When Li Ling was surprised by a discovery, the Fan Family Money House was facing the biggest storm and danger in decades. In just over half an hour, dozens of people had already come and exchanged silver notes for silver.

This situation did not ease because of their decisive exchange of silver. More ordinary people rushed into the bank with small amounts of silver or ten taels or twenty taels of silver bills from their homes, asking to exchange them for cash. To put it more bluntly, that is, they are facing the bank run that such financial institutions are most afraid of!

Whether it is the money bank bank account in ancient times or the modern banks in later generations, what can really destroy financial institutions that operate deposit and loan business is the sudden run. Because the cash bank in the money bank is always limited, the silver deposited by ordinary people has long been loaned to other merchants to produce silver from silver, and in general, it is impossible for everyone to come to withdraw silver.

But once there is a run, and if the money bank cannot satisfy all the people who come to withdraw the silver, the consequence will inevitably cause more people to panic and let more people participate in this run, until the money bank's reputation is completely bankrupt and the money bank itself is completely bankrupt.

If it were later, banks could still have various emergency measures to rescue them, but hundreds of years ago, in the era when the financial industry had just begun, whether it was the talented Fan family, or the old shopkeeper with many years of experience, they had completely lost their minds in the face of such a surging wave of bank storms.

Because the Fan Family Money House was able to open for so long, it was because of its reputation and integrity in Xiangfan. Even the people did not have any interest on depositing the money here. In this way, when everyone felt that it was no longer insured to put the money in your store, they would not hesitate to withdraw the money. It was originally for safety and put the money in the money house. Now the money in the money house is more unsafe than at home, so naturally they should be brought up as soon as possible.

When dozens of people had such thoughts and kept talking to their neighbors and friends on the way home to get the money, more people would be encouraged to participate in the run. So after noon, more than a thousand people rushed to the Fanjia Money House to ask for withdrawal of silver.

Not only the North City, but also the other three sides of Xiangyang, but also the people in Fancheng went to the Fan Family Money House to ask for the withdrawal of silver. After noon, after a rough calculation, more than one thousand people took their respective bills to withdraw their silver.

Although the denominations of these ordinary people are not large, they are only 100 taels, and at most they cannot exceed 100 taels. But the base cannot be resisted. Together, it will be a huge amount of silver expenses of 30,000 taels, and this number is still increasing. There are more people who hear the news on the way to exchange them with silver notes.

Even though Fan Changyuan came forward to comfort everyone as the head of the family, in the face of panic, he patted his chest and made a guarantee, so pale and powerless, so unbelievable. Anyway, everyone has the same idea: to exchange the money, even if it is deposited in another bank or hidden in the house, it is better than staying in the Fan family's money house that may go bankrupt at any time. In a short time, the statement was that it was becoming more and more unfavorable to the Fan family, and it began to rumor that the Fan family had many industrial shops under their name were about to close down due to poor management.

At this point, what the money shop can do is to continuously raise money and exchange it for the people, because once you refuse to repay, the consequences will only be worse.

But when Li Ling first made a payment of 300,000 taels of silver to Suizhou, and then Li Ling took the initiative to leave the largest deposit in the remaining amount of silver, how long can they last? Even if the entire Fan family urgently transferred the silver at hand quickly after learning about this, they still could not stop the wind of bankruptcy runs. Soon, all the silver was plucked away, and outside the store, many people held up the silver notes in their hands, yelling to exchange for the silver.

Listening to the constant shouting outside and looking at the helpless shopkeepers in front of him, Fan Changyuan's face turned white and his body trembled violently. He didn't know whether he was afraid or angry.

He knew very well that the initiator of all this was the Ling Li who came from Suizhou. If he hadn't taken away the 100,000 taels of deposit in the store, if he hadn't deliberately sold the flaw and deliberately guided the people to the money house, it would have been impossible for him to have thought about it.

However, at this moment, he had no time to hate the other party, and he kept asking: "Is there any money? Is there any money in the family? Also, there is a reply from the Cai family? Do they have any money to send?" In addition to the Fan family, he could also count on the help of the Cai family, which is comparable to his own financial resources.

As a result, he got two bad news in succession: "The family can no longer afford the silver. It is impossible to sell those calligraphy, paintings, antiques, etc. at all. The cash silver has been spent long ago."

