Chapter 88 Good man, bad man
(I was delayed in the morning, so I didn’t update. I’m sorry to everyone, but please rest assured. There will still be two updates today. The next update will be around 11:30.)
Since Li Jupeng and Luo Han themselves had rooms here in Jiyang Villa, Chen Ping did not go back to the town that night, but reopened a room here.
In the room, three men discussed the future development of the lending company. In this regard, Chen Ping knew that he would not get involved, so he did not discuss too much. He just controlled the company's development direction based on the future situation he learned. The rest were allowed to be played by Li Jupeng and Luo Han. However, Chen Ping's two brothers were still successful. Although they were definitely not as good as those business giants and could play with one billion yuan, at least in the previous preparation stage, they had already figured out the distribution of enterprises in Jiangyin, and at least knew where they should start, so that they would not be confused.
Of course, it is definitely impossible for Chen Ping to release all one billion yuan in one quarter, and this cannot be done. After all, as a lending company, you still have to keep a lot of money in your hands.
One billion yuan is definitely not enough, but according to the plan of Li Jupeng and Luohan, it is still okay to release 30 million to 50 million. Don’t underestimate this money. According to the monthly interest rate of 50 cents that are not illegal on the market, even if you only release the minimum estimated 30 million, then the interest alone will be 1.5 million in one month, and the interest alone will be 18 million in a year, which will be more than half of the principal.
Perhaps for people who have a widespread sense of justice, they will definitely hate this kind of blood-sucking behavior of lending loans, but in fact, this is just the most common way to get money out, and it is also an act of willing to beat and be beaten.
You should know that when small and medium-sized enterprises are facing urgent need for capital expansion when they are developing, they will borrow without hesitation even if they double the profit by one gross profit. After all, sometimes the amount of enterprises develops rapidly, and the rate of funds accumulation and recovery is even more scary than this interest, and it often grows several times or even dozens of times a year. According to surveys by some private institutions, in Yiwu and Wenzhou, where private capital and enterprises are most active, almost 30% of enterprises' development funds are usury, which is also another form of reluctant children and can't trap wolves.
Not to mention usury, just take the most common and common mortgage loans as the same. A house worth 700,000 yuan down payment of 200,000 yuan to 500,000 yuan. Based on the 20-year repayment period and a one-year profit of 6.8 cents, the total interest basically catches up with your loan principal, which means you borrow 500,000 yuan, but you have to pay back nearly one million yuan. If the 30-year repayment period and the interest rate remains unchanged, the interest you pay back will exceed the principal of your loan, which means you borrow 500,000 yuan, but you have to pay back nearly one million yuan.
This is the method of robbing money in a quiet manner. Maybe this money sounds easy to make, but you should know that since Li Jupeng and others are not banks and do not have the state's coercive means as a guarantee, there is a risk that the debtor will rob the debt and escape.
Because of this, they must establish good relations with the Public Security Bureau and the Procuratorate Court in Jiangyin in case of emergency.
That night, Chen Ping and Li Jupeng and Luo Han slept in the room and returned to Huashi Town the next day. Of course, they were not sent to work. Since Chen Ping was transferred from Huashi Town to Jiangyin to Shanghai, the matter of doing so was a foregone conclusion, and the work in the town has basically stopped, so it is the same whether he will go to work in the town or not.
Chen Ping and Li Jupeng and others went to see Ye Lingzhi. Because she came to Wuxi this time, she was originally a wrong judgment on her rescue of Chen Ping and was subject to double regulations, which led to Chen Ping being excluded by the entire Wuxi officialdom.
But now that Chen Ping has overcome this hurdle, she naturally has no need to stay here and has to return to Beijing, so she finally gets together.
The cook was still Li Jupeng, while Luo Han helped Li Jupeng and completely gave up the living room to Ye Lingzhi and Chen Ping. However, the two obviously had no interest in leaving. Ye Lingzhi was just focusing on her cartoons, while Chen Ping was playing his own mobile game.
Suddenly, Chen Ping's cell phone rang, and the caller ID was Xiao Shufei. Chen Ping took the cell phone and walked to the balcony to connect. The first thing Xiao Shufei said was to apologize: "Chen Ping is sorry, this time your affairs were taken up by Liu He, the secretary under my father, who caused you so much grievance."
Liu He?
Chen Ping remembered this name in his heart, but Chen Ping thought about Concubine Xiao for a while and said, "Is Liu He? Actually, Sister Shufei, I am still quite grateful to him."
"Why?" Concubine Xiao Shu asked strangely.
