Chapter three hundred and forty seventh banker's private words
At the provincial capital, at night, President Huang of the Provincial ICBC held a banquet to entertain a group of people from the headquarters.
Mei Yiliang has not invited her, but Director Wang refused a little, so he did not insist, and his nephew said that.
Regardless of whether the loan will be successful or not, Director Wang does not want to be close to the company's people on this first day.
Last year, several bankers with outstanding abilities and high-profile talents in the World Bank industry have been investigated and punished for illegal lending. At such a sensitive moment, people must be watching such a large amount of loans in all aspects.
In addition, because of Feng Yiping, Jiasheng is always the focus of some media attention, and he does not want to make the population a reality.
However, for teams like them who come from headquarters to local areas, how could reception become a problem?
When it comes to entertainment, government agencies still have to leave some room, because the relevant government accounts now require some audits. The cost of a single entertainment transaction is too high, so such an account is not easy to deal with.
Public institutions are different, and there are more reimbursement items. Moreover, banks are short of everything, but they are not short of money. Governor Huang, the top leader in the province, came out in person, so this seafood meal at night is naturally very high-end.
Not to mention the various fresh seafood, you can get a glimpse of the wine you serve.
The wine is all brought by the bank, and the liquor is Maotai from 15 years ago. It is rare to keep the packaging with the characteristics of the times.
There are two types of wines, Chateauausone red wine from France's Osong Manor in 1996, and Riesling white wine from Germany's Imu Winery.
When it comes to wine, the first thing that comes to mind is France, and maybe Italy, or Spain. In fact, the best white wine comes from Germany, which everyone thinks is only manufacturing.
Whatever you want to drink is poured. in the country, the combination of dishes and wine is relatively casual.
As for the two President Huang and Director Wang, who know wine best, they drink Yimu Winery’s selected raisin Riesling expensive wine. It’s not expensive, and a bottle is less than a van.
Of course, President Huang definitely doesn’t think it’s expensive - it’s all given by someone else anyway.
Director Wang didn't feel much. He had also stayed at the grassroots level and was familiar with these routines.
"How did you feel on the first day?" He sipped a sip of the sweet, fragrant, mellow and elegant and refreshing precious rot wine. President Huang asked Director Wang.
"It turns out that I have heard people say that this is a company that has never had a loan, and I still don't believe it. In this era, how could there be such a primitive company? Today, I saw it, it turns out to be true,"
Director Wang smiled a little self-deprecatingly, "Do you know? Even companies like Youjia Convenience Store purchase large quantities of goods every day, but they don't owe suppliers a penny, they actually pay first and then goods!"
"I know other convenience stores or supermarkets with a slightly larger scale in China. Not to mention the three-month accounting period, at least there are not many suppliers who need to provide a one-month accounting period,"
"However, the benefits of doing this are naturally obvious," said Director Wang. "Although we only know one thing, the profits of Youjiawei are definitely the highest among our peers in China. The supply is definitely the most timely."
"Haha, we didn't believe it either. Jiasheng expanded so quickly, so where did we get so much financial support? Later, I really believed it. They really didn't lack money. Even the major construction projects in the provincial capital did not owe a project payment. The leaders of the Construction Committee praised it several times," President Huang shook his head, "A few of our deputy presidents took the initiative to come to sell in person, and they were not interested at all."
"I think Jiasheng has a very good layout. It has more than 2,000 convenience stores, and the average cash collected every day is at least 3 million. It also has its fast hotels and five-star hotels, plus the same chain of infant and toddler products and silk products stores, as well as other decoration companies, logistics companies, furniture companies, food companies... and the hot media companies recently," an employee at the headquarters pointed at the head. "To sum up, the most conservative estimate is that at least 6 million cash can be added to the account every day, which is nearly 200 million in a month!"
"No, you missed a lot, and it's seriously underestimated," President Huang retorted, "You didn't count the other listed company, Auto.com, and the advertising fees received that day were not small, right?"
"It's actually considered the taste noodle restaurant in Jiasheng Group's hometown, the lithium battery park in Shanghai, and the magic workshop in the capital. Although the name is strange, it is also a company with very good performance. Now it exports tens of thousands of electric vehicles every month, which is more than 5 million US dollars, and there is also a very successful magazine in Hong Kong,"
"So, just add them, their daily cash income of 10 million is just about to say to the young master, are you right? Director Wang?"
"At least there is 10 million," Director Wang nodded, "so, Mr. Feng's reputation as the richest man is really worthy of his name,"
"I can't figure it out. Jiasheng Group has expanded so quickly in just a few years. Where did the financial support come from?" A young man asked curiously.
