Chapter 296 Three Fires
Although farmers are simple, they are not stupid. When they have the opportunity, they will also plot against others, and they are also smart and cunning like farmers.
The countryside has beautiful mountains and rivers, but this does not mean that rural life is a pastoral and pastoral life.
If Li Hucheng was kind-hearted and lent 20,000 yuan to every villager in the village, he would ask them to start a business.
Li Hucheng dares to guarantee that at least half of the people will not use their money to start a business.
Many people will use this money to marry their wives, lend money to usury, build houses, buy household appliances, and even deposit them directly into the bank to earn interest.
The behavior of a mob will never go exactly in the direction you designed and the kind wishes you wish.
The guarantee given to Ren and their factory manager is because they have confidence in their abilities, their companies and products, and their repayment ability.
Even if they cannot pay back the loan in the future, their assets can be sold, and it is easy to sue them.
If it were a farmer who wouldn't pay it back for 10,000 or 20,000 yuan, what could Li Hucheng do to others?
The house will be worth some money in the future, but it is just a house and people still have to live in it. If they win the lawsuit, the court will not enforce it.
When you get to this point, people will say, Li Hucheng's family is big and wealthy, so where can you lack this or 20,000 yuan? They are all from fellow villagers, why don't they give them a way out?
The final result was that Li Hucheng lost both money and moral high ground, and he kept his breath on his own.
Such people are almost destined to exist, and some people will even maliciously take advantage of this loophole.
"I said to everyone, don't be too happy too early, I won't guarantee it."
Everyone felt a little cold all of a sudden.
"Hucheng, if you don't give a guarantee, no one will guarantee it."
"Who said there was no? Some people guaranteed it."
"who?"
“Professional Cooperative.”
Professional cooperative, what is this?
There used to be a supply and marketing cooperative, but now it's all gone. I asked Lu Banshan to buy the houses, so where are there any cooperatives?
Li Hucheng knew that they didn't understand, so he began to explain.
"For example, Yang Liansheng, there are 20 households in total who have silkworms released, so they organized a tussaurus silkworm cooperative. Because they are all professional silkworms, they are called the tussaurus silkworm professional cooperative."
"In the cooperative, everyone can help each other. For example, when catching silkworms and picking cocoons, you need a lot of people to help each other. Help your family today and another company tomorrow."
"This is the case in production, and technology can help each other, and sales can also communicate with each other."
"Since we can help each other in other aspects, we can help each other in funding. This is mutual guarantee. You guarantee me, I guarantee you."
"Someone may lose money, but no one will lose money. Everyone is acquaintances and colleagues, knowing the roots and bottom-minded, and they are like-minded, and they are not worried about not paying back the money in the future."
Everyone thought about it and it made sense, but this trick might work.
It is worthy of being Li Hucheng, and his mind is flexible and he can think of such tricks.
However, Tong Sanzhu discovered a problem.
"Hucheng, you said twenty households and concentrated. There are not so many silkworm farms in the village?"
Alas, just this brain can still be an accountant.
Is it impossible for eighteen households? Is it impossible for fifteen households? Which law stipulates that twenty households must be integrated.
"Accountant Tong, Guanshan is not as silkworm farm as that, but the first road, second road, Hedong and Hexi are not there any silkworm farms? If you rent a silkworm farm there, will anyone stop you?"
"Yes, outsiders can come to our Guanshan to do business. Why can't we go to other villages to rent silkworm farms?"
Yang Liansheng woke up as if he was dreaming.
"According to this, we can also go to other villages to contract several ravines and raise toads."
Ma Chunxia also started to think that the toad she mentioned was the local name, but it was actually the forest frog.
"Yes, it's not just other villages, but other villages. Xinhe, Sainiu, and Huwa are not far from us, and they don't seem to have contracted them yet."
"Yes, then we will contact two or thirty people, organize a professional cooperative, and guarantee each other's loans."
"I think it's okay to build some vegetable greenhouses. Our winter vegetables come in from other places. In addition to local areas, they will be sold to ancient cities, streams, and green rivers in the future."
"It's also a way to use the cooperative, I think it can be done."
At this moment, everyone came up with ideas, saying one, and I said one.
This is almost the same, I know I've used my brain.
"In fact, there is still a way to go for guarantee."
"Thucheng, you said."
"It's the village that guarantees."
"Can the bank agree?"
"Whether the bank agrees or not, it depends on whether you have the ability to repay. The village has shares in the clothing factory and the industrial park. As long as these two places are operating normally and the bank thinks that the village can pay the loan, they will agree."
"Our village is not afraid that villagers will not repay their loans, and they can move their household registrations, homesteads, contracted land, subsidies, etc. In many aspects, the village can get villagers."
"If it really doesn't work, you can also let them mortgage their houses, silkworm farms, mountain farms, land contract management rights, etc. Some methods are used to treat them, and they are not afraid that they will not pay back the money."
After a while of discussion, Li Hucheng began to make a summary.
"This year, there is no need to collect agricultural taxes, and retention, and coordination. This is the most troublesome thing, so you can save a lot of trouble. Now you can do these things well."
"First, count the amount of three fees, and as soon as the village collects it, it will be paid."
"The second is to pay good money for teacher subsidies and other funds. Accountant Tong will go to the Specialty City to find Mr. Yu to get the money."
"Three, within three days, we will do a good job in soliciting opinions on the openness of village affairs."
"Fourth, go to various villagers' groups to promote the affairs of professional cooperatives and mobilize villagers to organize themselves. At present, it is temporarily set to be the main project, tussaurus, toads, and vegetable greenhouses."
"Of course, if the villagers want to organize other cooperatives themselves."
"You four, divide them into four village groups, each of which will be one. Three days later, I will come to the meeting, listen to the results, and study the next action."
Li Hucheng left after the arrangement, leaving four people here.
"The new official took office for three fires, and the fire just started to burn like this?"
Ma Chunxia said.
"Hehe, this fire is so fierce that it will spread. We Guanshan is probably going to be famous in the whole county."
"Tiger City has the courage and is very decisive. It's a bit bad to attack us first. This kid is cruel and rude enough, and he is not polite to me, my godfather. If I had known this, I wouldn't have chosen him."
"Yes, it's much harder to serve than Yonghe. I think Yonghe is good now."
Yang Liansheng said with great emotion.
"Yes, although Yonghe cannot do it, he has little work. From then on, the days of freedom will probably be gone."
Chapter completed!