Chapter 299 One-stop service, lease for 100 years!(1/2)
Once something like interest-free loans were said, Raman felt incredible.
This Hongye Bank obviously makes money through loan interest, so how could it be interest-free? Don’t you make money?
Shu Daqiang told him that only people with particularly high evaluation scores can apply for interest-free loans. It is difficult for ordinary people to apply for it. They do not need to pay interest, but only a little processing fee and a certain value of collateral.
Currently in the Kingdom of Danga, only Grand Duke Taraman and King Nebert are qualified.
Of course, the king is definitely not short of money, so only the Duke of Raman is qualified in the world for the time being!
This is the original saying of Rat Daqiang.
Raman wanted to say: King Bennett is also short of money!
But Rat Daqiang looked down on His Majesty the King so much, and he felt a little embarrassed to say it.
And when this incident reached King Nebert's ear, he spoke without hesitation:
"I'm short of money, why don't I short of money? I also want to borrow money from Hongye Bank!"
King Nebert looked at Raman with bright eyes.
"ah?"
Raman was a little confused. He said that the king was not short of money because he considered the king's face, but unexpectedly, the king himself seemed to not care.
"I know what you mean, but at this time, there is no need to care about face issues. If we have more money and more supplies than others, the probability of us living in this war is greater. Face or not is not important at all!"
Nebert spoke wisely.
Raman thought, so too.
Although there has not been a large-scale war in the Kingdom of Danga, it does not mean that we can stay out of the matter. The reason why people did not fight is that it is too biased and is not worth a special trip now. The other is that the Kingdom of Danga is too small and is not on the list of threats from those powerful countries.
But sooner or later they will attack.
It depends on whether the Danga Kingdom can withstand this period.
So, King Nebert personally met with Rat Daqiang.
This is the first time that Rat Daqiang has seen the king of Danga. He looks very similar to Raman, but he is relatively thin.
The few of them first made some polite decisions, and then King Nebert got to the point and asked about the loan.
Rat Daqiang also told King Nebert very bluntly that as long as he provides support to Hongye Bank, he can easily borrow from the bank.
As for how to support it, it is very simple. Nebet does not need to pay anything. It only needs to ensure that Red Leaf Bank will not be bullied in Danca and serves as the image ambassador of Red Leaf Bank.
Nebet can understand the protection of the Red Leaf Bank, but he doesn't understand what the image ambassador is.
The explanation of Rat Daqiang is also very simple and clear. The influence ambassador is the spokesperson of Hongye Bank. He used his fame to help Hongye Bank advertise and increase his fame.
When Hongye Bank opened, the image ambassador needed to attend, and then when Hongye Bank held a major event, he also needed to participate. He didn't need to do anything, he just needed to show his face, or even say a word.
This sounds like no difficulty, it only takes some less valuable time.
Nebert and Raman discussed for a while and then agreed.
When signing the contract, Rat Daqiang also stated at Nebet's request that the ambassador of Nebet would not have to pay anything to Hongye Bank.
After all, this Red Leaf Bank is a strange thing. Nebert was afraid that he would be tricked, so he seemed very cautious.
Of course, Shu Daqiang did not refuse, and he repeatedly stated that Hongye Bank is a formal and chain institution around the world and will not deceive anyone.
At the same time, Rat Daqiang also stated that if King Nebert is interested, he can also sign a lifelong image ambassador contract with His Majesty the King, that is, as long as King Nebert is in power for one day, he will be the image ambassador of the Red Leaf Bank.
Now we are signing a five-year contract. If it is a lifelong contract, the bank will not only provide a certain amount of interest-free loan to Nebet, but will also give him a certain profit every year.
This sounds pretty good.
After a little thought, King Nebert agreed. Anyway, he was a good person for five years and fifty years. He didn't need anything to pay. It didn't matter.
Besides, whether the Danga Kingdom can survive this year and whether he can continue to do it is all a question, and he doesn't care about that little time.
Therefore, the two parties happily signed a cooperation contract.
The day after signing the contract, Hongye Bank officially started construction.
This is also the fact that Rat Daqiang has left a hand. If King Nebert does not agree, he may need to consider going to another country.
The reason why he insisted on letting King Nebert be an ambassador was very simple. After all, this place is not the Buck Kingdom, and there is no Zhang Feng.
If no prestigious person endorses Hongye Bank, many people may not trust Hongye Bank. After all, this involves money, and everyone is more cautious.
If there is a person, especially His Majesty the King of His Country, stands up, the effect will be completely different.
