The perfect fit for the grand door face outside is the very stylish layout and decoration in the store. As soon as Li Ling entered the door, he saw a row of tall counters standing in the middle. It looked like they were all made of top-quality wood. On the side was a chair and coffee table with the same wood, and a whole set of celadon tea sets were placed on it.

The corners are dotted with several large vases, all of which are glazed with colorful porcelain figures or landscapes. They are surprisingly fitted with these furniture, making the whole environment exuding a bit of elegant smell. It is not like a money house full of copper smell, but like entering a certain scholarly family.

A few guys at the counter were smiling and receiving guests. In fact, there were not many people coming to the bank to save money at this time, and everyone was more accustomed to hiding money and other things in their homes because it was more down-to-earth. Even if there were a few guys who came to the bank for certain reasons, they did not save much money. But even so, those guys were still attentive and did not show any contempt because the other party was just a small business.

This is what a businessman who does big business should do... Li Ling was feeling in his heart, and a friend next to him came up and said with a smile: "Is this guest here to save money? I don't know how much he saves, so please come in and talk."

Li Ling also smiled at him and shook his head: "No, I want to come to the expensive account to borrow money."

This made the other party a little surprised. Nowadays, no one came to the money shop to borrow money. Most people borrowed money from relatives and friends. Perhaps it was because they were ruined by those who used money. For people at this time, borrowing money from money shops with interest was an extremely risky thing, and they might be able to borrow all their own families at any time.

Only some businessmen who are also doing business and have a good relationship with Wanjia will borrow a sum of money from them when they are unable to turn around for a while. When the guy thought of this, he said again: "Please please come from the guest, and our shopkeeper will discuss it in detail with you?"

"Yes!" Li Ling acted as kind as he was. He immediately followed the other party to a small door next to the counter and turned to the small hall behind the shop. Then the client went in and reported it first, and saw a slightly white-haired man coming out to greet him with a smile, and let Li Ling sit in the hall.

"This young man looked very handsome. He probably wasn't from my Hengzhou Prefecture City?" After a brief greeting, the shopkeeper asked tentatively.

Li Ling nodded: "I am from Jiangcheng County. Because our store has recently lacked money turnover, we think about coming here to borrow."

"Oh? Isn't there a money house in Jiangcheng County? Why do you want to go far?"

"Because we need a little more money, we want three or four thousand taels."

The shopkeeper blinked a little and said, "This number is not small... Of course, our Wanjia Money House will definitely be able to take it out, but..."

"I understand that you always have to have a guarantee for such a large amount of money loan. I have also brought this. Our Gujia Bookstore is willing to use its own store as pledge. From the longest to the early next year, as short as two months, we will return the principal and interest in full." While speaking, Li Ling had put the package on the table and pushed it to the other party, "This is the land deed and house deeds of our bookshop and the relevant certificates of the government, and the business accounts of our bookshop over the past year. These alone are enough to prove that our bookstore has been operating well. It is only because we want to make changes in book printing recently and use money in short supply, so we think about coming to borrow. The shopkeeper should check it out."

The shopkeeper looked at Li Ling thoughtfully. He didn't expect that this young man was so experienced and almost all his concerns were put into it. Indeed, ordinary unfamiliar merchants came to borrow money, and they were really worried about whether there would be any tricks in it, so they would ask the other party to go back and take all the relevant documents and books, and then use real material to deposit it.

But Li Ling had prepared everything long ago, which made him feel like he couldn't exert effort. The only thing he could do was to check carefully whether there were any problems with these documentary certificates. At that moment, he nodded to Li Ling, then picked up a few documents and read them carefully, and refused to miss a word or a stick.

It seemed like this for more than an hour. Li Ling was very patient and sat by his side, drinking tea while explaining a few words in the time when the other party was slightly confused. Especially when the shopkeeper was reading the account book, he was able to answer some of the questions one by one, and he was really flawless.

It was not until he finished reading all eight or nine items that the shopkeeper rubbed his sore eyes while secretly being shocked. It was not because there was something wrong here, but because there was no problem with these documents and books. From the account books, it can be seen that the bookstore is indeed doing well in business. As long as the funds are sufficient, there will be no mistakes at all. You can lend them money. The only thing that made him feel a little uneasy was that the other party was prepared too well, which was completely different from other merchants who first came to borrow money.

