The first call from Xu Wenye was Xu Xiaomin, the treasurer of the leisure club, who was his cousin of his third uncle's family and the person he trusted the most. After Xu Xiaomin graduated from the University of Finance, he joined Bank of China through the Xu family to do foreign exchange financing and other businesses. At the beginning, the leisure club randomly found an accountant and cashier, but after earning the first amount of money in Qionghai, Xiao Yuanhang asked Xu Wenye to establish an offshore company overseas and put the money into the offshore company's account. Xu Wenye found Xu Xiaomin to operate. Of course, opening up all the joints is still based on the Xu family's connections. At that time, Xu Xiaomin only helped Xu Wenye manage the funds of the offshore company in his spare time.

Since the Japanese stock market made a fortune, a large amount of funds have been in the accounts of offshore companies. In China, investing in highways and acquiring Jibei Steel Company requires a lot of capital flow and being too busy to do my spare time. Xu Wenye gave Xu Xiaomin a high salary and asked her to quit her job to manage finances specifically for him.

Although Xu Xiaomin is just the financial director of the leisure club, he holds the financial power of Xu Wenye's economic empire. Although Jibei Iron and Steel Company has a special finance department, it is under the supervision of Xu Xiaomin. When bulk funds are needed, it is also transferred from overseas companies through Xu Xiaomin or injected funds from banks. After the Chungu and Gutong Expressways are officially opened to traffic, she is also responsible for settlement with the expressway management company under Wei Shan.

Xu Wenye's Jibei Iron and Steel Company is very popular, and the product is in short supply, but that is just a superficial phenomenon. Most of the products are sold to related households. At a time when triangular debt is prevalent, Xu Wenye is inevitably owed debts. Although Xu Wenye is not worried that the money will not be returned, it has accumulated a large amount of funds. He invested all the money in Russia. He invested all the money in the steel company for half a year. The working capital of the steel company was seriously insufficient and he could not stop production. The loss was too great. He had to apply for short-term loans from the bank and dismantle the east wall to repair the west wall. In half a year, he owed nearly 1 billion yuan in bank loans and interest.

Even if Xu Wenye’s relationship is very broad, it is 1 billion yuan. More than a dozen loans expired before the New Year, and the rest will expire soon after the Spring Festival. Xu Wenye didn’t pay back the money and cheated the presidents of several banks. He didn’t get the benefits of getting loans for him for a long time, but instead took huge risks for him. Several banks had a sad face to find Xu Wenye to collect debts a year ago. The presidents were doing things for Xu Wenye, and he could not cheat them. After getting the money from Russia back, he said that he would return the money to them before going to work after the Spring Festival.

It was precisely the Spring Festival holiday that gave several presidents a buffer period. Once the Spring Festival holiday ended and they could not pay back these things, the presidents would not be able to maintain their positions, and they might also enter the work room because the money they loaned to Xu Wenye through abnormal channels, which shows how anxious Xu Wenye was to commit suicide in Guhe.

Chang Jianhua's situation is similar to Xu Wenye's, but his loan amount is much smaller than Xu Wenye. He owes about less than 200 million yuan in the bank. He has his own channels and some loans through Xu Wenye.

Because he urgently needed that amount of funds, Xu Wenye had arranged for Xu Xiaomin to stay in the leisure club for 24 hours before coming. As soon as the phone rang, Xu Xiaomin immediately answered the phone. Xu Wenye excitedly told Xu Xiaomin that the Hong Kong Gold Investment Company had transferred US$200 million to his offshore company in Nauru through an overseas account, and asked her to transfer the funds to China immediately.

Xu Xiaomin was also making trouble for the fact that the bank loan could not be paid for, so she was so terrible that she couldn't sleep well. She was worried about Xu Wenye all day long and was in no mood to celebrate the Spring Festival. She was very happy to hear this news. After being happy, she suddenly remembered that Ye Zi had not come back yet, so she said, "Fifth Brother, Sister Ye Zi thought you would not be able to arrive at Guhe after 2 o'clock. She went back to her parents' place to have dinner and would not be able to come back at 2 o'clock."

Although Xu Xiaomin manages funds at home and abroad for Xu Wenye, the mobilization of a large amount of funds requires the authorization of Xu Wenye. This large amount of funds refers to the single fund exceeding 5 million yuan. This is a means for Xu Wenye to avoid financial risks. Before coming, Xu Wenye had considered this issue. The authorization letter was written. He only waited until Guhe confirmed the amount of funds transferred, filled in the amount of funds transferred on the authorization letter, and then stamped it with Xu Wenye's special seal. This authorization letter took effect.

Xu Wenye's special seal is placed in his office safe. When he was not at home, only Ye Zi could open the safe. Before he left, he told Ye Zi about this and asked Ye Zi to wait for him in the leisure club. Ye Zi's task of filming was very tight. There were only three days off during the Spring Festival, including the third day of New Year. On the third day of New Year, he had to go back to the base to film. Thirty-one spent the evening with Xu Wenye again. Her parents were both in the capital. Thirty-one had to go back to the first day of the New Year, so he told Xu Wenye what he meant. Xu Wenye thought it was early to get to Guhe at 2 pm, so he asked Ye Zi to go home to accompany his parents first, and just come back before 2 pm. Unexpectedly, he arrived at Xiao Yuanhang's home at around 12 o'clock, and even more unexpectedly, Wang Dahai had transferred US$200 million to his offshore company account.

Xu Wenye said: "I will call Ye Zi's parents immediately and ask her to go back as quickly as possible. You can do some preparations first."