This image ambassador, as Rat said, will not have any impact on King Nebert, and both sides will take their own needs.
But the premise is that Hongye Bank will not experience a trust crisis or go bankrupt.
This is considered an outpost for Zhang Feng to invade the Orc Kingdom, so he naturally won’t let Hongye Bank have problems, so the probability is also very small.
After signing the contract, Rat Daqiang used the name of King Nebert to promote it in the Danga world.
So, when the bank building was still under construction, many people were eager to try it out. When the bank finally opened and announced the interest rate for deposits here, everyone was like crazy. They all came to deposit with gold coin bags.
King Nebert did not expect this situation.
"There are so many people who actually come to deposit money?"
He spoke to Raman with some surprise.
"I didn't expect it..."
Raman shook his head too.
Although everyone is a partner, they feel a little sad when they see that their business is so good on the first day of their business opening.
Now, they already know the profit model of Hongye Bank.
It means saving money through others, obtaining funds, and then lending out these funds to earn the difference.
These things are not hidden. After all, as long as you come to the bank to find out, you can see them at a glance.
However, Rat Daqiang will definitely not say how much profit is. After all, his wealth is not revealed, and he is afraid that Bennett will be jealous.
And Bennett was only sour for a while and didn't care.
When I think of myself, I am ready to take so many interest-free loans, plus Raman, this is a big number.
Others may not necessarily take out loans, after all, the interest on loans is not small. If everyone saves money and does not take out loans, the bank will not make much money.
The meaning of Rat Daqiang is that they have small profits but quick turnover. There are many red leaf banks like them all over the world. If one can make a little money, then all the banks will make enough money to make.
Nebelt believed it.
Raman believed it too.
But they didn't know how terrifying the interests in the middle were.
First of all, the rich people in King Danga's city were far beyond King Nebert's expectations.
On the first day of opening, three million gold coins were deposited into the bank!
This is just from the royal city. When the news spreads, there will definitely be people from other places who will come to deposit money.
Although compared with Hongye City, these three million gold coins are nothing. After all, Hongye City saved 10 million gold coins on the day of its opening. However, considering that it is not as developed as Hongye City, it is far from that of Hongye City, and it is far from richer than Hongye City, all this number is already terrifying.
Previously, Rat Daqiang joked that King Nebert would have how many people would come to deposit on the day of opening.
Nebert knew how poor his country was. He didn't think there would be too much, but considering that he would never scare Rat Daqiang and others away, he said a number of 500,000 gold coins.
In fact, he felt that saving 100,000 on that day was a very impressive number, and the 500,000 was a "false report" by him.
But obviously, he underestimated his people.
These days, rich people are not stupid. There are many people who can tell at a glance that they are rich, and there are also many rich people who are low-key.
In particular, Hongye Bank vaguely revealed that there is a super force behind the bank that will not disclose any customer information. Even His Majesty the King has no right to check the information of the owner.
The bank also assured everyone that even if the Danga Kingdom no longer exists, their bank will still be there. No matter where they go in the future, as long as they find Hongye Bank, they can withdraw the money!
This reason is the focus of the public.
The situation in the Danga Kingdom is now unknown. If it is really defeated and destroyed, then the rich people will be destined to be the key objects of care and will definitely not have good fruits to eat. This is inevitable.
But if their money is kept in the bank and kept in the bank, it seems much safer.
Even if Danga is finally broken, let them search and find it out, which is considered to be capable.
Of course, before this, they have to ensure that they do not die, otherwise the money that exists in the bank will become the bank. After all, they all hold the passbooks themselves and are worried about others.
Zhang Feng could clearly understand the situation of the orcs in Danjia, so he was very considerate and added a business that Hongye City did not have yet - insurance.
There are not many types of insurance, and for the time being, it is just a "life accident insurance".
It means that as long as you spend a certain amount of gold coins to buy this accident insurance, if you really have any accidents, you will receive certain compensation. The more you buy, the more compensation you will be, and the beneficiary can fill in your descendants.
At the same time, if you buy this insurance, if an accident occurs, your deposit will automatically be transferred to the beneficiary's name and you do not need to do any operation.
For those rich, they also like this insurance very much.
Their mind is actually very complicated. For example, when they are alive, they naturally hope that the money is in their own hands, even if it is left to their future generations, but most of it is still in their own hands. Whether it is human or orcs, greed is engraved in their bones, and human nature is like this.
But if they are about to die, they will definitely hope that the money will be in the hands of their descendants. After all, rather than being cheaper to others, it is better to leave it to future generations.
To be continued...