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Chapter 11

Wang Chong chatted with a few more people and said goodbye.

Zhang Feifan benefited a lot from this negotiation, but also caused him a great impact.

This was the first business he officially sponsored. I thought I had been at Donghua Bank for three months, and the process from the product to the loan was well-organized, and all the information was sorted out, but I found that the customer's business situation had reached the end of his life. I couldn't help but sigh in my heart that life is full of traps.

Wang Chong did not take into account Zhang Feifan's mood and continued to instruct, "Don't notify the customer, come and do another on-site investigation in the afternoon, and then go to the furniture cities where they signed the contract to see if their shops are operating normally. Also, check the other party's counterparty in the year-round trading to see if there is any information involved in the lawsuit."

Among the bank statement information in the loan application information, Wang Chong found that a lot of statements in the New Hope Furniture Factory flowed directly to his personal accounts. He suspected that this company had a close relationship with private lending capital. Now in the Internet era, many companies have their personal information have been made public, so Zhang Feifan asked to investigate whether these individuals in the legal document website are related to micro-loan companies. This is also a common technical means to identify risky customers.

In the afternoon, Zhang Feifan pushed the door open and came in, "Director Wang, I went to New Hope again. The factory was indeed shut down. I consulted several furniture cities. Their shop had already withdrawn the counters. It seems that there is really a problem with this factory."

Wang Chong returned the loan information to Zhang Feifan. After a while, he looked at the time. At 4:03, he suddenly remembered that he was going to hold a department meeting today. When he arrived at the conference room, except for Li Qiaowei, the rest were all here. Zhao Dagang looked at Wang Chong with great interest.

Wang Chong said, "I'm sorry, I'm late. There is no excuse. According to the rules, I do thirty push-ups." After saying that, he lay on the ground and did thirty push-ups seriously in front of everyone. Only then did Zhao Dagang put away his contempt.

Just after finishing, Li Qiaowei also came in and apologized repeatedly, "Sorry, I'm late."

Wang Chong stood up and said, "Li Qiaowei, do you know that according to our department system, you have to do five squats a minute late?"

Li Qiaowei felt it was a bit unreasonable and defended her, "Director Wang, I went for prenatal examination today, and there was a traffic jam on the way back."

Wang Chong frowned, "This is not a reason."

When Sun Caixia saw that Wang Chong was about to punish Li Qiaowei, she even spoke to her, "Director Wang, Qiaowei didn't do it on purpose. Besides, she was pregnant with a child in her belly. Can you see if she can be more comfortable?" The other people were also saying something for Li Qiaowei, but Zhao Dagang had an expression that was full of nothing to do.

Wang Chong's eyes were firm and shook his head, "System is a system."

Li Qiaowei suddenly felt very wronged. She was five or six months pregnant and worked hard with a big belly. Her husband was not good at it and had a meager income. In order to keep the job, she did not dare to refute Wang Chong. For a moment, tears rolled in her eyes.

Qian Kun also said, "We are not false to talk about the system, but we have to talk about personal favors, right? Qiaowei is so hard-working, everyone sees it. You, Wang Chong, can't take a pregnant woman to operate in order to establish authority, right?" He is relatively old and has a high grade, so he is not polite to Wang Chong.

"Sorry, this is Donghua Bank, not a leisure center, nor a nursing home!"

"So, you have to insist on punishing Li Qiaowei?"

Wang Chong said, "I just let the person who made the mistake take responsibility."

Everyone was going to speak, Li Qiaowei wiped her tears and said, "Director Wang, I have violated the discipline, I will accept the punishment." As she said that, she was about to prepare to do a squat.

At this time, Zhang Feifan stood up and stopped Li Qiaowei, "Director Wang, can I do it for her?"

Wang Chong looked at him, feeling a little relieved, but he did not nod or refused.

Qian Kun also stood up and said, "I'll help her with it too!"

Sun Caixia said, "I will do it too!"

Seeing this, Zhao Dagang had no choice but to say, "I will participate too."

The four of them remained silent and completed thirty push-ups and ten squats together. Then Wang Chong said to Li Qiaowei, "Get your seat and have a meeting."

He told everyone, "This is the spirit that a team should have! These days, everyone is busy doing loans during the day and working overtime to report at night. It is very hard. I can understand, but our bank is in the financial services industry. The relatively relaxed environment of technology innovation companies like Microsoft and Google. The reason why I adhere to the system is not to target anyone, but to convey a message to everyone. The six of us can work together in the second credit department is an opportunity and a fate. When encountering problems, we negotiate and solve them together, instead of watching and taking care of each other. The same is true for me, Wang Chong. Since my superiors have arranged me here, I have the responsibility to lead everyone together and do our business together."

After a while, everyone felt mixed feelings: Wang Chong is different from other leaders before.

The meeting continued. Just after each department reported on the business situation in his hands, he suddenly slammed and the door of the conference room was knocked open. Li Qingquan walked in angrily, "Wang Chong, why did you reject this business of the New Hope Furniture Factory?"

