Chapter 65 Preliminary Discussion on Credit Construction
Last year, December 26, the day of ***'s birthday, the Shanghai Composite Index closed at 2505.70 points, reaching a high of 2500 points for the first time.
After this, this bull market that many Chinese people find incredible is getting better and better now.
By the 26th of last month, the Shanghai Stock Exchange broke through 3,000 points for the first time, and 120 stocks reached the 10% limit, making the "good start" after the Spring Festival that investors were looking forward to actually become a reality...
At this point, the domestic stock market has become a carnival for the whole nation.
Some people who originally knew nothing about the stock market chose a few stocks with the flow, but the money from Santana entered the market. Now the value of the stocks in hand is already worth buying Mercedes-Benz, which is not a fabrication.
In such a general environment, it is normal for these scientists who seem to be fully focused on scientific research to care about the stock market, and they are not living in a vacuum.
What's more, who can't love money?
It is Jin Ling and the others, who are influenced by Feng Yiping and tend to invest for a long time, have talked to him about this issue many times recently.
On the one hand, I feel that even the aunts who buy vegetables in the vegetable market are talking about entering the market, which seems too unreliable. On the other hand, I also see the market rising day by day, and many people's returns are also rising day by day.
Under such circumstances, it is indeed difficult for many people to remain calm.
Even though they bought Apple stocks and Google stocks at Feng Yiping's suggestion, they have benefited a lot these days, but the situation in which even fools can make money is inevitably tempting.
"Although I didn't have people invested, I did have people doing some research," said Feng Yiping. "If they really want to make a profit in this bull market, I suggest that they can buy some blue chip stocks," he said.
"Is it like China Life?" Pan Shimin said immediately.
"No, I prefer Moutai and Luzhou Laojiao," said Feng Yiping. "Look, everyone's life is better, and the life of the liquor manufacturers is better,"
"Of course, I don't include all the stocks of liquor companies," Feng Yiping reminded.
Not to mention Moutai, he remembers that in this bull market, Luzhou Laojiao seemed to have a good rise.
"I understand," Pan Shimin smiled, "I will recommend these two stocks to everyone."
"The saying that the stock market has risks and you need to be cautious when entering the market is not a joke, especially in China, where policies often interfere with the development of the stock market,"
"So, it is very likely that today is still a bull market, and a policy will be introduced tomorrow and it will soon enter a bear market."
"So the timing of withdrawal is also very important?" Pan Shimin said.
"right,"
Although this bull market is unprecedented, there are really not many retail investors who can withdraw from this bull market at all.
Because they were too blindly inferring that before and after the Olympics that were attracting attention in the world, the country could not allow the stock market to go from a bull market to a bear market.
Therefore, a lot of money to buy Santana enter the market, and they can buy Mercedes-Benz S-class investors in the middle. Later, when they cleared their positions, they couldn't even afford a three-banger, so they could only buy an electric bike.
This is the core of the domestic stock market. No matter whether it is a bear market or a bull market, after all, it is a harvester for retail investors.
"So, I still hope you can advise everyone to let them hold some stocks for a long time, and Moutai is good,"
"Of course, Apple and Google's are also good, and we can all guess that because of the release of iPhone, Apple's stock price will probably usher in a relatively large increase in the next step,"
"This way, we can also give these scientists a benefit. Our relevant companies in Hong Kong can help them manage their financial investment for free."
"Really?" Pan Shimin happily patted Feng Yiping's arm, "I'll inform them of this good news now."
Jin Ling glanced at Feng Yiping.
Lao Ma happened to come over at this time.
"Yes, this bull market is indeed a good opportunity, but I think it's better for us not to get involved. Whether it's me or you two, we need to take into account our reputation now,"
"I can be sure that this bull market will definitely harvest a large number of retail investors later. If they know that we made a lot of money during the same period, it will inevitably affect their perception of us."
"That's not something that can't be bought back,"
"I didn't think about this," said Lao Ma. "The main reason is that I am not like you, and I don't have much spare money to invest,"
He patted Feng Yiping on the shoulder, "I haven't been here for so many times, but I haven't climbed the Great Wall once. It's not so good. The weather is just right today. Let's go and accompany me to climb,"
"This is a good suggestion," said Jin Ling.
…………
Feng Yiping and Lao Ma walked far ahead of everyone and climbed the Great Wall in spring. It was indeed a good experience.
Looking at the lush trees and flowers in the mountains, you feel that even the ancient Great Wall under your feet seems to be full of vitality.
Lao Ma listened at a place and looked down with his waist on his waist, "Do you know?" His voice was a little distant, "This place means a lot to me."
"That time, I took such a large group of people to start a business in the capital," he looked at Feng Yiping, "You know the ending, too."
"We have never been to the Great Wall for so long in the capital. Finally, before leaving, I brought everyone to climb,"
"Although I was unwilling to give up and had aspirations at that time, I never expected that when I climbed the Great Wall again, I could have said that I had succeeded, right?"
"Of course, you have succeeded, and you are on the road to success, getting higher and higher," said Feng Yiping.
"But because of the past experiences, I really don't care about reputation and other things. But you, Yiping, I think, are you too concerned about those?"
"According to our cultural traditions, isn't that a problem that will only be considered when we are old? What will future generations think of themselves? But now, you are less than 30 years old, isn't it too early?"
It turns out that I want to talk to myself about this.
"Old Ma, I really don't,"
"Then why do you charge some fees and so object to it?" said Lao Ma.
"It is reasonable to charge users who have not taken away the express package for a long time. This also helps us generate income," said Dr.
"Yiping, business is business, it's really hard to mix too many personal factors,"
"Old Ma," Feng Yiping leaned against the city wall and shook his head vigorously. "You are really thinking too much. The reason why I object to charging is not to consider my personal reputation. I really think that this is not effective,"
"You should know better than me that some problems, whether they are fines or fees, cannot be completely solved, right?"
"But the phenomenon you mentioned does exist," he lowered his head and pondered for a while, "I think we can use other methods to replace it,"
"What's the solution?"
"Lao Ma, do you think that compared to foreign countries, there is a completely missing aspect of construction in China," Feng Yiping asked.
Lao Ma looked at him, did he have an idea so soon? "Your question is too broad, and I can't answer it,"
"Let's go?" Feng Yiping pointed at the beacon tower above.
"Let's go," Lao Ma nodded.
"In foreign countries, the credit construction closely related to everyone can be said to be completely blank in China at present," Feng Yiping walked up easily. Because of the breeze, he has not sweated at all on his head in the coming year.
"Credit construction? You didn't mean we will do this, right?" Lao Ma laughed.
"I don't think there is anything wrong with it," said Feng Yiping.
"I think that with the popularity of iPhone-style smartphones in the future, our Alipay will definitely have a different development than it is now," he said.
"In this regard, we have thought that Alipay will definitely not be satisfied with serving our e-commerce in the future," said Lao Ma. "We hope that offline merchants can also use our Alipay in the future."
"I think Alipay can also get involved in more life scenarios," said Feng Yiping. "For example, paying water and electricity bills, children's tuition fees, bus travel, car rental, air ticket and train ticket booking, hotel booking...,"
"Wait, as long as it is needed in daily life, we can get involved,"
“In the future, we can also help users manage their finances,”
"In addition to the function of Alipay to record user consumption, do you think that based on this, we cannot roughly carry out credit construction?"
"If our credit construction has been recognized by all walks of life, how many users do you think will deliberately make packages without taking them, which may affect their credit construction?"
"This..., that's fine?" Lao Ma looked at Feng Yiping.
It's just a small question. Did you write such a big article so quickly?
What a monster this is!
Chapter completed!