Shangshanghai, Hongkouri Concession.

Speaking of the Hongkouri Concession, its origins can be traced back to the ninth year of Tongzhi in the Qing Dynasty. From that year, Ri himself began to live in the Hongkou area of ​​Shanghai. In the same year, the Shanghai Public Concession authorities began to build roads across the border in Hongkou area. Since then, the Hongkou area has been illegally included in the jurisdiction of the public concession.

By the 25th year of the Guangxu period, the former British and American public concessions were renamed the Shanghai International Public Concession, and countries such as Ripa began to participate in the management of the concession. The following year, the public concessions were divided into four districts, east, west, middle and north, and Ripa expatriates occupied an advantageous position in the North and East Districts.

In the second year of Xuantong, the number of expatriates in Hongkou exceeded that of other countries, ranking first.

Since 2016, the Public Concession Bureau’s Police Station has set up a daily arrest unit. On November 20, 30 police officers were in place to take over the actual public security affairs in Hongkou.

During the 1st, Twonds and Eighth Incident, the Ri Army stationed in Hongkou set out from the Marine Corps headquarters to attack Zhabei, and fought fiercely with the 19th Route Army. There was a truce in March. In July, the Public Concession Department decided to return the road-building area across the border of Hongkou, but was rejected by the Ri army that actually occupied the local area.

From then on, the Hongkou area was called the "Shanghuri Concession".

After Wang Yue got up early in the morning, he took Mao Pengyuan and began to wander around the public concession. To put it bluntly, it is actually just a scout, and the focus of scout is on Bank of China, of course, mainly the Japanese bank.

Today, in Shanghai, foreign banks are everywhere in China, especially in the concession, where the headquarters of various countries are located in China Bank. Wang Yue set out from Zheng Zhai and saw the British banks, Meccarat and Yili Bank along the way, as well as the American Bank of China Bank, Chase Bank, France's Oriental Bank, Germany's Deutsche Bank, etc.

Finally, Wang Yue turned around and talked about the Hongkou Ri Concession. Wang Yue found that there were quite a few banks opened by the Japanese in the Ri Concession, such as Hengbing Jingjing, San*jing, San*ling Bank, and Guanyou Bank. Of course, those who entered and exited these banks were basically Japanese expatriates and entrepreneurs.

In fact, when it comes to China Banking, it is not a painful history of blood and tears.

Foreign capital, in fact, had already begun to come to China to set up a bank before the ** War.

In the mid-1840s, the first foreign bank appeared on the Chinese territory, namely the British-run Li*ru Bank.

In the 1930s, the total number of foreign-invested banks in China had exceeded more than 50, including Britain, France, the United States, Germany, Japan, Russia, and the Netherlands. Of course, most of these banks' branches in China were concentrated in coastal trading ports.

These foreign banks have very strong capital. It is reported that in the mid-1930s, the capital of all foreign banks, including those whose head offices are foreign and located in China, was converted into the Chinese currency at that time, with a total of 1.2 billion yuan, which is equivalent to 4.4 times the total capital of all Chinese banks.

Such strong capital strength, the consequence is that it has absolute control over the Chinese financial market and capital market, especially the foreign exchange market. Its market basically obeys foreign banks. Before the government implemented the fiat currency system for 35 years, HSBC's foreign exchange price was actually the official price of the Chinese foreign exchange market.

As for the capital market, because the organization of Huaxia companies has not yet been improved, the company's stocks and bonds are few, so capital transactions are actually mainly domestic and external government bonds issued by the government. Foreign banks, as borrowers of Huaxia government foreign debts and bond issuers, are actually the masters of Huaxia's capital market.

It is precisely because of these various reasons that foreign banks established in China, whether they are head offices or branches, act according to their foreign laws. Any activities in China are not subject to any constraints of the Chinese government and enjoy many privileges.

For example, in nearly a hundred years, there were at least 20 foreign banks that issued banknotes in China. These banknotes had neither preparations for issuance nor guarantees for cashing them. They were purely tools to plunder the wealth of the Chinese people.

Also, because the Chinese government borrowed foreign debts on a large scale, and then used tariffs, salt taxes, road mines, land, etc. as collateral, so as to manage the Chinese government's taxes and various incomes, and indirectly achieve the goal of controlling the Chinese government.

It is precisely based on these combination of light and darkness and the clever way of seizing foreign banks have made high profits in China. According to incomplete statistics, in 34 to 38 years, 93 foreign companies estimated that the proportion of net profit to capital in various industries was 23.3%, which was undisputed and ranked first among all industries.

For example, in the 85 years from its opening to 49 years, Hui*Feng Bank received a net profit of HK$540 million, equivalent to more than 200 times the opening capital. The dividends it allocated to shareholders were generally around 20%, and the highest was 80%. Due to the generous dividend, its stock market price often had a premium. In the early 1890s, the premium was as high as 216.5%. After the 1820s, a stock with a face value of HK$125 was sold for HK$2,300, an unprecedented record.

I have complained about so many things about foreign banks, but the purpose is to tell everyone that foreign troops have shown bloody swords and guns in China, while the banking industry is an invisible claw, constantly seeking huge profits for them and providing economic support to the army.

