"Bang"

The chair under Wei Zheng fell down.

When everyone's eyes were concentrated on Wei Zheng, he took a step back and gave Yin Qingfeng a deep rehearsal, "Zheng, receive the teaching!"

Before Yin Qingfeng, who was a little stupid, could react, Wang Gui made the same move, "Gui, be taught!"

Immediately afterwards, Fang Xuanling and Du Ruhui also bowed to Yin Qingfeng, "Jiu, receive teaching!" "Ruhui, receive teaching!"

Changsun Wuji cursed in his heart and repeated helplessly.

The person who was inspired the most was Li Shimin.

Just now, Yin Qingfeng said, "The civil officials who picked up the yahui of the predecessors, and the civil officials who made up for the emperor's shortcomings are just military generals who killed Han people, not famous officials!" Then, what does an emperor who has been famous for all ages look like?

When Wei Zheng stood up, when Wang Gui, Fang Xuanling... stood up one by one, Li Shimin reached out to stop Yin Qingfeng who wanted to express his humility.

He stood up and pressed his palms around him a few times, "Sit down, you have something to say."

Everyone sat down, and everyone wanted to know what Li Shimin wanted to say.

Li Shimin swept around everyone's faces, and finally stopped his eyes on Yin Qingfeng, "Just just now, this kid said the way of a famous minister, and he was thinking that when he sat in that position, he was just a king, not necessarily a famous king for all ages.

Xiaozi Yin said that Emperor Wen of Sui could create an imperial examination system, but what about the monarch and ministers of the Tang Dynasty?

Since the heaven gave the imperial power to Li Tang from Yang Sui, can we do better than Yang Sui? If even Emperor Wen and his son cannot compare with each other, what kind of face do we have to say, 'It is the will of the heaven to replace Yang Sui'?"

Li Shimin's words made the five people feel particularly heavy.

"Everyone here is all the humerus, all the Zhang Liang and Xiao He, all the famous ministers in his heart!

Now, a great cause has not been achieved, and you have no time to show your style. But I believe that the time for you to keep your name in history is not far away!

Come! Drink for famous ministers throughout the ages! Drink for famous ministers throughout the ages!"

The five people drank the glass of wine with some excitement and shame. Li Shimin continued: "Maybe you are surprised by what Boy Yin said just now, but I have long been used to it."

In the curious eyes of everyone, Li Shimin talked about Yin Qingfeng's "Theory of Virtue", "Theory of Empire", "The Advocacy", as well as horseshoe palms, farming techniques, curved plows, one by one, copper coins restructuring, imperial banks, passbooks, steel seals, etc.

When everyone got out of their dull state, he continued: "I can't figure out where this kid's knowledge comes from, and why can there be so many ideas beyond your imagination. But this kid is my son Li Shimin, a genius given to the Tang Dynasty by God!

Today, I invite you to the banquet. I originally wanted to find a gentleman for this kid to teach you well. When you and I are old, he will continue to protect and realize the eternal empire in our hearts!

What he said just now made someone realize that he should not be treated as a young man because of his age.

But he is still young after all. As his elders, you have to strictly teach and supervise him to do things for more than one generation."

Yin Qingfeng sat there with his eyebrows down. Except for the disbandment of Tiance Mansion and was not told, his old secrets have been revealed. Needless to think about it, how the other people viewed him.

Although Li Shimin said so much that seemed incredible to these people, he was still far from what he wanted to do.

Originally, he only wanted to make suggestions to Li Shimin and then realize his ambitions, but now all of them have been exposed, so he has to take measures to deal with them.

After Li Shimin finished speaking, the scene became cold for a moment.

It was because of Yin Qingfeng's "On the Famous Ministers" that the five of you thought a lot. Now that Li Shimin threw down such a bomb, they just felt that their heads were buzzing, and they had no intention of talking.

Li Shimin stared at Yin Qingfeng with his eyes and said to himself, I have helped you out just now, now you have to say a few words!