Li Ling waited for a while before asking with a smile: "What do you think the shopkeeper thinks? We are really in a hurry to use the money, so if there is no problem, please make a decision as soon as possible. Even if you want to go to the government office or other office to establish a document, I can make the decision."

"This...at least I don't have any problems with your bookstore, but this three or four thousand taels of silver is a lot after all, and I can't decide it alone, so please wait for a while and then reply to you after I've asked my boss."

"Yes, then I'll wait outside first, these things..."

"If Mr. Li can trust us, leave the things here first. In addition, if Mr. Li feels hungry, there are some pastries in our store that can satisfy your hunger." Seeing Li Ling nodding, the shopkeeper asked someone to bring him a few plates of pastries, and then he brought this large stack of documents to the backyard for instructions.

When Li Ling was drinking tea and eating snacks leisurely, two smart men in the backyard had already heard the shopkeeper's report and began to look at the documents in their hands. They read it quickly. In just a cup of tea, a few items were passed. Then one of them nodded and said, "There is indeed no problem with this Gujia Bookstore. Everything in the account book is reasonable. There is neither foreign debt nor bad debt. It is a good customer worth borrowing money to make friends with."

"Brother Hai, of course, there is no problem with saying this." The other person acted more frivolously, picked up the purple clay pot, Zi Liuer took a sip, shook his head and said, "I heard from Lao Zhang that you said this, this person is still a figure. Why don't we meet him and make a good relationship?"

"Okay, there are many friends in the business world, which is just right to pave the way for us to drive the money house to Jiangcheng in the future..." Brother Hai's face suddenly changed: "No!"

"What? Is there a problem?"

"Do you remember that your family was interested in expanding the bookstore business? Where did this section expand?"

"Last month when the old man called a few of us for a meeting, I heard from the third room that he seemed to have gone to Jiangcheng County!" Speaking of this, the person's face also changed. "The bookstore is still from Jiangcheng County. Could it be that they are fighting against our Wanjia Bookstore and then lacking capital turnover?"

"It's probably true!" Brother Hai patted the account book in his hand, "Or why would they suddenly spend a lot of money to do new ways to print books? It's clearly to fight against the people in the third room."

When Zhang Manager Zhang heard this, he was shocked and said embarrassedly: "Since that's the case, I'll go back to him and send him away. This person is so, he actually ran to us here to borrow money."

But just as he was about to turn around and leave, Brother Hai suddenly said, "Slow down."

Another person later said: "It is indeed inappropriate to do this, and it does not match the reputation and rules that our Wanjia Money House has made over the years. Lao Zhang, do you still remember what we have always advocated?"

"There is a loan or no difference!"

"Yes, that's it. The most important thing for us to open a money shop is to treat everyone equally. As long as it is a trustworthy business shop, no matter what their relationship with us, we should lend them money. Because only in this way can our money shop have more customers and make our reputation spread evenly. One day we will step out of Hengzhou and into the two Huaihe Rivers!"

"But that is the bookstore that competes with our thousands of families, our enemy..."

"You are wrong. That's just a rival to the bookstore. For us, Gujia Bookstore is a very good and high-quality customer. Since we have all confirmed that they have no problems, how can we push the business out? If this is spread, how can our Wanjia Money House be convinced in the future?"

"There is another point, you dare to say that the man did not come to the door to make trouble on purpose? If his real purpose was to use this to discredit our money house, then the bookstore would be successful, but we would lose all the reputation we had worked hard to create. We can't do it because of the small loss of big things."

After the two of them said a few words, Manager Zhang also changed his mind: "Then let's promise him and lend him the money?"

"If you borrow it, just give him five thousand taels. Even if the monthly interest rate is five cents, you must pay the principal and interest before February next year!"

After the shopkeeper went out, the two of them looked at each other in a sympathetic way and smiled: "Brother Hai, you made this decision because of this concern, right?"

"Aren't you the same? You're even saying that you lost your big fortune because of a small loss." Brother Hai smiled again, "In the past two years, the third house has become less and less concerned about our growth. He thought that the bookstore's business is good, but he thought it was a great hero, but he defamed us openly and secretly, saying that we are just relying on our old capital. But he didn't think about where the capital of opening a store came from? Didn't our money bank earn it hard? Since they think we are useless, then they will be defeated and let them know how important it is to our growth home!"
Chapter completed!