After some calculations last night, Wang Yue made up his mind to fight these claws. Although his current power is limited and he cannot cut off these claws, he still has the opportunity to collect some interest in advance.

Of course, Wang Yue's first choice is the Japanese bank. Although other foreign banks are also plundering the people's money, the hatred with the Japanese is undoubtedly the greatest and the most unreal.

"Which bank should I choose is the right one?" Wang Yue wandered around for a long time, but still didn't choose a good partner, and hesitated.

The Japanese have many banks in Shangshanghai, but their headquarters are basically in the Hongkou Concession. According to Wang Yue's analysis, the one with the most gold and currency reserved in these banks' vaults should be Hengbing Jingjing Bank, because he has a military background and often issues military vouchers for the Japanese troops.

However, the location of this bank is not very good because it is closer to the headquarters of the Japanese Marine Corps. If gunfire sounds, I am afraid that the Japanese Marine Corps will arrive at the scene within ten minutes, which is a relatively dangerous thing.

"Brother, I think San* Well is good. It is located between the North and Central Districts. It is not only far from the Japanese Marine Corps headquarters, but also not close to the police stations on both sides. There is also a large flow of people near the bank. Even if they discovered it in time, they probably wouldn't be able to catch up in less than half an hour." Mao Pengyuan also helped analyze.

"It is indeed easier to start the attack on the Sanwei, but this bank is relatively smaller. I don't know if there is a vault. And even if there is a vault, if there is not much gold and cash reserved in the vault, wouldn't it be worth it?" Wang Yue originally intended to do a big ticket if he wanted to do it, and it would be better to do it once and for all. After all, once the bank strengthens its vigilance, it will be even more difficult.

"I think it's not small either. I just observed it carefully and found that there are more customers in San*jing than the other ones." Mao Pengyuan replied.

Wang Yue thought about it and said that safety is the first priority. After all, this is not a single deal. This is the first time. It is better to choose a less difficult one, so the risk will be smaller. After all, robbing a bank is a technical job, and once it is not handled properly, it may be life-saving.

"Let's do this, then I'll go to Sanxijing Bank first and then talk about it. You can go around again." After thinking about it, Wang Yue decided to go inside and see the specific situation, because he had just wandered around for a whole morning and he saw basically the external situation, and he really didn't have time to go inside.

After Wang Yue finished speaking, he left and found a remote alley. After observing that there was no one around, he took out a briefcase from the space ring, which contained more than 5,000 yen and Wang Yue's passport, and then put on a pair of gold-ri glasses. Then he walked out of the alley and slowly walked towards Sanxijing Bank.

"Hello, what business do sir do?" A woman in a professional attire asked respectfully, speaking Japanese, saying that this should be a role similar to a lobby manager.

Wang Yue nodded and replied, "Hello, I want to open an account and save some money."

"Okay, sir, please fill out this form first, and then check your identity certificate or passport for me...

Under the guidance of the lobby manager, Wang Yue quickly filled out the form and sat in the hall waiting. At this time, Wang Yue began to observe carefully. Although this place is not as luxurious as a bank in the original world, it is still clean and clean. He who is doing business here is also more abiding by the rules. Of course, these are not the focus of Wang Yue’s attention. Wang Yue is concerned about the internal structure of the bank.

The entire San*jing Bank covers an area of ​​about hundreds of square meters, with a total of two and a half floors on the ground. The entire first floor is only divided into two areas. The main part is an isolated business processing area. The waiting area is close to the door. The waiting area is transparent and there is no second floor above. There is a small door on the right side of the hall. There is a small staircase inside the small door, which should lead to the second floor.

After waiting for a while, Wang Yue suddenly covered his stomach with his hands, squatted down indecently, took a deep breath, and waved to the lobby manager desperately. After the female manager came over, Wang Yue asked embarrassedly: "I'm so embarrassed. My stomach is very uncomfortable and I need to go to the toilet in urgent need. I don't know that there is no toilet in your store, so please help."

Although Wang Yue spoke quietly, the customers in the entire hall could basically hear it. For a moment, the eyes of the guests in the entire hall were gathered on Wang Yue and the lobby manager's faces. The lobby manager was also very embarrassed. If you want to talk about the toilet, how could such a large bank not have it? However, it was on the second floor, which was also an office area. There was absolutely no precedent for customers to go to. However, this current situation made her very embarrassed.

If you say that there is no one, you will definitely not believe it. If you say that there is one, but it cannot be used for you, it will obviously cause dissatisfaction among many customers, and it is likely that a lot of customers will be lost. However, Wang Yue's movements are too embarrassing. He is half-squatting there, covering his stomach with his hands and not daring to move. It is obviously impossible to hold it in. It seems unrealistic to let the customer go away to other places.

"Please." Wang Yue's face turned red and begged again, and the voice was louder this time.

“This, this,…

While the female manager in the lobby was hesitant, the few rien expatriates who had been sitting not far away from Wang Yue could not stand it. Of course, they might also be worried that Wang Yue could not hold back and pull his pockets. Wouldn't that hurt them? And this also affected the image of the Yamato nation, so they all said to each other.

"Oh, people have three urgent needs. If you can, just help."

"That's right, after all, I'm here to do business. It's your duty to take care of inconvenient customers."

"Little girl,...
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