Seeing that Yin Qingfeng still didn't look up, the five people were still in deep thought, Li Shimin had to change the topic, "Shujie, how are your arrangements?"

"Oh~~oh!" Wang Gui came to his senses.

He took out a list from his arms and handed it to Li Shimin, "Please take a look at the King of Qin."

Li Shimin saw Wei Zheng, Fang Xuanling, and some names he had heard of on the list.

Wang Gui said: "Gui had a brief conversation with them today. Most of them came from poor families and had low official ranks. Some were transferred from Guannei Road and Hedong Road."

Li Shimin nodded, "I'm going to invite Shujie to come today, I believe Shujie knows the reason now. As the suggester, I just happened to hear what he has to add."

Yin Qingfeng, whose name was pointed, finally reacted from his loss of consciousness, "I wonder if uncle can hand over those forms to President Wang?"

Li Shimin clapped and Li Jinan walked in with a tray in his hand.

Yin Qingfeng and Wang Gui looked through the form and explained: "After the establishment of the Imperial Bank, the money stored outside the court, the money exchanged and stored by the people should be managed by the bank. Once someone misappropriates or is greedy for the #system, it is the dereliction of duty of President Wang.

The boy imagined these tables to prevent anyone from damaging the interests of the court and the reputation of President Wang.”

Yin Qingfeng said the way to use each form, "Zheng Wang unexpectedly got this position, and there must be many jealous people. The boy suggested that Zhangg Wang give two memorials tomorrow.

One way is to ask the saint to order the Ministry of Civil Affairs and the Censorate to form a supervisory office to supervise the daily operations of the bank. In the future, if there is any error in the bank's money, the responsibility will be borne by the supervisory office.

The second is to ask the saints to write a "Bank Law". The main content of the "Bank Law" is to punish those who misappropriate and steal bank money."

Wang Gui's eyes lit up. These two memorials are wonderful! Anyway, he doesn't want to make money through the bank. With these two memorials, not only will he divide the power and no longer attract jealousy. Even if someone stuffs people in, it will be useless. Not only will he supervise, but he will also be bound by the law.

Except for Li Shimin who was used to Yin Qingfeng's ideas, everyone else had to think about it secretly. What would happen if this matter was left to them?

The more I think about it, the more I feel...

"In addition to exchanging new and old copper coins, banks also have storage functions.

There are two types of storage. One is registered storage and the other is bearer storage.

Registered storage means that after someone deposits money, in addition to opening a passbook for the depositor, it also states the other party’s gender, age, and some appearance characteristics like registering a Guanjin office; unlicensed storage means that it is just an issue a passbook.

No matter which storage method is used, banks will charge a fee of one percent.

If a boy likes a piece of ancient jade, the price is 100 cents. In addition to giving the merchant a passbook of 100 cents, the boy also gives him a regular handling fee.

After the store collects this passbook, it can come to the bank to exchange it at any time. If he does not want to exchange it, he can also use the passbook as cash when using it.

From this, the boy thought of a term "reserve"."

Yin Qingfeng talked about the concept of bank reserves, "That is, the court can use 40% of the money in an emergency to provide disaster relief, start wars, etc.

However, President Wang must clearly remember that the money removed by the court is not from the court, but from those depositors. At the end of each year, the money owed to the bank in the court must be recovered.

Moreover, one tenth, or other proportion of interest must be paid.

This article must also be written into the Banking Law.”

The people here were shocked and all looked like they had seen ghosts.

Yin Qingfeng’s words just now contained too much content.

Before this, they knew that the bank had the functions of exchanging new and old copper coins and storing these two functions. However, can you use the passbook directly as a copper coins? And that reserve...

If the passbook can be used as a copper coin, it would be easier to go out to shop, will the court still worry about the lack of copper coins or even gold and silver from now on?

It turns out that this is the biggest use of establishing a bank!

People, including Li Shimin, looked at Yin Qingfeng with their eyes burning. They had only one thought now, "I am blessed by the heavens, and this kid is on their side."
Chapter completed!