Wang Chong did not raise his head and continued, "Everyone has prepared very well. Through the observations during this period, I will talk about the several problems found in your investigation report. There are three main points..."

Li Qingquan roared, "Wang Chong!"

Wang Chong then looked up and saw that Li Qingquan's eyes were full of anger. He opened the thermos in front of him and drank a sip of water. He asked leisurely, "When is it your turn to ask questions for our business in the second credit department?"

Li Qingquan was stunned when he heard this, and was actually asked by Wang Chong's words. However, he was more concerned about loans at this moment, so he said, "This company is a star enterprise in Chengdong District. It has land and real estate as collateral. The patent fee alone is more than a few million yuan per year. For such a good company, if you say you don't lend, you won't lend. Isn't it a trick? "

Wang Chong said lightly, "I don't need to explain to you!"

Li Qingquan was completely angered by Wang Chong's unsaltitude and unsightly attitude, "Wang Chong, you wait!" After that, he walked out angrily and put the door of the conference room heavily on. Wang Chong smiled, "Let's continue to have a meeting..."

After the meeting, everyone returned to the second credit department. Li Qingquan walked in again and said to everyone, "You go out, I have something important to talk to your Director Wang." Wang Chong said that it was not something shameful, just say it here. Li Qingquan insisted repeatedly, and Zhang Feifan and others had to go out.

Li Qingquan then changed his breath, took out a Chinese and handed Wang Chong cigarettes. Wang Chong said, "I can't use China. If you have any questions, just tell me. I'm a little busy here." Li Qingquan then said, "Wang Chong, Director Wang, Brother Wang..."

"Hey, I'm not your brother. I'm just a younger brother, and I'm studying in Shenzhen."

Li Qingquan smiled and said, "What's the matter with Director Wang? You were in the meeting just now. I went in and said something I shouldn't say, so that you could not come to Taiwan without being under the jurisdiction. It's my fault. If you are the brother, you will be compensated for it. If you don't remember the villain's fault, don't be angry."

"If you come for this, please come back, I don't take your words to heart."

Li Qingquan raised his thumb and said, "Director Wang is really angry. I'm here today to discuss with you the matter of New Hope loan. Boss Zhang of this company is a friend of mine and has a good relationship with the district government. Now there is a problem with the capital flow. We can't kill it with one blow, right? You don't want to see such a high-quality company collapse because we withdraw loans, right?"

Wang Chong sorted out the information in his hand, "If this is a normal business, it is just because of cash flow problems, I would not reject the business. I have read their loan application information, and I have also visited the on-site investigation and found that the company had serious problems and was even facing the risk of bankruptcy. I went to the property to inquire about it. Their electricity bill is only 2,000 yuan a year, and it has been closed. Several stores in furniture cities have also withdrawn their counters. Just like this, we will lend it to it. Wouldn't the money invested be wasted? Their information is too fake, and it is seamless. If it is really released, that Zhang will always be guilty of defrauding bank loans. This will lead to jail."

Li Qingquan said you are really wise and wise, but everyone is a brother, just help me if you can. Anyway, it’s not your money.

Wang Chong: "I'm sorry, I can't approve this business."

Li Qingquan was completely popular and turned his back on him like a book. "Wang Chong, I advise you with kind words, that is to give you face. Don't toast or not eat and drink!"

"I don't eat toasts, I don't even eat toasts."

"You...hum!" Li Qingquan slammed the door and saw everyone lying at the door and eavesdropping, cursing, "What are you looking at? Don't you have to work?"

The more Li Qingquan thought about it, the more angry he became. Using a more appropriate word, it should be painful.

The bridge funds for New Hope used the money from the micro loan company. Li Qingquan thought it was profitable and had a guarantee for him. Wang Chong turned against him and rejected the business. As the guarantor, he would definitely be recovered. He had seen these people use any means to ask for money, so he called the phone.

"San brother, Mr. Zhang encountered some problems with his loan. Is it...yes... it was foolproof. Recently, a new director came and caught the flaws for the kid and returned it."

The sound of a cup falling from the phone came from Li Qingquan. He obviously felt the anger from the other side. After a while, he asked the other side of the phone, "Is it possible to pull him into the group?"

Li Qingquan wiped the sweat from his forehead, "This kid was famous for being a thorn in the head office. He didn't get into the oil and salt. To put it bluntly, he was seeking fame and aloofness. I think it was a bit difficult. But third brother, don't worry, I will find a way to lend him the money. If it really doesn't work, I will take over his factory. He has a Mercedes-Benz, so I suggest sending a few brothers to drive the car away."

"You don't need to teach me, so you should find a way to lend me the money. By the way, what's the name of that director?"

"Wang Chong, it turned out to be the general manager of the small and micro department of the headquarters. He was demoted to our Chengdong Branch after making a mistake. It was all the blame for that boy who blocked our financial path."

