The bank was considering that this work could not be stopped. On the third conference call, Li Lin proposed, "Can we consider equity financing?"

Feng Yiping refused almost without hesitation, "At present, only debt financing is considered,"

Generally speaking, there are two main ways of financing for a company: debt financing and equity financing.

The so-called equity financing means that the company's shareholders are willing to sell part of the shares they own and introduce new shareholders.

There are more ways to raise debt claims, and the content is nothing more than the word "borrow", such as bank loans, issuance of corporate bonds, etc.

Equity financing, those two listed companies don’t need to be considered. Although as long as the news is revealed, there must be more people coming to give money when the two companies perform so well, but even if Feng Yiping is willing to do that, the funds raised can only be used for the development of those two companies. Do you want to use them to acquire Netflix? That is to embezzle openly and embezzle the funds of listed companies, and the amount is still so large, just wait to get jailed.

As for Jiasheng Group, Feng Yiping thinks it’s good now and he will make the decision on everything himself. If he introduces another shareholder, how can his life be as leisurely as he is now?

Moreover, how many people in China can take out more than $1 billion in cash?

"You can consider issuing corporate bonds, but," Feng Yiping shook his head, "This approval procedures are cumbersome and expensive, so it can only be used as a backup plan."

To a certain extent, the approval of corporate bond issuance is not simpler than listing. Moreover, the issuance of such bonds also requires an underwriter, and the interest rate is generally higher, and the total cost should not be less than 15%.

Besides, in 2003, there were not many projects that domestic companies could issue bonds, and the amount could not be large. This would issue 1 billion yuan of bonds. That was a very big thing.

"Divide away the assets of the group's listed company, divest overseas assets, and all the remaining assets are packaged and apply for a loan from the bank. If it is not enough, you can consider pledging my equity in the listed company."

Feng Yiping still felt that it was easy to deal with. If he borrowed money from a bank, the interest rate should be controlled below 10%. Moreover, he dealt with relatively single people. In addition, he also wanted to take this opportunity to thoroughly take stock of his assets.

No matter what, the bank's valuation is still very valuable for reference.

"Okay, I understand," Li Lin stopped persuading. She now understands very well that there is nothing she can do with listed companies. She has a non-listed company and her boss will definitely not want others to get involved. "I hope there is a bank with such great courage!"

"Don't worry, there will definitely be one," Feng Yiping said with a smile, and if nothing unexpected happens, it can only be ICBC.

ICBC is one of the four state-owned banks with the fastest internationalization and should also be the one with the most foreign currency assets.

He also hopes to take this opportunity to establish a good relationship with ICBC. Maybe when ICBC goes public in the future, it can also carry out some strategic cooperation? For example, if you have the opportunity to purchase a part of the original shares.

"Haha, there are not many companies in China that are confident in raising funds like this. Such quotas are quite consistent with our identities," Jin Ling said with a smile.

Feng Yiping guessed correctly. At this moment, the four major industries were also struggling.

Do banks want to do such a big business? Of course they want to do it! Not to mention a maximum of $2 billion, even a $20 billion business, they also want to do it.

However, the four major banks are far less arrogant than later. The other three banks have limited US dollar assets. After researching, they all thought of ways to join forces with several other companies and share risks.

ICBC is the most tangled company because it has the most foreign currency assets and is able to undertake such a business alone.

At the high-level meeting, the Credit Management Department insisted on taking on it independently. "There are few opportunities like this. If other companies make such requests, we will most likely ignore it. However, the overall strength of Jiasheng Group is obvious to everyone. It is at least among the top in China. Excluding those two listed companies, it is very considerable to only say that their fixed assets across the country are very considerable."

"Their purpose of this financing is to prepare to acquire a listed company," the Risk Management Department said, "which reduces the risk of our loans."

They were all very excited and wanted to do this big business. Jin Ling believed that the $2 billion loan was in line with Jiasheng's identity. They also believed that a big business such as $2 billion would be more compatible with the ICBC's identity.

