Chapter 148 The problem of the flow of money
Shao Shuhuan smiled and said, "Neither take out the money nor save the money. I will visit the expensive money house for one or two."
Hearing this, the old man grabbed the tobacco pole next to him, took a few sips, spit out smoke, and laughed dryly, "It's interesting, what do you want to visit?"
"Of course it's the silver treasury!" Shao Shuhuan laughed.
"Young Master, noble surname?" the old man stood up and asked.
"Shao!" Shao Shuhuan smiled faintly and said.
The old man looked him up and down for a moment, and laughed strangely and said, "Young Master wants to visit the silver warehouse, but there is no problem. But the young master brought his entourage guards and looked like he was not going to visit the silver warehouse, but to rob the money house. The shop is small and profitable, so please wait for tea in the side room, right?"
"Okay!" Shao Shuhuan said with a smile.
"Young Master..." Wang Tai was a little anxious. This time, His Majesty repeatedly told him that if Shao Shuhuan made any mistakes, be careful of their heads.
"It's okay, I'll take a look!" Shao Shuhuan smiled. The old man stood up and called out. A young man dressed in a servant came out and led Wang Tai into a door next door. He went to the side room to wait for tea. Then the old man bowed and said, "Please, please."
Wang Tai murmured in his heart: "No one depends on the other person's banknotes, it is clearly just a matter of making trouble." However, His Majesty had ordered that as long as it was not involved in Shao Shuhuan's safety, everything else would be as he could.
Shao Shuhuan followed the old man in and walked through a small courtyard where there was the main house. Gu Shaoshang had already strode to meet him. Seeing him, he bowed and said, "Hello, young master!"
"Not good!" Shao Shuhuan sighed and sat down on a Grand Master chair.
"Who messed with the young master?" Gu Shaoshang said with a smile.
"You know everything, and ask me?" Shao Shuhuan frowned, pointed to the chair opposite, and signaled him to sit down and talk.
"There are still people coming." Gu Shaoshang said lightly.
"Who?" Shao Shuhuan asked. "Many main forces in Xuanji's inner guard are in Jiangnan. Now the young master is here to do business in Jiangnan. This is the first time we serve the young master, so naturally we can't mess it up." Gu Shaoshang smiled. "Master Zhuang, please come out!"
"Master Zhuang?" Shao Shuhuan was stunned for a while. Could it be that it was Zhuang Meng's young master? He had not yet finished his thoughts. The curtain of the door to the east was raised, and Zhuang Meng was wearing an ordinary blue robe. Seeing Shao Shuhuan, he lifted up his robe, knelt down and bowed, "Zhuang Meng has rarely seen Your Highness."
Shao Shuhuan was busy standing up. He personally helped Zhuang Meng Shao up and said with a smile: "You and I hit it off at first sight in the capital. Why are you so polite today?"
"That's because your highness is humble and polite. Young Master Meng dare not be rude!" Young Master Zhuang Meng said hurriedly.
Shao Shuhuan was curious. Gu Shaoshang had something to ask him for trouble. Why did he pull out Zhuang Meng Shao? Could it be that Hongtong Money Bank was actually from the four companies in Jiangnan? It seems that it is possible that the four companies in Jiangnan are deeply rooted and not ordinary wealthy. It is normal to support a money bank.
Because he didn't know what Gu Shaoshang was paying attention to, Shao Shuhuan didn't say anything. A servant brought tea to him. He took it and put it aside.
"Your Highness, Mr. Meng takes the liberty to ask. How are you going to start?" Mr. Zhuang Meng asked.
Shao Shuhuan did not answer, and Gu Shaoshang said, "Let Mr. Sun come over?"
Shao Shuhuan nodded slightly, Gu Shaoshang went out and gave an order. For a moment, the old man who had just led Shao Shuhuan in was still smoking a tobacco pole. When he saw Shao Shuhuan, he greeted him again and said with a smile: "Don't blame your highness, you are outside just now, the old man was so rude."
"The old man is exempt from gifts, but - I am not Your Highness!" Shao Shuhuan said with a faint smile.
Old Man Sun also smiled and said, "After Mr. Gu's notice, the old man checked the recent large amount of silver and money transactions overnight. At the beginning of last winter, the capital bank had a large amount of millions of silver and money in Yangzhou, Jinling, Hangzhou and other places. His Highness also knew that the capital bank had always cared about certificates and cash, and never asked about the origin of the silver and money or the identity of the customer. Therefore, who was the one who deposited the silver and whether there was any connection between each other, and he didn't know."
Shao Shuhuan was very curious and asked: "Old Sun, please forgive Shuhuan for asking a presumptuous question. With such a large-scale entry and exit of money, does Hongtong Money House not need the identity information of the guests, etc.?"
