When Lin Fa stepped into the house, he saw a few children playing in the yard. There were still a few baskets of bitter bamboo shoots on the ground. He frowned, "What are you messing around again?"

The older children were only ** years old, and they stopped immediately after hearing their father's words. In this family, they were all afraid of their father.

"Dad, you are back." The eldest daughter is nine years old this year. She is relatively thin, but she is very sensible. Seeing her father come back, she hurriedly went to get a spoon of water.

Lin Fa took a sip of water and drank half a scoop of water and handed it back to his daughter with satisfaction.

"Dad, we went to pick bitter bamboo shoots today and picked a lot of delicious food. There are tea and thorn brews. You can eat them very delicious."

The poor children were born early, and Lin Fa was an immigrant from Zhangzhou. Zhangzhou was only established in recent years, and there was no Zhangzhou in the past. Since childhood, Lin Fa's family has been renting land for the landlords. He has no land and lived a difficult life. When he was born, his father hoped that he would make a fortune in the future, so he named it Fa.

However, in his thirties, he still lived a hard life. The whole family had to eat and drink, but the land would never change. Later, he finally gritted his teeth and stamped his feet to sign up for immigration to Liuke, just to come to Liuke to ask for settlement and land. At the beginning, he only brought his wife to come, and his parents and children stayed in his hometown.

When we arrived here, we found that as the people from the Li family said, we were allocated free of charge. The fields here are very fertile, better than those of the old-sized tenants, and more at one time. The couple of them divided the land with 200 acres. The Li family also helped them build a village and sold a yard to them at a low interest rate. Not only did the interest rate be low, but they could also pay the money in installments.

When they came, they brought a baggage. When they arrived, they were assigned to houses and fields. The Li family also rented oxen, seeds and farm tools for them, and arranged for immigrants to form mutual aid clubs to help each other. Last year, they failed to cultivate all the land, but they had a large planting and a small harvest, and there was still a good harvest.

Especially the immigration policy, which is exempt from two taxes for three years and halved for five years, has almost all their harvests last year. They still have a lot of surplus after deducting seed money, oxen and farm tools renting money, which is a harvest that Linfa has never had in more than 30 years.

At the end of the year, he rushed back to his hometown, spent the New Year at home, and then brought the family and young people over. His parents and a few little brothers all came here and they were all assigned to the fields as they wished.

Now they do not lack land or livestock, but they just can’t cultivate them.

Although the children at home were young, they also started to go to the fields to help.

The cattle rented from the official website are actually from the Li family. The cattle are transported by the Li family, and then Lin Fa rents them over to the house. Usually, they are kept at home. The Li family often sends people to check to prevent diseases and check whether they are properly cared for. The Lin family takes good care of the cattle and only needs to pay a very low rent a year to obtain the right to use the cattle.

This cow is very precious, because with this cow, the family saves a lot of effort to farm. Every day, the children at home are asked to herd cattle. They also raise pigs, chickens and ducks at home.

The piglets and chickens and ducks were also delivered to the Li family. They were not sold, but cooperated. The Li family provided free seedlings. After they were raised, the Li family recycled them. After deducting the money and a little interest, the immigrants could also make a lot of money.

Pig raising income is good, but it is quite tiring. You have to find pig grass every day, and you have to chop pig grass and cook pig grass.

However, Lin Fa and the others have long been used to this kind of tiring life, and life is like this. At least although they are a little tired now, their life is much better than in the past.

My son called him a basin of water, and he washed his face and felt much more refreshing.

My daughter brought their harvest today. A few children went out to herd cattle, and by the way they beat pig grass, pulled some bitter bamboo shoots, picked some wild vegetables, and got a lot of wild fruits back.

Tea brewing is a kind of stuff that is like a bun on the tea tree. It can be eaten after it fades. It is quite sweet. Another type of leaf that is not wrapped is called tea ears, and some are vinegar sweet. These are all wild fruits that children like to eat. He used to like to pick these when he was a child.

There are also a few wild game, thorny, thorny moss and sour scepters. The thorny moss is red and very sweet and juicy. The sour thorny moss is like a bamboo stick. In the middle, the tender ones can be eaten, but sour. The thorny moss is a kind of tender branch grown by thorns. The stems inside peeled are delicious.

Lin Fa ate some with a smile.

Lin Fa's father came in from outside with his three sons. When he saw these wild game, he smiled and said, "I picked a lot of thorn bubbles."

Lin Fa's father is Lin Zhong. He is less than fifty years old this year. He is wearing a robe and a goatee. He is a little thin, but very energetic. Today he has a smile on his face and looks very happy.

"Dad, did Li Ji Money House get the money?"

"The loan has arrived. Li Ji Money House is very neat. The shopkeepers are all smiling. They also specially arranged several windowsills for us immigrants in the village to handle our loans. The matter has been done, as mentioned earlier, with low interest rates, one year, and an annual interest rate of 80%.

Lin Fa also smiled on his face when he heard this. The annual interest rate was 80% which was definitely low. In the past, the government's government's government's loans were 80% monthly profit, and some processing fees were added, but in fact it was doubled. The principal and interest at maturity in one year were doubled. This was still a cheaper public loan, and if you borrow from private individuals, it was often higher, or even nine out of nine and thirteen to return to these. Or it was a lamb interest.

In the past, people didn’t dare to borrow money unless there was no way to get famine in the year of disaster, but the result of borrowing money was often to sell their children to pay off their debts.

But the Li family has a good credit. The loan they gave to immigrants has low interest rates, and the annual interest is only equivalent to the monthly interest rate of public loans in the past. Another thing is that Li Ji Money House has regulations that even if it cannot be paid for the time being, the interest will not be compound interest, and the interest will only increase to twice the principal at most.

Based on the annual interest rate of 8%, it is still a single interest rate. If the Lin family borrowed money and could not pay it back for a while, their interest will accumulate. After more than a year, the interest rate will be raised a little, but at most it will not move when the capital is the same as the capital. Moreover, the interest rate will generally increase to the same amount as the capital, at least seven or eight years.

"This year, Li Ji has launched several businesses, including buying cattle with mortgages and buying farm tools with mortgages. Now, they can apply for these mortgages at their money houses, and there are discounts."

The mortgage is also a business that Li Ji Money House has been promoting for several years. To put it bluntly, it is payment in installments. Li Ji cooperates with some businesses, and the Lin family has always wanted to buy some farm tools. After all, this is a long-term need. It is better to buy it yourself than rent it. But if you buy it, you can't get it out at one time.
Chapter completed!