"The problem is that at the end of last year, our foreign currency loan balance was less than US$20 billion, and US$2 billion, not a small amount," said the Assets and Liabilities Management Department.

"Affected by the impact, in the past two months, the volume of international settlement business and foreign exchange settlement and sales business has also declined,"

If it is 2 billion yuan, or even 10 billion yuan, it is not a big deal for ICBC. What it wants is US dollars. Based on the current exchange rate of around 8.2767, the amount they want to borrow exceeds 15 billion yuan!

"The foreign currency assets will definitely increase this year, and there is no doubt that this is the vice president in charge of credit. "Jiasheng Group is a high-quality customer in all aspects. Such an opportunity should not be missed easily. Continue to follow up and must achieve this business in the most favorable way for us. Moreover, the risks can be fully reflected in interest rates!"

If the loan of $2 billion is at a rate of 10%, then the interest rate alone will be $200 million a year. How much money is placed below?

In terms of scale, even a loan of over 100 million can be up to 100 million yuan.

How much manpower and material resources will I have to invest in 100 loans with an average amount of over 100 million yuan? How many bad debts will be included in these 100 loans? In short, it will definitely be higher than this one.

…………

It has a great impact on universities in the capital, but this impact is sometimes a good thing. For example, for those who feel that they are not prepared enough, postponing the CET-4 and CET-6 exam is a huge amount of good news.

For Feng Yiping and others who are already senior and are forced to stay in school, it means that they can spend more time on graduation design.

Feng Yiping even suspected that in 2003, it might be the year with the highest average graduation design level in universities in the capital.

However, the goods in the dormitory generally expressed that they were not adaptable and could not stand Feng Yiping's freedom outside and harass him on the phone. It was common for them to feel that they were too idle and annoyed. Feng Yiping, who was originally planning to increase the bid for them, deliberately added the code when he was decorating the next step of his work in the Magic Workshop.

This time, the specific design projects he released were nearly twenty items of size.

The dozen that occupy the largest number are easier, just like the design of electric vehicles. Feng Yiping already has a rough outline, and they only need to improve it, such as the specific proportions and further improvements in details.

Moreover, these dozen designs are all products closely related to daily life, and they are not difficult. They can be said to be appetizers.

These dozen items, to put it simply, are the result of Feng Yiping's visit to the famous Muji.

At the beginning, he visited this store that was infinitely exaggerated by many petty bourgeoisie and even claimed to be a tasteful person. But he really didn't have a strong understanding of it. He admitted that the design of some things there was a very unique place, but some people's evaluation of it was too much, and even went to Japan to "worship", and he said that he could not understand the fanaticism of those people at all.

It is even less understanding than the fanaticism of not understanding "Apple fans".

Of course, it may not be ruled out that it is because of Japanese-owned companies.

Anyway, he had long thought of copying more items that he had an impression of. Anyway, he now has the Youjia sales platform, and these things can be stuffed into it.

In the work that was arranged this time, there are two difficult bones, one is a leafless fan and the other is a chainless bicycle. The difficulty of these two designs can be seen from the name.

Moreover, Feng Yiping couldn't help with these two things. He had used the Yeye Fan, but he didn't remember the specific principle. He had seen the chainless bicycle, but he had only seen it.

Once these tasks were arranged, the harassing calls from the guys in the Magic Workshop were basically extinct. However, judging from what Liang Yonggao said, these two designs aroused everyone's interest. Such difficulty is more suitable for the identity of students from high-end domestic universities.

…………

Feng Yiping, who just felt that his phone had become much quieter and his ears were much cleaner, was planning to go for lunch and received another call from a guy who often harassed him, "Zhijie, how are Qiuling doing these two days? Can you go to the ground?"

Xiao Zhijie ignored his words at all and said hurriedly, "Yiping, there seems to be something happening to Jingping just now," (To be continued.)

:
Chapter completed!