Yui Nakagawa did not order two vegetarian dishes according to the menu given by the store. These vegetarian dishes looked simple, but in fact they were quite time-consuming.

Masao Ishihara's first reaction was that he thought of the lotus lotus leaf soup that Jia Baoyu wanted to eat in "Dream of Red Mansions". He never tires of eating fine food and fine stew. It really takes at least three generations to cultivate a noble.

There is a considerable amount of space in "Dream of Red Mansions" that describes how to eat. How to eat? A person from a truly aristocratic family not only knows how to eat, but also knows how to eat. He is completely half a gourmet.

Masao Ishihara will inevitably compare the wealthy daughter of a natural rich family like Yui Nakagawa with the wealthy daughter of a acquired rich family like Saki Ishihara.

The former has a systematic way of cultivating, while the latter is about crossing the river by feeling the stones and advancing in the exploration of the upper class.

Yui Natsukawa not only knew tea ceremony, flower rituals, riding, golf, etc., but also recognized high-end fabrics and silk.

In today's society, high-end silk generally comes from the UK, while high-end fabrics are often in Japan. Not only that, they also have to have a certain level of appreciation for painting art, classical music, opera...

A qualified wealthy daughter learns and masters much more than ordinary girls.

The latter is not because he is born stupider and difficult to learn than the former, but because he does not have such a good economic foundation as a major prerequisite for learning.

Masao Ishihara naturally thought of the mainland China where he was in his previous life. Assuming there is 100 million cash, it is calculated based on the annual yield of 4%-5% of the five-year treasury bonds.

In a year, you will directly get four or five million yuan, and you will get more than ten thousand yuan a day. There is almost no risk and you don’t need to use any brains.

If you say that the actual inflation is higher than this, in order to avoid the wealth shrinkage caused by currency depreciation, you should choose better financial products.

As for those financial lectures that say that annual income is 10%, they are not all liars, but also talk on paper. As long as the annual income exceeds 5%, you must be mentally prepared to lose even the principal.

The higher the annual return of financial products, the greater the risk of uncertainty. In order to complete tasks or performance, people who sell financial products always have a set of tactics to avoid the important and specifically deceive middle-aged and elderly people who do not understand financial products.

Why aren’t young people? Because young people generally have no savings. Young people who are not in debt are already considered rich people among them.

If someone who has 100 million cash can be used for investment and financial management, he is a veritable rich man. In fact, according to the common standards of commercial banks in mainland China, let alone 100 million cash, even if he has 10 million cash, he is truly rich, with treatment and customized by private banks.

If the standard is lowered, one million yuan will be the same as buying five-year government bonds. The annual income is also 40,000 to 50,000 yuan, and the average monthly income is 3,000 or more, which is enough to be worth more than half of the ordinary wage earners in the country.

The 2020 annual report of China Merchants Bank, which is of reference value, can roughly understand the true level of personal wealth in mainland China.

According to the 2020 annual report released by China Merchants Bank, retail customer data shows that the assets of Jin Kuaihua and above, accounting for 1.96% of the total assets of retail customers account for 82.15%.

The so-called golden sunflower means that the various deposits and financial products in China Merchants Bank have more than 500,000 users.

China Merchants Bank has done the earliest and best in this area. With less than 2% of customers, the average assets of China Merchants Bank are 2.3 million, totaling about 5 trillion yuan, accounting for more than 80% of China Merchants Bank's total assets. The remaining more than 98% of customers account for less than 20% of the assets.

Among the Golden Sunflower customers who are Investing, there is another upgraded version called Private Banking. 0.06% of the private banking customers of Investing, that is, the high-net-worth group, have 31.03% of the wealth.

1.9% of the middle-class people have 51.12% of their wealth, while ordinary people, who account for the largest number of people, only control 17.85% of their wealth.

Yui Nakagawa noticed Masao Ishihara who was staring at him in a daze and laughed: "I am fascinating to you with my beauty?"

Masao Ishihara came back to his senses and said, "I was thinking that some people never possessed wealth when they were born, but they still never possessed until they died. The most terrible thing is not here, but the intergenerational transmission of poverty, which can be said to be poor.

This explains why ordinary young people in Japan are getting lower and lower in desires, not dating, getting married, and not having children, which leads to serious aging and childbirth.

The wealth that some people have innately will not decrease until death, but will also increase. The problem of the gap between the rich and the poor has not been truly solved since ancient times. Even Japan, which claims to be the smallest gap between the rich and the poor, has begun to widen year by year."

"I believe you should have read "The Road to Wigan Pier" by the great British writer George Orwell!" Yui Nakakawa liked to discuss some social topics with him from the bottom of her heart.

"In 1930, George Orwell was commissioned by a left-wing book club to go to the industrial area in the north of England to investigate and record the real situation of the working class.

What he did not only investigate, but also went down to the deepest part of the mine and moved into a dilapidated and dirty worker's house. In particular, he made the most powerful refutation of the rumors that coal miners had high incomes.

In fact, the income of British coal miners is not very good. The first half of this book is documentary literature, while the second half is political essay.

Because of this work, not only did George Orwell have a serious conflict with the Left Wing Book Club, but after the work was published, the Left Wing Book Club also deliberately stated that it was George Orwell's personal opinion and had nothing to do with them." Masao Ishihara talked.

Yui Nakagawa, who also studied as a prestigious Japanese university, expressed her personal opinion: "George Orwell mentioned him in the book.

Although he attended Eton University, the most prestigious in the UK, he belonged to the type of students who could only be admitted by scholarships, and was not the children of truly rich families.

George Orwell is a poor student at Eton. For this reason, children with family backgrounds like him are discriminated against there.

George Orwell claimed that his family belonged to the lower middle class, that is, a middle-class family without money. After all, he was only born in a family of lower-level government officials. His father worked in the Opium Bureau of the Governor's Office of India and his family was not well-off.
Chapter completed!