The servant picked up the big bowl and was about to walk into the shop. Two figures dressed in silk came towards him. The servant hurriedly put the bowl down and greeted him.

The one in front pointed at the two who were leaving and said, "Brother Xiao Yi, who are those two people, why do you look so arrogant?"

Xiao Yi laughed out loud: "Super Peng, look at their pretentious behavior, what kind of big shots are they actually? They are just two idle men in the countryside. They have lost food and clothing recently, and have no food and food, so they can eat and drink. I think they are used to being poor in the countryside, and think that the capital will let them go wild, but they don't urinate and take a look at themselves!"

Manager Peng said: "So you know them, so it's a wonder that you have to give them a color."

"Who doesn't know these two people around us? Not to mention that we know each other, even in the big house opposite, there are hundreds of students studying, and they all know these two bastards."

Manager Peng and his companions were bored here. When they heard this, they sat at the table together and asked Xiao Yi for a pot of wine to tell him to help them relieve their boredom.

Xiao Yi came to drink and said to the two: "If these two people, one is called Zhu Qi and the other is called Li Zhongtan, they would have a bright future when they arrive in the capital. A few days ago, the yamen posted a notice, imitating that Jingxi Road recruits people who specialize in accounting. As long as they pass the exam and go to the opposite side to study, they will have food and accommodation, and there will be some pocket money every month. The two supervisors know that those who specialize in accounting on Jingxi Road have their lives to eat and wear food and clothing. Moreover, those who run companies must treat them with delicious food and drink, and dare not neglect at all. What a beautiful thing! With this opportunity, do you think it is a blessing from the previous life?"

Manager Peng said: "That's true! But I heard that it is not easy to get into the exam. Many of them can pass the exam by passing the exam. Can these two people be admitted? Are they scholars or students from foreign lands?

"I can't explain it clearly. I heard these two people say that their knowledge is excellent, but they are not good at being a good person. No one in the village recommends them, so they have never passed the exam. There is no truth in these two people, who knows whether it is true or false."

Manager Peng and the others nodded, knowing that the world is so big that there are such things. The imperial examinations include both subject examinations and recommendations. To participate in the trial examination, it requires recommendations from people from the village, and there must be officials. I heard that there are many people studying on Jiangxi Road and the people are fond of lawsuits, so many scholars write lawsuits for people and make lawsuits for food and clothing, and call them litigants. Some of these lawyers have good knowledge, but they obviously cannot get a lawsuit in any case.

Xiao Yi said again: "These two people went to the opposite house to learn to do accounts. Do you think they have a great future? Who knew that they didn't learn well, and caused trouble in it, were driven out, and stopped, and were not allowed to participate in the future!"

Manager Peng was curious: "Is it because they were so arrogant that they couldn't learn it? They found out their true colors as soon as they took the exam."

Xiao Yi shook his head: "No, they are really good at studying, not top-notch, but also among the top students. I heard that something happened to them. I just heard that they were recruiting students to gamble, which made many people owed gambling debts. Please think about it, where is the opposite? They teach people who specialize in accounting, and they are worth gambling? Later, the incident happened, and they were beaten up and were chased for food and clothing these days, swept out, and they were wandering around."

Manager Peng and the other two were shocked: "Celebrating students from the opposite side to gamble? These two people are so brave!"

Xiao Yi shook his head repeatedly and took two large empty bowls to the shop.

Manager Peng said to the financial officer around him: "No wonder those two people act so unrestrainedly. It turns out that doing such a thing is already a crime. They dare to do this in the school run by the third department. It's so bold."

The head of the Jin leader shook his head: "I came from the countryside and thought that the capital was the same as theirs, and no one cared about it!"

At this time, the sun had just set down the mountain, and a golden light was drawn in the horizon, decorating the blue sky. The surrounding fields began to work, and there were more and more people on the street. In this era, the lights were precious, even if they were just factories, they would work from sunrise and rest from sunset, and there was no need to think about night shifts.

Seeing that there were more and more people, Director Peng shouted loudly: "Brother Xiao Yi, put the wine money on the table, let's go and do our own!"

Xiao Yi couldn't get out of the store for a while and whispered: "Master, just go, what's the point of a few drinks!"

Li Zhongtan and Zhu Qi leaned boredly on the big willow tree by the river, watching the pedestrians coming and going on the street. As the workers got off work, various vendors came out of nowhere and were rushing through the crowd.

Zhu Qi pressed Li Zhongtan next to him with his shoulder: "Brother, those two were the ones who just went to the wine shop. I saw them talking and laughing with the servants in the shop. After talking for a long time, could it be that we arranged us? After a while, no one was around, our brothers went up to hold the servant down, and gave him anger in his chest!"

Li Zhongtan bit a willow branch in his mouth and said lazily: "The belly is empty, so how can I move those idleness?"

Seeing that Manager Peng and Manager Jin were on the street, they met someone who looked like they came out of the venue and asked, and did not let anyone go. Li Zhongtan said curiously: "Those two birders just ask about everything on the road?"

