In any case, the four gold-plated characters "Huaji Money House" have been hung up.

A few guys set off firecrackers, which attracted more people to come.

The most common thing that everyone lacks in front of the door is the merchants. There are a lot of bosses and shopkeepers who come over to watch the fun.

People continued the topic just now and talked about the true meaning of Hutchison Money House. Finally, a boss who was familiar with Liu Ji couldn't bear it and stepped forward, bowed to Liu Ji, "Shopkeeper Liu, doesn't your business have an account? When you are with you, you just set up a table in the east wing, right? Is this money house the same as the account?"

Liu Ji bowed and said, "No, the money house is the money house. The account will really do business in the money house in the future. We can deposit, loan, transfer, and consign. We will do all these old businesses, but the money house can use silver to exchange copper coins. Take the money house tickets we issued, and you can take out the silver or copper coins as long as you have a Yusheng semicolon. It is much more convenient."

"It's really much more convenient." The owner said thoughtfully: "In the past, your account only collected large amounts of silver, and did not exchange copper coins, nor did you take out copper coins. Many small transactions are not allowed. Now you exchange money for small money deals, and you can exchange money for deposits and withdraw money and lend money. This is the transaction of large money dealers. Good guys, you take all the big and small."

Liu Ji smiled and said, "The so-called money lending in a large bank is just a joint effort by a few nobles or officials and gentry. The profits are very high and scams. We and Yusheng lend money are not familiar with each other, and they are unreliable. We are very limited in profits. We mainly use our friends to save them urgently, and there is no such thing as profit."

He Yusheng’s account opening is to attract money. The main thing is to add such a business to win the favor of some people. The monthly payment amount is only 10,000 or 20,000 yuan. However, this amount is completely urgent for many small and medium-sized businessmen. Sometimes, if you put out 200 taels of silver, you may be able to save the life of an honest businessman.

The profits were not high, and the loans were mainly honest and steady businessmen. Over the past year, the profits of Heyusheng Account's lending business were not high, but they added a lot of points to the account and Zhang Han himself.

The account in the capital is the place where the most loans are made, because there are too many merchants and business banks in the capital, and the liquidity of goods and money is much greater than that in Datong. In military towns like Xuanda, merchants generally have some background in doing business for generations, and they will have plans to use money in advance. The liquidity in the capital is much greater, and there are all kinds of accidents in life, so there are not to mention business. As long as the base is large, there are of course more merchants coming to borrow.

When Liu Ji spoke, people looked like they suddenly realized something. A businessman asked, "I wonder if there is any money to see?"

Liu Ji said: "Yes, please come into the store and take a look."

Everyone entered the money shop together.

As soon as you enter the door, you will feel very good. The house is very spacious and a very short counter is used to separate the inside and outside. Ordinary money houses use fences to separate the inside and outside to facilitate the people inside to settle accounts and keep good items. Some money houses also have pawn shops, and the cubicles and money are placed in the compartment. The counters are generally very high. As soon as the exchangers enter the door, they feel inferior and have something to ask for.

Heyusheng's money house also has tables, chairs, accounts and books, but because it is not collected, there is no need to place items, only the two rooms next door are locked, and there should be valuables such as money and goods inside.

(This chapter is not finished, please turn the page) The money looks on the long counter outside, and dozens of copper coins exudes a warm yellow luster.

"Huaji?" The first owner who spoke to the scene took the lead and picked up the copper coins to watch.

The front is engraved with the words "Huaji", and the back is "Two" characters, and there are no other special patterns. Of course, copper coins do not need to be lace. No one will be bored to grind the chips of copper coins.

"Okay, okay, this money is well-cast. I wonder how to compare it with the money?"

"The weight is similar to that of Jiajing gold-backed coins. Of course, the flower trick is not as good as the gold-backed coins of the imperial court, but it is also similar. Compared with most copper coins, the weight and quality are much stronger than that of the two."

"I want to demolish one hundred taels first... as long as it's not too high."

"I'm short of copper coins in my shop. I hope he can make less money with Yusheng..."

The Ming Dynasty's money system was extremely chaotic. Not only did the imperial court mint coins, but it also allowed the people to mint coins. I don't know how much money the imperial court and the people mint coins. Of course, the biggest source is the imperial court minting coins.

Every dynasty, the new coins would be cast, taking mother coins as the example. The new dynasty would cast a batch of very decent copper coins to be used to send them out. For example, the Jiajing Golden Back Coins and Wanli Golden Back Coins, which are most popular among the people, are now the most popular among the people. Emperor Tianqi has ascended the throne for three years, but the Tianqi coins are not well cast, and their reputation among the people is far from being compared with Jiajing Monkey and Wanli Monkey.

Because the copper coins of Beijing’s Ministry of Revenue and Nanjing’s Ministry of Revenue are poor and the use is not high among the people. In addition to making money and interest, the imperial court did not originally have many minting coins, so it is not surprising that the copper coins circulating among the people are all kinds of strange.

The money from Heyusheng is considered the best among the dozens of copper coins that are more popular in the capital. The color is positive, and you can tell at a glance that there are not too many impurities. The amount is sufficient, which is almost the same as the best gold-backed money.

