"I discussed with your mother and wait a few more days. After the Medicago, there is no living in the field. Let's find some people, strip the old house, and build a small three-story..."

Mo Hui listened silently, calculating the candidate for borrowing money. My father's request must be met as much as possible. According to my father, the family has worked hard for twenty years and finally provided a college student. Now the child is promising, and his monthly salary is almost 20,000 yuan. After a year of hard work, he can only earn three or two thousand yuan. He can't keep up with the child's two-day shift. Isn't he helping the family?

This statement is indeed true. Although Mo Hui understood that if this kind of support continues, it would be difficult for him to save money, making it difficult for him to settle in this difficult city, and it would even affect and limit his future development space. For example, he would not dare to change jobs casually now, and the loss of opportunity costs in the middle is uncountable.

Don’t even understand these questions, but you still have to do this. There is no perfect thing in the world. He can only do this in this state. Even if this does this harm his future development, he not only cannot refuse or even complain, but can only meet his father’s request almost in accordance with all his requests.

Phoenix man ~~

The semantic meaning contained in this word accurately describes the difficulties he is currently facing.

The only thing that was a little comforted was that among his classmates or friends he knew, there were a few similar situations, and he was the best person among them...

"...I'll forget it. If you dig the foundation, we will find someone to do it yourself. If you build a bricklayer from the neighboring village, you will use your third aunt's house to build a design drawing. If you build a sand that is exactly the same as your third aunt's house, we will dig the sand from the river. In this way, we need to buy cement, red bricks and prefabricated boards, and hire a crane when putting on the boards, and there will be nothing left. In this way, build a building, add white ash and ceramic tiles for decoration, and a few furniture and appliances that need to be replaced. It is estimated that 270,000 or 80,000 is enough."

It's similar to what I expected, but my dad calculated it more carefully and counted the money for decoration and furniture and appliances. It's not a loss to change the third floor of my little one to my family for 300,000 yuan. It's already very calculated. The same money in Kyoto is probably enough to buy a toilet.

"...Dad..." Mo Hui hesitated for a moment, "...When will you want it?"

"The sooner the better. Now the family has to start preparing materials and looking for people."

"Then can I give it to you in batches?"

"It can't be delayed for too long. After the meridian seedling, we have to start construction. I guess it will be done before the autumn harvest. It will be difficult to hire people when it comes to the autumn harvest. Even if the labor is hired, it will be much more expensive."

"...Okay..." Mo Hui calculated that there was more than two months left to the meridian, and time should be enough. "...Before meridian, I will transfer the money in batches."

"Okay, it's better to have a college student at home. Fortunately, your mother insisted on letting you continue to read the book."

“…Does my mom still hurt?”

"It's okay, it's all the time, and it doesn't always hurt. Just use a warm water bag to make a slurry. By the way, let your mother talk to you."

"Huizi, do you have a girlfriend?"

"...Not yet, there are so many things in the company that I can't care about these."

"Oh, everything in your company is good, and the boss is good, but that's not good. I'm too busy and don't give me any spare time, so my child doesn't even have time to find a girlfriend."

Mo Hui knew that the expression on his face must be embarrassing and terrifying at this time, and every time he was asked this question, he was super embarrassing.

"Mom, this matter is not urgent. It depends on fate. It is not enough to be a girl, but both parties have to meet each other."

"I know, I know, I want to live together in the future, it's not okay if I can't get along. I'm in a hurry to hold my grandson. When you want to have a child, I'll go to show you the child. When I basking in the sun, I always look at the neighbors and neighbors holding the child out. My mother is so jealous..."

"Okay~~Okay~~I'll try to find... to find a wife back as soon as possible." Whenever the phone enters this link, Mo Hui can only escape and end the call quickly.

When he returned to his seat, Mo Hui was a little distracted. He was thinking about where to find the remaining 100,000 yuan. Now he can still get a salary of about two months at Mangzhong. This is 20,000 yuan. There is still 120,000 yuan left in the card, which is 14.50 yuan. The rent has been paid long ago, so don’t worry for the time being. He doesn’t have much money for the rest of the two months of meals, and it’s compressed. In addition, he usually eats overtime meals at the company and basically doesn’t eat breakfast. 500 yuan should be enough.

Then there is still a gap of about 140,000 yuan. Mo thought about it for a while. In theory, the company's boss is more reasonable. If you tell the boss, it would be no big problem to lend the money.

However, Mo Hui hesitated for a moment and rejected this method, because if he did this, the favor would be too big. Although this money doesn't matter to the boss, it is not a small amount for the employees. Once the money is borrowed, it is a personal favor.

He is now thinking about changing jobs. Although it is difficult to find a good opportunity, he may not be able to jump in half a year, but if he owe this favor, it will be difficult to resign in the short term. Mo Hui believes that if he changes jobs again, it is very likely that his salary is approaching 30k. Even if he cannot, it should be a big problem to go to 25k.

After calculations like this, if he changes jobs for a year late and loses at least tens of thousands of yuan, the cost of this favor is too high and it seems very unnecessary.

If the company is rejected, the next public channels are credit cards and personal credit loans. It is estimated that there is still a chance for credit card matters. Even if it is difficult to withdraw money from a credit card, it is probably OK to ask my dad to take the credit card to pay with the credit card.

Credit cards can have an interest-free period of more than one month, and then they want to apply for an installment repayment. This will probably solve a big problem. If the 140,000 gap is all gone to the credit card, Mo Hui probably has to think about applying for three credit cards.

You can go to several banks to apply for a credit card. Two months is enough to apply for a credit card. You can also ask about personal credit loans. However, Don’t have much hope for this. Just based on your daily hearing and reputation, you can understand that applying for a loan from a bank is not an ordinary difficulty.

In addition to this, Mo Hui also has a way to get money. He can withdraw provident fund and apply for provident fund loans. This is also a way. The only problem is that there are no procedures and information for self-built houses in rural areas, so I don’t know if this road can be completed.

After calculating this, Mo Hui basically has a clear idea. He should be able to solve the cash of about 140,000 yuan through public channels. Although it requires a 5% interest per year, if the operation is good, the interest should be reduced a lot.

As for the private loans between classmates and friends, Mo Hui felt that this was the last path that was absolutely necessary. Mo Hui believed that he could borrow money from his friends, but it was hard to say how much he could borrow.

Borrow or not, borrow more or less, do you need to write a IOU, when to return it, whether it can be returned on time, and what should friends do if they collect accounts? There will be countless places in the middle to test the friendship between the two parties, unless there is no way, don’t want to verify your circle of friends.
Chapter completed!