It is too hard for a person to do things. Xu Ping needs to have enough allies to share the pressure with him and help implement the new policy. It is for this purpose to explain what he has done clearly and put the effect of the new policy in front of everyone in a realistic manner. When money and food become an important criterion for the court to inspect officials, everyone will consciously complete this transformation.

After hearing Xu Ping's words, Zhao Zhen nodded secretly. Compared with the imperial officials, the emperor's emperor reacted quickly enough. Now all the cash in the warehouse is put into the capital bank, and only gold, silver, jewelry and other things are stored in the warehouse. The printed money must be spent. If it cannot be spent, it can be placed in the bank. Anyway, it cannot be kept in his own hands. How much cash in his hand means how much interest you will lose, and Zhao Zhen's account is very clear. In fact, not to mention the printed money, even the minted copper coins Zhao Zhen is not in the warehouse. As long as the country is stable, there will be no turmoil. If there is no turmoil in the banknotes, the copper coins will be useless, it is just a small amount of paper money. And when the country can't sit still, what's the use of the emperor's copper coins? Zhao Zhen thought through this matter thoroughly.

After asking the two prime ministers, Zhao Zhen said, "I have something I don't know. The Three Departments must solve their doubts. As I said just now, the Three Departments spent more money this year than they do. How did they come from the Accounting Records clearly? There is no need to say much. However, the Three Departments' money comes from the local area after all. How come they collect more money from the local area? Instead, the local area has more envy? The principle of this matter is not understandable. It is not that local officials are responsible for the people's work and the money they get? The Audit Department needs to investigate and have an explanation."

Xu Ping stood up and held the wharf and said, "The audit department always needs to investigate, but the local envy is too much. First, the Sansi Shop and the bank have opened to most state troops in the world. There are more workmanship and business, so there are naturally more taxes. Although it is said that commercial taxes must be interpreted to the Sansi Shop, in fact, they are still left in the local area in proportion. This is a common practice in previous years, in order to prevent the flood and drought of the road and the disasters occur, the Cao Department can allocate it calmly on the road. Of course, the biggest source of extra money in the local area is still on the bank. Wherever the bank goes, the money and grain should be much easier than in previous years."

Zhao Zhen was very interested in this and said to Xu Ping: "What is the reason? Let me tell you in detail?"

"Your Majesty, the court will spend a certain amount of money every time it collects from the people, whether it is a capital or a local area. The court will spend a certain amount of money on taxes, and it will not be collected by a single account. If you collect taxes from a household, you will need to be urged to pay, put them in the warehouse, someone will need to calculate, and someone will transport them, all kinds of things. Don't underestimate the capital of tax collection. I have calculated that in the past years, every time I collected a penny from the people, according to Kaifeng Prefecture, I will have to pay it.

The more you spend three-money money, the more you collect, the higher the money. When you go to the outer road, the past ten-money road, the cost of one-money tax is no less than five-money, Jinghu, Fujian, and Chuanxia road, the fourth road, the fourth road, the second road, the second road, the second road, the second road along the border, will be 20-money. In previous years, the cost of tax collection was borne by the local government, so they tried to prevent them from releasing money to the capital, but only used it to support the army in the local area. If you are not allowed, it will be replaced with light gold and silver goods."

In fact, it is not just tax collection, but the regime will have to spend money to maintain its rule. Therefore, there are remote places. Not only do they not collect taxes, they would rather be subsidized by the central court. The subsidy is the cost of ruling, which seems to be a loss. In fact, from the perspective of the overall social effect, the central court also makes money in terms of economic benefits. Everyone knows this and pretends not to know it.

The tax collection cost in this era was very high, including the cost of tax collection and the cost of transporting copper coins. Taking the cash transportation cost, which accounts for the smallest proportion, as an example, the shipping cost of transporting copper coins from Xiangyang County to the capital along the water route was about 1,500 guan. When the Sanshi received their money, they had to pay an additional 500 guan in, which was actually a loss. The copper coins must not be transported, otherwise the distribution of copper coins in the world would be seriously uneven, and the consequences would be more serious than the loss of 500 guan.

Therefore, in order to reduce costs, some small taxes in the local area will be bought with a certain amount. The government authorized the tax to collect taxes. If there is more than the fixed quota, it means that it will make up for its own profits and less than the fixed quota. This is not a tax-packing system, but just a flexible form of tax collection. In fact, Xu Ping was widely implemented in markets in rural areas in some years in his previous life. There is no way, the tax collection cost of these taxes is too high, and the official needs this money, so he can only do this.

The cost of tax collection is borne by the local government, so it does not reflect the tax burden of the private sector, but also depends on how much money it costs to collect these taxes. However, this issue is too complicated and sensitive. In the past, people just pretended not to know. After the three departments' finances were relaxed, Xu Ping first waived those fine taxes.

The cost of large taxes is relatively low. In cooperation with the company system, the tax collection cost has dropped sharply. The most important thing is the banking system. Some fixed tax places require themselves to take the initiative to hand over to the bank, and the government's energy is to check tax evasion. Banks no longer need to transport copper coins to the capital city, and then transport them from the capital city to the local area. The cost of capital flow has also been reduced. Based on these measures, the cost of the three departments collecting taxes from the country is only one-something that before.

After analyzing these problems, Xu Ping said to Zhao Zhen: "Your Majesty, why does the Sansi collect more money and the local people have more envy? To put it bluntly, it is actually very simple. Now the tax collection is cheaper than before. In the past, the world may have collected 50 million guan, but in fact, the local people may have spent 400 million guan. But now, the local people may have spent only 200 million guan. If we count the newly opened workshops and shops in recent years, the tax revenue increased by the three departments, plus the sugar business, land business, banks and various companies that have earned it.

The local burden is actually reduced on a large scale than before. In the past, the tax on 500 million guan of taxes in the world was tight, but now it only costs 100 million guan, which is naturally much looser. And not only that, in fact, spending money also requires capital, and the cost of spending three guans in the past two years has also been reduced. This is the benefit of the bank. For the court, the interest earned is actually small, and the biggest benefit to the world is to save money that does not need to be spent."

There are costs in the production and transaction of commodities, and funds also have costs, and fiscal revenue and fiscal expenditures also have costs. The proportion of costs in the total amount is not large, which can naturally be ignored, but this era is not possible because the cost of the money collected by the government from the public is the big part. Looking at the burden on the people of society, we cannot just look at how much money the central court has collected and how much money it has spent, but also count the costs of these revenue and expenditure, otherwise it may be far from the facts.

How much money does the heavy taxes in all dynasties actually fall into the hands of the central court? Most of them are spent on the cost of tax collection. The more the heavy taxes outside the regular taxes, the higher the cost. This is the greatest harm to the people.

The biggest benefit that the public can feel about the new policy implemented by Xu Ping is not how much tax is reduced or how much more money you make every year, but the same amount of money is paid, but the burden is only a fraction of the original one. Just look at making money, how many businesses can make profits several times the cost? But from the perspective of reducing fiscal revenue and fiscal expenditure costs, the banking system can achieve this effect. As for the interest received and the support and promotion of the commodity economy, that is the momentum. The most immediate effect is that the tax burden of the private sector has been greatly reduced without increasing taxes or reducing taxes.
Chapter completed!