"We just need to examine Jiasheng's current situation. Don't worry about these issues," Director Wang said.
For many entrepreneurs today, this problem is generally very sensitive and is a problem that cannot be said or is not easy to say.
"I have no other intentions, I'm just a little curious."
"Then it's better to keep your curiosity in your heart," Director Wang glanced at the young man. Is this question easy to inquire about? Or is it too young.
Seeing that young man was a little embarrassed, President Huang made a smooth move. "Actually, we all know this problem. Everyone knows that Jiasheng's own hematopoietic function is very good now. For general projects, they really don't need financing."
"As for the funds in the startup stage, we can be sure that they all come from outside the mainland. To be precise, most of them come from foreign banks in Hong Kong, and they are all US dollars. Haha, in order to become a account opening bank in Jiasheng, we all put a lot of efforts."
"Hong Kong?" Director Wang thought about the years when Jiasheng's large-scale expansion began, and seemed to understand a little.
"Yes," President Huang understood what he was thinking and said with a smile, "He took a year off from school that year,"
"Is this true?" Director Wang asked.
Although there is a possibility, he really doesn't believe it.
"Really," President Huang said confidently.
Their bank also put a lot of effort into the customer Jiasheng.
"He should have been investing all the time. We think his big investment in Silicon Valley last year should also come from the capital market,"
"It's really a genius," Director Wang said with emotion. "It seems that even if he doesn't do business, he can become a world's top trader."
"That's definitely," said President Huang, "so, I don't have such a great authority, otherwise our branch would want to take on such a loan. Since he wants to do such a big project, he must have seen it right, and the reward will definitely exceed our imagination."
"Old Huang, this matter is done. I'm afraid it's not your branch's turn to take over. I can't do it. To be precise, domestic branches may not have any part. The subsequent matters should be taken over by the branch in the United States."
Director Wang thought that President Huang had this idea, no wonder the hospitality was so enthusiastic and he was busy explaining it carefully.
"Director Wang, don't think too much. I naturally know that with such a large loan, we have a good position. Of course, I want to let us handle part of it. Of course, we don't force this. My main purpose is to take this opportunity and let Jiasheng transfer to our bank account."
“Which account is they opened?”
President Huang and Director Wang had a cup of tea, "It turns out that because there are too many US dollars in the account, they chose to open an account with Bank of China."
"Oh, then this should be fine," Director Wang said readily, "As long as you can cooperate this time, Lao Huang, you will definitely have one more big customer,"
He immediately expressed his attitude to President Huang, "From the current contact situation, as long as the other companies in Jiasheng are as good as we imagined, they have good financial conditions and no other force majeure, I am still optimistic about this loan."
Wen Xian knew the elegant intentions. He understood President Huang’s worries. If this could not be achieved than the business, President Huang’s wish would probably have been disappointed again.
Banks are the gods of many companies, but for big players like Jiasheng, it is also the god of banks. Domestic bankers, if they know Jiasheng's daily cash flow, they will be drooling.
"And, this is a project that the head office leaders personally care about. Don't worry, there will not be so many twists and turns in it," he whispered.
"That's good. It seems that our branch's performance will definitely be upward this year," President Huang was very happy.
"That's for sure, but you have to worry about Zhonghang fighting for you."
"Come on, who made them lose the patience and courage to do this business?" Zhang Zhangzhang laughed.
"Then I'm waiting to see you in the headquarters," Director Wang said, naturally, that President Huang will be promoted because of his outstanding business.
At this time, he accompanied the secretary of the accounting firm at another table and said in his ear, "President, the owner of this restaurant, I want to come over to toast a glass of wine."
"Well, then come on," President Huang would be very happy with Director Wang's private statement, so it would be easier to talk to.
After a while, a middle-aged man with a small tall face and a smile came in with his secretary. He held a glass in one hand and a bottle of Maotai in the other. "President Huang, Director Wang, all leaders, everyone's visit, let's be so bright. I'll give you a cup first."
The person who came was Liu Jizhong, the owner of Dongcheng Seafood Restaurant.
"This boss," President Huang sat there and said with a smile, "You have a cup toast so many of us?"
"I dare not, President Huang, my surname is Liu, just call me Xiao Liu," Liu Jizhong poured a glass of Moutai full of the glass, "President Huang, I respect you, you can do whatever you want!"
"No, this is Director Wang of our headquarters," President Huang pointed to Director Wang next to him.
"It turns out that he is the leader of the headquarters. I'm lucky to meet you! Hello Director Wang, it's honor to know you," Liu Jizhong raised his neck and drank more than three taels of white wine in one go. (To be continued.)
ps:ps: In the last few hours, sincerely ask for votes!
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Chapter completed!