Zhu Qi said: "It turns out that my brother doesn't know about this. I happened to hear someone say that there are some bird banks in Beijing recently. I have to use new money. The old money will not be used in three months, and I can only go to the bank to exchange for new money. Originally, this is nothing, I just don't know where the money comes from in the newly opened bird bank. As long as ordinary people save money, they will have interest. This is a big deal? There has never been such a thing in the world! I only heard that lending people money to collect profits. When will it be profitable to save money! The people in Beijing are crazy and depositing the money in their hands into the bank, but they refuse to withdraw money. The money on the market suddenly decreases a lot. This is not a big deal. The government does not allow the old money to be used to collect materials and lend money, but only new money is allowed."

Li Zhongtan frowned when he heard this: "You said so much, why are you doing the two birds on the road over there?"

"Brother, don't be anxious, listen to me with peace of mind. Those two birds must be from the quality warehouse shop of a wealthy family. The quality warehouse is only allowed to use new money, and they have no place to exchange new money, so they have to come here. Those working people here, although they can't make a lot of money in a month, they pay every month and have living money. Moreover, these business operations are managed by the three departments, and they are all given new money."

"Did those two birds come here to exchange for new money?"

Zhu Qi curled his lips: "Where do you need to exchange money with people for money? They don't always do unsubsidized transactions! These people are the money in the hands of people in the business, and they learn from the bank to give interest, and the interest is higher. If the workers' money exists with them, the quality warehouse will have new money to do business, and it will only increase the interest if they lend money, and they don't have to pay the capital!"

In name, the quality warehouse or the southern warehouse are not lending. They are similar to the pawn shops in later generations. However, this business is very flexible. If you don’t have power, you can do the pawn shop business honestly. Of course, this honesty is only relative. You can’t do this business without treason or fraud. The quality warehouse runs both the quality warehouse and buy it as a purchase. If you take a rotten wooden hairpin, you can get ten jin in the quality warehouse and write a book for 20 jin three months. After the maturity, the quality warehouse only asks you for twenty jin in the money, and that rotten wooden hairpin cannot be counted. In fact, it is a disguised usury loan.

The two major industries run by powerful families in the capital are: one is to buy houses and build houses and rent them out, and the other is to open a quality warehouse. Even if it is the prime minister, he always thinks about these two industries if he wants to make money, such as Zhao Pu, the prime minister at the beginning of the country.

Knowing that this is a disguised financial industry, Xu Ping could not ban it, but was afraid that they would disrupt the market order when the bank was newly built, so they stipulated that the business must use new money. One is to make a restriction, and the other is to have an additional channel to distribute currency.

In this era, when the money was printed and entered a commercial bank, it was still a difficult problem in society, and there was a lack of rapid circulation methods. Xu Ping's method was to let Kaifeng Prefecture and Sansi work together. One was to start various major projects, hire a large amount of capital manpower, and use new currency to make their wages. The other was that Sansi shop widely collected various small handicrafts, sold them to other places, and paid in new currency. Although it could not be immediate, these two methods were safe.

However, Kaifeng Prefecture and other yamen were not satisfied with their cooperation, so Xu Ping could only hope that the newly established Qiaodaosi would build various major projects around the capital. Including the newly established companies, they also encouraged them to build large-scale buildings around the surrounding areas. It was nothing more than that the industrial sector was polluted and built farther away. At the downstream, ordinary companies were built closer.

However, the loan from Hashidaosi came from Sanshi Bank, which made the Bank of Jingshi very unhappy and thought it had snatched its business.

After hearing Zhu Qi's explanation, Li Zhongtan nodded and didn't care. After all, he had trained in the Sansi and learned basic accounting knowledge. Compared with others, these two people are easier to understand.

After leaning against the willow tree and being stunned, Li Zhongtan suddenly stood up straight: "No, there is a loophole!"

Zhu Qi was shocked: "What's wrong? What did your brother remember?"

Li Zhongtan said slowly: "When we were studying in Sansi, we talked about those bird banks. The Beijing Bank in the capital is a loan to newly opened companies under the Sansi. I remember hearing people mention that these companies are all under the Salt and Iron Department, one by one, and they are loaned to them. In fact, most of the money is not out of the bank, so now the Beijing Bank is still holding a lot of money. It is precisely because of this that the Qiaodaosi does not take money from them, which makes them very dissatisfied. There are a lot of money in the capital bank that cannot be loaned out, and these powerful families lack money in the hands of the quality depository."

Zhu Qi was confused when he heard this and asked anxiously: "What is my brother talking about? Is there a way to make a fortune?"

Li Zhongtan suddenly threw the willow branch in his hand to the ground: "A man died and birds died in the sky for thousands of years! Instead of suffering from hardships one day or another, it is better to let go! If it succeeds, it will be a lifetime of wealth. If it fails, it will be a lifelong life!"

Zhu Qi was startled and asked hurriedly: "Brother, what are the good plans? Remember to support your brother!"

Li Zhongtan turned around and looked at Zhu Qi, and said in a deep voice: "I have a trick to get rich here, but there are some risks. Would you like to follow your brother to have a fight? If it works, you will have endless money to use for a lifetime!"

"What a clever plan? Tell me to my brother, let me be happy too!"

Li Zhongtan shook his head mysteriously: "Do not reveal the secrets of heaven! You follow me, either fall into the head with one knife, or be a wealthy and prosperous person for life! How to choose depends on yourself!"
Chapter completed!