When Meng Yang fell from the sky again and appeared in the company, he found that there were too many people in the company and the original free workstations were full.

It is obvious that the company's business is developing steadily. As a startup, Lulu is doing a good job.

"Yangyang, Yangyang, what wind blows you today?" Before Meng Yang could whip twice carefully, Xiangxiang rushed towards him, and its unique loud voice immediately sounded in his ears.

"Xiangxiang, were you naughty when I was not here?"

"Xiangxiang is very well-behaved. I'll watch these beauties for you, none of them are missing, and there are a few more."

Hahahaha~~

There was a burst of laughter in the office.

"Hello boss!"

"Hello, boss!"

"Mr. Meng!"

"Hello Mr. Meng!"

The beauties greeted Meng Yang one after another, and some people gave them nuts and asked Meng Yang to feed them fragrant.

Meow~~~

Hu Niu came out at some point and came to Meng Yang's feet to say hello to him.

At this time, Meng Yang discovered that compared to last time, there were some minor changes in the company. There were many posters of pets on the wall, all of which were very beautiful pets, and some were photos of pets standing on the podium. It was probably the winner of the competition.

In addition, the office has obviously developed towards the flower, bird, fish and insect market. Small fish and green plants have begun to appear in the employee seats. There are a few bird cages in front of the window and a few beautiful cats on the ground.

Pushing open the office door, Lulu is discussing things with a girl.

"You have finished practicing again?" Lulu joked about Meng Yang.

"It's better to be a world of world, but gods can't do it!"

"Hello, Mr. Meng!" The girl in the office stood up and said hello, said a few words to Lulu, turned around and retreated.

"Sit!" Lulu got up and took Meng Yang a can of coconut milk from the refrigerator in the office. Lulu was wearing a pretty professional attire and was in charge of the company for a long time. With her temperament, she was already a white-collar beauty and had a tendency to transform into a beautiful president.

"I haven't seen each other for a few days and I'm pretty again. By the way, the company is developing so fast. Is your husband under great pressure recently?"

"What's the big thing about it? People said that superstructure determines the economic foundation. No matter how big a company is, if there is no support from superstructure, a small section chief can make the company die."

"I understand!" Meng Yang couldn't help but sigh, "Do you think we need to find a thigh hug?"

"I don't know. The bigger the company, the more I feel guilty. When I was small, I could sleep soundly. Now that I develop so fast, I can't sleep well. I'm afraid that when a second generation will appear, who will be attracted by someone, and then be arrested, and make a false charge, and in the end I will lose both my life and money."

"You really have concerns about this?"

"It's a bit. Didn't you say that we have a good opportunity to further our studies? I signed up for a presidential class. After getting familiar with it, I found that in the circle where these students come into contact with them, as long as they have large-scale companies, the management team has almost either already completed immigration or is currently undergoing immigration, and the proportion is very high."

"Elite immigration?" This is an area that Meng Yang rarely pays attention to. Although he has heard and witnessed it, he really doesn't understand it very much.

"In the past few years, Immigration was more skilled or labor immigration, and now I am more investment immigration. All successful people in China handle immigration. Anyway, for them, they have already climbed to the upper class and immigrated abroad and still do business without delaying anything. It is more convenient to get a foreign passport and do business in China."

"Do you have the idea of ​​immigrating?"

"I don't know either. I haven't seriously considered this. Besides, my husband and I are not good at English, so it's a big step to immigrate to the language."

"I feel that even if we immigrate, it's not too late. When will we wait for our personal assets to exceed 100 million yuan, it's not too late to think about this matter seriously."

"Yeah!" Lulu thought for a while and felt that Meng Yang's proposal was more reliable. Now she just had a little money to immigrate, which was to make herself uncomfortable, and maybe her living standards would decline.

"According to your opinion, I have recently contacted several banks and some wealth management companies. The banks need mortgages. In fact, there is no real estate that can be mortgaged, so the loan has not been negotiated. However, there are several wealth and fund companies that have expressed their willingness to provide unsecured commercial loans, but the interest rate is relatively high. I want to hear your opinion."

"How much interest?"

“20% annual profit.”

"Oh!" Meng Yang was startled, "What a high interest rate!"

"Unsecurity loans are just like this. Our low ones can even be as high as more than 40%.

"40% interest...will that be usury?"

"There is no way, the bank's loan is okay and it's impossible to get it. When a company lacks funds, it can only find another way. Anyway, it either needs to be able to support it or it can only bear high interest."

"Tsk tsk tsk! 20% interest!"

"Brother Meng, do we lend?"

"What do you think? How much do you plan to borrow? What are you doing?"

"I feel that our physical store exhibition speed is slow. I plan to borrow 10 million yuan to build flagship stores in provincial capital cities, and then rely on flagship stores to display chain stores. With demonstration flagship stores in the local area, when people see that your flagship store is booming, there will naturally be more willing to join the chain. And I am considering investing more in the side of Feifei and building our own e-commerce system, which will cost a lot of money."

"Ten million..." This number is a bit big, and Meng Yang was a little hesitant because he was afraid that a well-developed company would be dragged down by loans, or the development speed would be too fast, and he would be able to hold himself to death.

"I have two concerns. The first is that if the loan comes in, once we cannot repay the interest on time, it will definitely cause us to get hurt; the second is that once we borrow money to develop ahead of time, we focus on developing the physical store system, but the profitability of physical stores is very average. Once the physical store development is too fast, and e-commerce cannot achieve mutual benefit effects, this is a huge drag."

"The first question is, I feel that the company is in good condition now, and the fund solvency is still OK, so this problem should not occur. Second, just control the speed, make steady progress, and don't be greedy for me."

"What about their opinions?"

"We have held several meetings and feel that the competitive pressure is getting stronger and stronger now. E-commerce has always been relying on e-commerce and will inevitably embark on the road of price war. We think it is better to follow your strategic plan and let the company build core competitiveness as soon as possible. Only by having advantages that others cannot imitate can we ensure our competitive advantage."

Meng Yang thought for a long time and finally decided to take this risk. Everything has risks, and risks cannot be completely avoided. Now for them, it is worthwhile to pay some financial risks in order to build core competitiveness as soon as possible. As long as you are careful, the risks should be controllable.
Chapter completed!