Before Xu Xiaomin could agree, Xu Wenye stopped the phone and immediately called Ye Zi's parents' home. After the phone rang three times, he answered the phone. A nice female voice came from the phone: "Hello, who are you looking for?"

Xu Wenye suddenly heard that this was Ye Zi’s sister Xiao Mo. He said anxiously without even having sex with him: “Xiao Mo, I am Xu Wenye. Come find your sister for me quickly. If you have something urgent to do!”

When Xiao Mo heard that it was his brother-in-law Xu Wenye, he knew that something was wrong with him looking for his sister. Ye Zi had already told her while eating and was in a hurry to rush back. So he said, "My sister has driven back, and it has been about ten minutes since she left!"

Xu Wenye was very happy when he heard that Ye Zi had returned to the leisure club. It took about half an hour to drive from Ye Zi's parents' house to the leisure club. It had been more than ten minutes, and it would be arriving in more than ten minutes. So he smiled and said, "Xiao Mo, I forgot to greet you in a hurry just now. Happy New Year!"

"Okay, okay! The fifth brother is good for the New Year!" Xiao Mo replied with a smile, his voice very clear.

Xu Wenye smiled and said, "Xiaomo, I won't talk to you more if I have something to do here. I'll give you a big red envelope when I go back!"

"Thank you, Xiao Fifth Brother!" Xiao Mo said excitedly. She knew how rich this prospective brother-in-law was. He said that the money would not be too small if he had a big red envelope!

Xu Wenye immediately called Xu Xiaomin and said, "Xiaomin, Ye Zi has already walked back. It is estimated that he will be able to arrive at the club in more than 10 minutes. You can transfer the 200 million US dollars back, transfer 30 million to Xiaochang's account, and then pay off the loan. In addition, it is not easy for them to give each of Lao Yan and the others a red envelope of 200,000 yuan. They are scared during this period!"

Xu Xiaomin said: "Fifth brother, I understand."

Xu Wenye decisively transferred $170 million to himself and only gave Chang Jianhua 30 million US dollars. He knew that Chang Jianhua owed the bank less than 200 million RMB, with principal and interest. According to the current exchange rate, 1 US dollar can be exchanged for about 8.2 yuan, and 30 million US dollars can be exchanged for more than 240 million RMB, which is enough. He paid back the bank loan, and the steel company has many useful places. I don’t know when the remaining money earned in Russia will be transferred, so he left some more funds for himself. Xu Wenye said that he would give Lao Yan and the others a red envelope of 200,000 yuan, of course, it does not mean the US dollar, but the RMB. Lao Yan and the others mentioned were the presidents who applied for loans for him.

Chang Jianhua was not dissatisfied with Xu Wenye's only transfer to him 30 million US dollars. His cement factory was much smaller than Xu Wenye's steel company and he used less money than Xu Wenye's. In addition to repaying the loan, he could still have nearly 50 million yuan left as the working capital of the cement factory, which was enough to last for several months.

Seeing that Xu Wenye had finished calling, Chang Jianhua immediately started to call, arranged the repayment of the loan and the matter before putting down the phone.

After the matter was arranged, Xu Wenye and Chang Jianhua felt hungry. Xiao Yuanhang wanted to arrange for them to go to the Commercial Building for dinner, but Xu Wenye said: "Xiao Xiao, you can't have nothing at home during the New Year, right? On the contrary, the remaining heat last night is enough. I'm so hungry that I really don't want to move."

At this time, Xiao Yuanhang's parents heard the noise and went downstairs. This was the first time Xu Wenye and Chang Jianhua met Xiao Yuanhang's parents. Xiao Yuanhang introduced them to them. They hurriedly stepped forward to greet Xiao Qiliang and Bai Shuxian to greet Xiao Qiliang and Bai Shuxian. When Xiao Qiliang and Bai Shuxian went downstairs just now, they had already heard Xu Wenye say that they were hungry. After greeting them enthusiastically, they went to the kitchen to warm dumplings and vegetables for them.

It was said to be hot dumplings, but in fact, the dumplings wrapped with two lids were cooked and stored, and the dishes were basically freshly fried. After serving, Xiao Yuanhang took out a few bottles of iced sorghum wine, and the five people started chatting while drinking. Of course, they also gave two plates of dumplings to the two drivers brought by Xu Wenye and arranged them to eat in the room on the first floor.

Talking about the returns of this investment, Xu Wenye and Chang Jianhua were both very excited. Xu Wenye invested nearly 2 billion yuan, and what he came back was nearly 70 billion yuan, which was close to 1 billion yuan in US dollars. Chang Jianhua invested 200 million yuan, and what he came back was more than 7 billion yuan, and his identity reached 100 million US dollars!

Xiao Yuanhang smiled and said, "Brother Xiao Fifth, Brother Chang, and Wang Dahai said that you will transfer these to you within one month after the Spring Festival, but the channel fee of 8 that was agreed in advance must be deducted!"

"Yeah!" Xu Wenye felt very painful when he heard this. Before investing in Russia, Xiao Yuanhang told them that since this investment was operated by Hong Kong Financial Investment Company, he could not take the ride as before. After all, the operation of funds requires fees, and there are also fees for early layout and later operations. This time, the channel fee of net profit of 8 was charged according to international standards. Xu Wenye and Chang Jianhua only charged 8, and they had 92 yuan of net profit left. Anyway, it was the money that was in vain, so they agreed without hesitation. However, after he calculated the net profit, he had to deduct more than 5 billion yuan of channel fees. Not only did it hurt, but even his bones hurt!
Chapter completed!