Chapter 372 Economic Reform
Zhao Dongting seemed to go back to the time when he just started his own business from scratch in his previous life, and at that time, there were also obstacles.
He was silent for a long time.
Zhao Dongting believes that no matter how difficult it is, there will always be a solution.
After a long time, Zhao Dongting suddenly asked, "How about the domestic gold and silver shops now?"
During the Song Dynasty, the shops that exchanged and stored gold and silver were called gold and silver shops, which were owned by the state and privately owned.
In addition, there are also transfer shops specially used for redemption and transfer. Transfer is the cash or exchange voucher obtained by merchants after paying goods.
However, after the Song Dynasty was forced overseas, state-owned gold and silver shops in various parts of the Song Dynasty had already died in name only. This was naturally even more so.
It can be said that, except for a few state-owned industries established in Leizhou, the state-owned industries in the Southern Song Dynasty were either shut down or occupied by private people. Some people took advantage of the war and made a fortune in war. Of course, most of them must have fallen into the Yuan Dynasty's wallets.
The reason why the Song Dynasty was financially in a tight position was that its financial sources now could only rely on private taxes.
When Lu Xiufu heard Zhao Dongting's words, he sighed: "The people are displaced, and there are not many private gold and silver shops now, and most of them are just struggling to support them."
"Is that true?"
Zhao Dongting said in surprise: "In today's world, there should be countless bad debts. How can private gold and silver shops be difficult to operate?"
Before he thought, before the war, there must have been many gold and silver shops running away with money. During the war, many people were poisoned or displaced, and the gold and silver shops they had should never be able to get back. Could it be that the money released by the gold and silver shops was more than the money they stored?
This is obviously unlikely.
Lu Xiufu was slightly stunned.
Because he also heard this from Chen Jianghan. As a state order, he could not do everything himself.
Now it seems that the owners of gold and silver shops have a lot of water! This makes Lu Xiufu feel a little resentful towards the owners of gold and silver shops.
The Song Dynasty is in such a difficult situation now, and they dare to falsely report it.
Although it is true that some gold and silver were robbed, with their ability, each family has many guards in the world, and it will never be like this for every family.
Lu Xiufu said a little annoyed: "This is just the news obtained after the visit of the Finance Department officials, and there are probably a lot of false statements."
Zhao Dongting nodded, "Since that's the case, then just order them all to be closed. Isn't it difficult to operate? Our court will operate on their behalf. In all counties, I have set up state-owned banks, and this matter is supervised by the State Council and you and Chen Shangshu. State-owned banks are collectively called China Merchants Bank. As the year is approaching, we promise the people first, giving them interest slightly higher than that of private gold and silver shops, so that their families can deposit them in state-owned banks with extra money. As for borrowing, the interest is slightly lower than that of private gold and silver shops."
Bank, this is naturally a new term in this era.
However, Lu Xiufu and the others have become accustomed to Zhao Dongting's endless new ideas, so after a little stunned, they quickly accepted this ranking.
It sounds like there is not much difference between banks and gold and silver shops.
Chen Wenlong spoke out: "Master, will this arouse collective opposition from the folk gold and silver shops?"
"Oh."
Zhao Dongting chuckled, "Relative to the interests of the entire country, what is the gold and silver shop in Leizhou? If they object, they will arrest the stubborn person first as when the court implemented the land division system."
He spoke calmly because Zhao Dongting knew very well that the court could not satisfy everyone's interests.
At present, developing the economy and people's livelihood is the primary task. Not to mention the folk gold and silver shops, or the interests of the court, Zhao Dongting is willing to lose money.
Chen Wenlong's eyes were slightly condensed and he stopped talking.
Zhao Dongting's words are enough to show that he has made up his mind about this.
As a minister, just choose to execute at this time.
On this day, Zhao Dongting followed Lu Xiufu and others to leave Wuliang Mountain and returned to Hikvision.
This is the helplessness of being an emperor. Even if he wants to take a break, he will never take a break for too long.
After returning to Hikvision, Lu Xiufu and others began to draft the government order to close private gold and silver shops and establish China Merchants Bank.
In the past two years, because Zhao Dongting often led his troops to fight, the state-owned money houses that were originally established have never been implemented, and the people are still in the situation where each gold and silver shop is in their own formation. Now, under Zhao Dongting's decision, the Song Dynasty is destined to make drastic moves in the field of gold and silver.
When Zhao Dongting returned to his bedroom, he first asked the guards if they had been back.
The guards said no.
He then returned to his bedroom and started writing and painting on the desk.
Just setting up state-owned banks may have accumulated a lot of start-up funds for the court, but it is definitely not enough.
How big is Leizhou? Even if it gathers all the money in Leizhou, it will not be able to support the revival of the entire Guangnan West Road, right?
Ying'er stood behind Zhao Dongting and gently rubbed Zhao Dongting's shoulders. However, there was a faint look of melancholy on her pretty face.
Zhao Dongting favored her several times, but there was no movement in her belly.
As Zhao Dongting's only concubine, Ying Er is under great pressure now because the entire court is waiting for her to give birth to a dragon son.
Is there something wrong with your body?
Ying Er once thought about it this way, but after the imperial doctors in the palace saw it, the imperial doctors said that her body was absolutely fine.
Chapter completed!