After seeing that he had shifted Xiao Shufei's attention from guilt, Chen Ping said easily: "Because if he hadn't provoked Liu Jianghai to regulate me twice, how could I know that I had such an important position in Sister Shufei's heart? Being able to get Sister Shufei's care would make me much happier than getting promoted and wealth. Moreover, Sister Shufei, you don't need to apologize to me at all. After all, this has nothing to do with you, and you see, I am still alive and lively now, right?"
"You kid, you always want to make trouble with me when you say something to you!" Concubine Xiao said angrily, but she was the one who would be promoted to the provincial standing committee in the future, so she thought about it and quickly understood the meaning behind Chen Ping's words. She couldn't help but change the subject and said gently, "Thank you, Chen Ping."
"In the end, you can see it!" Chen Ping sighed regretfully, "But Sister Shufei, you are indeed a bit heavy. Who told me to call you Sister Shufei? Didn't you?"
Listening to Chen Ping's words, Concubine Xiao was stunned at first, and then said with a smile: "Yes, I am your Concubine Sister. Whether it is your younger brother comforting her or helping her younger brother, it is natural. Chen Ping, you must remember that no matter what happens to you in the future, even if the whole world gives up on you, don't be discouraged. As long as you always remember that you have me, Concubine Sister, okay?"
"I remember, Sister Shufei." Chen Ping nodded heavily.
Afterwards, Chen Ping had some homely conversations with Sister Shufei, and then after Li Jupeng called for dinner inside, Chen Ping walked back to the room. Ye Lingzhi glanced at Chen Ping indifferently and asked, "You are a clan?"
Chen Ping frowned and corrected, "It's Sister Shufei."
Ye Lingzhi said with an oh, "It's a Piantou."
When Chen Ping heard this, Li Jupeng, who was standing beside him, hurriedly stepped forward and pulled Chen Ping down to have a meal first. It has to be said that Li Jupeng does have his talent to liven up the atmosphere, and just a few words made the atmosphere happy. After a meal, Li Jupeng and Luo Han returned to Jiangyin after washing the dishes. As for Chen Ping, he also went back to his own house in Huashi Town.
Chen Ping was the mayor of Huashi Town before the formal delivery procedures, so no one dared to move his car. The next morning, Chen Ping got up early and drove the No. 1 vehicle of the town government to pick Ye Lingzhi up to Wuxi High-speed Railway Station.
Ye Lingzhi's bulk luggage was packed and placed in the room. He was checked back to Beijing by the people from the Party and Government Office of Huashi Town, so Ye Lingzhi was still just like when she came, carrying only a backpack and got on Chen Ping's car.
Chen Ping started the car. After driving for nearly an hour, Chen Ping took Ye Lingzhi to the high-speed rail station. The ticket was booked by the ticket booking phone number. When he arrived at the station, he went to get the ticket first and then entered the station. It was only about 8:30, and there was still an hour left before Ye Lingzhi's high-speed rail.
Although you have to arrive early when catching the train, especially the most punctual trains like the high-speed train, there are still a few people who arrive at the station one hour in advance like Chen Ping and Ye Lingzhi. However, no one seems to be tacit about this, and they all get up early on time and prepare to set off on time.
Chen Ping and Ye Lingzhi sat side by side on the chair in the waiting room, and no one spoke. It was not until half an hour later, when Li Jupeng called and said that he wanted to send Ye Lingzhi away, Ye Lingzhi tilted her head and asked Chen Ping, "What? Is there nothing I want to say to me?"
Chen Ping nodded honestly and said, "Yes, and there are a lot, but I can't say it. Now is not the time for me to say this."
Ye Lingzhi smiled in an understanding way: "Is that so? I understand, but have you ever thought about it? If you don't say it now, you will have no chance in the future!"
Chen Ping nodded and shook his head and said, "I have thought about it, but I believe this kind of thing will not happen. At most no more than seven years, I will be able to stand on the same position as you and talk to you."
"Yeah?"
Ye Lingzhi said this, she wanted to say something else, but facing Chen Ping's firm eyes, she suddenly felt guilty and couldn't say it for the first time in her life. Then within a few minutes, Li Jupeng and Luohan came, and she swallowed all the words back into her stomach.
Twenty minutes later, Chen Ping accompanied Ye Lingzhi into the platform. Half an hour later, the high-speed train entered the station and Ye Lingzhi got on the train.
Ye Lingzhi sat in her seat, opened the album of her mobile phone, and found a photo of her back. It was Chen Ping's back who called on the windowsill last night. Then Ye Lingzhi wrote annotations for the photo word by word: This is the warmth of a man to a woman, a good man; but there are many women around this man, and they are bad men.
Chapter completed!