Wang Chong's office was too small, leading everyone to the small conference room on the second floor.

Zhao Xiaocheng has been dealing with banks for a long time. Before coming, he has done his homework and has a clear understanding of Wang Chong's background, behavioral preferences, etc. Based on his understanding, Wang Chong is not easy to deal with, especially when it comes to business, and his relatives do not recognize him. He knows that this bone is not easy to chew.

After everyone sat down, Zhao Xiaocheng said: "We are the loan of Tianma Group. Chairman Qi was originally here in person, but the day before yesterday, he suddenly received a notice from the municipal government to temporarily accompany Deputy Mayor Li to inspect the project, so he specially entrusted me to come and negotiate. Before leaving, our chairman also specifically reminded me to cooperate with your bank's services."

Qi Zhongyuan is a provincial people's congress representative and has a considerable influence in both H Province and Donghua City. For example, the municipal government will organize foreign project inspections every year. First, it is to learn advanced foreign experience, second, it is to strengthen communication and exchanges between enterprises, and third, it is generally an important channel for enterprises to establish good relations with government leaders. Zhao Xiaocheng's words are hidden secrets, and on the surface it is to attach importance to Donghua Bank. His real intention is to tell Wang Chong that Qi Zhongyuan has a close relationship with the leaders of the municipal government.

Wang Chong has been working in the workplace for a long time, so how could he not hear what Zhao Xiaocheng meant? However, the loans he was responsible for have always been principled and not merciless, and did not comment too much. He said indifferently: "Your Group is a star enterprise in Donghua City. Of course, we who are banks are willing to deal with your group. Why not, Mr. Zhao first introduces the project situation?"

Zhao Xiaocheng made a joke, "The project is not urgent. Anyway, the cash flow of our group is not very nervous now. This time, we are mainly here to visit Director Wang, so that we can communicate with Director Wang, and send an invitation. I heard that Director Wang is studying in Hong Kong, and our company just hired a chef from Hong Kong. I wonder if Director Wang is willing to appreciate the gift?"

Wang Chong had long heard that Tianma Group would face the problem of maturity payment in the near future. He thought in his heart that if he was not anxious, he would not ask so many relationships to find Lin Tianhua to ask for a loan, but he did not say it out loud. Wang Chong was very taboo about such dinner parties and politely refused.

Zhao Xiaocheng was not discouraged and said inadvertently, "I heard that Director Wang is a great disciple of Professor Luo Zhisen of HKU University?"

Wang Chongqi said, "Is Mr. Zhao's news very well-informed?"

"That's a coincidence. Last month, our Tianma Group hired Professor Luo as the chief economic adviser of Tianma Group. At the end of this month, Professor Luo will have an academic leave to give lectures at Donghua University, and also provide guidance for a company in our group to go public in Hong Kong. As landlords, we may have to ask Director Wang for more help in the reception work."

Wang Chong then remembered that when he was on the phone with Luo Zhisen last time, Luo Zhisen said that he had come to Donghua for a while and it turned out that this relationship was still there. Thinking of this, Wang Chong smiled, "I haven't seen the teacher for two or three years, but this time I have benefited from your company."

Zhao Xiaocheng said: "Where is it? Professor Luo is a famous professor of economics in China. It is an honor for our Tianma Group to be able to receive his guidance. At that time, we will still bother Director Wang."

Wang Chong said: "That's what it should be."

Several people chatted indifferently, from astronomy and geography to the situation in the Middle East, from macro policies to health care, Wang Chong saw that Zhao Xiaocheng was not in a hurry to talk about the project, so he did not mention it again.

Unconsciously, Zhao Xiaocheng shifted the topic to sports, "Director Wang is so physically good, you should exercise regularly, right?" Wang Chong said that he had been running. Zhao Xiaocheng slapped his thigh and pointed to the woman calling Kang Wan and said, "It's a coincidence that our company's well-off has practiced long-distance running before, and he also participated in the Linhu Marathon last year."

Kang Wan said embarrassedly, "It has been abandoned for a long time now. We need to learn more from Director Wang in this regard." As she said that, the two discussed some common sense about long-distance running.

Chatting with beautiful women is a pleasing thing, but Wang Chong was only wary. Before this, Wang Chong did not have a deep understanding of Zhao Xiaocheng and Tianma Group, but after only less than half an hour of communication, he found that Zhao Xiaocheng was not simple. It seemed to be unintentional topics that always hit Wang Chong's point.

At around ten o'clock, Zhao Xiaocheng and others stood up and said goodbye, going to visit Gu Tiande. Wang Chong took them to the stairs. Before leaving, Kang Wan suddenly said, "Handsome guy, add WeChat. There are still many things to ask you for advice in the future."

Wang Chong handed over the business card, "Manager Kang, this is my business card. If you have something to do, please contact me."

Kang Wan was stunned when she heard this. So far, it was usually someone who asked her to add her WeChat. This was the first time in these cases of rejection in these years. However, she still took the business card, smiled and said, "Keep in touch."

Wang Chong, Su Lei and Zhang Feifan returned to the office.

Zhang Feifan swallowed, "I originally thought that the colleagues at our bank counter were already very fashionable. Look at the beauty of the Tianma Group, it's really like a person in the sky and a person in the underground."

Wang Chong said: "You kid should focus more on your business."

