and the presidents of each branch also began to arrange work for their deputy on the spot or remotely, so that they could not be idle.

Wang Chong returned to the branch and convened a meeting of all employees in the bank, conveyed the spirit of Lin Tianhua's work meeting at the beginning of the year, broke down some of the arranged work, arranged for the office to supervise various departments, and then took Zhang Feifan to find Liu Xueyi.

A few years ago, Liu Xueyi contacted him and prepared to cooperate with the bank to start the comprehensive membership service business. They were preparing to establish a comprehensive service center. He built a hot spring resort in the suburbs, and integrated supermarkets, gas stations, repair shops, etc. in the city to allow car buyers to join the membership and pay a three-year maintenance fee of 20,000 yuan in one go. In addition to car maintenance, each consumption can be exchanged for equal points, and then refueling in the form of points refunds, exchange for organic vegetables, supermarket shopping, etc., and can also take hot springs, accommodation, etc. for free.

Liu Xueyi wanted to lend a loan to customers through pledge certificates. At that time, there were a lot of things in the industry at the end of the year, so it was delayed until the New Year. As soon as I went to work today, Liu Xueyi called Wang Chong and invited him to come for inspection.

Wang Chong felt that the model was a bit novel and was a good thing for the customers. He couldn't see where the profit was, so he planned to go there in person. The meeting place was a newly built resort built by Liu Xueyi not far from the BMW 4S store in the suburbs.

The two came to the resort and Zhang Feifan said, "This resort used to be a boss named Hou. It is said that he ran away with a loan owed to usury last year. For some reason, he transferred it to Liu Xueyi's name. Wang Chong said that this was simple and he would know it as soon as he checked it. He opened his mobile phone and found a piece of information about the original resort owner's lawsuit. He also knew the plaintiff. It was the financial manager under Liu Xueyi who asked to seal the resort and transfer it to their name.

Liu Xueyi was meeting with customers. The staff took the two of them around the resort and found that there was nothing special. After half an hour, Liu Xueyi came to meet them. "It's a sin to call them over just after the New Year! I was discussing cooperation with President Zhao of Minfeng Bank just now. Come on, sit down and have tea!"

Wang Chong straight to the point, "I briefly looked through it and didn't understand it, so I took Xiao Zhang to study it specially."

Liu Xueyi laughed, "This is also a new model I have figured out recently. I just collected a hotel here, and I can't attract any customers in the suburbs. After thinking about it, it's better to build a membership activity center and use my 4S store business to drive it. At the same time, I contacted some supermarkets and gas stations in various urban areas to become my chain stores. Isn't your bank paying attention to comprehensive services? We also follow the example and drive the business."

Wang Chong said strangely: "I know that your car maintenance profit is very high, but it is only about 50%. Members pay 20,000 yuan in maintenance fees, and you only have a profit of 1,000 yuan. But you are waiting for points of denomination to customers. How can you cover the costs of supermarket shopping, resorts, and gas stations? Especially for gas stations, if customers choose to use all the 20,000 points to refuel, wouldn't you lose to death?"

The financial manager said: "The resort is ours and there is no cost. This can be ignored. Whether it is joining supermarkets or gas stations, we have limited the amount of each use for them, and can basically cover profits. It can be said that from the perspective of profit, this magician has no profits, but we can borrow the membership model to collect cash flow and buy financial products. The interest alone is almost enough for us to use."

Wang Chong still felt something was wrong and asked, "How long has your membership system been launched?"

"It started in November of the year and has recruited more than 500 members, with membership fees ranging from 10,000 to 50,000 yuan. The points given are also different. Nearly 20 million yuan of cash flow have been collected. On the downstream franchise store, we can settle the settlement every six months, and this model is still a big deal."

Liu Xueyi smiled and handed over the promotional leaflet of their model.

Wang Chong carefully studied it. From the customer's perspective, they can recharge members and provide maintenance services normally. They can also refuel, stay, and shop if they have extra points. From the perspective of franchise stores, customers rely on points to spend. At that time, Liu Xueyi will settle the settlement, which is equivalent to a group of customers, so they are naturally willing. The only problem is that Liu Xueyi cannot make a profit in this model.

However, when Wang Chong saw that Liu Xueyi was full of energy, he did not mention the Shenmen. As for cooperation, Liu Xueyi provided loan convenience for those who bought new cars, and at the same time wanted to use a certificate of conformity as pledge to raise some funds from the bank to facilitate the rapid occupation of the market.

After leaving the resort, Wang Chong asked Zhang Feifan, "What do you think of this model?"

Zhang Feifan said, "It's very good. If I buy a car from here, even if I spend 20,000 yuan more, I will add a membership. In this way, I won't need the maintenance fee in the next few years. The 20,000 yuan can be used as equivalent cash to shop."

Wang Chong asked, "Of course you are willing to do this kind of good thing."

"What, Master, are there any problems?"

Wang Chong remembered the lawsuits of their financial manager, and suddenly a flash of his mind, "If they use this money to lend money to usury, they might be able to cover this cost without any accidents."

Zhang Feifan suddenly said: "No, I joined a membership and paid 20,000 yuan. I definitely can't spend it at one time. Even if the car is diligent and maintaining it every quarter is only 2,000 yuan, it will only cost 2,000 yuan points. It will take at least two and a half years to spend the 20,000 yuan. This model is difficult to make a profit, but it is very easy to quickly gather a sum of funds in a short period of time!"
To be continued...