All morning, Li Qingquan was like an ant on a hot pan, not sitting or standing. After thinking about it, he picked up his notebook and walked into Gu Tiande's office. Gu Tiande was hiding in the office to look at the stocks. Today, several stocks he held fell to the limit and were on the fire. Li Qingquan came in without knocking on the door, with an unhappy look on his face, "Don't you know if you knock on the door?"

Li Qingquan said sorry, walked out, knocked on the door again, and came in after getting permission, and then covered the door again.

"What's up?"

Li Qingquan's opening remark was a bit straightforward, "Wang Chong is too unreasonable!"

Gu Tiande closed the Tonghuashun software and looked at him with great interest.

Li Qingquan was indignant, "We have a very good old customer in our Second Department. We have been loaned to our Chengdong Branch for three or four years and have never been overdue. Wang Chong went to conduct an on-site investigation yesterday and asked someone for a kickback of 50,000 yuan. But if he didn't give it, he killed the loan after he came back. What is this thing Wang Chong, and he uses his power to seek personal gain for himself. President Gu, if we do this, our Chengdong Branch's reputation will sooner or later be destroyed by Wang Chong."

Gu Tiande smiled, "What are you going to get involved in these small and micro businesses? You won't have any trouble in it, right?"

"How can I do this? I am purely out of justice! Although I, Li Qingquan, have limited abilities, will never do anything that violates the red line. The reason I tell you is that I don't want Wang Chong to pull our branch into a state of no return."

Gu Tiande showed a meaningful smile, "Okay, they are all foxes in the mountains. What are you talking about to me about Speak of a Chinese Studio?" He stood up, walked in the office for a while, thought for a while, and said, "This Wang Chong, staying in the East Branch of the Chengdong Branch is indeed a trouble!"

"That's right! Just talk back to him and it's enough to fire him ten times. President Gu, do you know what everyone in the industry said about you in the last quarrel?"

Gu Tiande asked, "What did you say?"

"Everyone is saying that Wang Chong contradicts you, you can't do anything to him. President Gu's prestige is ruined. If he doesn't deal with him like this, everyone will follow suit in the future."

Gu Tiande looked angry, "What do they really say?"

Li Qingquan continued to make trouble, "They also said that the head office sent Wang to rush over to replace you and take over the position of president!"

Gu Tiande was so angry that he slapped the table, and by the way he vented his anger of losing money in the stock market, "I'm against him!"

Li Qingquan quickly agreed, "Wang Chong stayed in our Chengdong Branch, which is a disaster after all, why don't we find a way to run him away?"

"What's the solution?"

Li Qingquan then said, "Does President Gu still remember the business of the Divine Bird Breeding Club not long ago?"

"Isn't the head office already dead because of too many lawsuits involving legal persons?"

"The head office was killed, but we can operate in another way!"

Gu Tiande became interested, "Speak and listen."

Li Qingquan: "Zhao Songyuan of Shenniao Breeding Club recently acquired a new company, using his nephew's name. He transferred more than a dozen farmers under Shenniao Breeding Club to this new company and used this company to conduct business, which avoided litigation issues."

"The loan of 20 million yuan has long exceeded the authority of the branch's small and micro business, and Wang Chong can't make this decision."

"We can change our thinking. If we split the loan into ten small and micro batch businesses of 2 million, and let the farmers under the breeding club use the new company as a guarantee, this will not only avoid the authorization of the head office, but also trap Wang Chong in."

Gu Tiande hesitated, "But Zhao Songyuan's company is obviously no longer possible. If the money is released, it will definitely be another bad thing."

Li Qingquan advised, "I can't bear to leave my children and can't trap wolves, and can't bear to leave my wife and can't trap hooligans. If there is really a problem, it is Wang Chong's responsibility. It has nothing to do with you. Zhao Songyuan is very anxious to ask for money, so we can take the opportunity to propose some other conditions."

Gu Tiande was a little moved, "What are the conditions?"

"Didn't you have a bet of 200 million with Wang Chong two days ago? I think Wang Chong is doing a lot. If yours really can't be completed, I mean, if you ask Zhao Songyuan to get some blood and find a way to buy some deposits, you can't lose to that stupid guy Wang Chong."

In the past, branches completed the assessment task. When the assessment time is approaching, they bought some deposits at the time point and stored for three to five days. It is purely for the sake of making the statement better and does not generate too much benefits. Therefore, some deposit transactions have been breeding in the market. However, recently, the China Banking Regulatory Commission issued a document that strictly prohibits banks from using time points as assessment indicators, but this requirement is like not allowing women to use beauty cameras. In actual implementation, some banks still use time points to make time points for data.

Gu Tiande finally made up his mind, "This matter is settled. Remember, keep it confidential and must not be disclosed."

Li Qingquan was thinking in his mind that Zhao Songyuan had a desperate end for the money. Anyway, he would definitely not be able to repay the money after he borrowed it. Then he would steal it and solve the funding loophole of New Hope Furniture.

As for the loss, it is of course from Donghua Bank. The third brother's money must not be lost. That guy can do anything to kill and set fire for money. He doesn't want to be targeted by that guy.
Chapter completed!
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