After listening to Du Zhongxiao's words, Wang Anshi didn't say anything for a long time. After drinking two glasses of wine, he said: "I thought that the benefit of building a farmland business was to make equal land, so that those who really cultivated the land had land, not in the hands of the powerful. But when I heard what Xiao said, this matter was impossible."

Du Zhongxiao said: "If you do that, there are not many ways. You can only collect the land from the people and all belong to the officials. This requires another item, which cannot be cultivated by small households. The government organizes the government to unify the one, collect it, and finally distribute it uniformly. As long as one is missing, the average land cannot be achieved. Naturally, there will be no grain tax. From the government to the government collecting grain from the people, it will become the government to give the people food to the people."

Wang Anshi shook his head: "How could this happen? As long as the land is distributed to the people who farm, the farmer will have the same land, how can he not do it?"

Du Zhongxiao said: "Is it equal land? How many dynasties have done this in thousands of years in the past three generations? Which one has done it? Not to mention that the land is divided only, not unified, and unified, and unified. So, it is not enough to say that equal land is different, and each household is different. Is it divided by people or households?"

Wang Anshi said: "What is the difference between natural distribution by household and timely analysis of the production process and the difference between classification by person?"

"Okay, divided by household. Each household has different populations and different farm tools and oxen. Is it based on how many points can each household be planted, or is it evenly divided?"

Wang Anshi said: "Naturally, the average score is equal. If the family is poorer and the labor is less, the harder it will never let the land be wasted."

Du Zhongxiao shook his head: "Not to mention the population growth you mentioned just now, fathers give birth to sons, sons give birth to grandchildren, sons want to marry women, and women want to marry men. These population changes are based on the population unchanged. The land is divided, and the court will only collect food and taxes later, and the rest are not cared about, right? In life, there are all kinds of things. Some people are thrifty, some are lazy, some are eating more, some are eating less, some are too big to save a penny, and some are stingy in their lives, even if they are stingy, they will not be able to bear much money. People who don't want to farm, they will always find ways to give the land to those who have spare time. This is unstoppable, and people are not allowed to buy land and land.

You can rent it. After renting it for a long time, there will be a lot of fields, the bones, and it looks like a business. This is still a normal year. If it comes to normal, it will become faster. It will be too late to know what to have. In a good year, each plot is always different. Some families are much more common, and some families are only a little more than usual, and different things come out again. Not to mention the disaster year, some families have no grains, and some families are not affected. If someone gets sick, some dies prematurely, some are healthy and can still work in their health in their decades, such as children marrying, all kinds of worldly affairs, and the gap between the rich and the poor will be faster. This is something that human power cannot do, and there are also food, drink, gambling, committing crimes, and how many years can the land be shared equally? It cannot be divided equally every year, right? The land cannot be planted."

Wang Anshi thought about it and said, "That must be the age of age. What's the difficulty of collecting the land and dividing it evenly?"

"The difficulty is great. In short, this cannot stop the rich from becoming richer and the poorer. After a few years, officials and local forces will take action from it, and they will move faster to the opposite side of their thoughts. Therefore, if the land is equal, the land transaction will be prohibited. This is the only way. But the ban on buying and selling Pili Yangqiu, who cannot stop buying and selling, will eventually collapse."

Wang Anshi thought of the solution, Du Zhongxiao had seen it in his previous life, what's so strange? It's just temporary measures that cannot solve the fundamental problem. As long as private ownership is allowed, even if some private ownership is part of it, it is an ideal that cannot be realized. Those who want to farm without land, and those who have land do not want to farm, have this has been the case since ancient times. Those who want to farm and have land are only part of it.

Speaking of this, Du Zhongxiao sighed: "Jiefu, manpower is sometimes poor, and we must admit that people cannot fight against the sky. We must do things that cannot be done, harming others and ourselves, harming the country and the people. We must find a way out in the difficulty, which is what we need to do."

Han Jiang was not as persistent as Wang Anshi. He had a lot of contact with Du Zhongxiao, and he came to pick him up, so he was more relaxed. He asked Du Zhongxiao: "As Xiao said, this cannot be done, and there is no way to do it, so what should I do? I came to take this road to recommend Changping. It is easy to do it. Everything has regulations and regulations. You can understand it by doing it more. Why do you do this? If Xiao doesn't say it, I'm afraid I can't do it well."

Du Zhongxiao said: "I have been thinking about it for a long time. After thinking about it, I can only start from the most fundamental point. Whether it is the court or the people, there are two things to live, one is to make money and the other is to spend money. The court is relatively easy, but there are only two ways to do it, one is to measure the income and expiry. The two seem to be different, but in fact they are far different. The income and expiry means that they are relatively relaxed and there is a lot of room for reduction in items. If you collect less and spend less, you will not have a big mess in the world. If you collect more, you will spend more, which is considered a blessing from heaven.