Mr. Sun frowned and said for a while: "Mr. Gu has never talked to the young master about Shao Shuhuan, and he fell in love with Gu Shaoshang in confusion. Gu Shaoshang smiled bitterly and said, "I am just a rough man, so I don't move these."
When the old man Sun heard this, he explained: "Our money house is divided into several business models, one of which is silver notes. This is the most common and most convenient one. As long as the customer comes with cash and deposits it into the money house, the money house will issue silver notes according to the customer's needs. Silver notes are a means of large transaction circulation, so naturally they don't ask who the owner is."
Shao Shuhuan nodded. He naturally understood this. As long as anyone holds the banknotes of Hongtong Money House, he can come to Hongtong Money House to cash the bank. Hongtong Money House will definitely not ask about the origin of this banknote. No matter whether you steal or rob, it has nothing to do with Hongtong Money House. As long as the banknotes are true, Hongtong Money House will exchange for cash the bank.
"The other is the certificate!" Old Man Sun took two puffs of cigarettes and spit out smoke, and continued, "The certificate is different from the silver notes. Generally, the amount of silver involved is extremely large, so the certificate will be issued, or it is not a gold or silver thing, but jewelry, antique calligraphy and paintings, etc., which are priceless in the bank. The certificate requires the customer's identity document, so that the customer information will be left in the store. According to the customer's needs, the recipient will also be determined according to the customer's requirements. For example, if the customer requires that the customer must come in person to collect it, then even if someone comes with the certificate, he will definitely not be able to obtain the things that exist in the bank."
Shao Shuhuan was curious when he heard this and asked, "If the guest died, his children would come to collect what he had survived during his lifetime, wouldn't it be better?"
"Of course." Old Man Sun said, "Unless the customer wrote it clearly, the children can come to collect it with their own identity copy, otherwise no one can collect it."
"In this way, what you saved in the money house should be silver not certificates?" Shao Shuhuan asked.
"That's right!" Old Man Sun nodded, "Because your highness was going to investigate, the Nanjiang Consulate and the Beijing Consulate checked it thoroughly and found that someone had transferred the silver notes to Shaw Brothers Money House and Jinsui Money House, totaling five million taels of silver. In other words, if someone really laundered money from Hongtong, then Hongtong should still keep them two million taels now."
Shao Shuhuan frowned. Jinsui was owned by the state, and only Emperor Zhou and the Ministry of Revenue had the right to investigate. Shao Brothers... I am afraid that Shao She would not allow him to investigate the Shaw Brothers territory.
"Has no one ever withdraws cash silver?" Shao Shuhuan asked with a frown.
"If the banknotes flow into those two money shops and withdraw cash, our store will not be able to find it." Old man Sun twitched his eyes and shook his head half-squinted.
Shao Shuhuan nodded, it was the land, and as long as he moved out, Hongtong naturally couldn't find anything.
"There has been some movement in Shaw Brothers Money House!" Gu Shaoshang said lightly, "Ling Zun withdraws about 700,000 taels of cash from Shaw Brothers. The name is Xiu Qingyao Villa. However, I have checked. It is not enough to use so much silver to repair the Qingyao Villa. At most, it only takes about 370,000 taels. This is the number of land that the palace garden craftsmen jointly issued. In addition, Ling Zun issued 2 million taels of silver bills from Shaw Brothers Money House, and the purpose is unknown..."
Old Man Sun took two puffs of cigarettes and frowned and said, "Two million taels? Where does Lord Shao's mansion require such a large expense at one time?"
Shao Shuhuan didn't say anything. He had been in charge of the Shao family for a few days, so he naturally knew that money was in and out of money, and the life in the Shao family was already expensive enough, but it was not enough to take two million taels a year for daily life. What was Shao She doing when he issued such a huge amount of silver notes at a time? He bribed officials? Is he using it?
He is already the magnificent prime minister and has a high position. His official position can no longer be promoted. Only others can bribe him. How can he need to bribe others?
"I have been in charge of my family for a few days. Although our family's most wealthy people in the capital, the annual silver expenses are at most about 800,000 taels of silver, which is absolutely not worth 2 million taels. Moreover, most of our family's expenses are directly supplied by several manors in the south of the Yangtze River, and there is no need to use the money from the money house. In addition to the manor, the Shao family also has rice shops, Jinxiufang, etc. in the capital." At the beginning, because Fang and Shao She were angry, Shao She asked Shao Shuhuan to manage the family for a few days. Therefore, Shao Shuhuan knew the details of the Shao family in the capital.
Old man Sun took a few sips of cigarettes, then ate all the remaining ash, and then took out the tobacco from the hookah bag, stuffed it in, lit the fire with a fire note, continued to smoke a few sips, frowned, "Your Highness, to say something very disrespectful, Shaw Brothers Money House has the previous example of issuing silver notes in false "What?" Shao Shuhuan asked in confusion, "What is false "ssuing silver notes?"
Chapter completed!