"Thanks to the care of all the bosses and managers," Liu Ji said with a smile: "Jiajing coins and Wanli coins are both one or two liang and eight hundred liters. You also know that it is hard to say that the inferior coins of the people are hard to say. There are 1 to one thousand two, one thousand five, and even the worst small coins, which can be broken by one or two thousand. One or two thousand may not necessarily be needed. Our money is not as good as the Jiajing gold-backed coins, but after all, it is also privately cast by the people. It cannot be compared with the Tongbao of the court. Even if it is 1 to nine hundred, at this price, you can make thirty or fifty liters of copper coins from one or two liang of silver."

All the owners nodded... He Yusheng is indeed a very good partner. He doesn't forget to give others soup to make money. Compared with the price, He Yusheng can earn more than 100 yuan in copper coins, and at most 150 yuan. What he gives out is one-third of its profit.

Immediately someone made a decision: "The Tianbaoxing below needs to be redeemed with one thousand taels of copper coins."

"What is Master Li doing so urgently? I will give you a deposit of fifty taels of silver first, and I will also pay one thousand taels."

"I'm small and have little profits, so why don't you let the two big bosses give in? They and Yusheng have made a lot of profits. I only paid 500 taels, which is almost enough for a while."

In fact, all the commercial banks have put out a lot of circulation funds. After all, there are not many big-name businesses like He Yusheng. The real capital in the capital is the official shop outside Chongwenmen. The shops there are either opened by nobles or eunuchs or hereditary military officials.

Chongwenmen official stores not only have big deals, but also have private tax cards, or there are forced purchases and sales. There are many records of businessmen coming to Beijing from other provinces going bankrupt or even losing their family in Chongwenmen. In addition to these large official stores, the big deals in the capital were still monopolized by nobles and eunuchs.

(This chapter is not finished, please turn the page) Even in Qianmen Street, where the cost is about a few thousand taels or ten thousand taels, there are many secretly nobles or eunuchs, and there are even more civil and military officials.

It was only in the capital that in the Ming Dynasty, there were few places that did not involve officialdom, especially in places like the capital.

The shops in front of us, when they take hundreds or thousands of taels of silver to exchange copper coins, they really want to support them. Of course, they still see that there are profits in them, and they can make dozens or hundreds of taels of silver at once. Moreover, high-quality copper coins are very rare. The people of the Ming Dynasty have always lacked copper, and people don’t like to use inferior copper coins, and they are very short of money when using them. Of course, it is better to exchange more money if you have the opportunity.

Of course, if the merchants in front of him knew that He Yusheng did not buy copper coins and mined all the copper himself, then there would be another idea in his mind.

"Don't be anxious, everyone." Liu Ji still looked calm and gentle: "Now it's just a money coming here. I'm expected that there is still some time before the copper coins are delivered. You can make a decision first and not make a decision. Then we'll talk about it."

Everyone looked at each other, and finally the owner of Li said, "I believe in He Yusheng's credibility, and this store still needs to make a reservation."

“This store has also been settled.”

"Of course I believe it, I will make a decision."

In the evening, the owner and shopkeeper who came to make a deposit not only did not decrease, but also showed an increase. On the contrary, ordinary people who urgently needed copper coins were watching the fun. They exchanged at most one or two taels of silver, and used it slowly at home. There was no need to make a deposit at all. As long as there was copper coins in He Yusheng at that time, it would be enough to exchange them here.

More shops needing to exchange money are the smallest shops, and their bulk transactions are very low, as well as small shops opened by handicraftsmen, such as tailor shops, grocery shops, shoe shops, etc.

The rural farmers and vegetable farmers who go to the city to do short-term work are the main force in the exchange of copper coins. Outside the capital, silver is used as a piece of money or divided. After clipping and clipping, silver will always be damaged, which is not as convenient as copper coins.

"I just don't know how much copper coins He Yusheng has."

In the evening, Li Dongzhu, who had been watching the fun, sighed: "The reputation of your store is really amazing. I heard that you opened a money shop and the whole of Nancheng was sensation."

He joked again: "If you are not prepared enough, you will smash the sign this time."

Liu Ji laughed loudly, and after laughing, he said seriously: "In the first year, our boss prepared hundreds of thousands of taels of copper copies. You can imagine how many of them are."

"Big work is really big." Behind Li Dongzhu is a eunuch from the Silijian, who usually claims to be rich and powerful. Only then did he realize how big the difference between him and He Yusheng was. He felt a sense of powerlessness in his heart, but he strengthened his determination to cooperate with He Yusheng.

"The company here will have goods to Gaoyang next month. It was originally hired by itself. Anyway, my father-in-law was supporting him. However, since the carriage team of your bank is good and cheap, and there is an account to bring money back and forth, it is much safer than sending people back and forth. In addition, there is a copper money business... What will be the responsibility of your team for the future, whether you go to Gaoyang or Baoding?"

Liu Ji immediately said when he heard this: "He Yusheng had a route to Baoding, but he did not open a route to Gaoyang and other places. Since Li Dongzhu was clearing the joints behind him, I don't have to wait for the report to make a decision to agree."

(End of this chapter)
Chapter completed!