"The Cai family has been circulating, and their money house has also encountered some people going to collect silver. I am afraid that I can't second the silver for us for a while..."

"It's outrageous! They want to watch my money house go bankrupt, and then they can swallow the entire Xiangfan money house business!" Fan Changyuan was furious. In a hurry, he swept the teacup in front of him to the ground and smashed it to pieces.

At this time, a friend ran over in panic again: "Sixth Master, it's not good, they... they started arguing again, and threatened to break in if they didn't exchange the money..." Obviously, the guys outside used to comfort the people finally couldn't withstand the pressure and ran to ask for help.

"Bao, I'll go and tell them..." Fan Changyuan was still a little responsible and was about to go to the front immediately, but was stopped by one of his own brothers: "Don't go and waste your time. They won't listen. As long as we can't take out the money and prove that our bank is fine, they will definitely continue to run until we are completely finished."

"Then what else can I do? You can't really let them tear down our store, right?" Fan Changyuan also said in despair.

"Why let the government come quickly..." A guy suddenly proposed this method, but was quickly rejected by others: "That will only make my Fan family completely lose credibility, and it will not be able to make up for much money..."

"Why don't you close the door and let them come tomorrow?" Manager Cheng suddenly proposed a solution that was not a solution. "Give us some time, maybe we can have a solution."

Although it cannot cure the immediate problem, it is more reliable than other methods. Everyone nodded in agreement, and then Manager Cheng took several accounts in the store and used both soft and hard work, temporarily dissuading hundreds of people who had received silver notes at the door of the store.

As the money bank closed and boarded, it became a little quieter, but the panic and uneasy on everyone's faces did not fade. Today may have been suffocated, but tomorrow?

Tomorrow, when the news spreads further, there will probably be more people coming to ask for money. Once they can't afford enough money to restore everyone's confidence, I'm afraid the Fan family will be finished. At that time, it's impossible for the government to protect them. After all, if they really want to cause trouble, no one can afford to be blamed.

"What should I do?" After a long silence, Fan Changyuan looked at the people in front of him and slowly asked such a question. Then, he responded to him with another silent silence.

Just when Fan Changyuan's face became even hesitant and seemed to be about to have an attack, a accountant next to him hesitated and spoke: "Master Liu, you... look at this first..." and handed over the paper.

Fan Changyuan took it casually in confusion, and saw that only seven words were written on it - "The person who tied the bell must be untied", which made his brow frown suddenly. When he saw the last signature of the note, his anger appeared again: "Ling Li! What does he mean? Where did you get this note?"

When he glared at him, the accountant shivered and then he stammered: "The little one I saw at the counter just now, and I don't know when someone was put there. I felt it might be useful, so I put it away."

"He is getting a bargain and being obedient. Do you want to make me even more embarrassed?" Fan Changyuan raised his hand angrily and wanted to tear the notes apart, but was stopped by his brothers on the side in time: "Sixth brother, wait, he may not be mocking him. In my opinion, this may really come from the sincerity."

"Changguang, what are you talking about? If it weren't for him, how could we be so embarrassed? You even said that he had good intentions to leave this note?" Fan Changyuan said angrily. Today's incident has made him lose the calmness and judgment he should have, and just want to vent his anger.

Fan Changguang did not retreat because of his anger and looked at him and said, "Actually, I have always had doubts about this matter. If he really wanted to ruin my reputation as a Fan family and let my Fan family bankrupt completely, he just needed to send someone to act openly and secretly, and he didn't have to come forward at all. Especially since he had no need to reveal his identity..."

"Huh?" This statement really made Fan Changyuan taste some deep-seated things. The anger on his face slowly faded, and he said carefully, "So do you think he has other plans to do these?"

"It's very likely. Brother Six, please think that there must be something wrong with his business in Suizhou. With the strength of our three families, we will definitely be able to raise the local grain prices, so he took a different approach and came up with this trick to run to the territory of Xiangfan to disrupt the situation in the rear."

Fan Changguang's words made Fan Changyuan feel more reasonable. He turned over the paper again after he was completely calm and saw that there was still the address of Changfeng Inn on it. It was obvious that the other party was telling him where to see him, which would prove that he left the paper out of sincerity.
Chapter completed!