Zhang Feifan said: "Master, I think that beauty surnamed Kang seems to be interested in you. Do you like you?"

Wang Chong sneered, "I'm afraid I'm interested in the funds we have. Zhang Feifan, I warn you not to let the capitalist sugar-coated shells corrode you."

Zhang Feifan defended himself, "How is that possible?" He immediately said, "But we can eat the sugar coat and return the shells." Wang Chong reminded, "I'm afraid that the shells will explode before they can be spit out."

Su Lei smiled but said nothing.

Wang Chong said: "Since the superior has arranged this business, we will strictly follow the credit rules and bank regulations. During the preliminary data collection stage, I have three hard requirements."

The two quickly picked up their notebooks.

"First, you must conduct two people, on-site and in-person investigation, and I will also participate in it. Feifan, you have suffered a loss here, do you know what to do?"

Zhang Feifan said: "I understand!"

"Su Lei, you are experienced. Take this kid more and beat him more if you have any questions. This kid just won't have a memory." Su Lei agreed with a smile.

"Secondly, Tianma Group is planning to use its wholly-owned subsidiary Donghua Shunfa Aluminum Co., Ltd. to make the loan. However, when collecting the statements, the other party must provide the financial statements of all related companies, and must provide the four major audit reports."

Su Lei said: "Their external audit does not necessarily use the four majors?"

"I don't care about this, it's a hard requirement. I'm asking them for it, and I don't want to spend a few months verifying their financial statements."

Zhang Feifan asked, "What are the four majors?"

Wang Chong ignored him and continued: "Third, the legal person of Shunfa Aluminum Company, Pang Shunyi, and Qi Zhongyuan, chairman of Tianma Group, must bear unlimited joint and several liability in their personal name."

Su Lei was so angry that he heard this. "The second one is easy to discuss, but this third one is probably a bit difficult for them."

Wang Chong said, "Now is the lender market, not the time we asked for corporate loans a few years ago. If these conditions cannot be met, then there is no need to discuss what happened next."

Wang Chong said again: "Also, you must remember that the account manager is the account manager of the bank, not the account manager of the client. This is a matter of position and must be clear."

"receive."

Wang Chong then continued, "In the past few years, national policy support, the electrolytic aluminum industry has blindly expanded, and now there are signs of overcapacity. When you conduct an investigation, you must conduct sufficient research on the policies and market risks of the entire industry, and remember not to be careless."

Wang Chong's words were not groundless.

The electrolytic aluminum industry is a low-barrier, high investment, capital-intensive industry, and downstream demand is closely related to macro policies, especially the photovoltaic industry was hit hard recently. The electricity price discounts and policy subsidies launched by the municipal government have been suspended, which has put this industry in a cold winter. This time, Tianma Group used Shunfa Aluminum to make loans. Lin Tianhua did not agree very much, but due to the promotion of government leaders, he bit the bullet and handed over this matter to Wang Chong.

...

Gu Tiande was at the anti-money laundering work meeting upstairs today, and Zhao Xiaocheng and others were waiting in the president's reception room. Zhao Xiaocheng said, "What do you think Wang Chong just now is easy to deal with?"

Kang Wan said: "It's the first time I've seen such a person, but Mr. Zhao, don't worry, I will do my best to do this project."

Another beautiful woman, Li Xiao, said, "Instead of starting from Wang Chong, it is better to see if the handsome guy named Zhang next to him has a chance. When the negotiations were just now, I saw that she was staring at Kang Wan."

Kang Wan said, "I think this Wang Chong is quite charming, especially when talking about business, his eyes are very sharp."

Zhao Xiaocheng smiled and said, "For professional things, you go back and ask Manager Qi for more advice. The chairman has sent a message. If the business is negotiated, the project team will reward one million. Do you have any problems?"

The three of them laughed, "No problem!"

At this time, Gu Tiande walked into the conference room and asked, "What's the problem? You're so in unison?" When he saw the three beauties in front of him, his eyes lit up, "Mr. Zhao is not small in a situation, and he brought three beauties here at once."

Zhao Xiaocheng and Gu Tiande had known each other for a long time, so he naturally knew that Gu Tiande was lustful and said with a smile, "These three are our group's business experts, but compared with President Gu, they are still a bit inferior to President Gu. He also needs President Gu to take time to provide more guidance."

Gu Tiande said, "I'm old, I can't help but guide me." After that, he exchanged glances with Zhao Xiaocheng and showed a knowing smile.

Seeing this, Kang Wan showed a hint of disgust in her eyes.

Zhao Xiaocheng knew that Gu Tiande was a Tai Chi master and now he had something to ask for. If he didn't act directly, he would probably not even have the opportunity to negotiate business. However, such people are easy to deal with. As long as he dedicates his preferences, there will always be a way to deal with it. I am afraid that a bachelor like Wang Chong will not rub the sand in his eyes.

I am not afraid that the president will be principled, but I am afraid that the president will not have a hobby.

Gu Tiande said: "It's a sin that I haven't visited President Gu for a long time."

Gu Tiandedao, "Zhao is always busy, and our Chengdong Branch can't hold this great god."

"What does President Gu say? Since I am destined to be together today, I have booked a room in Xingguang Tiandi and invited Director Wang Chong to join us. How about we have a meal together?"
Chapter completed!