It’s different, it means that the burden of spending is very heavy. There is a basic number to ensure stability. It’s not necessary to say that if you collect less than this number, the people will benefit. It’s not possible to have less than this number. Once the expenditure is reduced, there will be chaos. What should I do at this time? Increase taxes, borrow money, and eat the grain of the Mao. There are also internal treasurys in this dynasty. The three corpses can borrow from the emperor from time to time, and they will not repay it after a long time. It is related to the overall situation of the world. If the emperor doesn’t borrow, you have to borrow. What should I do if I don’t have that much money? I have to increase taxes, donations, grants, and pre-buying. I know very much, so I won’t say much."

Han Jiang said: "In the past two years, I have made a lot of money for the imperial court on Jingxi Road. I don't know how much it has been relaxed. I have built so many roads over the years, so there is no need to increase taxes, no need to borrow money, and I have also paid back the money I borrowed from the treasury before."

Du Zhongxiao waved his hand: "The horse has no night grass, but it is not fat. This is the sudden extra money. The Sansi will naturally be relaxed. In the past few years, everyone has become accustomed to it, but it is not the same as before? As long as the amount is calculated, the looseness will be temporary. The court is short of money."

Wang Anshi said: "There are people under the rule of the court, scholars, farmers, industry and commerce, and there are always ways to imagine. So what about the people?"

Du Zhongxiao said: "It's all the same principle. The most important thing is that there is no surplus, whether there is a savings, and how to deal with savings. For the court, the land-building business mentioned just now is actually a way to deal with savings when there is a surplus. What should I do if the income increases for a while and the money in my hands is too much? Everyone is happy to reduce taxes next year? Temporary tax reduction is not a good thing, not a holy grace, it's best not to use it. Turn surplus into capital and spend it first. As long as the place to spend is right, even if you can't see the profit for a while, you can always cash out in the next few years. This is the case for field operations, such as building railways, building bridges, and opening canals. Even if it doesn't make a living, it's convenient for the people and developing all industries, and you can make money back from tax increases. Why do you have to buy fields in Huainan Road? Because you have built shopping malls and want to make money, you have to turn the money you earn into cost and invest in land-building business to save it. It's Changping."

Han Jiang nodded repeatedly. After listening to Du Zhongxiao's words today, he understood the relationship between the Yingtianwu and Changpingshi. The Yingtianwu is the water tank of the Changpingshi, which is used to store the wealth of the Yingtianwu, so he has been under the jurisdiction of Du Zhongxiao. The money quota was issued by Changpingshi. It was a waste of money to be stored in the savings office. Of course, it was to exchange cash for money quota and then use it to form capital. The profits generated by capital are one, and it is the most important thing to be able to proliferate, so that wealth preservation and appreciation are preserved and increased.

Speaking of this, Du Zhongxiao said: "You will understand the official affairs of the court as soon as you mention it. You will naturally have more ideas in the future. Not to mention the court, but what about the people? We govern the people for the people, and we always want to rule the people with enough food and clothing, and have no worries about food and clothing. In order to prepare for famine, their lives are getting better and better, and there is still some surplus. These surpluses are the savings of the people, just like the court. What should I do if I save money in my hands? In the past, I used copper coins to exchange cash or gold and silver and put them at home. Ordinary people have a money bank.

, Fugui's family has a wealthy cellar. Is this good? If there is no shortage of gold, silver and copper coins in the world, and they can always buy the same amount of things, then it is naturally nothing. But the fact is impossible. Zihuacai said that in recent years, the money has become too high and the money has become more and more valuable. That's it. Because local grain production has become more and more industry and commerce has developed, it requires more money. Even if Changping Company issues money, it is still not enough for the market, and it becomes like this. If this continues, it is always not a solution. Money shortage will cause big problems."

In fact, money is expensive and money is low, and money is short. Deflation is actually the same problem. Deflation. In the era of physical currency, deflation is the norm. Once inflation occurs, it means a crisis or even a serious disaster. This is different from credit currency. Moderate deflation in physical currency will not affect the normal development of the economy. The currency in society is equivalent to always having interest, and the scarce part of precious metals replaces the bank's function. Therefore, except for regular deposits, there is no interest. In the existence of savings banks, prices fall, which itself is equivalent to interest. Even if they open a bank, they can deposit interest without interest, or only provide less interest, and the bank does not need to use interest to preserve the value of deposits. However, severe deflation and short cash on the market will affect industry and commerce, especially have a significant impact on expanding reproduction.

Du Zhongxiao said: "This is a problem. People save money, and there will be less money on the market, and the money will be more expensive. In this cycle, the money on the market will go to the cellar faster and faster, and it is too late for the court to re-mint money. Therefore, it is necessary to find a way to get the money out. It is best that the court has a way to make the money disappear. Everyone is unwilling to store the money in the cellar, but hand it over to the court."

Han Jiang smiled slightly: "needless to say, this is the function of a savings bank. Instead of placing money in a cellar, it is better to save it in a savings bank, which has some interest. In order to seek high interest rates, many people will save it regularly. Changpingsi can issue money regularly, and there is money on the market again."

Du Zhongxiao nodded: "That's true. It's not to attract money, why spend a lot of energy to build a savings bank? It's spread all over the city and countryside, and I don't know how many people I hired, but Jingxi Road is special. Even if the savings bank is built, the cash in it is still not enough, and cash from other places is transported here. The imperial court collects cash every year, but there is still expensive and light goods."
Chapter completed!