The next day, Luo Zhaoyun took Xiao Yiyi and Ning Muhe out alone and went to another small mansion in Jicheng. It was a confidential contact point. The three of them went to discuss the operation of "Tianluo".

"Have you brought all the books?"

"Bring it, young master, this is the summary of our accounts in various places, and there are several inventory assets." Ning Muhe came out of the pottery in the wooden box, with several hand-copyed books inside, dense numbers.

Ning Muhe learned Arabic numerals from Luo Zhaoyun very early, so recording and computing makes it easier to save trouble.

Luo Zhaoyun opened the account and first summarized the income this year. He divided it into several regions, such as the four northern counties, the Hetao area, Qilu, Hebei, Guanzhong, Luoyang, Jiangdong, Huaihe area, and the hinterland of the Central Plains, and marked with different numbers.

Among them, Guanzhong has the greatest profits because the people there are rich, there are many noble families, strong consumption power, restaurants, pawn shops, and daily necessities are booming, and making money every day is not a problem.

"Daxing City, plus the surrounding four counties, has a yearly income of 50,000 taels of gold!"

Luo Zhaoyun was secretly surprised. In the Sui Dynasty, gold and silver were not circulated. They were treasures and not common currencies. One tael of gold is worth a hundred yuan, and one tael of silver is worth twenty yuan. In this way, 50,000 taels of gold is worth five million yuan, and ten yuan is worth a total of five hundred thousand yuan.

The amount of other areas is more than 2 million guan, which is worth more than 2 million guan.

The tax revenue of Daye for ten years was only five or six million yuan. The various income generated by the Ning Chamber of Commerce was almost half of the national treasury income.

“Are there so many?”

Ning Muhe saw that the young master was a little surprised, smiled slightly, and said with pride: "Young Master, you haven't paid attention to these business shares for a long time. Our Chamber of Commerce currently has restaurants and wineries in various counties. In addition to its own time-honored Yanyu Building, other restaurants are also opening chains. Because our restaurant has many seasonings, fine salt, and no miscellaneous flavors, the business is good, the wine is purity, and the supply is in short supply. The income alone accounts for 40% of the market."

"Then the tooth utensils, soaps, and perfumes are promoted to the nobles, and the sales are also very good. The big families have money, so our income is high. In addition, jewelry, gold jewelry, cloth, pawnshops and other businesses have naturally become rich. The taxes of the court are aimed at poor people and small vendors, nobles and nobles, but due to the connection between the war, the traders' economy is generally depressed, and the poor have achieved less than 30% of the harvest after war, famine, corvee, etc., and the taxes are naturally sharply reduced. Therefore, the annual income of the treasury is twice that of our chamber of commerce."

"You've analyzed it right." Luo Zhaoyun also understood that the money they earned was rich, gentry, and high-consumption groups, while the national tax collection was mostly poor and hawkers. Due to the troubled times, the tax collection in many areas was pitifully low, and they were even attacked by local rebels, opening warehouses and releasing grain, plundering tax funds, resulting in less and less materials, grain and money transported to the national treasury.

“How many coins have we reserved?”

Ning Muhe obediently submitted it: "Here, please see, young master."

After Luo Zhaoyun opened it, the numbers on the accounts were already amazing.

More than one million taels of gold, more than three and five million taels of silver, and more than one thousand five million taels of five zhu coins. In addition, pearls, agate, jade, and cloth were also accumulated, and weapons were continuously stored in deep mountains and caves, enough for the 200,000 army to be fully armed.

Ten years of reserves are indeed extraordinary and wealthy.

He focused on finding another column of grain and grass. In recent years, he continued to purchase grain in batches and transported it to Yanshan Castle and the granaries in the northwest of Zhuo County, as well as secret granaries in various places, which totaled 5 million stones.

Three-fifths of the food he could call in the north, and three million stones were enough for him to dominate the north.

"Not bad, Mu He, I've been doing business for you over the years, and it's really effective. It's just like building a business empire for me." Luo Zhaoyun smiled and was in a happy mood.

Ning Muhe was praised and was overjoyed, but she also expressed her concerns: "Young Master, it's just that in the next few years, when troubled times begin, business will be greatly affected, and the money-making efforts may slow down."

"I understand that not only will our income be reduced, but our expenses will also increase wildly. To be honest, the people of the four northern counties are now penniless and difficult to preserve fruits. If there is no supply and assistance this winter, 100,000 people may starve to death. Therefore, I plan to open the warehouse to release grain, half of which are the official grain reserved by the local government, and half of our grain storage. The Chamber of Commerce will need to pay 100,000 stones to help the people of the four counties in three months! In addition, the army soon gathered 100,000, each soldier was 100,000 kilograms a day, and if it was converted into stones in a month, 60,000 stones a month, 60,000 stones a year. What if the source of troops doubled!" Luo Zhaoyun was carefully planning here.

Ning Muhe and Xiao Yiyi listened aside, their hearts were bleeding. The wealth and food of the Chamber of Commerce were not enough to be consumed in a few years!

Luo Zhaoyun sighed: "To conquer the world, you need an elite army, rich food, grass, military pay, sufficient military armor and weapons, as well as talents in the world, and good generals, etc. If you don't have enough wealth to support, you will not be able to succeed in the long run. Relying on plunder can only succeed for a while. In ancient times, so many rebels and rebels have looked down on business because they did not consider their economic strength, looked down on business, and did not understand business planning. In the end, there was no base area. If there was not enough supplies, they would naturally not win the battle, and failure was inevitable."

"It seems that I have to continue working hard and continue to make money." Ning Muhe frowned, helpless.

Luo Zhaoyun said: "This time, I have a new idea. Last time I asked you to fry tea and make fine salt, it was almost successful. This kind of tea can be pulled into the grassland and do business with herdsmen. Those fine salts are boiled and purified through special processes. They are much purer than the salt blocks used now, and they will definitely have a good market. They specialize in selling nobles and wealthy families to get coins from them."

When Xiao Yiyi and Ning Muhe heard what he said, their eyes lit up and they were full of expectations.

Luo Zhaoyun smiled faintly and said, "In addition, we have enough funds to join forces with other chambers of commerce in Youzhou to build Youzhou money houses, and implement money storage and loan policies..."
Chapter completed!