Chen Changan was taught not to spend money randomly since he was a child. When he grew up, he realized that he had no money to spend it!

Now, He is once again in a dilemma of having no money to spend.

If you want to plant 3,000 acres of vegetable fields, you must first have a sufficient quantity of seeds, and the purchase cost is at least tens of thousands of inars. If you purchase a large amount of seeds in a short period of time, the market price of seeds will be further increased. In addition, the struvite mine worth more than tens of thousands of inars will be invested in the early stage to reach 300,000 inars!

This is not the price of the land!

You should know that soil is also a commodity, and its market price has also increased to 5 silver jazz kilograms due to the violent expansion of vegetable prices.

Selling soil?

Chen Changan quickly rejected this idea. As the base camp for his management and construction, if Treasure Island is reduced to selling land for a living, it would be better to take risks around the flying Henan people.

After thinking for a while, Chen Changan found the liaison officer Chen Jiuqi again and typed:

[Hello, I am Chen Changan. Now I am facing a dilemma. To be precise, I have no money...]

After liaison officer Chen Jiuqi replied to a [Wait], he went offline to the party branch to report information. After he went online again, he gave Chen Changan three plans.

[First, our Qinghai base area is currently in a state of reclamation, with limited seed reserves, but you can even give 100,000 seeds at the market price. You can use struvite or soil to pay.]

[Second, loan! Deep Sea Money Bank has both savings and loan business, with a monthly interest rate of 10%, which is a profit-making model. The actual annualized interest rate is 313.84%, but compared with dozens of times the vegetable income, a loan interest rate of 300% is nothing.]

[Third, invest in the stock! We will withdraw 100,000 inars and help you purchase 20,000 1,000 seed packs, but we will take away 10% of the profits of the vegetable field. No matter what price you sell, no matter whether the vegetable market will collapse due to the participation of too many people, we only need 10% of the profits of the vegetable field!]

Chen Changan savored it for a while and figured out the difference between three solutions.

The first solution is to guarantee the minimum, and obtain a small amount of seeds through ordinary transactions, but for three thousand acres of vegetable fields, it can only be said to be better than nothing;

The second solution is to bear the risk at your own risk and bear the loan interest rate of 313.84% of the deep-sea bank. As long as the vegetables can be produced smoothly, the loan interest rate is just three times that, so what’s the point!

The third solution is to share risks. The Qinghai base area pays money and seeds, and produces struvite and land by themselves. After the vegetable output is produced, they will take away 10% of the vegetable income.

10% seems to be a very small number, but the vegetables produced by 3,000 acres of vegetable fields are enough to sell at a high price of tens of millions of inars, and 10% is millions of inars.

Of course, the Qinghai base also bears corresponding risks, and 10% is a relatively reasonable number.

Chen Changan slowly pulled off a leaf, folded it and tore it apart again and again, thinking about the advantages and disadvantages of several solutions.

After a moment, He finally replied:

[Can the three solutions be integrated into... the same solution? I don't want to make a choice, I want them all!]

Chen Jiuqi: “…”

Chen Changan explained:

[I am planning to lend 100,000 INAR from the Deep Sea Money House, part of which is used to buy seeds in the market, and the other part I hope to sell some seeds to me in the Qinghai base. I also agree that you can invest in a seed package worth 50,000 INAR in exchange for the future 5% of the vegetable returns?]

Chen Jiuqi's avatar turned gray. After more than ten minutes of offline, he replied:

【make a deal!】

Chen Changan breathed a sigh of relief. The first difficulty in farming was finally a successful breakthrough.

"However, I haven't used this new feature of Deep Sea Money House yet?"

He clicked on the deep sea system. Compared to the first day of travel, only [Deep Sea Forum] and [System Message], the system has now been added to the seventh function.

【System Message】

【Deep Sea Forum (World Channel Regional Channel)】

【Trading Market】

【Task】

【Ranking list】

【Deep Sea Money House】

【Storage Space】

Chen Changan tried to click on the deep-sea bank, and the system sent a prompt sound:

“Does the manual service be activated?”

Also manual service?

Chen Changan's eyes flashed slightly and he said softly:

"yes!"

In an instant, a trace of light and shadow suddenly appeared in the space in front of Chen Changan.

These lights and shadows gradually condense into a charming woman, wearing a cat-eared girl's skirt, long legs and black stockings, and her figure was infuriating. She blinked:

"Welcome, distinguished guest, my name is A Zu, and I am one of His Majesty Sir Silver's pastors. What business do you need to handle?"

Chen Changan instinctively swallowed.

He is not interested in humans, but when faced with special races such as cat-eared girls, mermaids, and elves, he always wants to ask about the price... It doesn't mean anything else, he just simply studies the economic conditions of different races in other worlds.

"I want a loan!"

Customer service Azhu smiled and said politely:

"Because your human mortality rate is too high, our loan interest rate has to be increased to 10% monthly interest rate, and we need to provide corresponding collateral, and we need to repay one-tenth of the principal and interest every month. Today, a year later, we need to repay all the remaining loans. Can you accept it?"

Chen Changan frowned slightly, realizing that it was probably not that simple to borrow money from the deep-sea bank, and said in a deep voice:

“Is collateral necessary?”

Customer service A Zhu seemed to have guessed that He would have such a problem, and said calmly:

"Yes, you have never handled any business at the capital bank, nor have you saved even a sum of money. Therefore, your creditworthiness is..."

"Wait, you are Chen Changan, who is 74 years old?"

Chen Changan glanced at his panel information and replied:

"Yes, my legend has indeed increased to 74."

Customer service A Zhu's smile suddenly became sweeter, and he said respectfully:

"Ten minutes ago, Sir Silver issued an oracle. We must provide the best service for all humans on Earth who have high legends. Since you have 74 legends, it is naturally different from ordinary customers. We will provide you with the most convenient service."

Chen Changan was stunned at first, then his mouth slightly raised, slowly opening the legendary rankings in the deep sea rankings.

1, Raven, Legend 104

Legendary deeds: [Forum Madman] [Killing God-Aladdin]

2, Chen Chang'an, Legendary Degree 74

Legendary deeds: [Slave Conjecture Publisher] [Killing Evils - Foul Sea Spirit] [Black Lightning] [Bao Yamamoto Diary Publisher] [The Source of Merlin Classics] [Owner of Evils Nuclear Weapon] [One of the Heroes of the Slave Crazy Crazy] [No. 1 on the Deep Sea Survival List]...

3,…

4,…

5,…

6,…

Chen Changan was smiling.

This wave, this wave has been used to get the benefits of the Raven boss’s God-killing!

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Chapter completed!